For sale

$175,000

Est. $1,082/mo —

•

— ba

•

3,520

sq ft

15 Decatur St, Cumberland, MD 21502

About this home

Investor alert–This well-maintained triplex presents an outstanding opportunity for investors seeking immediate cash flow with future upside. The property features two spacious 2-bedroom units and one well-appointed 1-bedroom unit, plus a potential 4th unit or additional storage space for added flexibility and long-term value. Recent improvements include a new metal roof, three brand-new gas furnaces, and ductwork already installed for future mini-split systems. All appliances convey, making for a smooth, hassle-free transition for the next owner. Unit A has renovations scheduled, B is currently rented for $950/month, C is rented for $725 and each unit is separately metered for gas and electric to help minimize owner expenses. Tenants pay their own gas and electric, while the owner covers water, sewer, and trash. Conveniently located near downtown Cumberland, shopping, restaurants, and medical facilities, Seller will consider a package deal with additional available properties: MDAL2012462 and MDAL2012546. Call today to schedule your private tour and explore the potential of this income-producing investment opportunity!

Multi-familyProperty Type

1890Year Built

3,650 sq ftLot Size

$50Price/Sq.Ft.

Listed by Steve MacGray • Charis Realty Group

•240-801-5011 (broker)

•home@charisrealty.com (broker)

Listing updated: May 20, 2026 at 07:37pm

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAL2014754

Payment calculator

$1,082 per month

Principal and interest$908

Property taxes

$128

HOA dues

Home insurance

$47

Utilities

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Down payment assistance

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Open houses

No upcoming open houses.

Nearby open houses (8)

OPEN SAT, 11AM TO 1PM
$330,000
3 beds2 baths1,482 sq ft
13514 Old Cresaptown Rd SW, Lavale, MD 21502
(240) 801-5011
OPEN SAT, 11AM TO 1PM
$425,000
5 beds3.5 baths3,900 sq ft
1048 Bishop Walsh Rd, Cumberland, MD 21502
(240) 801-5011
OPEN SAT, 12PM TO 2PM
$330,000
5 beds3.5 baths3,290 sq ft
223 Armstrong Ave, Frostburg, MD 21532
(301) 777-3232
OPEN SAT, 1PM TO 2:30PM
$259,000
3 beds2 baths2,196 sq ft
12216 Mcmullen Hwy SW, Cumberland, MD 21502
(240) 801-5011
OPEN SUN, 11AM TO 2:30PM
$157,500
5 beds1.5 baths1,440 sq ft
805 Braddock Rd, Cumberland, MD 21502
(301) 722-4700
OPEN SUN, 3PM TO 4PM
$249,900
3 beds2 baths1,730 sq ft
12600 N Cresap St N, Cumberland, MD 21502
(301) 777-3380
OPEN SUN, 5PM TO 7PM
$129,000
2 beds1.5 baths1,070 sq ft
22 S Massachusetts Ave, Cumberland, MD 21502
(240) 801-5011
OPEN SEP 6, 2PM TO 3:45PM
$192,000
4 beds2.5 baths1,651 sq ft
21 Centennial St, Frostburg, MD 21532
(301) 689-0100

Around this home

Schools

K - 12
Preschool & daycare

Cresaptown Elementary School

Public PreK-5 • Assigned • 6.0mi

6/10

Braddock Middle School

Public 6-8 • Assigned • 1.0mi

8/10

Allegany High School

Public 9-12 • Assigned • 2.0mi

7/10

Provided by GreatSchools

About Decatur

Heights

Decatur Heights, located between Downtown Cumberland and LaVale, is a residential and hillside Cumberland neighborhood with winding streets and long valley views. The neighborhood’s character concentrates around the busy junction of Decatur Street and Greene Street, where corner storefronts, takeout counters, and everyday errands set a steady rhythm. Brick rowhouses and compact detached homes mix with porches and retaining walls that follow the slope. Washington Street’s historic corridor and nearby trailheads shape a walk-and-ride routine. Community touchstones include the Allegany Museum, the Cumberland Theatre, and the Western Maryland Scenic Railroad.

Provided by Walk Score and Local Logic

Offer insights

15 Decatur St · $175,000

Strong offer

$175K and above

75% chance or better to win

Why $175K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 148 days.

SALE-TO-LIST

Most homes are selling 7% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Interior features
Very good condition

Bedrooms
One 1-bedroom unit
Two 2-bedroom units

Kitchen
Refrigerator
Electric oven/range

Laundry & utility
Washer
Dryer
Electric hot water

Heating & cooling
Radiator heating
Natural gas fuel

Sale and tax history for 15 Decatur St

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDAL2014754

May 20, 2026

Listed

$175,000

$50/sq ft

BRIGHT MLS #MDAL2012472

Dec 16, 2025

Listing Removed

—

Jul 30, 2025

Listed

$175,000

$50/sq ft

BRIGHT MLS #MDAL2000642

Jun 22, 2022

Sold

$75,000

$21/sq ft

Apr 28, 2022

Pending

—

Apr 7, 2022

Relisted

—

Mar 6, 2022

Contingent

—

Mar 3, 2022

Price Changed

$85,000

$24/sq ft

Dec 13, 2021

Price Changed

$75,000

$21/sq ft

Nov 10, 2021

Relisted

—

Sep 14, 2021

Pending

—

Aug 18, 2021

Listed

$85,000

$24/sq ft

+51

Year

Property tax

Land + Additions

Assessment*

2025

$711 (−0.6%)

$3,200 + $75,600

$78,800

2024

$716 (+5.0%)

2021

$682 (+3.7%)

2020

$657 (−0.6%)

2019

$661 (−1.7%)

$3,200 + $67,600

$70,800

2018

$673 (−8.1%)

$3,200 + $67,600

$70,800

2017

$732 (+6.4%)

$3,200 + $74,300

$77,500

2016

$688 (+2.4%)

2015

$672 (+1.9%)

$3,600 + $66,100

$69,700

2014

$659 (+0.6%)

2013

$656 (−14.4%)

2012

$766 (+7.0%)

2011

$716

2010

$716 (+13.8%)

2009

$630

Public record

Public record
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,650 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

3,520

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,520

Year built

1890

Style

Townhouse

County

Allegany County

APN

23 006707

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 101° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Cumberland, MD • 21502

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

63/ 100

Moderate sunlight

Sunscore

There appears to be some shading by surrounding buildings, terrain, and vegetation.

6.9 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 15 Decatur St

$166,067

$8,933 under list price of $175K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $25K to $212K.

SOLD APR 28, 2026
$24,500 Last sold price
— beds— baths2,130 sq ft
306 E Harrison St, Cumberland, MD 21502
$38/sq ft
smaller lot
5 years newer
SOLD DEC 2, 2025
$179,900 Last sold price
5 beds2 baths2,032 sq ft
603 Lincoln St, Cumberland, MD 21502
$39/sq ft
smaller lot
46 years newer
SOLD JAN 16, 2026
$212,000 Last sold price
4 beds1.5 baths2,275 sq ft
18 Greene St, Cumberland, MD 21502
$43/sq ft
smaller lot
16 years newer
SOLD MAR 17, 2026
$100,000 Last sold price
3 beds2 baths2,376 sq ft
407 Columbia St, Cumberland, MD 21502
$8/sq ft
larger lot
basement
SOLD JUL 13, 2026
$110,000 Last sold price
6 beds2.5 baths2,016 sq ft
15-17 Weber St, Cumberland, MD 21502
$5/sq ft
10 years newer
basement
SOLD MAR 10, 2026
$125,000 Last sold price
6 beds— baths2,866 sq ft
105 Park St, Cumberland, MD 21502
$6/sq ft
smaller lot
10 years newer

Contact listing agent

Steve MacGray

Charis Realty Group

301-707-8888

steve@charisrealty.com

At this time, Redfin doesn't have an agent available to help you with this home.

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3 beds1.5 baths1,632 sq ft

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Open houses

Nearby open houses (8)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 15 Decatur St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 15 Decatur St

Contact listing agent

Early Access listings

Nearby similar homes

New listings for sale in 21502

More real estate resources