Set on nearly 8 secluded acres—with approximately 2 acres cleared and bordered by a natural privacy buffer of mature trees—this striking black-and-white modern farmhouse offers the perfect balance of style and serenity. Offered fully furnished, the home showcases a clean, upscale aesthetic with thoughtfully selected finishes in gold, black, and white throughout. The main level is anchored by a spacious primary suite featuring a walk-in closet, double vanity, soaking tub, and a beautifully tiled walk-in shower with built-in bench. A generously sized hall bath also includes dual vanities, ideal for guests or family. Designed for both everyday living and entertaining, the open-concept layout flows effortlessly from the kitchen—complete with an oversized walk-in pantry—into the living and dining areas. A dedicated office provides flexibility and could easily serve as a fourth bedroom with minor adjustments. Additional highlights include a convenient mudroom/laundry area with direct garage access, an oversized two-car garage with workspace and separate entry, and a covered outdoor space perfect for relaxing in the hot tub. The unfinished lower level offers approximately 1,500 square feet with egress, presenting an excellent opportunity for a future in-law suite or apartment, along with a dry crawlspace for added storage. Tucked at the end of a long shared private drive, the property offers open space for recreation, expansion potential, and a true sense of privacy—making it a rare opportunity to enjoy modern farmhouse living in a peaceful, natural setting.
Est. $2,404 per month, based on comparable rentals
Sale and tax history for 97 Otter Point Rd
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDCC2020780
Aug 31, 2026
Sold
$790,000
$381/sq ft
Apr 7, 2026
Contingent
—
Mar 25, 2026
Listed
$850,000
$410/sq ft
Mar 23, 2026
Coming Soon
$850,000
$410/sq ft
Public Records
Sep 25, 2025
Sold
$720,000
$347/sq ft
BRIGHT MLS #MDCC2018192
Aug 29, 2025
Sold
$741,000
$357/sq ft
Jul 21, 2025
Pending
—
Jul 18, 2025
Price Changed
$749,999
$361/sq ft
Jul 16, 2025
Price Changed
$779,999
$376/sq ft
Jul 8, 2025
Listed
$799,000
$385/sq ft
+20
SELLER IS HIGHLY MOTIVATED! Submit all offers asap! Stunning white & black modern farmhouse on nearly 8 private acres with 2 acres cleared and a 60-tree natural privacy fence. Sold furnished, this home blends sleek country style with premium finishes in gold, black, and white. The main level features a spacious primary suite with walk-in closet, dual vanities, freestanding tub, and custom tile shower with bench. Large guest bath also offers dual vanities. Open-concept kitchen with oversized walk-in pantry, dedicated office (both convertible to 4th bedroom/closet), and seamless flow into the living and dining areas. Covered hot tub, mud/laundry room with garage access, and oversized 2-car garage with workspace and separate entrance. Unfinished 1,500 SF basement with egress for full apartment potential plus dry crawlspace for storage. Long shared private drive, open space for recreation, and room to expand. A rare blend of privacy, functionality, and modern farmhouse charm. Being sold as is.
BRIGHT MLS #1007127416
Dec 21, 2015
Listing Removed
—
Nov 23, 2014
Listed
$125,000
$60/sq ft
Public Records
Sep 17, 2004
Sold
$319,800
$154/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$5,150 (+5.0%)
2025
$4,905 (+6.3%)
2024
$4,614 (+0.5%)
2023
$4,592 (+249.7%)
$132,600 + $283,500
$416,100
2022
$1,313 (−1.2%)
2021
$1,329 (−1.2%)
$116,600
2020
$1,345
$116,600
2019
$1,345 (−4.9%)
$116,600
2018
$1,414
$122,600
2017
$1,414 (−7.8%)
$122,600
2015
$1,533
$139,100
2014
$1,534 (−6.8%)
2013
$1,645 (+4.8%)
2012
$1,570 (+2.4%)
2011
$1,533 (−11.3%)
2010
$1,727 (+17.3%)
2009
$1,472
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
7.73 Acres
Year renovated
—
Sq. Ft.
1,895
Year built
2022
Style
Single Family Residential
County
Cecil County
APN
03 015084
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 19, 2026.
LDR
Low Density Residential District
The purpose of the Low Density residential Zone is to provide an appropriate development area for low to medium density residential development and to act as a transitional zone between rural and more densely developed areas. It is the intent of this zone to permit uses that are consistent with suburban character.
Permitted uses
Include but are not limited to:
Agriculture
Religious facility
Day care facility
Housing-Single unit
Housing-Other
Infrastructure
Educational/school
Fire house
Police station
Timberland
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Built In
# of Total Garage and Parking Spaces: 12
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 10
Attached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Built-In Microwave, Built-In Range, Cooktop, Dishwasher, Dryer - Electric, Dual Flush Toilets, Energy Efficient Appliances, Extra Refrigerator/Freezer, Instant Hot Water, Oven - Wall, Oven/Range - Electric, Range Hood, Washer
Interior Features: Air Filter System, Attic, Combination Kitchen/Dining, Dining Area, Efficiency, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Island, Master Bath(s), Family Room Off Kitchen, Recessed Lighting, Sprinkler System, Store/Office, Upgraded Countertops, Walk-in Closet(s), WhirlPool/HotTub, Wine Storage, Wood Floors
Full, Interior Access, Drainage System, Outside Entrance, Poured Concrete, Unfinished, Water Proofing System
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1895
Improvement Assessed Value: $363,400
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor
Building Information
Foundation Details: Concrete Perimeter
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Patio(s), Deck(s), Porch(es)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Asphalt
Structure Type: Detached
Window Features: Energy Efficient
Exterior Information
BBQ Grill, Exterior Lighting, Hot Tub, Sidewalks
Lot Information
Tidal Water: No
Land Information
Land Assessed Value: $132,600
Above Grade Information
Finished Sq.Ft.: 2,075
Finished Sq.Ft. Source: Estimated
Below Grade Information
Unfinished Sq.Ft.: 1,895
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $4,554
Tax Assessed Value: $442,733
Tax Year: 2026
Tax Annual Amount: $4,905
Assessments Information
Year Assessed: 2025
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Propane
Sewer Septic: Septic Exists
Water Source: Well
Location
School Information
Elementary School: ELK NECK
Middle Or Junior School: NORTH EAST
High School: NORTH EAST
School District Name: CECIL COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Head toward Old Elk Neck Rd Spur. , Turn left onto Otter Point Rd.
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,895
Stories: 1.0
Lot Size: 7.73 acres
Style: Single Family Residential
Year Built: 2022
Year Renovated: —
County: Cecil County
APN: 03 015084
Home facts updated by county records on Sep 18, 2026
Around this home
Schools
Elk Neck Elementary School
Public PreK-5 • Assigned • 4.9mi
7/10
North East Middle School
Public 6-8 • Assigned • 4.2mi
4/10
North East High School
Public 9-12 • Assigned • 4.0mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
7/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
5/10 Air Factor
6 unhealthy days expected this year, 8 days in 30 years
Provided by First Street
Historical weather
Elkton, MD • 21921
Average low and high temperatures (°F)
36
22
41
26
59
38
67
46
72
55
83
64
87
70
80
61
78
60
69
46
57
38
42
27
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
100/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 14% for direct sun exposure in Elkton. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$743,000 – $899,000
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