PANORAMIC WATERFRONT!! The property at 2242 Monocacy Rd is a truly exceptional waterfront home, offering both luxury and convenience, set on a rare double lot with two tax IDs. Built in 2005, this 4-bedroom, 4-bathroom residence blends modern amenities with timeless design, making it an ideal retreat for those seeking a harmonious balance between upscale living and the natural beauty of its waterfront setting. At the heart of the home is the bright, updated kitchen, which stands as a testament to both style and functionality. Outfitted with high-end stainless steel appliances, a spacious island, and sleek granite countertops, this kitchen is perfect for both casual meals and entertaining. The open layout flows seamlessly into the rest of the main level, which is adorned with rich hardwood floors, creating a warm and inviting atmosphere. The wrap-around screened room, a standout feature of the property, offers stunning panoramic views of the water, inviting year-round enjoyment of the serene surroundings. Whether you're enjoying a morning coffee or an evening sunset, the sights and sounds of the water are never far away. Outdoor living is clearly a priority here, with an expansive back deck, a covered paver patio, and block steps leading directly to the water. The bulkhead and boardwalk create an easy connection to the private multi-slip pier, complete with a ski lift for boating enthusiasts. This setup makes the property an ideal haven for water lovers, whether you’re looking to spend the day on the boat or simply relax by the water's edge. The large green space offers plenty of room for outdoor activities or potential garden development, enhancing the property's versatility. Inside, the living room exudes comfort, anchored by a cozy fireplace perfect for those cooler evenings. The spacious walk-out basement, fully finished, expands the home's livable space, making it an ideal spot for recreation, additional family living, or guest accommodations. The basement also walks out to a massive paver patio with block steps to the boardwalk. Further enhancing the home's appeal is the detached 1-car garage, providing both convenience and additional storage. An additional rear deck acts as a pathway into the home from the garage. Overall, 2242 Monocacy Rd is more than just a waterfront property; it’s a lifestyle. With its thoughtful design, premium finishes, idyllic location, and recent updates —such as a new AC system installed in 2023 —this home offers an unmatched living experience for those seeking a blend of comfort, elegance, and access to the water. High enough to not need flood insurance (please verify with your lender).
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3
Stories
1.5
Lot width
—
Lot depth
—
Lot size
10,450 Sq. Ft.
Year renovated
—
Sq. Ft.
2,521
Year built
2005
Style
Single Family Residential
County
Baltimore County
APN
15 1502201180
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
DR 3.5
Density Residential, 3.5 dwelling units per acre
The D.R. zoning classifications are established, pursuant to the legislative findings set forth above, in order to: Foster a greater variety in housing types within future residential developments; Allow more feasible preservation of natural features and induce the reservation of ample and more suitably designed open spaces and parks, in order to better satisfy the needs of residents without economic disadvantage to developers; Allow greater flexibility in subdivision-development planning and provide for the inducement of more creative as well as more economic approaches to residential development, with the goal of desirable and distinctive identity and character of individual residential locales; Provide the means to satisfy differing housing-market requirements without rezoning, and thus without disruptive changes in density potential; Provide for the application of residential zoning classifications in a manner more nearly in accord with comprehensive plans and comprehensive-planning goals and Provide greater certainty about dwelling types and densities within existing communities with the goal of conserving and maintaining these areas.
Permitted uses
Include but are not limited to:
Religious facility
Day care facility
Hospital / medical center
Housing-Single unit
Housing-Multiple units
Research & development
Public service
Educational / school
Communications tower
Park & open space
Property details
Parking
Parking Information
# of Detached Garage Spaces: 1
Garage Features: Garage Door Opener
# of Total Garage and Parking Spaces: 5
Has Garage
# of Garage Spaces: 1
Driveway - # of Spaces: 4
Detached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 2
# of Bedrooms On 1st Lower Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 4
Interior Information
Flooring Type: Carpet, Hardwood, Ceramic Tile
Living Area Sq.Ft. Source: Estimated
Room Information
Laundry Type: Main Floor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Basement Information
Basement: Yes
Fully Finished
Exterior
Property Information
Total Below Grade Sq. Ft.: 2026
Improvement Assessed Value: $416,400
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Foundation Details: Other
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Other Structures: Shed
Exterior Information
Fencing: Decorative, Partially
Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 223
Land Information
Land Assessed Value: $262,200
Dock Information
Dock Type and Features: Multiple Slip
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 2,521
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 1,440
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 586
Finished Sq.Ft. Source: Estimated
Financial
Tax Information
County Tax: $6,402
Tax Assessed Value: $578,333
Tax Year: 2024
Tax Annual Amount: $6,402
Assessments Information
Year Assessed: 2024
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Other
Hot Water: Other
Sewer Septic: Public Sewer
Propane, Under Ground, Above Ground
Water Source: Public
Location
School Information
School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Please use Google Maps for directions
Location Type: River
Waterfrontage Information
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Middle River
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 2,521
Stories: 1.5
Lot Size: 10,450 square feet
Style: Single Family Residential
Year Built: 2005
Year Renovated: —
County: Baltimore County
APN: 15 1502201180
Home facts updated by county records on Jul 29, 2026
Around this home
Schools
Middleborough Elementary School
Public PreK-5 • Assigned • 0.8mi
6/10
Deep Creek Middle School
Public 6-8 • Assigned • 2.1mi
5/10
Chesapeake High School
Public 9-12 • Assigned • 1.3mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
6/10 Wind Factor
70% chance of strong winds in next 30 years
5/10 Air Factor
6 unhealthy days expected this year, 8 days in 30 years
Provided by First Street
Historical weather
Essex, MD • 21221
Average low and high temperatures (°F)
38
24
43
28
59
39
68
49
74
56
85
66
89
74
83
67
78
63
69
50
58
41
44
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.6 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.06M – $1.28M
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