OFF MARKET

Off Market Jun 2025 for $690K

$744,778

Est. refi paymentEst. refi $4,844/mo

•

2,910

sq ft

989 Ridge Rd, Finksburg, MD 21048

About this home

ALL OFFERS DUE TUES. , APRIL 29 BY 5PM! MULTIPLE OFFERS, SELLER WANTS JUNE 6 SETTLEMENT. Your country paradise awaits in beautiful Finksburg! Tucked away on 2.33 scenic acres, this well-maintained home blends rustic charm with modern updates in a dreamy countryside setting. Step inside to discover a warm and inviting main level featuring a stunning cathedral ceiling, expansive windows, and a cozy ski-lodge feel. The spacious primary suite is conveniently located on the main level, complete with a beautifully remodeled bathroom designed for relaxation. Upstairs, you’ll find a private bedroom retreat with its own updated en-suite bath and an open loft area—ideal as a sitting room, reading nook, or home office. The walkout lower level offers fantastic flexibility with a large recreation room anchored by a wood stove, another remodeled full bathroom, a mechanical/storage room, and a massive bonus space perfect for a gym, craft room, music studio, kids’ playroom—endless possibilities! Car enthusiasts or hobbyists will love the oversized garage with a main level half bath and an incredible upper-level in-law suite featuring a full kitchen/living combo, full bathroom, and washer/dryer hook-up—great for guests, extended family, or even rental potential. Don’t miss your chance to own this peaceful retreat just minutes from town—schedule your showing today and fall in love with your forever home!

Single-familyProperty Type

1997Year Built

2.33 acresLot Size

$256Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Kimberly Fitzgerald • Long & Foster Real Estate, Inc.

•410-795-9600 (broker)

•eldersburg1740@lnf.com (broker)

Bought with PHILOMENA ALEXIOU • Cummings & Co. Realtors

•410-823-0033 (broker)

•realtor@cummingsrealtors.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDCR2025956

Redfin Estimate

$744,778

$55K since sold in June 2025$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.2% higher than the average sale price ($658K) of 6 comparable homes.

SOLD AUG 7, 2026
$635,000
A
4 beds3 baths3,072 sq ft
415 Dutrow Rd, Westminster, MD 21157
SOLD APR 28, 2026
$650,000
B
4 beds2.5 baths2,848 sq ft
2324 Carrollton Rd, Westminster, MD 21157
SOLD JAN 16, 2026
$799,000
C
4 beds4.5 baths3,536 sq ft
3097 Lawndale Rd, Finksburg, MD 21048
SOLD MAY 15, 2026
$805,000
D
4 beds2.5 baths3,353 sq ft
3360 Lawndale Rd, Reisterstown, MD 21136
SOLD NOV 13, 2025
$675,000
E
4 beds4.5 baths3,223 sq ft
100 Fig Leaf Dr, Hampstead, MD 21074
SOLD JUN 19, 2026
909 Emory Church Rd, Upperco, MD 21155
$382,500
F
5 beds4 baths2,904 sq ft
909 Emory Church Rd, Upperco, MD 21155

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Earn from this home

Sell

$159,943

Est. take-home

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Refinance

Est. cash available

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Rent

$2,550/mo

Redfin rental estimate

List your home for rent

Market trends in 21048, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.9%

+0.9% MoM

Median sale price

$575K

$5K MoM

Avg. days on market

38d

3 days MoM

Recently sold homes

1 MoM

New listings for sale

NEW 25 HRS AGO
$519,950
4 beds2 baths1,949 sq ft
1906 Suffolk Rd, Finksburg, MD 21048
(888) 860-7369
$645,000
3 beds2.5 baths2,332 sq ft
2093 Trainer Dr, Finksburg, MD 21048
(410) 795-9600
$465,000
3 beds1.5 baths2,045 sq ft
2645 Sunset Ln, Finksburg, MD 21048
(410) 816-0066
$495,000
3 beds2.5 baths1,674 sq ft
3217 Old Westminster Pike, Finksburg, MD 21048
(410) 549-9555
COMING SOON
$475,000
3 beds2 baths2,173 sq ft
1511 Pilgrim Ln, Finksburg, MD 21048
(877) 366-2213
$325,000
2 beds1 bath1,192 sq ft
3105 Old Westminster Pike, Finksburg, MD 21048
(410) 740-7100
See all

Provided by Redfin

Sale history for 989 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,220 (+5.5%)

2024

$4,949 (−0.6%)

$173,300 + $360,200

$533,500

2023

$4,979 (+11.8%)

2022

$4,452 (+2.3%)

2021

$4,350 (+2.4%)

$151,400 + $240,800

$392,200

2020

$4,248 (+1.5%)

2019

$4,183 (+0.9%)

2018

$4,146

$151,400 + $213,500

$364,900

2017

$4,146 (−0.7%)

$151,400 + $213,500

$364,900

2016

$4,177

$151,400 + $216,300

$367,700

2015

$4,178 (−6.4%)

$151,400 + $216,300

$367,700

2014

$4,465 (+4.4%)

$161,300 + $235,200

$396,500

2013

$4,277 (+5.2%)

2012

$4,066 (+2.5%)

2011

$3,967 (+7.3%)

2010

$3,696 (+7.3%)

2009

$3,444

Tax history for 989 Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,220 (+5.5%)

2024

$4,949 (−0.6%)

$173,300 + $360,200

$533,500

2023

$4,979 (+11.8%)

2022

$4,452 (+2.3%)

2021

$4,350 (+2.4%)

$151,400 + $240,800

$392,200

2020

$4,248 (+1.5%)

2019

$4,183 (+0.9%)

2018

$4,146

$151,400 + $213,500

$364,900

2017

$4,146 (−0.7%)

$151,400 + $213,500

$364,900

2016

$4,177

$151,400 + $216,300

$367,700

2015

$4,178 (−6.4%)

$151,400 + $216,300

$367,700

2014

$4,465 (+4.4%)

$161,300 + $235,200

$396,500

2013

$4,277 (+5.2%)

2012

$4,066 (+2.5%)

2011

$3,967 (+7.3%)

2010

$3,696 (+7.3%)

2009

$3,444

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

4.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

2.33 Acres

Year renovated

—

Sq. Ft.

2,910

Year built

1997

Style

Single Family Residential

County

Carroll County

APN

04 044258

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
Garage Sq. Ft.: 1,422
# of Detached Garage Spaces: 2
# of Attached Carport Spaces: 2
Garage Features: Garage Door Opener, Garage - Front Entry, Oversized
# of Total Garage and Parking Spaces: 11
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 7
Attached Carport, Detached Garage, Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Half) On 1st Lower Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half) On All Lower Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 4

Interior Information
Appliances: Dishwasher, Exhaust Fan, Microwave, Refrigerator, Washer, Water Heater, Dryer
Flooring Type: Hardwood, Ceramic Tile, Fully Carpeted
Interior Features: Attic, Bathroom - Walk-In Shower, CeilngFan(s), Carpet, Combination Dining/Living, Kitchen - Eat-In, Walk-in Closet(s), Wood Floors
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Cathedral Ceilings, Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Exercise Room, Recreation Room, Bathroom 2, Bathroom 3, Master Bathroom, Half Bath
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood, Mantel(s), Stone

Basement Information
Basement: Yes
Daylight, Partial, Partially Finished, Walkout Level, Side Entrance

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1336
Improvement Assessed Value: $360,200
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Concrete, Vinyl Siding
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Other Structures: Shed

Exterior Information
Exterior Lighting
Fencing: Wood

Lot Information
Lot Features: Backs to Trees, Landscaping
Tidal Water: No

Land Information
Land Assessed Value: $173,300

Above Grade Information
Finished Sq.Ft.: 2,010
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 436
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 900
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $5,496
Tax Assessed Value: $486,400
Tax Year: 2024
Tax Annual Amount: $5,556

Assessments Information
Year Assessed: 2024

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Private Septic Tank
Water Source: Well

Location

School Information
School District Name: CARROLL COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: GPS

Public facts

Beds: —
Baths: 4.5
Sq. Ft.: 2,910
Stories: 1.5
Lot Size: 2.33 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: —
County: Carroll County
APN: 04 044258

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Sandymount Elementary School

Public PreK-5 • Assigned • 2.3mi

6/10

Shiloh Middle School

Public 6-8 • Assigned • 3.9mi

9/10

Westminster High School

Public 9-12 • Assigned • 5.3mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 103° expected this year, 15 days in 30 years

4/10 Wind Factor

10% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Finksburg, MD • 21048

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$708,000 – $857,000

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New listings for sale in 21048

NEW 25 HRS AGO

$519,950

4 beds2 baths1,949 sq ft

1906 Suffolk Rd, Finksburg, MD 21048

(888) 860-7369

$645,000

3 beds2.5 baths2,332 sq ft

2093 Trainer Dr, Finksburg, MD 21048

(410) 795-9600

$465,000

3 beds1.5 baths2,045 sq ft

2645 Sunset Ln, Finksburg, MD 21048

(410) 816-0066

$495,000

3 beds2.5 baths1,674 sq ft

3217 Old Westminster Pike, Finksburg, MD 21048

(410) 549-9555

COMING SOON

$475,000

3 beds2 baths2,173 sq ft

1511 Pilgrim Ln, Finksburg, MD 21048

(877) 366-2213

$325,000

2 beds1 bath1,192 sq ft

3105 Old Westminster Pike, Finksburg, MD 21048

(410) 740-7100

Home values near 989 Ridge Rd

Data from public records.

Address	Redfin Estimate
888 Ridge Road, Finksburg, MD 5 Beds \| 5 Baths \| 5265 Sq. Ft.	$798,319
997 Ridge Road, Finksburg, MD 4 Beds \| 3.5 Baths \| 3553 Sq. Ft.	$589,779

Address	Redfin Estimate
1001 Ridge Road, Finksburg, MD - Beds \| 2 Baths \| 2802 Sq. Ft.	$421,920
906 Ridge Road, Finksburg, MD - Beds \| 3 Baths \| 4042 Sq. Ft.	$689,396

Address	Redfin Estimate
1019 Ridge Road, Finksburg, MD - Beds \| 2.5 Baths \| 2334 Sq. Ft.	$542,009
1021 Ridge Road, Finksburg, MD - Beds \| 2.5 Baths \| 2328 Sq. Ft.	$581,369

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21048, MD

Sale history for 989 Ridge Rd

Tax history for 989 Ridge Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21048

Home values near 989 Ridge Rd

More real estate resources