SOLD JAN 28, 2026

Off market jan 2026 for $682K

$688,664

Est. refi paymentEst. refi $4,992/mo

•

1,872

sq ft

1226 Horse Point Rd, Fishing Creek, MD 21634

About this home

Experience Timeless Waterfront Living on the Chesapeake Bay! Step into a serene retreat where panoramic Chesapeake Bay views and breathtaking sunsets become your daily backdrop. This meticulously crafted and updated 3-bedroom, 2.5-bath home seamlessly blends classic Eastern Shore charm with modern luxury. At the heart of the home lies a chef’s kitchen, adorned with top-of-the-line appliances, gleaming granite countertops, and rich cherry floors that exude warmth and sophistication. The waterside sunroom invites you to relax and soak in the ever-changing bay vistas, while the dedicated office and spacious walk-in pantry cater to both work and daily living needs. The primary suite offers a private sanctuary, complete with a luxurious bath designed for ultimate comfort. Enhancing the property's allure is a detached cottage, featuring a cozy fireplace and captivating water views—perfect for guests or a tranquil studio space. A private pier with lift extends your connection to the bay, ideal for boating enthusiasts or peaceful moments by the water. The property also includes a delightful garden shed, perfect for gardening enthusiasts or additional storage. Nestled in a historic Eastern Shore community, you're just moments away from the natural wonders of Blackwater National Wildlife Refuge, scenic biking trails, and the Harriet Tubman Underground Railroad National Historical Site. This home isn't just a residence; it's a step back in time, offering a harmonious blend of nature, history, and refined living.

Single-familyProperty Type

1970Year Built

1.42 acresLot Size

$368Est. Price/Sq.Ft.

1 car garageParking

Listed by Wink Cowee • Benson & Mangold, LLC

•410-745-0415 (broker)

•info@bensonandmangold.com (broker)

Bought with Chantal Apple • Engel & Volkers Ocean City

•443-292-6767 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDDO2009376

Redfin Estimate

$688,664

$6,164 since sold in January 2026$18K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 61.7% higher than the average sale price ($426K) of 6 comparable homes.

SOLD SEP 25, 2026
$315,000
A
3 beds2 baths1,694 sq ft
1165 Stagecoach Cir, Lusby, MD 20657
SOLD AUG 27, 2026
$750,000
B
3 beds2.5 baths2,597 sq ft
12578 Algonquin Trl Trl, Lusby, MD 20657
SOLD JUL 31, 2026
$340,000
C
3 beds2.5 baths1,350 sq ft
2603 Hoopers Island Rd, Fishing Creek, MD 21634
BOUGHT WITH REDFIN AUG 4, 2026
$329,900
D
3 beds2 baths1,856 sq ft
869 Plains Rd, Lusby, MD 20657
SOLD JUN 17, 2026
$345,000
E
3 beds2.5 baths1,683 sq ft
12010 Settlers Trl, Lusby, MD 20657
SOLD OCT 16, 2026
$475,000
F
3 beds2.5 baths1,632 sq ft
12468 El Dorado Ln, Lusby, MD 20657

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Earn from this home

Sell

$108,050

Est. take-home

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Refinance

Est. cash available

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Rent

$2,929/mo

Redfin rental estimate

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Market trends in 21634, MD

Last updated September 2026

Sale-to-list price

97.5%

+8.1% MoM

Median sale price

$262K

$52K MoM

Avg. days on market

143d

88 days MoM

Recently sold homes

1 MoM

Provided by Redfin

Sale history for 1226 Horse Point Rd

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Year

Property tax

Land + Additions

Assessment*

2025

$4,635 (+13.1%)

$150,600 + $274,400

$425,000

2023

$4,097 (+102.2%)

2022

$2,026 (−49.4%)

$150,600 + $212,400

$363,000

2021

$4,008 (+1.1%)

2020

$3,963

2019

$3,963

$150,800 + $200,200

$351,000

2018

$3,963 (−10.9%)

$150,800 + $200,200

$351,000

2017

$4,449 (−1.2%)

$200,800 + $203,300

$404,100

2015

$4,504

2014

$4,504

$200,800 + $207,700

$408,500

2013

$4,504 (−14.0%)

2012

$5,239 (+9.6%)

2011

$4,779 (+1.6%)

2010

$4,703

2009

$4,703

Tax history for 1226 Horse Point Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,635 (+13.1%)

$150,600 + $274,400

$425,000

2023

$4,097 (+102.2%)

2022

$2,026 (−49.4%)

$150,600 + $212,400

$363,000

2021

$4,008 (+1.1%)

2020

$3,963

2019

$3,963

$150,800 + $200,200

$351,000

2018

$3,963 (−10.9%)

$150,800 + $200,200

$351,000

2017

$4,449 (−1.2%)

$200,800 + $203,300

$404,100

2015

$4,504

2014

$4,504

$200,800 + $207,700

$408,500

2013

$4,504 (−14.0%)

2012

$5,239 (+9.6%)

2011

$4,779 (+1.6%)

2010

$4,703

2009

$4,703

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.42 Acres

Year renovated

—

Sq. Ft.

1,872

Year built

1970

Style

Single Family Residential

County

Dorchester County

APN

06 091482

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

Village District

The Village District is established to encourage the growth and development of villages in the county's rural areas, strengthen villages as community centers and protect their historic and cultural resources. The V District allows for a mix of residential, commercial and maritime/agricultural service uses at medium to high residential density and at low to moderate nonresidential intensity.

Permitted uses

Include but are not limited to:

Livestock production
Housing-Single unit
Housing-Student
Bed & breakfast
Public service
Recreation
Communications tower
Agriculture-Cropland
Park & open space
Timberland

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Front Entry, Oversized, Garage Door Opener
# of Total Garage and Parking Spaces: 1
Has Garage
# of Garage Spaces: 1
Attached Garage, Driveway, Off Street

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Washer/Dryer Stacked, Water Heater - Tankless
Interior Features: Attic, Built-Ins, Carpet, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Wood Floors
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Sun/Florida Room, Office, Bathroom 2, Master Bathroom, Half Bath

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Gas/Propane

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $274,400
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Brick
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Patio(s)
Roof: Architectural Shingle
Structure Type: Detached

Exterior Information
Outbuilding(s)

Lot Information
Lot Features: Rip-Rapped
Navigable Water
Has Water View
Water Frontage In Feet: 155
Tidal Water: Yes

Land Information
Land Assessed Value: $150,600

Above Grade Information
Finished Sq.Ft.: 1,872
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $4,266
Tax Assessed Value: $404,333
Tax Year: 2024
Tax Annual Amount: $4,266

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Broadband
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Propane, Tankless
Sewer Septic: Private Septic Tank
Water Source: Well

Location

School Information
School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From Cambridge: Rt 50 to Cambridge. Right on Woods Rd, at roundabout, bear onto Rt. 16, left onto Golden Hill Rd. Rt 335 in Church Creek, right on Hip Roof Rd. , at stop sign left onto Smithville Rd. , at stop bear right onto Hooper's Island Rd 335 go past horse Pt. Rd to right on Parks Rd. Brick house straight ahead on the Ba

Waterfrontage Information
Water Access
Private Dock Site, Rip-Rap
On Waterfront
Water Oriented
Water Body Type: Bay

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,872
Stories: 1.0
Lot Size: 1.42 acres
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Dorchester County
APN: 06 091482

Home facts updated by county records on Oct 12, 2026

Around this home

Schools

South Dorchester School

Public PreK-8 • Assigned • 6.3mi

8/10

Cambridge-South Dorchester High School

Public 9-12 • Assigned • 17.7mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 103° expected this year, 17 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Fishing Creek, MD • 21634

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 5 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$655,000 – $792,000

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Home values near 1226 Horse Point Rd

Data from public records.

Address	Redfin Estimate
1235 Horse Point Road, Fishing Creek, MD - Beds \| 1 Baths \| 1260 Sq. Ft.	$142,857
1225 Horse Point Road, Fishing Creek, MD - Beds \| 2 Baths \| 1232 Sq. Ft.	$262,026

Address	Redfin Estimate
1227 Horse Point Road, Fishing Creek, MD 2 Beds \| 1 Baths \| 1070 Sq. Ft.	$108,370
1224 Horse Point Road, Fishing Creek, MD - Beds \| 1 Baths \| 1696 Sq. Ft.	$381,004

Address	Redfin Estimate
1239 Horse Point Road, Fishing Creek, MD 2 Beds \| - Baths \| 480 Sq. Ft.	$30,759
1230 Horse Point Road, Fishing Creek, MD 3 Beds \| 2 Baths \| 2040 Sq. Ft.	$568,448

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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