OFF MARKET

Off market jul 2020 for $285K

$371,561

Est. refi paymentEst. refi $1,356/mo

•

1,357

sq ft

120 Water St, Frederick, MD 21701

About this home

COOL, CUTE & CLASSY UPDATED ROWHOUSE SITUATED IN THE HEART OF DOWNTOWN FREDERICK! THIS HOME OFFERS CROWN MOLDINGS, FRESHLY PAINTED, HARDWOODS, GRANITE & STAINLESS STEEL APPLIANCES IN KITCHEN, 1/2 BATH ON THE MAIN, UPDATED BATHS, STEP OUT TO YOUR PRIVATE, TRANQUIL, LANDSCAPED FENCED BACKYARD. CONVENIENT PARKING PAD IN THE BACK OR STREET PARKING. UPPER LEVEL FEATURES TWO SPACIOUS BEDROOMS, WALK IN CLOSET, TWO FULL BATHS, STACK-ABLE WASHER/DRYER. EXTERIOR SIDING IS TWO YEARS OLD , MINUTES TO I-70, WALKING DISTANCE TO ALL THE AMENITIES DOWNTOWN FREDERICK HAS TO OFFER!

TownhomeProperty Type

1880Year Built

1,560 sq ftLot Size

$274Est. Price/Sq.Ft.

Listed by Trish Mills • Charis Realty Group

•240-913-9339 (broker)

•home@charisrealty.com (broker)

Bought with Rob Krop • RE/MAX Plus

•301-874-5050 (broker)

•broker@remax-plus.com (broker)

Redfin checked: a few seconds ago

•Source:BRIGHT MLS #MDFR265608

Redfin Estimate

$371,561

$87K since sold in July 2020$15K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.6% lower than the average sale price ($493K) of 6 comparable homes.

SOLD OCT 30, 2026
$390,000
A
3 beds2.5 baths1,400 sq ft
420 Carrollton Dr, Frederick, MD 21701
SOLD SEP 29, 2026
$418,000
B
2 beds1.5 baths1,152 sq ft
218 E 6th St E, Frederick, MD 21701
SOLD SEP 4, 2026
$480,000
C
3 beds2 baths1,360 sq ft
901 N Market St, Frederick, MD 21701
SOLD JUN 25, 2026
$795,000
D
3 beds2.5 baths2,332 sq ft
106 N Court St, Frederick, MD 21701
SOLD OCT 29, 2026
$400,000
E
3 beds1.5 baths1,305 sq ft
551 E Church St, Frederick, MD 21701
SOLD OCT 9, 2026
$475,000
F
3 beds1.5 baths1,456 sq ft
30 Hamilton Ave, Frederick, MD 21701

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Earn from this home

Sell

$148,149

Est. take-home

List your home with Redfin and save $3,716

Refinance

Est. cash available

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Rent

$2,060/mo

Redfin rental estimate

List your home for rent

Market trends in 21701, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.9%

0.1% MoM

Median sale price

$490K

$7K MoM

Avg. days on market

48d

2 days MoM

Recently sold homes

201

8 MoM

New listings for sale

FOR SALE BY OWNER
$1,299,000
2 beds2 baths2,533 sq ft
208 E 2nd St, Frederick, MD 21701
OPEN SAT, 1PM TO 3PM
$360,000
3 beds1 bath1,344 sq ft
422 Center St, Frederick, MD 21701
(877) 366-2213
OPEN SAT, 2PM TO 4PM
$275,000
2 beds1 bath966 sq ft
810 Mews Ln #810, Frederick, MD 21701
(240) 309-6000
OPEN SUN, 11AM TO 1PM
$500,000
3 beds2.5 baths1,722 sq ft
8114 Broadview Dr, Frederick, MD 21701
(301) 644-1086
NEW 28 HRS AGO
$359,900
3 beds1 bath880 sq ft
8509 Chestnut Grove Rd, Frederick, MD 21701
(301) 696-1196
OPEN SAT, 12PM TO 2PM
$689,000
4 beds3.5 baths2,706 sq ft
9506 Bridgewater Ct E, Frederick, MD 21701
(301) 945-9010
$410,000
3 beds2.5 baths— sq ft
206B Mill Pond Rd, Frederick, MD 21701
(833) 999-8733
$749,000
4 beds3 baths3,098 sq ft
8008 Dustin Dr, Frederick, MD 21701
(301) 570-0087
OPEN FRI, 12PM TO 2PM
$389,900
2 beds1 bath925 sq ft
401 S Market St Unit #1, Frederick, MD 21701
(301) 662-9222
OPEN SUN, 11AM TO 1PM
$614,999
5 beds5.5 baths2,160 sq ft
520 N Bentz St, Frederick, MD 21701
(202) 975-0873
See all

Provided by Redfin

Sale history for 120 Water St

Date

Event

Price

BRIGHT MLS #MDFR265608

Jul 20, 2020

Sold

$285,000

$210/sq ft

Jun 22, 2020

Pending

—

Jun 17, 2020

Listed

$280,000

$206/sq ft

Public Records

Mar 23, 2011

Sold

$175,000

$129/sq ft

Public Records

Nov 24, 2010

Sold

$175,000

$129/sq ft

BRIGHT MLS #1004878210

Oct 19, 2010

Sold

$175,000

$129/sq ft

Jul 18, 2010

Listing Removed

—

May 28, 2010

Listed

$175,000

$129/sq ft

BRIGHT MLS #1009033220

May 7, 2010

Listing Removed

—

Feb 21, 2010

Listed

$199,900

$147/sq ft

Public Records

May 10, 2005

Sold

$290,000

$214/sq ft

Public Records

Mar 23, 1998

Sold

$150,000

$111/sq ft

Public Records

Sep 15, 1986

Sold

$25,000

$18/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2026

$4,209 (+5.5%)

2025

$3,990 (+3.8%)

2024

$3,842 (+8.2%)

$115,000 + $170,200

$285,200

2023

$3,552 (+5.5%)

2022

$3,365 (−1.0%)

2021

$3,400 (+1.3%)

$59,000 + $125,700

$184,700

2020

$3,355 (−6.0%)

$59,000 + $125,700

$184,700

2019

$3,569 (−0.9%)

$59,000 + $125,700

$184,700

2018

$3,600 (+1.0%)

$59,000 + $137,900

$196,900

2017

$3,565 (−0.3%)

$59,000 + $137,900

$196,900

2015

$3,576 (−1.2%)

$59,000 + $137,900

$196,900

2014

$3,620 (−0.4%)

$59,000 + $139,600

$198,600

2013

$3,633 (−2.2%)

2012

$3,714 (+162.0%)

2011

$1,417

2010

$1,417 (+57.6%)

2009

$900

Tax history for 120 Water St

Year

Property tax

Land + Additions

Assessment*

2026

$4,209 (+5.5%)

2025

$3,990 (+3.8%)

2024

$3,842 (+8.2%)

$115,000 + $170,200

$285,200

2023

$3,552 (+5.5%)

2022

$3,365 (−1.0%)

2021

$3,400 (+1.3%)

$59,000 + $125,700

$184,700

2020

$3,355 (−6.0%)

$59,000 + $125,700

$184,700

2019

$3,569 (−0.9%)

$59,000 + $125,700

$184,700

2018

$3,600 (+1.0%)

$59,000 + $137,900

$196,900

2017

$3,565 (−0.3%)

$59,000 + $137,900

$196,900

2015

$3,576 (−1.2%)

$59,000 + $137,900

$196,900

2014

$3,620 (−0.4%)

$59,000 + $139,600

$198,600

2013

$3,633 (−2.2%)

2012

$3,714 (+162.0%)

2011

$1,417

2010

$1,417 (+57.6%)

2009

$900

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1,560 Sq. Ft.

Year renovated

—

Sq. Ft.

1,357

Year built

1880

Style

Single Family Residential

County

Frederick County

APN

02 070901

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Property details

Parking

Parking Information
On Street, Off Street, Alley

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Flooring Type: Hardwood
Interior Features: Family Room Off Kitchen, Floor Plan - Traditional, Walk-in Closet(s), Wood Floors, Combination Dining/Living, Floor Plan - Open, Upgraded Countertops, Window Treatments
Living Area Sq.Ft. Source: Assessor

Room Information
Laundry Type: Hookup, Upper Floor

Basement Information
Basement: Yes
Unfinished, Connecting Stairway

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $125,700
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor

Building Information
Construction Materials: Wood Siding
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Patio(s)
Structure Type: Interior Townhouse/Rowhouse

Exterior Information
Extensive Hardscape, Sidewalks
Fencing: Wood

Lot Information
Lot Features: Landscaping
Tidal Water: No

Land Information
Land Assessed Value: $59,000

Above Grade Information
Finished Sq.Ft.: 1,357
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
City/Town Tax: $1,438
County Tax: $2,075
Tax Assessed Value: $184,700
Tax Year: 2019
Tax Annual Amount: $3,602

Assessments Information
Year Assessed: 2020

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public

Location

School Information
School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
In City Limits
Directions: NORTH ON MARKET STREET, RIGHT ONTO SOUTH STREET, LEFT ONTO WATER STREET.
Municipality: Frederick City

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 1,357
Stories: 2.0
Lot Size: 1,560 square feet
Style: Single Family Residential
Year Built: 1880
Year Renovated: —
County: Frederick County
APN: 02 070901

Home facts updated by county records on Oct 8, 2026

Around this home

Schools

K - 12
Preschool & daycare

Spring Ridge Elementary School

Public PreK-5 • Assigned • 2.9mi

8/10

Gov. Thomas Johnson Middle School

Public 6-8 • Assigned • 1.9mi

8/10

Gov. Thomas Johnson High School

Public 9-12 • Assigned • 1.6mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 106° expected this year, 16 days in 30 years

3/10 Wind Factor

7% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Frederick, MD • 21701

Average low and high temperatures (°F)

37°

23°

43°

28°

61°

40°

70°

49°

74°

56°

85°

66°

90°

71°

82°

62°

80°

59°

67°

46°

57°

39°

43°

28°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 3.9 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$353,000 – $428,000

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New listings for sale in 21701

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206B Mill Pond Rd, Frederick, MD 21701

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8008 Dustin Dr, Frederick, MD 21701

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Home values near 120 Water St

Data from public records.

Address	Redfin Estimate
125 Water Street, Frederick, MD 2 Beds \| 2.5 Baths \| 888 Sq. Ft.	$385,595
128 Water Street, Frederick, MD - Beds \| 1 Baths \| 870 Sq. Ft.	$281,836
131 Water Street, Frederick, MD - Beds \| 1 Baths \| 1600 Sq. Ft.	$349,018
122 Water Street, Frederick, MD - Beds \| 2 Baths \| 1160 Sq. Ft.	$320,488
127 Water Street, Frederick, MD 2 Beds \| 1.5 Baths \| 1092 Sq. Ft.	$396,642
123 Water Street, Frederick, MD 3 Beds \| 1.5 Baths \| 1480 Sq. Ft.	$387,225
119 Water Street, Frederick, MD - Beds \| 1.5 Baths \| 1006 Sq. Ft.	$316,316

Address	Redfin Estimate
114 Water Street Unit 116ST, Frederick, MD - Beds \| 1 Baths \| 950 Sq. Ft.	$550,782
109 Water Street, Frederick, MD - Beds \| 1 Baths \| 1148 Sq. Ft.	$299,081
108 Water Street, Frederick, MD 1 Beds \| 1 Baths \| 739 Sq. Ft.	$302,026
110 Water Street, Frederick, MD 2 Beds \| 1.5 Baths \| 716 Sq. Ft.	—
112 Water Street, Frederick, MD 3 Beds \| 2.5 Baths \| 1560 Sq. Ft.	$434,862
121 Water Street, Frederick, MD 1 Beds \| 1.5 Baths \| 762 Sq. Ft.	$282,911
111 Water Street, Frederick, MD - Beds \| 1 Baths \| 1092 Sq. Ft.	$289,343

Address	Redfin Estimate
107 Water Street, Frederick, MD 2 Beds \| 1 Baths \| 1008 Sq. Ft.	$342,040
117 Water Street, Frederick, MD - Beds \| 1.5 Baths \| 825 Sq. Ft.	$310,749
124 Water Street, Frederick, MD 2 Beds \| 2 Baths \| 1276 Sq. Ft.	$349,070
118 Water Street, Frederick, MD - Beds \| 2.5 Baths \| 1512 Sq. Ft.	$392,413
115 Water Street, Frederick, MD 2 Beds \| 1 Baths \| 900 Sq. Ft.	$348,455
129 Water Street, Frederick, MD 2 Beds \| 1 Baths \| 888 Sq. Ft.	$250,949
113 Water Street, Frederick, MD - Beds \| 1.5 Baths \| 1288 Sq. Ft.	$335,332

Property information provided by BRIGHT MLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21701, MD

Sale history for 120 Water St

Tax history for 120 Water St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21701

Home values near 120 Water St

More real estate resources