Welcome to this beautifully maintained luxury villa in the highly sought-after Mill Island at Worman's Mill, where resort-style amenities, scenic surroundings, and low-maintenance living come together in one of Frederick's most desirable communities. Nestled against a protected nature preserve and bordered by the Monocacy River and Tuscarora Creek, this exceptional home offers a peaceful setting with miles of walking and biking trails, pocket parks, and tranquil water views. Designed for comfortable living, this spacious four-level home features an open floor plan, hardwood flooring, a gas fireplace, and doors leading to a private fenced backyard. There is a living room and a formal dining room that opens to a gourmet kitchen. The gourmet kitchen is thoughtfully designed with granite countertops, upgraded cabinetry, stainless steel appliances, and hardwood flooring. Its open layout flows seamlessly into the main living spaces. There is also a powder room on the main level, making it ideal for everyday living and entertaining. A couple steps lead to the detached two-car garage. Upstairs, an expansive loft provides flexible living space perfect for a home office, media room, library, or additional guest accommodations. There are three bedrooms and two full baths, plus an upper-level laundry for added convenience. The unfinished lower level adds versatility for updates according to your needs. It has plumbing to add another bathroom and offers abundant storage. Residents enjoy an exceptional lifestyle with lawn maintenance, front landscaping, mulching, and snow removal included, allowing more time to enjoy the community's outstanding amenities. The Mill Island clubhouse features three swimming pools, tennis and pickleball courts, a fitness center, library, billiards room, locker rooms, putting green, playground, and gathering spaces overlooking the scenic Tuscarora Stream Valley. Just a short stroll away, Worman's Mill Town Center offers restaurants, cafés, shopping, seasonal farmers markets, food trucks, and outdoor concerts. Ideally located just minutes from Historic Downtown Frederick, Baker Park, Carroll Creek, and major commuter routes including US-15, I-70, and I-270, this home offers the perfect balance of luxury, privacy, convenience, and an active community lifestyle. Mortgage savings may be available for buyers of this listing.
Wormans Mill, located between Monocacy Boulevard and the Monocacy River, is a planned and walkable Frederick neighborhood with tree-lined streets and pocket parks. The neighborhood’s character concentrates around the Wormans Mill Village Center along Mill Pond Road, where sidewalks frame a small-town main-street feel. Stone Manor Country Club anchors the social calendar with golf greens and event spaces. Brick-front townhomes and larger single-family houses mix with front-porch streetscapes and landscaped commons. Shared paths trace ponds and green buffers toward the river, shaping an outdoors-forward routine. Downtown Frederick’s arts-and-dining grid sits a short drive away for a change of pace.
Provided by Walk Score and Local Logic
Market insights
2516 Mill Race Rd · $490,000
DAYS ON MARKET
29 days
The average home goes pending in 41 days.
SALE-TO-LIST
99.8%
Most homes are selling 0% below list price.
LIST PRICE
$490,000
Median sale price in this area is $428,825. (12% lower than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Living
Interior features
Upgraded countertops
Master bath(s)
Wood floors
Recessed lighting
Insulated and six-panel interior doors
2-story and vaulted ceilings with 9'+ ceiling heights
Drywall walls and ceilings
Bedrooms
Three bedrooms on the upper level
Bathrooms
Two full bathrooms (both on upper level)
One half bathroom on the main level
Kitchen
Dishwasher
Disposal
Microwave
Electric range/oven
Refrigerator
Laundry & utility
Washer and dryer in unit (dryer in unit; washer in unit)
Washer/dryer hookups
Flooring
Wood floors
Heating & cooling
Forced air heat (natural gas)
Central air conditioning (electric)
Natural gas hot water
Exterior features
Yard and landscaping details not specified
No tidal water on the property
Home design
Interior townhouse/rowhouse
Property in Frederick City (in city limits)
Parking
Detached garage (2 spaces) with front-entry garage door and opener
On-street parking available
Total of 2 garage/parking spaces
Construction
Brick, combination, and vinyl siding exterior
Asphalt roof
Foundation: Other
Double-pane insulated windows with screens
Utilities
Public water
Public sewer
HOA & community
HOA fee of $119 per month
Other
Fee simple ownership
Property condition: Excellent
Basement present with connecting stairway (below-grade space unfinished)
Electricity and solar
View estimated energy costs and solar savings for this home
The R4 District is intended to provide for residences in an urban residential environment with a maximum density of 4 dwellings per acre. In addition, this district is intended to accommodate a complement of residential support uses normally utilized during the daily activities of residents, to protect these areas from the encroachment of incompatible uses and to guide development within the district to occur in a manner that complies with the Comprehensive Plan.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Park & open space
Climate risks
5/10 Flood Factor
Estimated 11-17% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Frederick, MD • 21701
Average low and high temperatures (°F)
37
23
43
28
61
40
70
49
74
56
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66
91
71
82
62
79
59
69
46
57
39
43
28
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Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
83/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.6 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2516 Mill Race Rd
$490,354
$354 over list price of $490K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $445K to $550K.