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About this home
Mill Island at Worman's Mill - Gorgeous stone-front Waterford model is back at an incredible value. If you are looking for luxury living without the hassle of exterior maintenance and no shared walls with adjacent homes, this may be the perfect fit. Enjoy gracious one-level living with a signature main-floor primary suite complete with en suite bathroom (with multiple walk-in closets, corner garden tub, and more), a sweeping two-story great room with catwalk-style overlook grand columns and archways, and a beautiful cherry and quartz kitchen equipped with double wall ovens and a six-burner gas cooktop. From the breakfast room, step right out to your expansive composite deck that runs the length of the home, complete with a screened in sitting porch area for morning coffee, quiet reading time, or weekend entertaining. The upper level, accessible from the great room, offers a full bathroom and two cozy bedrooms (one with window seat) perfect for alternative use as guest rooms, hobby rooms, or perhaps a dedicated home office. The walkout lower level provides an updated in-law suite featuring a bedroom with outside egress, a central game/rec room, theater room, additional flex/play room, and an ADA-accessible bathroom with roll-in shower and walk-in closet, all easily reachable via an optional motorized chairlift at the staircase. There is also a large unfinished storage area there perfect for stashing away holiday decor or other items (also houses the utilities). Roof and siding were recently replaced (early 2024), and the sellers are offering a one year home warranty. With the comprehensive HOA handling your lawn care, snow removal, brick courtyard maintenance, and trash, you can spend your weekends and free time enjoying the community pool, neighborhood trails, and the entertainment and dining options located inside the Worman's Mill community. You are also just five minutes away from Downtown Frederick, and around the corner from Wegman's grocery store and several other shopping complexes. Don't miss your opportunity to call this truly special place HOME.
Single-familyProperty Type
2005Year Built
5,369 sq ftLot Size
$167Price/Sq.Ft.
$375/moHOA Dues
2 garage spacesParking
Listed by Kristi M Jacobs Williams• Samson Properties
Wormans Mill, located between Monocacy Boulevard and the Monocacy River, is a planned and walkable Frederick neighborhood with tree-lined streets and pocket parks. The neighborhood’s character concentrates around the Wormans Mill Village Center along Mill Pond Road, where sidewalks frame a small-town main-street feel. Stone Manor Country Club anchors the social calendar with golf greens and event spaces. Brick-front townhomes and larger single-family houses mix with front-porch streetscapes and landscaped commons. Shared paths trace ponds and green buffers toward the river, shaping an outdoors-forward routine. Downtown Frederick’s arts-and-dining grid sits a short drive away for a change of pace.
Provided by Walk Score and Local Logic
Market insights
2647 Monocacy Ford Rd · $709,000
SALE-TO-LIST
100.0%
Most homes are selling 0% above list price.
LIST PRICE
$709,000
Median sale price in this area is $587,785. (17% lower than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Open floor plan
Family room off kitchen
Formal dining room
Kitchen island
Master bath
Pantry
Recessed lighting
Walk-in closet
9+ foot ceilings
Two-story ceilings
Gas fireplace with mantel
Fully finished, heated basement with interior and exterior access
Bedrooms
4 bedrooms: 1 on the main level, 2 on the upper level, and 1 on the lower level
Bathrooms
3 full bathrooms: 1 on the main level, 1 on the upper level, and 1 on the lower level
1 half bathroom on the main level
Kitchen
Built-in microwave
Downdraft cooktop
Dishwasher
Garbage disposal
Icemaker
Double oven
Wall oven
Refrigerator
Laundry & utility
Main-floor laundry
Washer
Dryer
Flooring
Hardwood floors
Heating & cooling
Forced-air heating
Natural gas heat
Central air conditioning
Electric cooling
Exterior features
Deck
Screened outdoor area
Patio
Porches
Backs to trees
Sidewalks
Street lights
Tennis courts
Home design
Detached home
Parking
Attached front-entry garage with 2 spaces and garage door opener
Brick driveway with 2 spaces
4 total garage and parking spaces
Construction
Stone construction
Concrete perimeter foundation
Composite architectural-shingle roof
Palladian and transom windows
Utilities
Public water
Public sewer
Natural gas hot water
HOA & community
Monthly HOA fee includes common area, lawn, road, and snow maintenance, plus pool access
Community amenities include common grounds, community center, walking and jogging paths, meeting and party rooms, and an outdoor pool
Electricity and solar
View estimated energy costs and solar savings for this home
New price on this lovely "Waterford" model in sought-after Mill Island at Worman's Mill. This stately stone front detached home has been lovingly cared for by the original owners. It is a very light and bright home, featuring a large centrally-located two-story great room with soaring ceilings, a classic rear-wall fireplace with custom plaster decor, and side staircase that leads to a bridge/loft area with a lovely vantage point of both the great room and two-story foyer entryway. The kitchen is well-appointed with beautiful custom cherry cabinetry, large center island, double wall ovens and six burner cooktop, and solid surface quartz countertops. A roomy keeping room/breakfast room with a built in desk and access to the screened in porch adds to the entertaining space. The main-level Owner's suite features multiple walk-in closets, high tray-accented ceilings, and a light-filled four piece private bathroom with an oversized jetted corner soaking tub. There are two large secondary bedrooms with dormer style windows in the upper level, plus an additional full bathroom. The lower level has even more space to enjoy, with high ceilings, a private office/fourth bedroom, full bathroom, recreation room, theater room, and two very spacious storage areas. Hardwood floors, architectural columns and archways, transom windows, HOA included lawn care, and so much more make this lovely home one not to be missed. The Worman's Mill neighborhood itself is rich with amenities, and is in a commuter-friendly location near shopping, downtown Frederick restaurants and more, making it a very special community.
BRIGHT MLS #1009101810
Jun 30, 2010
Listing Removed
—
May 6, 2010
Listed
$529,900
$124/sq ft
BRIGHT MLS #1008494522
Dec 31, 2009
Listing Removed
—
May 2, 2008
Listed
$595,000
$140/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$12,152 (+7.5%)
2025
$11,303 (+6.5%)
2024
$10,613 (+11.8%)
$113,300 + $506,900
$620,200
2023
$9,496 (+9.8%)
2022
$8,646 (+2.0%)
2021
$8,479 (+4.5%)
$91,500 + $390,800
$482,300
2020
$8,113 (+3.3%)
2019
$7,855
2018
$7,856 (+1.9%)
2017
$7,711 (+2.2%)
2015
$7,546 (+0.5%)
2014
$7,512 (−0.4%)
$76,000 + $341,500
$417,500
2013
$7,540 (−2.2%)
2012
$7,712 (−19.6%)
2011
$9,586
2010
$9,586 (+20.1%)
2009
$7,984
Public record
Public record
Zoning
Beds
—
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
5,369 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
3,257
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,257
Year built
2005
Style
Single Family Residential
County
Frederick County
APN
02 249189
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 8, 2026.
R-4
Low Density Residential District
The R4 District is intended to provide for residences in an urban residential environment with a maximum density of 4 dwellings per acre. In addition, this district is intended to accommodate a complement of residential support uses normally utilized during the daily activities of residents, to protect these areas from the encroachment of incompatible uses and to guide development within the district to occur in a manner that complies with the Comprehensive Plan.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Park & open space
Climate risks
3/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 17 days in 30 years
4/10 Wind Factor
7% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Frederick, MD • 21701
Average low and high temperatures (°F)
37
23
43
28
61
40
70
49
74
56
85
66
90
71
82
62
80
59
69
46
57
39
43
28
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
51/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
6.7 hrs
2.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2647 Monocacy Ford Rd
$708,835
$165 under list price of $709K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $542K to $800K.