Escape to your own private retreat with this exquisite 4-bedroom, 3-bath rancher nestled on 3.47 acres in the sought-after Urbana school district—with no HOA! From the moment you arrive, you’ll be welcomed by the charming front porch, perfect for morning coffee. Step inside to a spacious floor plan featuring a bright, open foyer, formal living and dining rooms, and family room with built-in shelves and a stunning stone wood-burning fireplace. French doors lead to the screened-in back porch, where you can unwind with a glass of wine while soaking in peaceful nature views. The bright kitchen offers plenty of table space, a bay window, and a walk-in pantry for all your storage needs. The primary suite features a walk-in closet and en-suite bath with a jetted tub and separate shower. The laundry room with cabinets and counter space adds convenience. Need more space? A Fifth bonus room serves as the perfect home office, playroom, or guest room, while the unfinished walk-out basement is ready for your vision. Outside, the property shines with a detached 3-car garage, a barn, and a long driveway offering plenty of parking. Whether you’re looking for extra storage, a hobby space, or room for animals, this property has it all! Homes like this don’t come around often—don’t miss your chance to make it yours!
Single-familyProperty Type
1990Year Built
3.47 acresLot Size
$277Est. Price/Sq.Ft.
3 car garageParking
Listed by Heather winpigler• EXP Realty, LLC
•888-860-7369 (broker)
•md.broker@exprealty.net (broker)
Bought with Grace Cloutier• Berkshire Hathaway HomeServices Homesale Realty
Very well maintained rancher with nice updates, good size bedrooms, a screened in deck, a new paver patio, and an unfinished basement. Also has a spacious front and backyard. Spacious three car garage and an outbuilding.
2 years ago• May not reflect the current state of the home
Christian Turner
Redfin Associate agent
Sale history for 8433 Fingerboard Rd
Date
Event
Price
BRIGHT MLS #MDFR2059868
Apr 11, 2025
Sold
$950,000
$285/sq ft
Mar 21, 2025
Pending
—
Mar 12, 2025
Relisted
—
Mar 10, 2025
Pending
—
Mar 5, 2025
Listed
$899,900
$270/sq ft
Feb 20, 2025
Coming Soon
$899,900
$270/sq ft
Public Records
May 14, 2024
Sold
$850,000
$255/sq ft
BRIGHT MLS #MDFR267392
Oct 27, 2021
Sold
$700,000
$210/sq ft
Aug 21, 2020
Pending
—
Jul 28, 2020
Price Changed
$749,900
$225/sq ft
Jul 16, 2020
Listed
$764,900
$230/sq ft
+91
Well maintained 3500+ finished sq foot rancher on 3.5 acres. Potentially run your business from this home. You can see the care the owners have taken in this property from the time you drive up. The meticulous care of this home and property shows in every way. 5 bedrooms and 3 full baths all on the main floor of this rancher. Crown molding throughout the main level. 2 master suites are possible on both ends of one of the largest ranchers in Frederick County. Stone face fireplace in the family room with built in shelving. Master bedroom with large walk in. Master bath with dual vanities and jacuzzi tub. Kitchen with stainless steel appliances, custom cherry cabinets with multiple lazy susan's and slide out drawers. Double wall ovens, corian counter tops, large pantry. Eat at the breakfast nook or use the large formal dining room. Laundry room located on main level with counter space, sink & cabinets. Large screened in porch with covered roof right off the family room. Lots of storage in lower area or finish off for more sq footage. Walk out from lower level to back yard. 3 car garage with shelving and a separate 40 x 60 Morton Building for additional storage of cars, boat, RV, horse stalls or lawn equipment. Lots of additional uses for this building . Plenty of additional parking as well on the property, and put that pool in that you have always dreamed of. Close to 270 for commuting and easy access to shopping & restuarants. Worthington Manor golf course can be seen from the property. As many as 3 horses can be kept on the property per the zoning rules. Urbana school district
BRIGHT MLS #MDFR263376
Jul 14, 2020
Listing Removed
—
Jun 1, 2020
Price Changed
$769,900
$231/sq ft
May 7, 2020
Listed
$774,900
$233/sq ft
Public Records
Nov 29, 1995
Sold
$285,000
$86/sq ft
Public Records
May 1, 1989
Sold
$91,000
$27/sq ft
Public Records
Dec 2, 1988
Sold
$79,000
$24/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$9,461 (+5.0%)
2025
$9,011 (+6.1%)
2024
$8,496 (+14.3%)
2023
$7,434 (+10.7%)
$187,300 + $502,100
$689,400
2022
$6,714 (+11.0%)
2021
$6,047 (+4.6%)
2020
$5,782 (+3.8%)
$143,600 + $359,700
$503,300
2019
$5,571 (+3.0%)
2018
$5,407 (+3.2%)
$143,600 + $305,100
$448,700
2017
$5,242 (+4.5%)
2015
$5,014 (+0.4%)
2014
$4,996 (+0.7%)
2013
$4,960 (+0.6%)
2012
$4,930
2011
$4,930
2010
$4,930 (+6.2%)
2009
$4,643
Tax history for 8433 Fingerboard Rd
Year
Property tax
Land + Additions
Assessment*
2026
$9,461 (+5.0%)
2025
$9,011 (+6.1%)
2024
$8,496 (+14.3%)
2023
$7,434 (+10.7%)
$187,300 + $502,100
$689,400
2022
$6,714 (+11.0%)
2021
$6,047 (+4.6%)
2020
$5,782 (+3.8%)
$143,600 + $359,700
$503,300
2019
$5,571 (+3.0%)
2018
$5,407 (+3.2%)
$143,600 + $305,100
$448,700
2017
$5,242 (+4.5%)
2015
$5,014 (+0.4%)
2014
$4,996 (+0.7%)
2013
$4,960 (+0.6%)
2012
$4,930
2011
$4,930
2010
$4,930 (+6.2%)
2009
$4,643
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
3.47 Acres
Year renovated
—
Sq. Ft.
3,330
Year built
1990
Style
Single Family Residential
County
Frederick County
APN
07 197020
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 24, 2026.
A
Agricultural District
The purpose of the Agricultural District (A) is to preserve productive agricultural land and the character and quality of the rural environment and to prevent urbanization where roads and other public facilities are scaled to meet only rural needs.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Winery & vineyard
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Mobile home park
Property details
Parking
Parking Information
# of Detached Garage Spaces: 3
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 3
Has Garage
# of Garage Spaces: 3
Paved Driveway
Detached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On Main Level: 4
Bathroom Information
# of Bathrooms (Full) On Main Level: 3
# of Bathrooms (Full): 3
Interior Information
Door Features: French
Living Area Sq.Ft. Source: Assessor
Room Information
Laundry Type: Main Floor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Stone
Basement Information
Basement: Yes
Other
Basement Footprint Percent: 33.00
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1320
Improvement Assessed Value: $502,100
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Stone, Vinyl Siding
Foundation Details: Other
Main Entrance Orientation: East
Other Structures: Above Grade, Below Grade
Roof: Architectural Shingle
Structure Type: Detached
Other Structures: Barn
Lot Information
Tidal Water: No
Land Information
Land Assessed Value: $187,300
Above Grade Information
Finished Sq.Ft.: 3,330
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 1,320
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $8,424
Tax Assessed Value: $689,400
Tax Year: 2024
Tax Annual Amount: $8,424
Assessments Information
Year Assessed: 2024
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air, Heat Pump - Oil BackUp
Heating Fuel: Electric, Oil
Hot Water: Electric
Sewer Septic: Septic = # of BR
Water Source: Well
Location
School Information
School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: See GPS
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 3,330
Stories: 1.0
Lot Size: 3.47 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: —
County: Frederick County
APN: 07 197020
Home facts updated by county records on Sep 24, 2026
Around this home
Schools
Urbana Elementary School
Public PreK-5 • Assigned • 0.7mi
8/10
Urbana Middle School
Public 6-8 • Assigned • 1.8mi
10/10
Urbana High School
Public 9-12 • Assigned • 1.7mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 103° expected this year, 16 days in 30 years
4/10 Wind Factor
8% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Frederick, MD • 21704
Average low and high temperatures (°F)
37
23
43
28
61
40
69
49
74
55
85
65
89
71
82
63
79
60
69
47
57
39
43
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 4 hours in December, placing it below the
U.S. average for solar exposure.
9.2 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$876,000 – $1.06M
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