Move-in ready and tucked away on a . 27-acre cul-de-sac lot in Grace Harbour! This well-maintained split foyer offers three bedrooms, three full bathrooms, and plenty of flexible living space. The main level features a spacious living room, an updated eat-in kitchen, and a primary bedroom with a private en-suite bathroom, along with two additional bedrooms and a second full bathroom. The finished walkout lower level provides a large recreation area, a third full bathroom, a separate laundry and utility room, and ample storage, with sliding doors leading to the patio and private backyard backing to trees. An oversized two-car garage offers even more storage and convenient interior access. Additional updates include an architectural shingle roof installed in 2022, a water heater replaced in 2023, a stainless steel gas stove added in 2024, a dishwasher replaced in 2025, a washer replaced in 2024, a sump pump replaced in 2024, and brand-new leaf guard filters with a transferable warranty. The seller will also provide the existing property plat to the buyer! Conveniently located just minutes from downtown Havre de Grace, local dining, shopping, waterfront attractions, and commuter routes. Schedule your showing today!
Single-familyProperty Type
1992Year Built
0.27 acresLot Size
$237Price/Sq.Ft.
$19/moHOA Dues
2 car garageParking
Listed by Kym McDowell• RE/MAX Components
•717-356-2908 (broker)
•christykopp@gmail.com (broker)
Bought with Tyler Lyons• Boyle & Kahoe Real Estate
Est. $2,362 per month, based on comparable rentals
Sale and tax history for 714 Ruddy Ct
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDHR2059460
Sep 25, 2026
Sold
$420,000
$237/sq ft
Sep 5, 2026
Pending
—
Sep 3, 2026
Listed
$412,000
$233/sq ft
Aug 30, 2026
Coming Soon
$412,000
$233/sq ft
BRIGHT MLS #MDHR2033814
Sep 6, 2024
Sold
$380,000
$215/sq ft
Aug 23, 2024
Contingent
—
Aug 16, 2024
Price Changed
$390,000
$220/sq ft
Aug 16, 2024
Relisted
—
Jul 27, 2024
Contingent
—
Jul 23, 2024
Listed
$379,900
$215/sq ft
Jul 18, 2024
Coming Soon
$379,900
$215/sq ft
+32
BACK ON THE MARKET. .. BUYERS FINANCING FELL THROUGH! Don't miss this opportunity to call this wonderful home nestled on a . 27 acre lot in a lovely cul-de-sac location. This charming home has been recently refreshed with a fresh coat of paint and new carpeting throughout, boasting a welcoming neutral decor. A spacious updated kitchen with new stainless steel gas stove (2024) and recently replaced water heater (2023), as well as, a recent new architectural roof (2022) provides appeal and peace of mind. A large living room area is conveniently located off of the kitchen & makes it perfect for entertaining family & friends. The main level is completed by the owner's bedroom with an en-suite private full bathroom, along with two additional bedrooms and another full bathroom. Step downstairs to enjoy the versatility of the finished lower level, which features a large recreation area, another full bathroom, separate laundry/utility room, ample storage space & sliders that provide access to your private backyard setting. The lower level also offers access to the oversized two car garage with additional storage space. This home has so much to offer & is just minutes from downtown Havre de Grace! Your Home Sweet Home Awaits, so don't hesitate to call it HOME today!
Lot Features: Backs to Trees, Cul-de-sac, Front Yard, Private
Tidal Water: No
Land Information
Land Assessed Value: $94,100
Above Grade Information
Unfinished Sq.Ft.: 0
Finished Sq.Ft.: 1,207
Finished Sq.Ft. Source: Estimated
Below Grade Information
Finished Sq.Ft.: 563
Finished Sq.Ft. Source: Estimated
Financial
Tax Information
Agricultural Tax Due: No
City/Town Tax: $1,702.53
County Tax: $2,872.60
Tax Assessed Value: $301,333
Tax Year: 2026
Tax Annual Amount: $4,082
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Other
HOA/Condo/Coop Amenities: Common Grounds, Tot Lots/Playground
HOA Fee: $222
HOA Fee Frequency: Annually
School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: CALL SCHOOL BOARD
High School: CALL SCHOOL BOARD
School District Name: HARFORD COUNTY PUBLIC SCHOOLS
Location Information
In City Limits
Cross Street: Canvasback
Directions: GPS
Municipality: Havre de Grace
Public facts
Beds: —
Baths: 3.0
Sq. Ft.: 2,120
Stories: 1.0
Lot Size: 0.27 acres
Style: Single Family Residential
Year Built: 1992
Year Renovated: —
County: Harford County
APN: 06 046363
Home facts updated by county records on Oct 15, 2026
Around this home
Schools
Meadowvale Elementary School
Public PreK-5 • Assigned • 0.8mi
6/10
Havre De Grace Middle School
Public 6-8 • Assigned • 0.9mi
5/10
Havre De Grace High School
Public 9-12 • Assigned • 0.9mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
7/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
5/10 Wind Factor
26% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Havre de Grace, MD • 21078
Average low and high temperatures (°F)
36
22
40
27
58
38
66
47
72
55
83
65
87
70
80
62
78
60
66
47
57
40
42
28
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Havre de Grace. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.3 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$401,000 – $485,000
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