Pending

$412,000

Est. $2,714/mo —

•

1,770

sq ft

714 Ruddy Ct, Havre de Grace, MD 21078

About this home

Move-in ready and tucked away on a . 27-acre cul-de-sac lot in Grace Harbour! This well-maintained split foyer offers three bedrooms, three full bathrooms, and plenty of flexible living space. The main level features a spacious living room, an updated eat-in kitchen, and a primary bedroom with a private en-suite bathroom, along with two additional bedrooms and a second full bathroom. The finished walkout lower level provides a large recreation area, a third full bathroom, a separate laundry and utility room, and ample storage, with sliding doors leading to the patio and private backyard backing to trees. An oversized two-car garage offers even more storage and convenient interior access. Additional updates include an architectural shingle roof installed in 2022, a water heater replaced in 2023, a stainless steel gas stove added in 2024, a dishwasher replaced in 2025, a washer replaced in 2024, a sump pump replaced in 2024, and brand-new leaf guard filters with a transferable warranty. The seller will also provide the existing property plat to the buyer! Conveniently located just minutes from downtown Havre de Grace, local dining, shopping, waterfront attractions, and commuter routes. Schedule your showing today!

Single-familyProperty Type

1992Year Built

0.27 acresLot Size

$233Price/Sq.Ft.

$19/moHOA Dues

2 car garageParking

Listed by Kym McDowell • RE/MAX Components

•717-356-2908 (broker)

•christykopp@gmail.com (broker)

Listing updated: Sep 5, 2026 at 06:38pm

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDHR2059460

Payment calculator

$2,714 per month

Principal and interest$2,248

Property taxes

HOA dues

Home insurance

Utilities

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Open houses

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Nearby open houses (10)

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5 beds2.5 baths5,396 sq ft
325 Kendrick Dr, Aberdeen, MD 21001
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3 beds1.5 baths900 sq ft
316 S Union Ave, Havre de Grace, MD 21078
(410) 823-0033

Around this home

Schools

K - 12
Preschool & daycare

Meadowvale Elementary School

Public PreK-5 • Assigned • 0.8mi

6/10

Havre De Grace Middle School

Public 6-8 • Assigned • 0.9mi

5/10

Havre De Grace High School

Public 9-12 • Assigned • 0.9mi

6/10

Provided by GreatSchools

About Grace

Harbour

Grace Harbour, located between the Susquehanna River waterfront and Historic Downtown Havre de Grace, is a marina-side and residential Havre de Grace neighborhood with a working harbor feel and broad water views. The neighborhood’s character concentrates around the promenade by the Havre de Grace Maritime Museum & Decoy Museum, where docks, boat slips, and waterfront patios set a steady, salt-air rhythm. The Havre de Grace Maritime Museum & Decoy Museum, The State Theatre of Havre de Grace, and Concord Point Lighthouse act as cultural anchors with a distinctly local point of view. Architecture leans toward newer townhomes and condo-style living, framed by boardwalk edges and pocket greens. Streets read calm and walkable, with the shoreline doing most of the talking. The riverfront parks and the nearby lighthouse promenade shape daily routines around open sky and passing boats.

Provided by Walk Score and Local Logic

Market insights

714 Ruddy Ct · $412,000

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 0% above list price.

LIST PRICE

Median sale price in this area is $483,414. (17% higher than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floor plan
Combination kitchen/dining
Country-style kitchen with eat-in/table space
Built-ins
Attic
Ceiling fans
Tub with shower
Master bath(s)
Dry wall walls and ceilings

Bedrooms
Three main-level bedrooms

Bathrooms
Three full bathrooms (two on main level, one on lower level)

Kitchen
Built-in microwave
Dishwasher
Disposal
Gas oven/range
Refrigerator

Laundry & utility
Washer and dryer in unit
Laundry on lower floor

Flooring
Hardwood
Carpet
Ceramic tile
Laminate
Luxury vinyl plank
Concrete

Heating & cooling
Forced air heating
Natural gas heating and hot water
Central air conditioning
Ceiling fans

Sale and tax history for 714 Ruddy Ct

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDHR2059460

Sep 5, 2026

Pending

—

Sep 3, 2026

Listed

$412,000

$233/sq ft

Aug 30, 2026

Coming Soon

$412,000

$233/sq ft

BRIGHT MLS #MDHR2033814

Sep 6, 2024

Sold

$380,000

$215/sq ft

Aug 23, 2024

Contingent

—

Aug 16, 2024

Price Changed

$390,000

$220/sq ft

Aug 16, 2024

Relisted

—

Jul 27, 2024

Contingent

—

Jul 23, 2024

Listed

$379,900

$215/sq ft

Jul 18, 2024

Coming Soon

$379,900

$215/sq ft

+32

BACK ON THE MARKET. .. BUYERS FINANCING FELL THROUGH! Don't miss this opportunity to call this wonderful home nestled on a . 27 acre lot in a lovely cul-de-sac location. This charming home has been recently refreshed with a fresh coat of paint and new carpeting throughout, boasting a welcoming neutral decor. A spacious updated kitchen with new stainless steel gas stove (2024) and recently replaced water heater (2023), as well as, a recent new architectural roof (2022) provides appeal and peace of mind. A large living room area is conveniently located off of the kitchen & makes it perfect for entertaining family & friends. The main level is completed by the owner's bedroom with an en-suite private full bathroom, along with two additional bedrooms and another full bathroom. Step downstairs to enjoy the versatility of the finished lower level, which features a large recreation area, another full bathroom, separate laundry/utility room, ample storage space & sliders that provide access to your private backyard setting. The lower level also offers access to the oversized two car garage with additional storage space. This home has so much to offer & is just minutes from downtown Havre de Grace! Your Home Sweet Home Awaits, so don't hesitate to call it HOME today!

Public Records

May 11, 2007

Sold

$290,000

$164/sq ft

MRIS #HR6326157

Apr 2, 2007

Delisted

—

Mar 1, 2007

Listed

$169/sq ft

Public Records

Dec 16, 1997

Sold

$120,000

$68/sq ft

MRIS #HR2240433

Nov 4, 1997

Delisted

—

Jul 16, 1997

Listed

$71/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$2,563 (+13.7%)

2024

$2,254 (+3.0%)

2023

$2,187 (+3.1%)

$90,400 + $146,000

$236,400

2022

$2,121 (−0.7%)

2020

$2,136 (+1.5%)

$90,400 + $125,100

$215,500

2019

$2,104 (+2.4%)

2018

$2,054

$94,100 + $112,000

$206,100

2017

$2,054 (−0.9%)

$94,100 + $112,000

$206,100

2016

$2,074 (−0.9%)

$94,100 + $114,000

$208,100

2015

$2,092 (+0.6%)

$94,100 + $114,000

$208,100

2014

$2,079 (−2.9%)

$94,100 + $114,000

$208,100

2013

$2,141

2012

$2,141

2011

$2,141 (+187.1%)

2010

$746 (−79.4%)

2009

$3,622

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.27 Acres

Year renovated

—

Finished Sq. Ft.

2,120

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,120

Year built

1992

Style

Single Family Residential

County

Harford County

APN

06 046363

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

5/10 Wind Factor

26% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Havre de Grace, MD • 21078

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

87/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Havre de Grace. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 714 Ruddy Ct

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $375,000 and $550,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $375K to $550K.

SOLD MAY 13, 2026
$375,000 Last sold price
3 beds1.5 baths1,638 sq ft
230 Canvasback Dr, Havre de Grace, MD 21078
$4/sq ft
1 year newer
unfinished basement
SOLD JUN 1, 2026
$405,000 Last sold price
3 beds2.5 baths1,575 sq ft
706 Ruddy Ct, Havre de Grace, MD 21078
$24/sq ft
smaller lot
SOLD SEP 9, 2026
$379,000 Last sold price
3 beds2.5 baths1,568 sq ft
1205 Bern Dr, Havre de Grace, MD 21078
$9/sq ft
smaller lot
14 years older
SOLD JUL 30, 2026
$430,000 Last sold price
4 beds2.5 baths1,545 sq ft
208 Decoy Dr, Havre de Grace, MD 21078
$45/sq ft
smaller lot
3 years newer
SOLD JUL 14, 2026
$495,000 Last sold price
4 beds3 baths1,937 sq ft
116 Widgeon Dr, Havre de Grace, MD 21078
$23/sq ft
smaller lot
2 years newer
SOLD AUG 27, 2026
$550,000 Last sold price
5 beds2.5 baths3,699 sq ft
314 Goldeneye Ct, Havre de Grace, MD 21078
$84/sq ft
4 years newer

This home is pending

The seller has accepted an offer, and this property is now .

Have questions?

Bryan Carnaggio

Havre de Grace Redfin Agent

Bryan Carnaggio typically replies in about 26 minutes

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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About this home

Payment calculator

Open houses

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 714 Ruddy Ct

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 714 Ruddy Ct

This home is pending

Have questions?

Nearby similar homes

New listings for sale in 21078

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