OFF MARKET

Off Market Jan 2024 for $335K

$337,865

Est. refi paymentEst. refi $2,552/mo

•

1,179

sq ft

3405 Stump Neck Rd, Indian Head, MD 20640

About this home

Welcome to your serene oasis, nestled in a picturesque country setting where each morning greets you with a refreshing autumn breeze. Enjoy your first cup of coffee in tranquility on the charming front porch or the inviting deck. This beautifully updated Colonial home, freshly painted, welcomes you with its new vinyl flooring that graces the main level and extends up the cozy carpeted stairs. Delight in a kitchen that’s a chef’s dream, boasting sleek Granite countertops and sparkling stainless steel appliances. Refresh and rejuvenate in a modernized bathroom with a brand-new toilet and vanity. Experience peace of mind with a newly installed septic and sewer system, ensuring hassle-free living for years. Upstairs, two spacious bedrooms offer a peaceful retreat, while the versatile room on the main level is ideal for a home office, study, or cozy den. Discover ample storage possibilities, including a large space next to the bathroom that could double as a generous closet. Positioned adjacent to the serene Smallwood State Parkland and a short stroll from the Stump Neck Naval Base Annex, this home is the perfect blend of tranquility and convenience. Ideal for those employed at the Naval Base, enjoy an effortless commute, the luxury of home-cooked lunches, or a midday rest. The expansive one-acre lot whispers promises of future expansions and dreams. This gem is not only a picturesque haven but also a wise financial choice. It qualifies for a USDA loan or our unique “0” Down home program through our preferred lender, which includes a one-year buy-down on the current market rate. Plan to refinance when rates drop. Your peaceful countryside sanctuary awaits your arrival!

Single-familyProperty Type

1900Year Built

1 acresLot Size

$287Est. Price/Sq.Ft.

Listed by Celine Johnson • Homesource United

•301-805-5200 (broker)

•info@hsres.com (broker)

Bought with Marjorie Kelly • HomeSmart

•301-358-6038 (broker)

•ngreen@hsmove.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDCH2028240

Redfin Estimate

$337,865

$2,865 since sold in January 2024$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.1% higher than the average sale price ($272K) of 6 comparable homes.

SOLD BY REDFIN MAY 1, 2026
$365,000
A
3 beds1 bath1,361 sq ft
5040 Pisgah Marbury Rd, Marbury, MD 20658
SOLD APR 21, 2026
$162,000
B
2 beds1 bath1,248 sq ft
4805 Bicknell Rd, Marbury, MD 20658
SOLD JUN 23, 2026
$364,000
C
3 beds2 baths1,834 sq ft
4580 Bicknell Rd, Marbury, MD 20658
SOLD MAY 1, 2026
$167,500
D
3 beds1.5 baths1,656 sq ft
4555 Bicknell Rd, Marbury, MD 20658
SOLD JUN 1, 2026
$300,000
E
3 beds1 bath1,642 sq ft
4515 Strauss Ave, Indian Head, MD 20640
SOLD JAN 23, 2026
$275,000
F
3 beds1 bath1,124 sq ft
4375 Mattawoman Creek Rd, Marbury, MD 20658

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Earn from this home

Sell

$61,387

Est. take-home

List your home with Redfin and save $3,379

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,146/mo

Redfin rental estimate

List your home for rent

Market trends in 20640, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.5%

0.9% MoM

Median sale price

$365K

$10K MoM

Avg. days on market

49d

0 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 11 HRS AGO
$300,000
3 beds2.5 baths3,003 sq ft
317-B Munahan Cir, Indian Head, MD 20640
(202) 547-3525
OPEN SUN, 2PM TO 4PM
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3 beds3 baths2,302 sq ft
9 Lookout, Indian Head, MD 20640
(703) 522-0500
NEW 28 HRS AGO
$149,000
2 beds1 bath672 sq ft
34 Greenwood, Indian Head, MD 20640
(301) 934-8407
OPEN TODAY, 1PM TO 3PM
$389,900
3 beds2.5 baths1,720 sq ft
124 Seldovia Dr, Indian Head, MD 20640
(240) 767-4503
$149,900
2 beds1 bath1,368 sq ft
26 Circle #26, Indian Head, MD 20640
(301) 863-2400
$369,900
4 beds2 baths975 sq ft
5465 Port Tobacco Rd, Indian Head, MD 20640
(301) 843-5100
VIDEO TOUR
$279,900
3 beds1.5 baths1,320 sq ft
2 Park Square Ct, Indian Head, MD 20640
(301) 843-5100
SHORT SALE
$305,000
3 beds2 baths1,862 sq ft
5450 Mason Springs Rd, Indian Head, MD 20640
(301) 478-4032
COMING SOON
$325,000
3 beds1.5 baths1,176 sq ft
3801 Glem Ct, Indian Head, MD 20640
(301) 298-2892
$400,000
3 beds2 baths1,758 sq ft
3260 Green Meadows Dr, Indian Head, MD 20640
(202) 483-6300
See all

Provided by Redfin

Sale history for 3405 Stump Neck Rd

Date

Event

Price

BRIGHT MLS #MDCH2028240

Jan 19, 2024

Sold

$335,000

$284/sq ft

Dec 18, 2023

Contingent

—

Nov 20, 2023

Listed

$335,000

$284/sq ft

BRIGHT MLS #MDCH2020514

Jun 23, 2023

Sold

$165,325

$140/sq ft

Mar 14, 2023

Pending

—

Feb 21, 2023

Listed

$250,000

$212/sq ft

+16

Charming 2 bedroom, 1 bath colonial home situated on 1 acre in rural Indian Head. Features eat-in kitchen, living room, closet/storage space and additional room that can serve as a study or office. Enjoy the natural country setting on the side deck and covered front porch facing Smallwood State parkland. Walking distance to the Stump Neck Naval Base Annex. Contact listing agent with questions and for more information.

MRIS #CH8208712

Apr 25, 2014

Sold

$165,000

$140/sq ft

Jan 30, 2014

Pending

—

Dec 13, 2013

Price Changed

$144/sq ft

Nov 14, 2013

Price Changed

$148/sq ft

Oct 22, 2013

Listed

$153/sq ft

+18

BRIGHT MLS #1003750526

Apr 25, 2014

Sold

$165,000

$140/sq ft

Jan 29, 2014

Listing Removed

—

Oct 22, 2013

Listed

$169,900

$144/sq ft

Public Records

Mar 22, 2005

Sold

$120,000

$102/sq ft

MRIS #CH5173062

Mar 7, 2005

Delisted

—

Mar 2, 2005

Listed

$117/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$3,924 (+15.2%)

2024

$3,405 (+18.5%)

$90,000 + $174,800

$264,800

2023

$2,874 (+22.0%)

2022

$2,356 (−39.7%)

2021

$3,903 (+69.1%)

$75,000 + $79,000

$154,000

2020

$2,309 (+113.4%)

$75,000 + $79,000

$154,000

2019

$1,082 (+62.3%)

$75,000 + $79,000

$154,000

2018

$667 (−69.8%)

2017

$2,206 (+3.4%)

2016

$2,133

$80,000 + $68,100

$148,100

2015

$2,131 (−10.9%)

$80,000 + $68,100

$148,100

2014

$2,393 (+8.1%)

$100,000 + $68,600

$168,600

2013

$2,214 (+5.9%)

2012

$2,092 (−24.6%)

2011

$2,772

2010

$2,772 (+26.2%)

2009

$2,198

Tax history for 3405 Stump Neck Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,924 (+15.2%)

2024

$3,405 (+18.5%)

$90,000 + $174,800

$264,800

2023

$2,874 (+22.0%)

2022

$2,356 (−39.7%)

2021

$3,903 (+69.1%)

$75,000 + $79,000

$154,000

2020

$2,309 (+113.4%)

$75,000 + $79,000

$154,000

2019

$1,082 (+62.3%)

$75,000 + $79,000

$154,000

2018

$667 (−69.8%)

2017

$2,206 (+3.4%)

2016

$2,133

$80,000 + $68,100

$148,100

2015

$2,131 (−10.9%)

$80,000 + $68,100

$148,100

2014

$2,393 (+8.1%)

$100,000 + $68,600

$168,600

2013

$2,214 (+5.9%)

2012

$2,092 (−24.6%)

2011

$2,772

2010

$2,772 (+26.2%)

2009

$2,198

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1 Acre

Year renovated

—

Sq. Ft.

1,179

Year built

1900

Style

Single Family Residential

County

Charles County

APN

10 007801

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Rural Conservation Zone

This zone maintains low-density residential development, preserves the rural environment and natural features and established character of the area. It also maintains existing agricultural and aquacultural activities and the land base necessary to support these activities.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Housing-Senior
Processing
Fire house
Recreation
Communications tower
Veterinary clinic
Housing-Mobile home park

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 1

Interior Information
Appliances: Washer/Dryer Hookups Only
Living Area Sq.Ft. Source: Assessor

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $174,800
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Vinyl Siding
Foundation Details: Slab
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Porch(es)
Structure Type: Detached

Exterior Information
Satellite Dish

Lot Information
Lot Features: Backs to Trees
Tidal Water: No

Land Information
Land Assessed Value: $90,000

Above Grade Information
Finished Sq.Ft.: 1,179
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $2,455
Tax Assessed Value: $190,933
Tax Year: 2023
Tax Annual Amount: $2,782

Assessments Information
Year Assessed: 2023

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Septic Pump, Private Sewer
Sewer Available, Water Available
Water Source: Well, Private

Location

School Information
School District Name: CHARLES COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: MD-225 to MD-224; continue to Stump Neck Road. House will be on the left.
Location Type: Rural
Road Responsibility: Public
Road Surface Type: Paved

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 1,179
Stories: 2.0
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1900
Year Renovated: —
County: Charles County
APN: 10 007801

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Gale-Bailey Elementary School

Public PreK-5 • Assigned • 2.9mi

5/10

Glymont Middle School

Public 6-8 • Assigned • 5.3mi

6/10

Henry E. Lackey High School

Public 9-12 • Assigned • 4.4mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

4/10 Wind Factor

16% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Indian Head, MD • 20640

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

9.5 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$321,000 – $389,000

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Home values near 3405 Stump Neck Rd

Data from public records.

Address	Redfin Estimate
3475 Stump Neck Rd, Indian Head, MD - Beds \| 2.5 Baths \| 2088 Sq. Ft.	$475,310
3545 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 650 Sq. Ft.	$133,165

Address	Redfin Estimate
3330 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 1196 Sq. Ft.	$289,895
3425 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 1020 Sq. Ft.	$301,636

Address	Redfin Estimate
3580 Stump Neck Rd, Indian Head, MD - Beds \| 2 Baths \| 1196 Sq. Ft.	$358,879
3445 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 840 Sq. Ft.	$254,583

Property information provided by BRIGHT MLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20640, MD

Sale history for 3405 Stump Neck Rd

Tax history for 3405 Stump Neck Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20640

Home values near 3405 Stump Neck Rd

More real estate resources