OFF MARKET

Off Market Jan 2022 for $360K

$414,829

Est. refi paymentEst. refi $2,685/mo

•

1,196

sq ft

3610 Stump Neck Rd, Indian Head, MD 20640

About this home

Spacious and charming Split Foyer home with 5 bedrooms and 3 full bathrooms located in a peaceful rural setting in Indian Head. Your new home is situated on a 2.53 acre partially wooded lot and has over 2,300+ square feet of living space. Fall in love with the newly updated kitchen with brand-new stainless appliances; primary bedroom with primary bathroom; two additional roomy upper level bedrooms and hallway bathroom; large living room; dining area with access to the rear deck overlooking the huge backyard; expansive light-filled lower level family/recreation room; two bedrooms and full bathroom; laundry/utility room; walkout level access to backyard; new carpeting throughout the home; freshly painted throughout; new hot water heater; oversized storage shed in the backyard; and much more. The washer and dryer are conveying in “As-Is” condition. One-year home warranty available to the new homeowner. Enjoy the park-like setting in a non-HOA community close to Smallwood state park. This home is also eligible for multiple forms of financing: USDA, FHA, VA, and Conventional so talk to your lender regarding these no to low down-payment financing options. Easy commuter routes to Indian Head Naval Base, Stump Neck Annex, DC, VA, and multiple points in southern MD. Start the New Year in your new home!

Single-familyProperty Type

2002Year Built

2.53 acresLot Size

$347Est. Price/Sq.Ft.

Listed by Jacqueline Alexander • 495 Real Estate, LLC.

•301-248-8844 (broker)

•jackie@495realestate.com (broker)

Bought with Mrs. Raven smith • EXP Realty, LLC

•888-860-7369 (broker)

•md.broker@exprealty.net (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDCH2006688

Redfin Estimate

$414,829

$55K since sold in January 2022$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.5% lower than the average sale price ($485K) of 5 comparable homes.

SOLD JUL 31, 2026
$390,000
A
4 beds3 baths1,644 sq ft
4095 Sweetman Rd, Marbury, MD 20658
SOLD JUN 30, 2026
$565,000
B
4 beds2.5 baths3,808 sq ft
6020 Port Tobacco Rd, Indian Head, MD 20640
SOLD BY REDFIN JUN 10, 2026
$385,000
C
4 beds2.5 baths1,600 sq ft
2 Joann Ct, Indian Head, MD 20640
BOUGHT WITH REDFIN JUN 29, 2026
$550,000
D
3 beds3 baths3,424 sq ft
2829 Deer Creek Ct, Indian Head, MD 20640
SOLD JUL 24, 2026
$535,000
E
4 beds3.5 baths2,742 sq ft
7045 Rose Ln, La Plata, MD 20646

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Earn from this home

Sell

$125,933

Est. take-home

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Refinance

Est. cash available

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Rent

$3,777/mo

Redfin rental estimate

List your home for rent

Market trends in 20640, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.5%

0.9% MoM

Median sale price

$365K

$10K MoM

Avg. days on market

49d

0 days MoM

Recently sold homes

2 MoM

New listings for sale

NEW 6 HRS AGO
$300,000
3 beds2.5 baths3,003 sq ft
317-B Munahan Cir, Indian Head, MD 20640
(202) 547-3525
$400,000
3 beds3 baths2,302 sq ft
9 Lookout, Indian Head, MD 20640
(703) 522-0500
OPEN TODAY, 1PM TO 3PM
$389,900
3 beds2.5 baths1,720 sq ft
124 Seldovia Dr, Indian Head, MD 20640
(240) 767-4503
$149,900
2 beds1 bath1,368 sq ft
26 Circle #26, Indian Head, MD 20640
(301) 863-2400
$369,900
4 beds2 baths975 sq ft
5465 Port Tobacco Rd, Indian Head, MD 20640
(301) 843-5100
VIDEO TOUR
$279,900
3 beds1.5 baths1,320 sq ft
2 Park Square Ct, Indian Head, MD 20640
(301) 843-5100
SHORT SALE
$305,000
3 beds2 baths1,862 sq ft
5450 Mason Springs Rd, Indian Head, MD 20640
(301) 478-4032
COMING SOON
$325,000
3 beds1.5 baths1,176 sq ft
3801 Glem Ct, Indian Head, MD 20640
(301) 298-2892
$400,000
3 beds2 baths1,758 sq ft
3260 Green Meadows Dr, Indian Head, MD 20640
(202) 483-6300
$378,900
3 beds2.5 baths1,734 sq ft
20 Kenai Pl, Indian Head, MD 20640
(833) 335-7433
See all

Provided by Redfin

Sale history for 3610 Stump Neck Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,694 (+7.3%)

2024

$4,377 (+15.4%)

$102,200 + $240,700

$342,900

2023

$3,794 (+18.9%)

2022

$3,192 (+4.4%)

2021

$3,058 (+4.8%)

$87,200 + $130,300

$217,500

2020

$2,917 (+4.7%)

2019

$2,787 (+1.3%)

2018

$2,752 (+0.2%)

$87,200 + $104,900

$192,100

2017

$2,746 (−3.2%)

$87,200 + $104,900

$192,100

2016

$2,838

$92,200 + $109,400

$201,600

2015

$2,836 (−0.1%)

$92,200 + $109,400

$201,600

2014

$2,839 (+7.9%)

$115,300 + $87,200

$202,500

2013

$2,632 (+5.7%)

2012

$2,490 (−25.1%)

2011

$3,325

2010

$3,325 (+30.2%)

2009

$2,554

Tax history for 3610 Stump Neck Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,694 (+7.3%)

2024

$4,377 (+15.4%)

$102,200 + $240,700

$342,900

2023

$3,794 (+18.9%)

2022

$3,192 (+4.4%)

2021

$3,058 (+4.8%)

$87,200 + $130,300

$217,500

2020

$2,917 (+4.7%)

2019

$2,787 (+1.3%)

2018

$2,752 (+0.2%)

$87,200 + $104,900

$192,100

2017

$2,746 (−3.2%)

$87,200 + $104,900

$192,100

2016

$2,838

$92,200 + $109,400

$201,600

2015

$2,836 (−0.1%)

$92,200 + $109,400

$201,600

2014

$2,839 (+7.9%)

$115,300 + $87,200

$202,500

2013

$2,632 (+5.7%)

2012

$2,490 (−25.1%)

2011

$3,325

2010

$3,325 (+30.2%)

2009

$2,554

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

2.53 Acres

Year renovated

—

Sq. Ft.

2,152

Year built

2002

Style

Single Family Residential

County

Charles County

APN

10 011515

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Rural Conservation Zone

This zone maintains low-density residential development, preserves the rural environment and natural features and established character of the area. It also maintains existing agricultural and aquacultural activities and the land base necessary to support these activities.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Housing-Senior
Processing
Fire house
Recreation
Communications tower
Veterinary clinic
Housing-Mobile home park

Property details

Parking

Parking Information
Driveway, Off Street

Interior

Bedroom Information
# of Bedrooms On Main Level: 3
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Dryer - Electric, Oven/Range - Electric, Stainless Steel Appliances, Refrigerator, Stove, Washer
Interior Features: Carpet, Combination Dining/Living, Dining Area, Kitchen - Table Space, Floor Plan - Traditional
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Laundry, Recreation Room, Bathroom 2, Bathroom 3, Master Bathroom

Basement Information
Basement: Yes
Fully Finished, Walkout Level, Interior Access, Rear Entrance, Windows

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Irrigation Water Rights
Improvement Assessed Value: $104,900
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor

Building Information
Construction Materials: Vinyl Siding
Foundation Details: Slab
Other Structures: Above Grade
Structure Type: Detached

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $87,200

Above Grade Information
Finished Sq.Ft.: 1,196
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $2,665
Tax Assessed Value: $209,033
Tax Year: 2021
Tax Annual Amount: $2,970

Assessments Information
Year Assessed: 2021

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Private Septic Tank
Water Source: Well

Location

School Information
School District Name: CHARLES COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Crain Hwy S (US-301S) to Hawthorne Rd (MD-225). Turn right onto Hawthorne Rd. Go approximately 9 miles and turn left onto Chicamuxen Rd (MD-224). Go approximately 5.7 miles and turn right onto Stump Neck Rd. 3610 Stump Neck Rd will be on your right.
Location Type: Rural

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,152
Stories: —
Lot Size: 2.53 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: —
County: Charles County
APN: 10 011515

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Gale-Bailey Elementary School

Public PreK-5 • Assigned • 3.0mi

5/10

Glymont Middle School

Public 6-8 • Assigned • 5.6mi

6/10

Henry E. Lackey High School

Public 9-12 • Assigned • 4.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

4/10 Wind Factor

19% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Indian Head, MD • 20640

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.5 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

9.5 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$395,000 – $478,000

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OPEN TODAY, 1PM TO 3PM

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SHORT SALE

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(202) 483-6300

Home values near 3610 Stump Neck Rd

Data from public records.

Address	Redfin Estimate
3475 Stump Neck Rd, Indian Head, MD - Beds \| 2.5 Baths \| 2088 Sq. Ft.	$475,310
3580 Stump Neck Rd, Indian Head, MD - Beds \| 2 Baths \| 1196 Sq. Ft.	$358,879

Address	Redfin Estimate
3670 Stump Neck Rd, Indian Head, MD 2 Beds \| 2 Baths \| 1000 Sq. Ft.	$326,301
3545 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 650 Sq. Ft.	$133,165

Address	Redfin Estimate
3640 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 1050 Sq. Ft.	$299,925
3645 Stump Neck Rd, Indian Head, MD - Beds \| 1 Baths \| 1340 Sq. Ft.	$264,938

Property information provided by BRIGHT MLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20640, MD

Sale history for 3610 Stump Neck Rd

Tax history for 3610 Stump Neck Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20640

Home values near 3610 Stump Neck Rd

More real estate resources