Welcome to this beautiful recently updated waterfront home in a serene corner of Leonardtown! Uniquely located on a quiet road, this lovely brick home sits on 1.29 partially wooded acres on Cherry Cove Creek. Nature abounds. Enjoy terrific views from all the the open living space facing the water, flowing from the kitchen/dining area to the large adjoining family room. Take it all in while you sip morning coffee, grill on the back deck, entertain, or just relax at the end of the day. This home includes approximately 1,900 square feet of finished living space, with large windows throughout inviting natural light to pour in. The efficiently organized kitchen, remodeled in recent years, has a warm breakfast area with a bay window, plus tons of storage in the large island, tall cabinets, and two pantries. From the kitchen, access the large deck that was recently renovated or move to the open dining area, which also features a wood stove and reading nook. From there, step down into the huge adjoining family room with brick fireplace, large built-ins, and French doors overlooking the back yard. The home also features newly installed skylights in both the hall bathroom and laundry room. It has an owners' bedroom with en suite, a second bedroom with private entrance to the guest bath and a laundry/utility room that provides a pass-thru to the office/third bedroom with its own entrance to the deck. The living spaces have hardwood floors, while new carpet has been installed in the bedrooms. The baths, partially upgraded, and the laundry have tile floors. A whole-house back-up generator keeps the electricity flowing while its 500 gal. propane tank is sized to allow future transition to gas heat and hot water, if desired. The oil tank was recently replaced and the entire crawl space was remediated with a brand new dehumidifier installed. Ample parking is provided by an attached 2-car garage plus additional parking space in the driveway. The expansive back yard invites family fun and leads to your own private pier to launch your kayak, paddle board, or canoe. The owners have replaced the electric at the pier with new poles and lighting. Flowering cherry trees line the fence on the street side of the house. Everything about this home speaks to a relaxed and beautiful living experience. The home is conveniently located for commuting North to DC/NoVA or South to NAS Patuxent River, and offers an amazing lifestyle as it's near Newtowne Neck State Park where hiking, birding, hunting, and fishing are part of the park's offering. Enjoy this virtual tour: https://mls. homejab.com/property/view/ 21810-rose-bank-rd-leonardtown-md-20650-usa
Single-familyProperty Type
1982Year Built
1.29 acresLot Size
$373Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Helen Mattingly Wernecke• Berkshire Hathaway HomeServices McNelis Group Properties
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
1.29 Acres
Year renovated
—
Sq. Ft.
1,932
Year built
1982
Style
Single Family Residential
County
St. Mary's County
APN
03 024563
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 18, 2026.
RPD
Rural Preservation District
The regulations of Rural Preservation Districts are intended to foster agricultural, forestry, mineral resource extraction, and aquacultural uses and protect the land base necessary to support these activities. Low density residential development in this type of district is permitted subject to performance standards that maintain the rural character of the district in recognition of the fact that a full range of public facilities is not provided or planned. The farmer has the right to farm without being restricted by neighboring residential areas. Restricted hours of operation for farm equipment, restricted odor-producing fertilizers, or mandatory noise reductions may not be imposed on farmers in an RPD zoning district. The general intent of the district is to encourage farming without undue burden on the landowner. In accordance with these intentions, the following provisions for the protection of agricultural uses will apply: (1) Any farm use of land is permitted. (2) Operation, at any time, of machinery used in farm production or the primary processing of agricultural products is permitted. (3) Normal agricultural activities and operations in accordance with good husbandry practices, which do not cause bodily injury or directly endanger human health, are permitted and preferred activities, including activities that may produce normal agriculture related noise and odors. (4) The sale of farm products produced on the farm where the sales are made is permitted.
Permitted uses
Include but are not limited to:
Equestrian facility
Greenhouse / nursery
Livestock production
Winery & vineyard
Housing-Single unit
Manufacturing
Bed & breakfast
Agriculture-Cropland
Agriculture-Grove / orchard
Timberland
Jun 3, 2025 • Final
Residential accessory structure
Work on a shed.
ADU
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Other
# of Total Garage and Parking Spaces: 8
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 6
Gravel Driveway
Attached Garage, Driveway
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Refrigerator, Stove, Water Heater
Door Features: Storm, French
Not Furnished
Interior Features: Attic, Built-Ins, CeilngFan(s), Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Master Bath(s), Pantry, Stall Shower, Tub Shower, Window Treatments, Wood Stove, Wood Floors
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Cross Street: Newtowne Neck Road
Directions: Point Lookout Rd (Rt 5) to Newtowne Neck Rd. (Rt 243). Travel approximately 2.5 miles to a left on Rose Bank Rd. Drive 8 tenths of one mile and the home is on the left.
Location Type: Creek
Mean Low Water Feet: 1
Road Responsibility: City/County
Waterfrontage Information
Water Access Features: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Boat - Powered
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: Cherry Cove Creek
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,932
Stories: 1.0
Lot Size: 1.29 acres
Style: Single Family Residential
Year Built: 1982
Year Renovated: —
County: St. Mary's County
APN: 03 024563
Home facts updated by county records on Jul 18, 2026
Around this home
Schools
Benjamin Banneker Elementary School
Public PreK-5 • Assigned • 4.4mi
8/10
Leonardtown Middle School
Public 6-8 • Assigned • 4.0mi
9/10
Chopticon High School
Public 9-12 • Assigned • 6.5mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
6/10 Flood Factor
Estimated 70-78% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 104° expected this year, 17 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Leonardtown, MD • 20650
Average low and high temperatures (°F)
40
26
45
30
62
41
70
50
75
57
86
67
87
72
80
65
77
63
69
50
59
42
46
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$676,000 – $818,000
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