DOWNSIZING or Looking for a Waterfront Escape?Waterfront Living on Locus Cove — Private Pier, Stunning Views & Timeless Coastal Charm! Tucked away on the peaceful waters of Locus Cove, this stunning waterfront retreat delivers the perfect blend of privacy, comfort, and timeless Southern Maryland charm. With 3 bedrooms, 2 full baths, and beautifully designed indoor and outdoor living spaces, this home was built for relaxing waterfront weekends and unforgettable everyday living. From the moment you arrive, the mature trees, inviting curb appeal, and serene waterfront setting create an immediate sense of escape. Inside, warm hardwood flooring, rich wood trim, and expansive water views flow throughout the home. The spacious main living area centers around a cozy fireplace with gas logs, while oversized windows and sliding glass doors bring the beauty of the cove directly indoors. The kitchen offers a clean, timeless design featuring quartz countertops, stunning Amish-built cabinetry, generous prep space, and a layout perfect for entertaining. Just beyond, the light-filled sunroom with its own mini split system creates the ideal year-round retreat overlooking the water, complete with private access to the primary suite. The beautifully updated full bath showcases ceramic tile and elegant Kashmir White granite countertops, while the spacious primary suite features oak hardwood flooring and a large walk-in closet. The lower level offers incredible flexibility with two additional bedrooms, a large rec room that could easily function as a fourth bedroom, a gas stove for added warmth and ambiance, and walk-out access to the covered waterfront patio already pre-wired for a future hot tub. Step outside and the lifestyle truly comes alive. Enjoy mornings on the expansive deck, evenings under the covered patio, and effortless days on the water from your private pier in excellent condition with approximately 5 feet of mean low water, plus rip rap and seawall protection. Whether you enjoy boating, fishing, kayaking, or simply taking in peaceful waterfront sunsets, this property was designed to embrace it all. Additional highlights include a whole-house generator, HVAC installed in 2020, a spacious 2-car garage, and a beautifully landscaped waterfront setting that feels like a private getaway while still being convenient to everything Southern Maryland has to offer. Schedule your private showing today!
Single-familyProperty Type
1979Year Built
0.73 acresLot Size
$302Price/Sq.Ft.
2 garage spacesParking
Listed by Mark Frisco Jr.• CENTURY 21 New Millennium
•443-968-9595 (broker)
•tommy.higgins@c21nm.com (broker)
Bought with Carol Kalmus-Choporis• Century 21 Redwood Realty
Est. $1,826 per month, based on comparable rentals
Sale and tax history for 18040 Shipping Point Rd
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDSM2031324
Jun 23, 2026
Sold
$740,000
$302/sq ft
May 27, 2026
Price Changed
$740,000
$302/sq ft
May 27, 2026
Pending
—
May 19, 2026
Listed
$689,900
$282/sq ft
Public Records
May 4, 1979
Sold
$41,000
$17/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,271 (−19.9%)
$404,700 + $225,500
$630,200
2024
$5,331 (+5.6%)
2023
$5,047 (+0.8%)
2022
$5,006 (+0.8%)
$304,700 + $169,400
$474,100
2021
$4,965 (+23.9%)
2020
$4,008
2019
$4,006
$304,700 + $158,000
$462,700
2018
$4,004 (+0.4%)
$304,700 + $158,000
$462,700
2017
$3,990 (−17.4%)
$304,700 + $160,700
$465,400
2015
$4,833 (+23.3%)
$304,700 + $163,700
$468,400
2014
$3,919 (+0.6%)
$304,700 + $163,700
$468,400
2013
$3,894 (−0.2%)
2012
$3,901 (+1.6%)
2011
$3,838
2010
$3,838 (+16.5%)
2009
$3,293
Public record
Public record
Permits
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.73 Acres
Year renovated
—
Sq. Ft.
2,448
Year built
1979
Style
Single Family Residential
County
St. Mary's County
APN
01 012223
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 18, 2026.
Feb 14, 2024 • Final
Electrical only
Install a generator with electrical service panels.
Electrical
Generator
Jan 23, 2019 • Final
Bldg new construction
Work on a revetment and a replacement pier.
Addition
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 8
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 6
Asphalt Driveway
Attached Garage, Driveway
Interior
Bedroom Information
# of Bedrooms On Main Level: 1
# of Bedrooms On 1st Lower Level: 2
Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 2
Interior Information
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Icemaker, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Water Dispenser
Lot Features: Cleared, Fishing Available, Front Yard, Rear Yard, Stream/Creek
Navigable Water
Has Water View
Water Frontage In Feet: 118
Tidal Water: Yes
Land Information
Land Assessed Value: $404,700
Dock Information
Dock Type and Features: Mooring, Material - Treated Lumber, Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Boats Power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,240
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 32
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,208
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $5,549
Tax Assessed Value: $630,200
Tax Year: 2025
Tax Annual Amount: $5,549
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Broadband, Cable
Central Air
Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Water Source: Well
Location
School Information
Elementary School: RIDGE
Middle Or Junior School: SPRING RIDGE
High School: GREAT MILLS
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From C21NM PF: S on MD 4,, Turn left onto Three Notch Rd (MD-235 S). ,, Turn right onto Park Hall Rd (MD-489). , Turn left onto Point Lookout Rd (MD-5). , Turn right onto Rosecroft Rd. , Turn left onto Shipping Point Rd.
Location Type: Creek
Mean Low Water Feet: 5
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
Water Access
Private Dock Site, Rip-Rap
On Waterfront
Water Oriented
Water Body Type: Cove
Water Body Name: Lucas Cove
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 2,448
Stories: 1.0
Lot Size: 0.73 acres
Style: Single Family Residential
Year Built: 1979
Year Renovated: —
County: St. Mary's County
APN: 01 012223
Home facts updated by county records on Jul 18, 2026
Around this home
Schools
Ridge Elementary School
Public PreK-5 • Assigned • 5.1mi
6/10
Spring Ridge Middle School
Public 6-8 • Assigned • 3.9mi
5/10
Great Mills High School
Public 9-12 • Assigned • 6.6mi
4/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 101° expected this year, 18 days in 30 years
7/10 Wind Factor
76% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Lexington Park, MD • 20653
Average low and high temperatures (°F)
41
26
46
31
62
42
70
51
75
59
85
68
88
74
83
68
78
65
69
52
60
44
47
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$754,000 – $913,000
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