Charming cottage with waterviews of Chesapeake Bay from every room! Whether you're looking for a primary residence, weekend escape or a property with short term rental potential, this is it. Low maintenance and major improvements have been made to secure and preserve the property so the next owner won't have to! $280,000 revetment (erosion prevention) constructed in 2015. New roof/windows/siding in 2016. This home has a wonderful open flow from the kitchen to the living area and through to screened porch, where you can get lost in your thoughts staring at the bay before you. In cooler months, there's a wood burning fireplace so you can enjoy evenings by the fire. There are 3 bedrooms on the main level and 1 full bathroom. The lower level is mostly above grade and has a walk out level rear exit, a very large bedroom that could easily be a master suite, and a full bathroom adjacent. There is also a large lower level recreational room - the lower level has newly installed carpet. Home is on a quiet cul de sac. Neighboring property to the right is in the process of being renovated by the new owner. Feel free to contact the listing agent with questions.
Very well maintained home overlooking the bay. 3 bedrooms upstairs and 1 bedroom downstairs. Large family room with lots of windows overlooking the bay.
5 years ago• May not reflect the current state of the home
Kristin Smith
Redfin Associate agent
Sale history for 1151 Monterey Rd
Date
Event
Price
BRIGHT MLS #MDCA2001456
Mar 8, 2022
Sold
$500,000
$188/sq ft
Nov 16, 2021
Pending
—
Aug 20, 2021
Listed
$499,999
$188/sq ft
BRIGHT MLS #1000113024
Dec 6, 2018
Listing Removed
—
Sep 10, 2018
Price Changed
$479,000
$180/sq ft
Aug 24, 2018
Listing Removed
—
Feb 5, 2018
Listed
$499,000
$187/sq ft
BRIGHT MLS #1007252820
Nov 28, 2016
Listing Removed
—
Sep 10, 2016
Listed
$524,900
$197/sq ft
Public Records
Nov 29, 2005
Sold
$500,000
$188/sq ft
Public Records
May 2, 2005
Sold
$349,900
$131/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$5,467 (+6.1%)
$157,200 + $308,600
$465,800
2025
$5,152 (+6.5%)
$157,200 + $308,600
$465,800
2024
$4,836 (+18.1%)
2023
$4,095 (−3.8%)
2022
$4,257 (+2.7%)
$157,200 + $222,100
$379,300
2021
$4,144 (+2.4%)
2020
$4,049 (+1.0%)
2019
$4,011 (+2.3%)
$157,200 + $190,400
$347,600
2018
$3,920 (+0.2%)
2017
$3,914 (+234.5%)
$157,200 + $175,300
$332,500
2016
$1,170 (+0.2%)
$78,600 + $1,000
$79,600
2015
$1,168 (+0.3%)
$78,600 + $1,000
$79,600
2013
$1,164 (−73.0%)
2012
$4,317 (+6.5%)
2011
$4,052
2010
$4,052 (+32.9%)
2009
$3,049
Tax history for 1151 Monterey Rd
Year
Property tax
Land + Additions
Assessment*
2026
$5,467 (+6.1%)
$157,200 + $308,600
$465,800
2025
$5,152 (+6.5%)
$157,200 + $308,600
$465,800
2024
$4,836 (+18.1%)
2023
$4,095 (−3.8%)
2022
$4,257 (+2.7%)
$157,200 + $222,100
$379,300
2021
$4,144 (+2.4%)
2020
$4,049 (+1.0%)
2019
$4,011 (+2.3%)
$157,200 + $190,400
$347,600
2018
$3,920 (+0.2%)
2017
$3,914 (+234.5%)
$157,200 + $175,300
$332,500
2016
$1,170 (+0.2%)
$78,600 + $1,000
$79,600
2015
$1,168 (+0.3%)
$78,600 + $1,000
$79,600
2013
$1,164 (−73.0%)
2012
$4,317 (+6.5%)
2011
$4,052
2010
$4,052 (+32.9%)
2009
$3,049
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.49 Acres
Year renovated
—
Sq. Ft.
2,664
Year built
1974
Style
Single Family Residential
County
Calvert County
APN
01 091182
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 9, 2026.
Property details
Parking
Parking Information
# of Total Garage and Parking Spaces: 2
Off Street - # of Spaces: 2
Off Street
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
# of Bedrooms On 1st Lower Level: 1
Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 2
Interior Information
Living Area Sq.Ft. Source: Assessor
Fireplace Information
# of Fireplaces: 1
Basement Information
Basement: Yes
Connecting Stairway, Outside Entrance
Exterior
Property Information
Total Below Grade Sq. Ft.: 1440
Improvement Assessed Value: $190,400
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Combination
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Lot Information
Tidal Water: No
Land Information
Land Assessed Value: $157,200
Above Grade Information
Finished Sq.Ft.: 1,440
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 216
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,224
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $3,721
Tax Assessed Value: $358,167
Tax Year: 2021
Tax Annual Amount: $4,131
Assessments Information
Year Assessed: 2021
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Central
Heating Fuel: Oil
Hot Water: Oil, Electric
Sewer Septic: Community Septic Tank
Water Source: Public
Location
Homeowners Association Information
HOA Fee: $490
HOA Fee Frequency: Annually
School Information
School District Name: CALVERT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Please use GPS for best directions.
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 2,664
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: Calvert County
APN: 01 091182
Home facts updated by county records on Oct 9, 2026
Around this home
Schools
Appeal Elementary School
Public PreK-5 • Assigned • 2.8mi
7/10
Mill Creek Middle School
Public 6-8 • Assigned • 3.0mi
7/10
Patuxent High School
Public 9-12 • Assigned • 2.8mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 101° expected this year, 17 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Lusby, MD • 20657
Average low and high temperatures (°F)
40
27
45
31
61
42
70
51
74
58
85
68
88
73
81
67
78
64
69
52
60
44
46
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 4.9 hours in December, which is comparable to the
U.S. average for solar exposure.
9.4 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$529,000 – $641,000
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