UNDER CONTRACT

Contingent

$312,000

Est. $2,083/mo —

•

1,058

sq ft

12595 Santa Rosa Cir, Lusby, MD 20657

About this home

Welcome home to Chesapeake Ranch Estates! This charming 3-bedroom, 2-bath rambler offers comfortable living with room to grow — an unfinished basement awaits your finishing touches, whether that's a rec room, home gym, or extra bedrooms. Cozy up by the fireplace on cool evenings, and enjoy a kitchen outfitted with stainless steel appliances, including a new fridge (2023), dishwasher (2024), and an over-the-stove microwave (2026). Major systems have been thoughtfully maintained, with a new roof (2020), new gutters (2022), and updated heating/AC units (2023) — move in with peace of mind. Set on a peaceful street in a community built for outdoor living, residents enjoy exclusive access to two private beaches, a scenic lake perfect for canoeing and fishing, horseshoe pits, and a community garden. Golf cart–friendly streets add to the laid-back, resort-style lifestyle. You're just minutes from local shopping and a great mix of restaurants, with easy access to major commuter routes. Don't miss your chance to own a slice of Southern Maryland charm — schedule your showing today!

Single-familyProperty Type

1991Year Built

$295Price/Sq.Ft.

$52/moHOA Dues

Listed by Malcolm A Brown • Real Broker, LLC

•855-450-0442 (broker)

•dmvbroker@therealbrokerage.com (broker)

Listing updated: Oct 13, 2026 at 06:43pm

Redfin checked: 4 minutes ago

•Source:BRIGHT MLS #MDCA2030352

Payment calculator

$2,083 per month

Principal and interest$1,703

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 10AM TO 12PM3D WALKTHROUGH
$375,000
3 beds2.5 baths1,768 sq ft
12162 Catalina Dr, Lusby, MD 20657
0.24 acre lot • Garage • Built 1992
(571) 386-1075
OPEN TODAY, 10AM TO 2PM
$405,000
5 beds2 baths1,964 sq ft
21388 Lynn Dr, Lexington Park, MD 20653
0.34 acre lot • 4 parking spots • Built 1970
(301) 862-2169
OPEN TODAY, 11AM TO 1PM
$539,000
4 beds3.5 baths2,058 sq ft
45640 Pam's Way, Great Mills, MD 20634
8,389 sq ft lot • 2 garage spots • Built 2026
(301) 862-2169
OPEN TODAY, 11AM TO 1PM
$350,000
3 beds2 baths1,521 sq ft
12968 Soundings Rd, Lusby, MD 20657
0.34 acre lot • Garage • Built 1997
(888) 860-7369
OPEN SUN, 11AM TO 1PM
$335,000
3 beds2.5 baths1,556 sq ft
13180 Windjammer Ave, Solomons, MD 20688
$328 HOA • 2 parking spots • Community pool
(443) 968-9595
OPEN SUN, 11AM TO 1PM
$625,000
5 beds3.5 baths3,702 sq ft
11215 Dancer Ct, Lusby, MD 20657
0.57 acre lot • 2 garage spots • Built 1997
(410) 394-0990
OPEN SUN, 12PM TO 2PM
$360,000
4 beds3 baths2,116 sq ft
48383 Sunburst Dr, Lexington Park, MD 20653
$123 HOA • Garage • Built 2002
(888) 860-7369
OPEN SUN, 12:30PM TO 3PM
$869,900
3 beds2 baths2,259 sq ft
234 Harbor Dr, Lusby, MD 20657
0.24 acre lot • 2 garage spots • Built 1991
(301) 862-2169
REDFIN OPEN SUN, 1PM TO 3PM3D WALKTHROUGH
$450,000
4 beds3.5 baths3,175 sq ft
47158 Powhatan Ct, Lexington Park, MD 20653
0.25 acre lot • 2 garage spots • Built 2009
OPEN SUN, 1PM TO 3PM
$386,900
3 beds3 baths2,756 sq ft
11640 Mesa Trl, Lusby, MD 20657
Built 1992 • Listed 8 days
(443) 256-3773

Around this home

Schools

K - 12
Preschool & daycare

Appeal Elementary School

Public PreK-5 • Assigned • 2.4mi

7/10

Mill Creek Middle School

Public 6-8 • Assigned • 2.0mi

7/10

Patuxent High School

Public 9-12 • Assigned • 1.7mi

8/10

Provided by GreatSchools

About Chesapeak Ranch

Estates

Chesapeak Ranch Estates, located between the Patuxent River and the Chesapeake Bay, is a waterfront and wooded Chesapeake Ranch Estates neighborhood with private lake access and a marina-oriented layout. The neighborhood’s character concentrates around the Chesapeake Ranch Estates Town Center area along H.G. Trueman Road, where everyday errands meet a low-key, coastal rhythm. Housing leans toward mid-century and late-20th-century single-family homes and cabins, many set back under tall trees on curving roads. Community life often revolves around the lakes, small beaches, and boat ramps rather than a traditional main street. The Cove Point Lighthouse and the Calvert Marine Museum anchor local culture with maritime history and bayfront views. Nearby, Drum Point Market adds a classic waterside stop for local seafood and dockside chatter.

Provided by Walk Score and Local Logic

Market insights

12595 Santa Rosa Cir · $312,000

DAYS ON MARKET

The average home goes pending in 55 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $479,009. (54% higher than this home)

PRICE DROP

22% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Breakfast area
Combination kitchen and dining area
Fireplace
Unfinished basement

Bedrooms
3 bedrooms on the main level

Bathrooms
2 full bathrooms, both on the main level

Kitchen
Stainless steel appliances

Heating & cooling
Electric heat pump
Electric cooling

Sale and tax history for 12595 Santa Rosa Cir

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDCA2030352

Oct 13, 2026

Contingent

—

Sep 23, 2026

Listed

$312,000

$295/sq ft

Sep 15, 2026

Price Changed

$312,000

$295/sq ft

Sep 15, 2026

Coming Soon

$310,000

$293/sq ft

MRIS #CA9701519

Aug 26, 2016

Sold

$170,000

$161/sq ft

Jul 7, 2016

Pending

—

Jun 30, 2016

Listed

$161/sq ft

+24

BRIGHT MLS #1003906805

Aug 28, 2016

Listing Removed

—

Aug 26, 2016

Sold

$170,000

$161/sq ft

Jun 30, 2016

Listed

$170,000

$161/sq ft

+24

Public Records

Aug 31, 1992

Sold

$91,120

$86/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$3,066 (+6.7%)

$55,200 + $188,100

$243,300

2025

$2,873 (+7.3%)

$55,200 + $188,100

$243,300

2024

$2,678 (+25.5%)

2023

$2,134 (−8.8%)

2022

$2,340 (+3.1%)

$55,200 + $135,400

$190,600

2021

$2,270 (+2.8%)

2020

$2,208 (+1.2%)

2019

$2,182 (+3.3%)

$55,200 + $116,100

$171,300

2018

$2,112 (+0.5%)

2017

$2,102 (+5.1%)

$55,200 + $107,000

$162,200

2016

$1,999 (−3.5%)

$55,200 + $107,000

$162,200

2015

$2,072

$55,200 + $114,500

$169,700

2014

$2,071

$55,200 + $114,500

$169,700

2013

$2,069 (−13.9%)

2012

$2,402 (+0.8%)

2011

$2,384

2010

$2,384 (+28.4%)

2009

$1,857

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,650 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,058

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,058

Year built

1991

Style

Single Family Residential

County

Calvert County

APN

01 136399

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 9, 2026.

Residential District

The Residential District RD is intended to provide for residential development in proximity to the Town Centers of Prince Frederick, Solomons, Lusby, North Beach, and Chesapeake Beach. This district allows for higher residential densities in proximity to Town Centers through the purchase of Transferable Development Rights TDRs. However, the ability to achieve maximum permitted density is dependent, in part, on the availability of sewerage service. This district also recognizes existing agriculture and accommodates agricultural uses. To avoid drawing commercial activity away from Town Centers, commercial uses are limited in this district.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Multiple units
Public service
Educational/school
Library
Museum / gallery
Communications tower
Cemetery

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

99/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 19% for direct sun exposure in Lusby. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.9 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12595 Santa Rosa Cir

$311,899

$101 under list price of $312K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $305K to $375K.

SOLD SEP 16, 2026
$315,000 Last sold price
3 beds2 baths1,056 sq ft
12548 Santa Domingo Dr, Lusby, MD 20657
$3/sq ft
no basement
SOLD JUN 8, 2026
$330,000 Last sold price
3 beds2 baths960 sq ft
1171 Golden West Way, Lusby, MD 20657
$49/sq ft
3 years older
no basement
SOLD JUN 22, 2026
$305,000 Last sold price
3 beds2 baths1,056 sq ft
818 San Mateo Trl, Lusby, MD 20657
$6/sq ft
2 years older
no basement
SOLD AUG 31, 2026
$375,000 Last sold price
3 beds2.5 baths1,668 sq ft
373 Cactus Trl, Lusby, MD 20657
$70/sq ft
4 years newer
SOLD MAR 31, 2026
$337,000 Last sold price
3 beds2 baths1,248 sq ft
420 Council Bluffs Ct, Lusby, MD 20657
$25/sq ft
SOLD AUG 7, 2026
$315,000 Last sold price
3 beds1.5 baths1,120 sq ft
852 Whispering Pine Cir, Lusby, MD 20657
$14/sq ft
2 years older
no basement

Rental earnings

Est. $1,905 per month, based on comparable rentals

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(301) 918-5662

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0.36 acre lot • Built 1991

(301) 855-8600

COMING SOON

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COMING SOON

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 12595 Santa Rosa Cir

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 12595 Santa Rosa Cir

This home may not be allowing tours right now

Nearby similar homes

New listings for sale in 20657

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