OFF MARKET

Off market jun 2024 for $400K

$436,093

Est. refi paymentEst. refi $2,714/mo

•

2,536

sq ft

12643 Hilltop Rd, Lusby, MD 20657

About this home

What an opportunity to own a recently refreshed and remodeled home in a conveniently accessible spot in Lusby! Standout features of this property are found throughout, including a fully independent basement apartment with separate entrance, full kitchen, laundry, storage, and private patio. Income producing or a great spot to keep loved ones nearby! Upstairs is completely refinished, including new bright white kitchen, stainless appliances, gorgeous countertops, updated bathrooms, LVP flooring, as well as fashionable light and plumbing fixtures! There is also a laundry hookup upstairs, providing full separation from the two living spaces, if desired. Outside, you'll find plenty of parking, a charming front porch, expansive back deck, two sheds and a beautiful wooded view! The roof was just replaced, ensuring peace of mind and helping to keep homeowners insurance rates low. This property is located in Chesapeake Ranch Estates, which affords a bayfront lifestyle at a fraction of the cost. Sandy lake and bay beaches, sports courts, trails, airpark, gardens, playground and so much more. Open house Sunday May 19, 11-1pm!

Single-familyProperty Type

1995Year Built

0.3 acresLot Size

$172Est. Price/Sq.Ft.

4 spacesParking

Listed by Dawn Riley • RE/MAX One

•410-535-6291 (broker)

•mdavis@davispalumbo.com (broker)

Listed by Rachel Riley • RE/MAX One

•410-535-6291 (broker)

•mdavis@davispalumbo.com (broker)

Bought with Anetha Bouy • Porter House International Realty Group

•775-237-8463 (broker)

•info@porterhouserealtypros.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDCA2015908

Redfin Estimate

$436,093

$36K since sold in June 2024$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.6% higher than the average sale price ($377K) of 6 comparable homes.

BOUGHT WITH REDFIN JUL 7, 2026
$425,000
A
5 beds3 baths3,300 sq ft
12967 Ship Ct, Lusby, MD 20657
SOLD AUG 7, 2026
$287,500
B
5 beds3 baths1,983 sq ft
12427 Seminole Rd, Lusby, MD 20657
SOLD SEP 18, 2026
$435,000
C
4 beds3.5 baths2,746 sq ft
12439 San Jose Ln, Lusby, MD 20657
SOLD AUG 31, 2026
$375,000
D
3 beds2.5 baths1,668 sq ft
373 Cactus Trl, Lusby, MD 20657
SOLD OCT 5, 2026
$390,000
E
3 beds2.5 baths1,792 sq ft
991 Cherokee Ct, Lusby, MD 20657
SOLD MAR 16, 2026
$350,000
F
4 beds3 baths1,584 sq ft
12709 Mescalaro Ln, Lusby, MD 20657

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Earn from this home

Sell

$101,977

Est. take-home

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Refinance

Est. cash available

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Rent

$2,628/mo

Redfin rental estimate

List your home for rent

Market trends in 20657, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.1%

+0.1% MoM

Median sale price

$400K

$25K MoM

Avg. days on market

56d

6 days MoM

Recently sold homes

7 MoM

New listings for sale

NEW 22 HRS AGO
$400,000
4 beds2.5 baths2,080 sq ft
1051 Stagecoach Trl, Lusby, MD 20657
(480) 462-5392
NEW 26 HRS AGO
$350,000
3 beds2.5 baths1,856 sq ft
11966 Canyon Trl Trl, Lusby, MD 20657
(443) 967-6687
COMING SOON
$375,000
3 beds2.5 baths1,768 sq ft
12162 Catalina Dr, Lusby, MD 20657
(571) 386-1075
$360,000
4 beds3 baths2,080 sq ft
12601 Sagebrush Dr, Lusby, MD 20657
(833) 335-7433
COMING SOON
325 Geronimo Rd, Lusby, MD 20657
$300,000
3 beds2 baths1,056 sq ft
325 Geronimo Rd, Lusby, MD 20657
(301) 932-7800
$524,900
6 beds3 baths3,908 sq ft
11425 Mill Bridge Rd, Lusby, MD 20657
(443) 975-7555
OPEN SAT, 11AM TO 1PM
$379,900
3 beds2 baths2,080 sq ft
426 Seagull Ln, Lusby, MD 20657
(410) 535-5050
$999,900
5 beds5 baths5,088 sq ft
3095 Calvert Blvd, Lusby, MD 20657
(443) 968-9595
$399,900
4 beds2.5 baths2,332 sq ft
11333 Tomahawk Trl, Lusby, MD 20657
(443) 771-8009
OPEN SUN, 12:30PM TO 3PM
$869,900
3 beds2 baths2,259 sq ft
234 Harbor Dr, Lusby, MD 20657
(301) 862-2169
See all

Provided by Redfin

Sale history for 12643 Hilltop Rd

Date

Event

Price

BRIGHT MLS #MDCA2015908

Jun 24, 2024

Sold

$400,000

$158/sq ft

May 29, 2024

Contingent

—

May 16, 2024

Listed

$400,000

$158/sq ft

BRIGHT MLS #MDCA2014002

Feb 15, 2024

Sold

$211,000

$83/sq ft

Jan 30, 2024

Pending

—

Dec 28, 2023

Contingent

—

Dec 13, 2023

Listed

$259,999

$103/sq ft

+48

Banks loss your gain!! Do not miss this rare, discounted foreclosure offering in the water-oriented community of Chesapeake Ranch Estates. This 4/5 bedroom 3 full bath property on a . 3-acre lot is ready for updates. Kitchenet in lower level possible in-law suite Save on money already spent on the property. Dust it off and gain equity, make it your own, flip it, or add to your rental portfolio for immediate equity, great return and positive cash flow. The property is priced to sell in as is condition. NO FHA. Possible Investor financing with 25% DP. Buyers pay all closing costs.

BRIGHT MLS #MDCA2008140

Nov 30, 2022

Listing Removed

—

Nov 26, 2022

Price Changed

$337,250

$133/sq ft

Oct 28, 2022

Price Changed

$345,000

$136/sq ft

Oct 16, 2022

Price Changed

$352,000

$139/sq ft

Oct 4, 2022

Price Changed

$360,000

$142/sq ft

Oct 2, 2022

Price Changed

$365,000

$144/sq ft

Sep 26, 2022

Price Changed

$375,000

$148/sq ft

Sep 10, 2022

Price Changed

$380,000

$150/sq ft

Aug 31, 2022

Listed

$390,000

$154/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,346 (+9.0%)

$55,200 + $309,400

$364,600

2025

$3,987 (+9.0%)

$55,200 + $309,400

$364,600

2024

$3,660 (+25.2%)

2023

$2,922 (−5.1%)

2022

$3,080 (+3.9%)

$55,200 + $211,200

$266,400

2021

$2,964 (+3.7%)

2020

$2,859 (+2.6%)

2019

$2,787 (+4.4%)

$55,200 + $178,400

$233,600

2018

$2,669 (+2.0%)

2017

$2,617 (+5.7%)

$55,200 + $155,400

$210,600

2016

$2,475 (+0.3%)

2015

$2,468

$55,200 + $153,900

$209,100

2014

$2,466

$55,200 + $153,900

$209,100

2013

$2,464 (−16.4%)

2012

$2,950 (+5.0%)

2011

$2,809

2010

$2,809 (+39.0%)

2009

$2,021

Tax history for 12643 Hilltop Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,346 (+9.0%)

$55,200 + $309,400

$364,600

2025

$3,987 (+9.0%)

$55,200 + $309,400

$364,600

2024

$3,660 (+25.2%)

2023

$2,922 (−5.1%)

2022

$3,080 (+3.9%)

$55,200 + $211,200

$266,400

2021

$2,964 (+3.7%)

2020

$2,859 (+2.6%)

2019

$2,787 (+4.4%)

$55,200 + $178,400

$233,600

2018

$2,669 (+2.0%)

2017

$2,617 (+5.7%)

$55,200 + $155,400

$210,600

2016

$2,475 (+0.3%)

2015

$2,468

$55,200 + $153,900

$209,100

2014

$2,466

$55,200 + $153,900

$209,100

2013

$2,464 (−16.4%)

2012

$2,950 (+5.0%)

2011

$2,809

2010

$2,809 (+39.0%)

2009

$2,021

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.41 Acres

Year renovated

—

Sq. Ft.

2,536

Year built

1995

Style

Single Family Residential

County

Calvert County

APN

01 088564

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 9, 2026.

Residential District

The Residential District RD is intended to provide for residential development in proximity to the Town Centers of Prince Frederick, Solomons, Lusby, North Beach, and Chesapeake Beach. This district allows for higher residential densities in proximity to Town Centers through the purchase of Transferable Development Rights TDRs. However, the ability to achieve maximum permitted density is dependent, in part, on the availability of sewerage service. This district also recognizes existing agriculture and accommodates agricultural uses. To avoid drawing commercial activity away from Town Centers, commercial uses are limited in this district.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Multiple units
Public service
Educational/school
Library
Museum / gallery
Communications tower
Cemetery

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 4
Driveway - # of Spaces: 4
Crushed Stone, Gravel Driveway
Driveway, Off Street

Interior

Bedroom Information
# of Bedrooms On Main Level: 3
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Door Features: Sliding Glass
Flooring Type: Carpet, Ceramic Tile, Laminated
Interior Features: Attic, Carpet, CeilngFan(s), Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchenette, Tub Shower, Walk-in Closet(s), 2nd Kitchen
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall

Room Information
Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Bedroom 1, Bathroom 1
Laundry Type: Main Floor, Hookup, Lower Floor

Basement Information
Basement: Yes
Connecting Stairway, Daylight, Partial, Heated, Outside Entrance

Exterior

Property Information
Total Below Grade Sq. Ft.: 1321
Accessibility Features: Doors - Swing In, Entry Slope <1'
# of Floors In Unit: 2
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Brick
Foundation Details: Concrete Perimeter, Other
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Patio(s)
Roof: Shingle
Structure Type: Detached
Other Structures: Shed

Exterior Information
Exterior Lighting, Outbuilding(s), Sidewalks, Extensive Hardscape

Lot Information
Lot Features: Backs to Trees, Front Yard, No Thru Street, Partly Wooded, Sloping
Tidal Water: No

Land Information
Land Assessed Value: $55,200

Above Grade Information
Finished Sq.Ft.: 1,371
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 156
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,165
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $2,768
Tax Assessed Value: $266,400
Tax Year: 2023
Tax Annual Amount: $3,178

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s), Heat Pump - Oil BackUp
Heating Fuel: Electric, Propane - Owned
Hot Water: Propane
Sewer Septic: On Site Septic
Cable TV Available, Electric Available
Water Source: Community

Location

Homeowners Association Information
HOA Fee: $425
HOA Fee Frequency: Annually

School Information
School District Name: CALVERT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: GPS
Location Type: Middle Of Block

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,536
Stories: 1.0
Lot Size: 0.41 acres
Style: Single Family Residential
Year Built: 1995
Year Renovated: —
County: Calvert County
APN: 01 088564

Home facts updated by county records on Oct 9, 2026

Around this home

Schools

Dowell Elementary School

Public PreK-5 • Assigned • 2.2mi

6/10

Mill Creek Middle School

Public 6-8 • Assigned • 2.1mi

7/10

Patuxent High School

Public 9-12 • Assigned • 1.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$415,000 – $502,000

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New listings for sale in 20657

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1051 Stagecoach Trl, Lusby, MD 20657

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COMING SOON

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12162 Catalina Dr, Lusby, MD 20657

(571) 386-1075

$360,000

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COMING SOON

$300,000

3 beds2 baths1,056 sq ft

325 Geronimo Rd, Lusby, MD 20657

(301) 932-7800

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6 beds3 baths3,908 sq ft

11425 Mill Bridge Rd, Lusby, MD 20657

(443) 975-7555

OPEN SAT, 11AM TO 1PM

$379,900

3 beds2 baths2,080 sq ft

426 Seagull Ln, Lusby, MD 20657

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5 beds5 baths5,088 sq ft

3095 Calvert Blvd, Lusby, MD 20657

(443) 968-9595

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11333 Tomahawk Trl, Lusby, MD 20657

(443) 771-8009

Home values near 12643 Hilltop Rd

Data from public records.

Address	Redfin Estimate
12635 Hilltop Road, Lusby, MD - Beds \| 2.5 Baths \| 1176 Sq. Ft.	$373,002
12651 Hilltop Road, Lusby, MD 4 Beds \| 3 Baths \| 2284 Sq. Ft.	$404,756

Address	Redfin Estimate
12639 Hilltop Road, Lusby, MD - Beds \| 2.5 Baths \| 2280 Sq. Ft.	$313,223
455 Hilltop Court, Lusby, MD 4 Beds \| 3 Baths \| 1956 Sq. Ft.	$356,452

Address	Redfin Estimate
12652 Hilltop Road, Lusby, MD - Beds \| 2 Baths \| 1591 Sq. Ft.	$305,920
12647 Hilltop Road, Lusby, MD - Beds \| 1 Baths \| 1040 Sq. Ft.	$285,725

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20657, MD

Sale history for 12643 Hilltop Rd

Tax history for 12643 Hilltop Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20657

Home values near 12643 Hilltop Rd

More real estate resources