SOLD SEP 25, 2025

Off Market Sep 2025 for $250K

$344,366

Est. refi paymentEst. refi $1,654/mo

•

1,008

sq ft

13495 Joy Rd, Lusby, MD 20657

About this home

Welcome to 13495 Joy Road in Lusby MD. This 3 bedroom, 1 bath, cozy rambler is warm and inviting, and it is waiting for you to make it your own. This house is in an excellent location, sits on a quiets street, has no HOA, and it has a large fenced in yard that’s perfect for entertaining and is the perfect setup for a family to enjoy. This property has a brand new roof (installed in January of 2025) and there is a transferable warranty that will be provided to the buyer. All three bedrooms are spacious, and the kitchen has an open concept layout that combines with the dining area, maximizing the square footage of the home. Another highlight of this property is the enclosed porch and bonus area on the back of the house. This space can be used in a variety of ways, from a sunroom to an office (use your imagination). The house has central Air Conditioning, however, in the enclosed porch there is a window unit that will convey. The extra large Shed will also convey with the sale, adding storage space, and a place to store lawn equipment and gardening tools. Listed at only 275,000, this property is priced to sell quickly. Schedule a showing today! Multiple Offers Received. There is an Offer Submission Deadline for Sunday July 13th at 12:00 Noon.

Single-familyProperty Type

1978Year Built

0.52 acresLot Size

$342Est. Price/Sq.Ft.

Listed by Chelsey Nelson • EXP Realty, LLC

•888-860-7369 (broker)

•md.broker@exprealty.net (broker)

Bought with Beth Carroll • Hutchins Properties

•410-535-4720 (broker)

•rhutchins.hpm@gmail.com (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDCA2021984

Redfin Estimate

$344,366

$94K since sold in September 2025$11K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.9% lower than the average sale price ($386K) of 6 comparable homes.

SOLD APR 3, 2026
$310,000
A
3 beds1 bath960 sq ft
13108 Joy Rd, Lusby, MD 20657
SOLD AUG 21, 2026
$739,000
B
3 beds2 baths1,728 sq ft
12715 Mill Creek Dr, Lusby, MD 20657
SOLD MAY 22, 2026
$304,000
C
3 beds1 bath960 sq ft
12995 Rousby Hall Rd, Lusby, MD 20657
SOLD FEB 24, 2026
$260,000
D
3 beds1 bath960 sq ft
12924 Rousby Hall Rd, Lusby, MD 20657
SOLD JUL 23, 2026
$377,500
E
3 beds2 baths1,334 sq ft
12934 Parran Dr, Lusby, MD 20657
SOLD MAY 5, 2026
$327,500
F
3 beds2 baths960 sq ft
1207 Pinecrest Ct, Lusby, MD 20657

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Earn from this home

Sell

$125,515

Est. take-home

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Refinance

Est. cash available

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Rent

$1,906/mo

Redfin rental estimate

List your home for rent

Market trends in 20657, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.4%

0.0% MoM

Median sale price

$375K

$162 MoM

Avg. days on market

51d

8 days MoM

Recently sold homes

8 MoM

New listings for sale

COMING SOON
$1,200,000
5 beds4.5 baths4,274 sq ft
301 Deer Dr, Lusby, MD 20657
(443) 975-7555
$440,000
4 beds3.5 baths2,726 sq ft
701 Hickok Trl, Lusby, MD 20657
(443) 968-9595
COMING SOON
$775,000
5 beds3.5 baths4,626 sq ft
430 Overlook Dr, Lusby, MD 20657
(410) 394-0990
$350,000
3 beds2 baths1,404 sq ft
12468 Catalina Dr, Lusby, MD 20657
(888) 860-7369
OPEN SEP 19, 10AM TO 12PM
$390,000
4 beds2 baths2,197 sq ft
11522 Stirrup Ln, Lusby, MD 20657
(410) 326-3133
$90,000
3 beds1 bath1,104 sq ft
12516 Olivet Rd, Lusby, MD 20657
(410) 488-3124
COMING SOON
$279,000
3 beds1 bath1,464 sq ft
12448 Catalina Dr, Lusby, MD 20657
(410) 326-3133
$590,000
4 beds2.5 baths2,471 sq ft
1875 Robin Ct, Lusby, MD 20657
(410) 721-0103
$375,000
4 beds2.5 baths1,539 sq ft
12509 Catalina Dr, Lusby, MD 20657
(240) 222-3200
$369,900
4 beds3 baths1,946 sq ft
12120 Long Wolf Ln, Lusby, MD 20657
(410) 535-3332
See all

Provided by Redfin

Redfin agents who toured

Super cute home on a nice private lot in Lusby!
1 year ago• May not reflect the current state of the home
Lesa Clark
Redfin Premier agent

Sale history for 13495 Joy Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,486 (+4.9%)

$114,000 + $106,100

$220,100

2024

$2,371 (+8.7%)

2023

$2,182 (+2.2%)

2022

$2,134 (+2.3%)

$114,000 + $75,400

$189,400

2021

$2,087 (+1.9%)

2020

$2,048 (−0.3%)

2019

$2,053 (+0.6%)

$114,000 + $62,500

$176,500

2018

$2,040 (−1.8%)

$114,000 + $62,500

$176,500

2017

$2,078 (+5.7%)

$114,000 + $63,800

$177,800

2016

$1,966 (−0.5%)

$114,000 + $63,800

$177,800

2015

$1,976

$114,000 + $65,000

$179,000

2014

$1,974 (+0.1%)

$114,000 + $65,000

$179,000

2013

$1,972 (−0.4%)

2012

$1,980 (+9.2%)

2011

$1,813

2010

$1,813 (+31.4%)

2009

$1,380

Tax history for 13495 Joy Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,486 (+4.9%)

$114,000 + $106,100

$220,100

2024

$2,371 (+8.7%)

2023

$2,182 (+2.2%)

2022

$2,134 (+2.3%)

$114,000 + $75,400

$189,400

2021

$2,087 (+1.9%)

2020

$2,048 (−0.3%)

2019

$2,053 (+0.6%)

$114,000 + $62,500

$176,500

2018

$2,040 (−1.8%)

$114,000 + $62,500

$176,500

2017

$2,078 (+5.7%)

$114,000 + $63,800

$177,800

2016

$1,966 (−0.5%)

$114,000 + $63,800

$177,800

2015

$1,976

$114,000 + $65,000

$179,000

2014

$1,974 (+0.1%)

$114,000 + $65,000

$179,000

2013

$1,972 (−0.4%)

2012

$1,980 (+9.2%)

2011

$1,813

2010

$1,813 (+31.4%)

2009

$1,380

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.52 Acres

Year renovated

—

Sq. Ft.

1,008

Year built

1978

Style

Single Family Residential

County

Calvert County

APN

01 141864

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

Residential District

The Residential District RD is intended to provide for residential development in proximity to the Town Centers of Prince Frederick, Solomons, Lusby, North Beach, and Chesapeake Beach. This district allows for higher residential densities in proximity to Town Centers through the purchase of Transferable Development Rights TDRs. However, the ability to achieve maximum permitted density is dependent, in part, on the availability of sewerage service. This district also recognizes existing agriculture and accommodates agricultural uses. To avoid drawing commercial activity away from Town Centers, commercial uses are limited in this district.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Multiple units
Public service
Educational/school
Library
Museum / gallery
Communications tower
Cemetery

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 1

Interior Information
Living Area Sq.Ft. Source: Assessor

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $106,100
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Aluminum Siding
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Structure Type: Detached

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $114,000

Above Grade Information
Finished Sq.Ft.: 1,008
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $2,154
Tax Assessed Value: $209,867
Tax Year: 2024
Tax Annual Amount: $2,564

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Water Source: Well

Location

School Information
Elementary School: DOWELL
Middle Or Junior School: MILL CREEK
High School: PATUXENT
School District Name: CALVERT COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: GPS will take you to the property.

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 1,008
Stories: 1.0
Lot Size: 0.52 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: —
County: Calvert County
APN: 01 141864

Home facts updated by county records on Jul 18, 2026

Around this home

Schools

Dowell Elementary School

Public PreK-5 • Assigned • 1.3mi

6/10

Mill Creek Middle School

Public 6-8 • Assigned • 1.6mi

7/10

Patuxent High School

Public 9-12 • Assigned • 1.1mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$328,000 – $397,000

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Nearby similar homes

$90,000

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New listings for sale in 20657

COMING SOON

$1,200,000

5 beds4.5 baths4,274 sq ft

301 Deer Dr, Lusby, MD 20657

(443) 975-7555

$440,000

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701 Hickok Trl, Lusby, MD 20657

(443) 968-9595

COMING SOON

$775,000

5 beds3.5 baths4,626 sq ft

430 Overlook Dr, Lusby, MD 20657

(410) 394-0990

$350,000

3 beds2 baths1,404 sq ft

12468 Catalina Dr, Lusby, MD 20657

(888) 860-7369

OPEN SEP 19, 10AM TO 12PMVIDEO TOUR

$390,000

4 beds2 baths2,197 sq ft

11522 Stirrup Ln, Lusby, MD 20657

(410) 326-3133

$90,000

3 beds1 bath1,104 sq ft

12516 Olivet Rd, Lusby, MD 20657

(410) 488-3124

COMING SOON

$279,000

3 beds1 bath1,464 sq ft

12448 Catalina Dr, Lusby, MD 20657

(410) 326-3133

$590,000

4 beds2.5 baths2,471 sq ft

1875 Robin Ct, Lusby, MD 20657

(410) 721-0103

$375,000

4 beds2.5 baths1,539 sq ft

12509 Catalina Dr, Lusby, MD 20657

(240) 222-3200

Home values near 13495 Joy Rd

Data from public records.

Address	Redfin Estimate
13385 Joy Road, Lusby, MD 3 Beds \| 2.5 Baths \| 2824 Sq. Ft.	$1,088,991
13573 Marine Avenue, Lusby, MD 2 Beds \| 1 Baths \| 1376 Sq. Ft.	$283,180

Address	Redfin Estimate
13477 Joy Road, Lusby, MD - Beds \| 1.5 Baths \| 1080 Sq. Ft.	$535,571
13569 Marine Avenue, Lusby, MD 3 Beds \| 2.5 Baths \| 2604 Sq. Ft.	$453,650

Address	Redfin Estimate
14150 Joy Road, Lusby, MD - Beds \| - Baths \| - Sq. Ft.	$1,367,030
13497 Marine Avenue, Lusby, MD - Beds \| 1 Baths \| 2127 Sq. Ft.	$346,466

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20657, MD

Redfin agents who toured

Sale history for 13495 Joy Rd

Tax history for 13495 Joy Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20657

Home values near 13495 Joy Rd

More real estate resources