OFF MARKET

Off Market Jan 2017 for $585K

$1,142,821

Est. refi paymentEst. refi $4,456/mo

•

3 ba

•

1,422

sq ft

550 Garner Rd, Lusby, MD 20657

About this home

Location Location Location! This water front property offers everything! Bring the horses, chickens, and boat!!! Very private farmette with over 200 ft. of shoreline, view of Hungerford Creek, gentle slope to the private dock w/ 5 ft. MLW, boat house by the pier for storage, in ground pool, and 4 storage shed (most have electric). The property has mature trees and has been farmed with rich soil.

Single-familyProperty Type

1985Year Built

17.42 acresLot Size

$804Est. Price/Sq.Ft.

2 spacesParking

Listed by Dawn Wood • O'Brien Realty ERA Powered

•301-863-2400 (broker)

•mikeobrien@obrienrealty.com (broker)

Bought with Chris Haddaway • Chesapeake Real Estate Associates, LLC

•410-643-4663 (broker)

Redfin checked: a few seconds ago

•Source:BRIGHT MLS #1003906977

Redfin Estimate

$1,142,821

$558K since sold in January 2017$100K since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 189.8% higher than the average sale price ($394K) of 6 comparable homes.

SOLD MAY 7, 2026
$380,000
A
3 beds3 baths1,728 sq ft
11955 Susan Ln, Lusby, MD 20657
SOLD JUN 18, 2026
$375,000
B
3 beds2.5 baths1,808 sq ft
285 Red Cloud Rd, Lusby, MD 20657
SOLD MAY 5, 2026
$327,500
C
3 beds2 baths960 sq ft
1207 Pinecrest Ct, Lusby, MD 20657
SOLD MAR 12, 2026
$356,000
D
4 beds2 baths1,354 sq ft
13195 Woodbank Rd, Lusby, MD 20657
SOLD APR 3, 2026
$550,000
E
3 beds2 baths1,684 sq ft
1319 Bucks Ln, Lusby, MD 20657
SOLD JUL 23, 2026
$377,500
F
3 beds2 baths1,334 sq ft
12934 Parran Dr, Lusby, MD 20657

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Earn from this home

Sell

$703,138

Est. take-home

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Refinance

Est. cash available

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Rent

$2,409/mo

Redfin rental estimate

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Market trends in 20657, MD

Last updated July 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

99.2%

+0.1% MoM

Median sale price

$366K

$5K MoM

Avg. days on market

39d

5 days MoM

Recently sold homes

5 MoM

New listings for sale

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NEW 28 HRS AGO
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2455 Jurallo Ct, Lusby, MD 20657
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NEW 34 HRS AGO
$489,900
4 beds2 baths1,764 sq ft
12641 Calvert Ct, Lusby, MD 20657
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$285,000
2 beds2 baths973 sq ft
12522 Santa Domingo Dr, Lusby, MD 20657
(301) 862-2169
$379,000
3 beds3.5 baths2,258 sq ft
50 Capitol Ct, Lusby, MD 20657
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COMING SOON
$325,000
4 beds2 baths2,128 sq ft
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COMING SOON
$475,000
3 beds2.5 baths1,717 sq ft
494 Dogwood Dr, Lusby, MD 20657
(410) 286-9632
COMING SOON
$399,900
4 beds3.5 baths2,332 sq ft
11333 Tomahawk Trl, Lusby, MD 20657
(443) 771-8009
$379,900
4 beds2 baths2,112 sq ft
713 Alamo Ln, Lusby, MD 20657
(410) 286-9632
$289,900
3 beds1 bath1,015 sq ft
11407 Rawhide Rd, Lusby, MD 20657
(443) 968-9595
See all

Provided by Redfin

Sale history for 550 Garner Rd

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$7,496 (+2.9%)

$455,300 + $238,300

$693,600

2024

$7,282 (+6.8%)

2023

$6,815 (+1.6%)

2022

$6,707 (+1.6%)

$455,300 + $180,000

$635,300

2021

$6,599 (+1.2%)

2020

$6,521 (−0.4%)

2019

$6,548 (+0.2%)

$452,800 + $152,200

$605,000

2018

$6,535 (−7.0%)

$452,800 + $152,200

$605,000

2017

$7,028 (+3.7%)

$507,500 + $135,500

$643,000

2016

$6,776 (+0.3%)

2015

$6,754

$525,600 + $129,300

$654,900

2014

$6,752 (+34.8%)

$525,600 + $129,300

$654,900

2013

$5,009

Tax history for 550 Garner Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,496 (+2.9%)

$455,300 + $238,300

$693,600

2024

$7,282 (+6.8%)

2023

$6,815 (+1.6%)

2022

$6,707 (+1.6%)

$455,300 + $180,000

$635,300

2021

$6,599 (+1.2%)

2020

$6,521 (−0.4%)

2019

$6,548 (+0.2%)

$452,800 + $152,200

$605,000

2018

$6,535 (−7.0%)

$452,800 + $152,200

$605,000

2017

$7,028 (+3.7%)

$507,500 + $135,500

$643,000

2016

$6,776 (+0.3%)

2015

$6,754

$525,600 + $129,300

$654,900

2014

$6,752 (+34.8%)

$525,600 + $129,300

$654,900

2013

$5,009

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

15 Acres

Year renovated

—

Sq. Ft.

1,896

Year built

1985

Style

Single Family Residential

County

Calvert County

APN

01 008447

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

Residential District

The Residential District RD is intended to provide for residential development in proximity to the Town Centers of Prince Frederick, Solomons, Lusby, North Beach, and Chesapeake Beach. This district allows for higher residential densities in proximity to Town Centers through the purchase of Transferable Development Rights TDRs. However, the ability to achieve maximum permitted density is dependent, in part, on the availability of sewerage service. This district also recognizes existing agriculture and accommodates agricultural uses. To avoid drawing commercial activity away from Town Centers, commercial uses are limited in this district.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Multiple units
Public service
Educational/school
Library
Museum / gallery
Communications tower
Cemetery

Property details

Parking

Parking Information
# of Attached Carport Spaces: 2
Garage Features: Covered Parking
# of Total Garage and Parking Spaces: 2
# of Carport Spaces: 2
Parking Space # Assigned: 6
Carport
# of Open Parking Spaces: 2
Attached Carport

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dryer, Exhaust Fan, Icemaker, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
Entry Location: Hall
Interior Features: Kitchen - Eat-In, Dining Area, Wood Floors, Floor Plan - Traditional
Living Area Sq.Ft. Source: Estimated

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Mantel(s), Screen

Basement Information
Basement: Yes
Outside Entrance, Full, Partially Finished, Walkout Level

Exterior

Property Information
Total Below Grade Sq. Ft.: 948
Accessibility Features: Ramp - Main Level
Irrigation Water Rights
Improvement Assessed Value: $135,500
Ownership Interest: Fee Simple
Year Built Source: Estimated

Building Information
Construction Materials: Vinyl Siding
Other Structures: Above Grade, Below Grade
Structure Type: Detached

Pool Information
Personal Pool
Private Pool

Lot Information
Navigable Water
Has Water View

Land Information
Land Assessed Value: $525,600

Dock Information
Dock Type and Features: Pier, Multiple Slip
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Boats Power: 2
# of Boats Non-power: 2
# of Docks: 1
Dock/Slip Conveys: Yes
Dock Type: Pier
Dock Slip Conveyance: Physical Dock/Slip Conveys

Above Grade Information
Finished Sq.Ft.: 1,422
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft.: 948
Unfinished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $6,595.95
Tax Assessed Value: $661,100
Tax Year: 2015
Tax Annual Amount: $6,716.95

Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2016

Utilities

Utilities Information
Cooling Type: Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Septic Exists
Water Source: Well

Location

School Information
Elementary School: DOWELL
Middle Or Junior School: MILL CREEK
High School: PATUXENT
School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Location Information
Directions: From Rt 4 - Turn onto Monticello Drive (which is across from Dowell Road in the South bound lane of Rt 4) - Turn left onto Garner Road - House is down at the end of the road - Sign on the property
Location Type: Creek
Mean Low Water Feet: 5
Has View

Waterfrontage Information
Distance To Body Of Water: Less than 1 Block
Water Access Features: Boat - Powered, Private Access, Waterski/Wakeboard
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: HUNGERFORD CREEK

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 1,896
Stories: 1.5
Lot Size: 15 acres
Style: Single Family Residential
Year Built: 1985
Year Renovated: —
County: Calvert County
APN: 01 008447

Home facts updated by county records on Jul 18, 2026

Around this home

Schools

Dowell Elementary School

Public PreK-5 • Assigned • 0.6mi

6/10

Mill Creek Middle School

Public 6-8 • Assigned • 1.2mi

7/10

Patuxent High School

Public 9-12 • Assigned • 1.2mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

7/10 Wind Factor

79% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.09M – $1.32M

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Nearby similar homes

$285,000

2 beds2 baths973 sq ft

12522 Santa Domingo Dr, Lusby, MD 20657

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3D WALKTHROUGH

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NEW CONSTRUCTION

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5 beds4 baths4,500 sq ft

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New listings for sale in 20657

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NEW 28 HRS AGO

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NEW 34 HRS AGO

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12522 Santa Domingo Dr, Lusby, MD 20657

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3 beds3.5 baths2,258 sq ft

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COMING SOON

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COMING SOON

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COMING SOON

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Home values near 550 Garner Rd

Data from public records.

Address	Redfin Estimate
400 Garner Rd, Lusby, MD - Beds \| 2 Baths \| 1568 Sq. Ft.	$427,531
12985 Monticello Dr, Lusby, MD - Beds \| 1 Baths \| 1598 Sq. Ft.	$357,964

Address	Redfin Estimate
525 Garner Rd, Lusby, MD 3 Beds \| 3 Baths \| 2411 Sq. Ft.	$739,413
12975 Monticello Dr, Lusby, MD 3 Beds \| 2 Baths \| 1528 Sq. Ft.	$405,960

Address	Redfin Estimate
515 Garner Rd, Lusby, MD 4 Beds \| 2.5 Baths \| 2350 Sq. Ft.	$3,275,347
415 Swaggers Point Rd, Solomons, MD - Beds \| 3 Baths \| 2678 Sq. Ft.	$767,585

Property information provided by BRIGHT MLS when last listed in 2016. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20657, MD

Sale history for 550 Garner Rd

Tax history for 550 Garner Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20657

Home values near 550 Garner Rd

More real estate resources