OFF MARKET

Off Market Sep 2024 for $700K

$795,805

Est. refi paymentEst. refi $4,095/mo

•

3,680

sq ft

640 Willow Rd, Lusby, MD 20657

About this home

ST. LEONARD CREEK WATERFRONT! Move-in ready home, perfect for summer enjoyment. NO HOA!! This colonial is in a very private setting with quiet cove vibes, perfect for full time living or part time use. The location will excite boaters and wildlife enthusiasts alike! Regular activity from hummers, heron, eagle, osprey, kingfisher, pileated woodpecker, otter and more become part of your personal nature story! Beautiful 3680 SF colonial has incredible hardwood floors, brick fireplace and big picture windows. A completely updated kitchen in 2024 includes quartz counters and stainless appliances, creek view from the large trough sink. The main level provides a large home office, formal and casual dining, and the ultimate in expansive living areas. The roof was replaced in 2019. Five large bedrooms includes a primary suite with sitting room and balcony, newly remodeled bath. Water views across the cove frame the old growth wooded shoreline of Morgan Hill Farm. This beautifully maintained and spacious colonial home truly caters to the waterfront setting with multi-zoned outdoor living space and a gentle walk to the private pier. The pier includes a covered slip with 6000 LB sling lift + second 1500 lb lift for smaller boats or PWC. Kayaks and SUPs are also welcomed! Shown by appointment only.

Single-familyProperty Type

1987Year Built

1.24 acresLot Size

$216Est. Price/Sq.Ft.

5 spacesParking

Listed by Christine McNelis • Berkshire Hathaway HomeServices PenFed Realty

•410-394-0990 (broker)

Bought with Chrissy Vaselaros • RE/MAX Realty Group

•301-855-8600 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDCA2017044

Redfin Estimate

$795,805

$96K since sold in September 2024$19K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 97.6% higher than the average sale price ($403K) of 6 comparable homes.

SOLD JUN 18, 2026
$501,700
A
3 beds3 baths2,060 sq ft
779 Spruce Dr, Lusby, MD 20657
SOLD JUL 7, 2026
$410,000
B
4 beds3 baths2,055 sq ft
11350 Mill Bridge Rd, Lusby, MD 20657
SOLD JUL 10, 2026
$365,000
C
4 beds2 baths2,094 sq ft
605 Mermaid Ct, Lusby, MD 20657
SOLD NOV 24, 2025
$375,000
D
5 beds3 baths1,982 sq ft
8520 Pine Blvd, Lusby, MD 20657
SOLD JUL 30, 2026
$315,000
E
4 beds3 baths1,110 sq ft
745 White Sands Dr, Lusby, MD 20657
SOLD MAY 22, 2026
$450,000
F
4 beds2 baths2,871 sq ft
205 Pawnee Ln, Lusby, MD 20657

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Earn from this home

Sell

$208,041

Est. take-home

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Refinance

Est. cash available

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Rent

$3,231/mo

Redfin rental estimate

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Market trends in 20657, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

99.4%

+0.1% MoM

Median sale price

$375K

$12K MoM

Avg. days on market

43d

3 days MoM

Recently sold homes

108

13 MoM

New listings for sale

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(301) 645-1700
LISTED BY REDFIN 23 HRS AGO
$325,000
3 beds2 baths1,596 sq ft
7030 Saw Mill Rd, Lusby, MD 20657
OPEN SEP 13, 11AM TO 2PM
$499,900
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12468 El Dorado Ln, Lusby, MD 20657
(410) 263-3400
COMING SOON
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4 beds2 baths2,197 sq ft
11522 Stirrup Ln, Lusby, MD 20657
(410) 326-3133
$385,000
3 beds2.5 baths1,792 sq ft
991 Cherokee Ct, Lusby, MD 20657
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538 Maple Way, Lusby, MD 20657
(301) 850-0255
EARLY ACCESS
Unknown
5 beds4 baths2,400 sq ft
Lusby, MD 20657
$259,000
2 beds1 bath1,056 sq ft
301 Cayuse Cir, Lusby, MD 20657
(888) 860-7369
$475,000
3 beds2.5 baths1,717 sq ft
494 Dogwood Dr, Lusby, MD 20657
(410) 286-9632
3D WALKTHROUGH
$455,000
3 beds3.5 baths2,446 sq ft
329 Red Cloud Rd, Lusby, MD 20657
(703) 349-3900
See all

Provided by Redfin

Sale history for 640 Willow Rd

** Price available after signing in.

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Year

Property tax

Land + Additions

Assessment*

2025

$6,174 (+5.3%)

$260,800 + $319,000

$579,800

2024

$5,865 (+9.4%)

2023

$5,360 (+2.1%)

2022

$5,252 (+2.1%)

$260,800 + $234,500

$495,300

2021

$5,144 (+1.7%)

2020

$5,060

2019

$5,056 (+0.7%)

$260,800 + $204,200

$465,000

2018

$5,019 (−0.8%)

2017

$5,060 (+5.9%)

$260,800 + $197,300

$458,100

2016

$4,780 (−0.8%)

$260,800 + $197,300

$458,100

2015

$4,818 (−0.7%)

$260,800 + $201,300

$462,100

2014

$4,852

$260,800 + $201,300

$462,100

2013

$4,850 (−26.5%)

2012

$6,601 (+3.6%)

2011

$6,374

2010

$6,374 (+11.0%)

2009

$5,742

Tax history for 640 Willow Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,174 (+5.3%)

$260,800 + $319,000

$579,800

2024

$5,865 (+9.4%)

2023

$5,360 (+2.1%)

2022

$5,252 (+2.1%)

$260,800 + $234,500

$495,300

2021

$5,144 (+1.7%)

2020

$5,060

2019

$5,056 (+0.7%)

$260,800 + $204,200

$465,000

2018

$5,019 (−0.8%)

2017

$5,060 (+5.9%)

$260,800 + $197,300

$458,100

2016

$4,780 (−0.8%)

$260,800 + $197,300

$458,100

2015

$4,818 (−0.7%)

$260,800 + $201,300

$462,100

2014

$4,852

$260,800 + $201,300

$462,100

2013

$4,850 (−26.5%)

2012

$6,601 (+3.6%)

2011

$6,374

2010

$6,374 (+11.0%)

2009

$5,742

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

2.5

Stories

2.5

Lot width

—

Lot depth

—

Lot size

1.24 Acres

Year renovated

—

Sq. Ft.

3,680

Year built

1987

Style

Single Family Residential

County

Calvert County

APN

01 152351

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

Residential District

The Residential District RD is intended to provide for residential development in proximity to the Town Centers of Prince Frederick, Solomons, Lusby, North Beach, and Chesapeake Beach. This district allows for higher residential densities in proximity to Town Centers through the purchase of Transferable Development Rights TDRs. However, the ability to achieve maximum permitted density is dependent, in part, on the availability of sewerage service. This district also recognizes existing agriculture and accommodates agricultural uses. To avoid drawing commercial activity away from Town Centers, commercial uses are limited in this district.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Multiple units
Public service
Educational/school
Library
Museum / gallery
Communications tower
Cemetery

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 5
Driveway - # of Spaces: 5
Asphalt Driveway
Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On 2nd Upper Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer, Oven - Single, Refrigerator, Washer, Water Heater
Door Features: Sliding Glass
Flooring Type: Hardwood, Carpet, Ceramic Tile
Not Furnished
Interior Features: Built-Ins, Carpet, Combination Kitchen/Dining, Formal/Separate Dining Room, Master Bath(s), Recessed Lighting, Tub Shower, Upgraded Countertops, Wood Floors, Breakfast Area, CeilngFan(s), Family Room Off Kitchen, Floor Plan - Open
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall, 9'+ Ceilings

Room Information
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Brick, Corner, Mantel(s), Wood

Basement Information
Basement: No

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Horse: No
Improvement Assessed Value: $319,000
Ownership Interest: Fee Simple
Year Built Source: Assessor
Year Major Reno/Remodel: 2024

Building Information
Building Sites: 1
Construction Materials: Vinyl Siding, Stick Built
Foundation Details: Crawl Space
Main Entrance Orientation: Northeast
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Balcony, Porch(es), Brick
Pets Allowed: Yes
Pet Restrictions: Cats OK, Dogs OK
Roof: Architectural Shingle
Structure Type: Detached
Window Features: Vinyl Clad
Building Not Winterized

Exterior Information
Exterior Lighting, Outbuilding(s), Play Area

Lot Information
Lot Features: Premium, Private, Rear Yard, Secluded, Stream/Creek
Navigable Water
Has Water View
Water Frontage In Feet: 100
Tidal Water: Yes

Land Information
Land Assessed Value: $260,800

Dock Information
Dock Type and Features: Hoist/Lift Electric, Pier, Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 3,680
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $5,146
Tax Assessed Value: $523,467
Tax Year: 2024
Tax Annual Amount: $5,556

Assessments Information
Year Assessed: 2024

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cable
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s), Wall Unit
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Private Septic Tank
Cable TV
Water Source: Private, Well
Municipal Trash: No

Location

School Information
School District Name: CALVERT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Rt 4 to White Sands Dr. Left on Evergreen Rd and follow to Willow Rd and driveway at 1 o'clock.
Location Type: River
Mean Low Water Feet: 4
Road Surface Type: Black Top

Waterfrontage Information
Water Access Features: Canoe/Kayak, Private Access, Waterski/Wakeboard, Personal Watercraft (PWC), Fishing Allowed, Sail, Swimming Allowed
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: St Leonard Creek

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 3,680
Stories: 2.5
Lot Size: 1.24 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: —
County: Calvert County
APN: 01 152351

Home facts updated by county records on Jul 18, 2026

Around this home

Schools

St Leonard Elementary School

Public PreK-5 • Assigned • 3.3mi

6/10

Southern Middle School

Public 6-8 • Assigned • 1.9mi

4/10

Calvert High School

Public 9-12 • Assigned • 11.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 102° expected this year, 17 days in 30 years

6/10 Wind Factor

73% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Lusby, MD • 20657

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$757,000 – $916,000

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Home values near 640 Willow Rd

Data from public records.

Address	Redfin Estimate
600 Willow Rd, Lusby, MD 4 Beds \| 3.5 Baths \| 3286 Sq. Ft.	$759,358
705 Willow Rd, Lusby, MD - Beds \| 2 Baths \| 1152 Sq. Ft.	$300,884

Address	Redfin Estimate
660 Willow Rd, Lusby, MD - Beds \| 3 Baths \| 2249 Sq. Ft.	$877,553
620 Willow Rd, Lusby, MD - Beds \| 2.5 Baths \| 3000 Sq. Ft.	$932,094

Address	Redfin Estimate
645 Willow Rd, Lusby, MD 3 Beds \| 2 Baths \| 960 Sq. Ft.	$268,088
625 Willow Rd, Lusby, MD - Beds \| 1 Baths \| 1104 Sq. Ft.	$297,317

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20657, MD

Sale history for 640 Willow Rd

Tax history for 640 Willow Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20657

Home values near 640 Willow Rd

More real estate resources