This home's estimate is 15.7% lower than the average sale price ($851K) of 6 comparable homes.
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19 N Ridge Rd, Mc Henry, MD 21541
About this home
Very unique property less than 5 minutes from Deep Creek Lake! This duplex has endless potential and has had major renovations in the last few years. Listed below recently appraised value, this 5 bedroom 3 bath home has 2 units and will easily generate $30,000/year in rental income! The main/upper unit of the home is currently rented for $1500/mth and the downstairs was recently rented for roughly $1000/mth. BOTH units have had major renovations. The oversized 1080 sq ft garage was added on in 2020, which added over 1000 sq ft of living space and a primary suite. Situated on over an acre of land, the spacious yard, wrap around deck, and concrete patio (both brand new in 2021) make for the perfect outdoor oasis. This home is located right in the heart of McHenry minutes from both Deep Creek Lake and the Wisp resort. Live in one area, rent the other, or even turn this into 3 units with limited work! The beauty of this home is that you also can USE THE RENTAL INCOME TO HELP QUALIFY! FHA allows you to live in one, and use the rental income from the other to increase your qualifying power. Tremendous way to pay off a mortgage in a shorter amount of time, and earn passive income as you go. Home inspection was already completed and is available. 1 year home warranty will be provided at the time of settlement. New Roof is also being installed on the main part of the house within the next 3 weeks. Great opportunity for primary or secondary homeowners!
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Market trends in 21541, MD
Last updated August 2026
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Sale history for 19 N Ridge Rd
$123/sq ft
$153/sq ft
$158/sq ft
$47/sq ft
$49/sq ft





Duplex - Great starter home & /or investment property. The private upper level unit has 2 bdrms & 1 bath (rented for $650/ mo. + utilities). The private lower level unit also has 2 bdrms & 1 bath (rented for $500/mo. + utilities). Live in the upstairs unit & supplement your mortgage payment by renting the downstairs, or rent both units to double your income! Great location and lots of opportunities.
$49/sq ft
$21/sq ft
$16/sq ft
Tax history for 19 N Ridge Rd
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Property details
Parking
- Parking Information
- Garage Sq. Ft.: 1,080
- # of Attached Garage Spaces: 2
- Garage Features: Additional Storage Area, Garage - Front Entry, Garage - Rear Entry, Garage Door Opener, Inside Access, Oversized
- # of Total Garage and Parking Spaces: 2
- Has Garage
- # of Garage Spaces: 2
- Attached Garage
Interior
- Virtual Tour
- Bedroom Information
- # of Bedrooms On 1st Upper Level: 1
- # of Bedrooms On Main Level: 2
- # of Bedrooms On 1st Lower Level: 2
- Bathroom Information
- # of Bathrooms (Full) On 1st Upper Level: 1
- # of Bathrooms (Full) On Main Level: 1
- # of Bathrooms (Full) On 1st Lower Level: 1
- # of Bathrooms (Full) On All Upper Levels: 1
- # of Bathrooms (Full) On All Lower Levels: 1
- # of Bathrooms (Full): 3
- Interior Information
- Appliances: Dishwasher, Dryer, Extra Refrigerator/Freezer, Microwave, Refrigerator, Stove, Washer, Water Heater
- Flooring Type: Luxury Vinyl Plank
- Interior Features: 2nd Kitchen, Tub Shower, Bathroom - Walk-In Shower, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Master Bath(s), Recessed Lighting, Upgraded Countertops
- Living Area Sq.Ft. Source: Estimated
- Wall & Ceiling Types: Dry Wall, Wood Ceilings
- Room Information
- Laundry Type: Lower Floor, Main Floor
- Fireplace Information
- Has Fireplace
- # of Fireplaces: 1
- Gas/Propane
- Basement Information
- Basement: Yes
- Front Entrance, Heated, Improved, Outside Entrance, Partially Finished, Space For Rooms, Walkout Level, Windows
Exterior
- Property Information
- Total Below Grade Sq. Ft.: 960
- Accessibility Features: Level Entry - Main
- Irrigation Water Rights
- Horse: No
- Improvement Assessed Value: $225,300
- Ownership Interest: Fee Simple
- Property Condition: Very Good
- Year Built Source: Assessor
- Year Major Reno/Remodel: 2021
- Building Information
- Construction Materials: Vinyl Siding, Wood Siding, Combination
- Foundation Details: Other
- Other Structures: Above Grade, Below Grade
- Outdoor Living Structures: Deck(s), Patio(s), Wrap Around
- Roof: Shingle
- Structure Type: Detached
- Exterior Information
- Play Area, Play Equipment
- Lot Information
- Lot Features: Open, Partly Wooded, Rear Yard, SideYard(s)
- Tidal Water: No
- Land Information
- Land Assessed Value: $45,300
- Above Grade Information
- Finished Sq.Ft.: 2,100
- Finished Sq.Ft. Source: Estimated
- Below Grade Information
- Unfinished Sq.Ft. Source: Assessor
- Finished Sq.Ft.: 960
- Finished Sq.Ft. Source: Assessor
Financial
- Tax Information
- County Tax: $2,446
- Tax Assessed Value: $240,000
- Tax Year: 2024
- Tax Annual Amount: $2,446
- Assessments Information
- Year Assessed: 2025
Utilities
- Utilities Information
- Cable
- Central Air
- Cooling Type: Central A/C, Ductless/Mini-Split
- Cooling Fuel: Electric
- Forced Air, Heat Pump(s), Baseboard - Electric
- Heating Fuel: Electric, Propane - Leased, Oil
- Hot Water: Electric
- Sewer Septic: Septic Exists
- Cable TV Available, Phone Available, Propane
- Water Source: Well
Location
- School Information
- School District Name: GARRETT COUNTY PUBLIC SCHOOLS
- School District Source: Listing Agent
- Location Information
- Outside City Limits
- Directions: 219S to left on Mosser Rd. Follow to N Ridge Rd on the right hand side. 2 entrances - one off of N Ridge and one off of Mosser Rd.
Public facts
- Beds: —
- Baths: 2.0
- Sq. Ft.: 1,980
- Stories: 1.0
- Lot Size: 1.22 acres
- Style: Single Family Residential
- Year Built: 1983
- Year Renovated: —
- County: Garrett County
- APN: 06 020771
Around this home
Schools
Public PreK-5 • Assigned • 4.5mi
Public 6-8 • Assigned • 7.1mi
Public 9-12 • Assigned • 7.2mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
Unlikely to be in a wildfire in next 30 years
7 days above 88° expected this year, 16 days in 30 years
Minor risk of severe winds over next 30 years
1 unhealthy days expected this year, 2 days in 30 years
Sun exposure
In this area, properties receive around 7.6 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.
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Nearby similar homes
New listings for sale in 21541
Home values near 19 N Ridge Rd
| Address | Redfin Estimate |
|---|---|
- Beds | 2 Baths | 1512 Sq. Ft. | $428,613 |
- Beds | - Baths | - Sq. Ft. | $522,584 |
| Address | Redfin Estimate |
|---|---|
- Beds | 1 Baths | 828 Sq. Ft. | $308,438 |
4 Beds | 2 Baths | 2088 Sq. Ft. | $453,181 |
| Address | Redfin Estimate |
|---|---|
3 Beds | 2 Baths | 1536 Sq. Ft. | $414,571 |
2 Beds | 1 Baths | 840 Sq. Ft. | $361,494 |
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