Welcome to 431 Mountaintop Road at Deep Creek Lake! This 5 bedroom, 3.5 bathroom mountain retreat offers over 3200 square feet of finished living space on 3 levels. The Deep Creek Highlands community offers premium amenities including lake access, tennis courts, outdoor pool in the summer seasons and walking trails to a scenic overlook. This home offers a main level bedroom with en-suite bathroom provides layout functionality and convenience, two gas fireplaces for warmth and ambiance in the winter months, a four-seasons screened-in room, paved driveway and a private, mountain feel. New roof and completely repainted interior in 2025! Call today to schedule private tour of this excellent mountain home!
One of the best maintained homes you’ll find at Deep Creek! Enjoy seasonal lake views of Deep Creek from this mountaintop home in the desirable Deep Creek Highlands community. Offering 5 total bedrooms, including a main level suite! The main level offers floor to ceiling windows, an open layout, fireplace, and access to the deck and screened-in porch. Chill out downstairs in the den area with a wet bar and additional fireplace. The upper level provides views of the water and additional living space. Community amenities include an in-ground pool, clubhouse, hiking trails, and a wonderful lake access area. Just down the road from Wisp Resort, ASCI, Fork Run Recreation Area, and a short drive to everything else Deep Creek. A must see mountain/lake home.
Year
Property tax
Land + Additions
Assessment*
2025
$8,711 (+9.2%)
$110,000 + $648,000
$758,000
2024
$7,980 (+14.2%)
2023
$6,990 (−0.4%)
2022
$7,017 (−0.4%)
$110,000 + $412,400
$522,400
2021
$7,044 (+11.7%)
2019
$6,304
2018
$6,305 (+8.1%)
2017
$5,834 (+0.5%)
$110,000 + $363,600
$473,600
2016
$5,808 (−15.6%)
$110,000 + $363,600
$473,600
2015
$6,879 (+0.8%)
$195,900 + $362,500
$558,400
2014
$6,824 (+1.7%)
$195,900 + $362,500
$558,400
2013
$6,712 (−15.8%)
2012
$7,975 (+2.7%)
2011
$7,765
2010
$7,765 (+2.7%)
2009
$7,558
Public record
Beds
—
Baths
3.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.57 Acres
Year renovated
—
Finished Sq. Ft.
3,285
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,285
Year built
2005
Style
Single Family Residential
County
Garrett County
APN
18 075091
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
1/10 Heat Factor
7 days above 88° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Mc Henry, MD • 21541
Average low and high temperatures (°F)
27
14
36
21
54
34
62
43
63
48
74
59
79
64
73
57
70
54
60
44
47
34
37
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 7.5 hours in
June and 2.7 hours in December, placing it below the
U.S. average for solar exposure.
7.5 hrs
2.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 431 Mountaintop Rd
$956,371
$7,371 over list price of $949K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $810K to $1.3M.