OFF MARKET

Off Market Jun 2018 for $885K

$1,495,176

Est. refi paymentEst. refi $5,833/mo

•

4.5 ba

•

4,041

sq ft

646 Mountaintop Rd, Mc Henry, MD 21541

About this home

Definitely a Million Dollar View plus 5 BR, 4 1/2 baths, 3 fireplaces, rec room, attached garage and an excellent rental history. Also a designated boat slip with Deep Creek Highlands. Community amenities include outdoor pool, sports court, children's playground, hiking trails and an Overlook Deck. Level access to main level from the driveway or garage, then both finished upper and lower levels.

Single-familyProperty Type

2004Year Built

0.58 acresLot Size

$370Est. Price/Sq.Ft.

2 spacesParking

Listed by Betsy Spiker Holcomb • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Betsy Spiker Holcomb • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #1000276838

Redfin Estimate

$1,495,176

$610K since sold in June 2018$77K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 48.7% higher than the average sale price ($1.01M) of 6 comparable homes.

SOLD AUG 28, 2026
$965,000
A
5 beds4.5 baths3,670 sq ft
178 Fern Loop Dr, Mc Henry, MD 21541
SOLD FEB 27, 2026
$775,000
B
5 beds4 baths3,152 sq ft
165 Westward Way, Mc Henry, MD 21541
SOLD JAN 11, 2019
$860,000
C
5 beds5.5 baths4,109 sq ft
501 Deep Creek Highlands Rd, Mc Henry, MD 21541
SOLD FEB 20, 2026
$1,270,000
D
5 beds4.5 baths4,016 sq ft
90 Biltmore Ridge Trl, Mc Henry, MD 21541
SOLD MAY 15, 2026
$1,350,000
E
5 beds3.5 baths3,740 sq ft
2340 Marsh Hill Rd, Mc Henry, MD 21541
SOLD AUG 10, 2026
$815,000
F
3 beds3.5 baths3,897 sq ft
39 Leo Friend Rd, Oakland, MD 21550

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Earn from this home

Refinance

Est. cash available

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Rent

$4,410/mo

Redfin rental estimate

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Market trends in 21541, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

96.5%

0.7% MoM

Median sale price

$597K

$2K MoM

Avg. days on market

75d

8 days MoM

Recently sold homes

6 MoM

New listings for sale

NEW 29 HRS AGO
$52,500
1 bed1 bath356 sq ft
290 Marsh Hill Rd Unit 305C, McHenry, MD 21541
(301) 387-2000
NEW 35 HRS AGO
$2,699,000
6 beds5.5 baths6,325 sq ft
2747 Marsh Hill Rd, Mc Henry, MD 21541
(301) 387-4700
$429,900
3 beds2 baths1,536 sq ft
80 N Ridge Rd, Mc Henry, MD 21541
(301) 387-4700
See all

Provided by Redfin

Sale history for 646 Mountaintop Rd

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2022

$10,544 (+1.8%)

$184,600 + $617,200

$801,800

2021

$10,355 (+105.3%)

2020

$5,044 (−46.0%)

2019

$9,338

2018

$9,338 (+6.3%)

2017

$8,782 (+0.5%)

$214,600 + $498,200

$712,800

2016

$8,741 (−3.5%)

$214,600 + $498,200

$712,800

2015

$9,062 (+0.8%)

$245,100 + $490,500

$735,600

2014

$8,989 (+1.7%)

$245,100 + $490,500

$735,600

2013

$8,842 (−24.3%)

2012

$11,680 (+2.5%)

2011

$11,393

2010

$11,393 (+5.5%)

2009

$10,794

Tax history for 646 Mountaintop Rd

Year

Property tax

Land + Additions

Assessment*

2022

$10,544 (+1.8%)

$184,600 + $617,200

$801,800

2021

$10,355 (+105.3%)

2020

$5,044 (−46.0%)

2019

$9,338

2018

$9,338 (+6.3%)

2017

$8,782 (+0.5%)

$214,600 + $498,200

$712,800

2016

$8,741 (−3.5%)

$214,600 + $498,200

$712,800

2015

$9,062 (+0.8%)

$245,100 + $490,500

$735,600

2014

$8,989 (+1.7%)

$245,100 + $490,500

$735,600

2013

$8,842 (−24.3%)

2012

$11,680 (+2.5%)

2011

$11,393

2010

$11,393 (+5.5%)

2009

$10,794

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

4.5

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.58 Acres

Year renovated

—

Sq. Ft.

4,041

Year built

2004

Style

Single Family Residential

County

Garrett County

APN

18 074168

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage Door Opener, Garage - Front Entry
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Parking Space # Assigned: 5
Garage
Off Street, Attached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 4

Interior Information
Appliances: Washer/Dryer Hookups Only, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Microwave, Oven - Self Cleaning, Oven - Wall, Range Hood, Refrigerator, Washer
Door Features: Insulated
Entry Location: Center Hall
Furnished
Interior Features: Breakfast Area, Combination Kitchen/Dining, Entry Level Bedroom, Window Treatments, Master Bath(s), Floor Plan - Open
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Log Walls, Cathedral Ceilings, Dry Wall

Fireplace Information
Has Fireplace
# of Fireplaces: 3
Equipment, Screen

Basement Information
Basement: Yes
Outside Entrance, Daylight, Partial, Fully Finished, Heated

Exterior

Property Information
Total Below Grade Sq. Ft.: 1738
Accessibility Features: 2+ Access Exits
Federal Flood Insurance: No
Federal Flood Zone: NONE
# of Floors In Unit: 3
Improvement Assessed Value: $558,300
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Estimated

Building Information
Builder Name: DAVID SLAGLE
Building Name: DEEP CREEK HIGHLANDS
# of Buildings: 1
Construction Materials: Log
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Porch(es)
Roof: Fiberglass
Structure Type: Detached
Window Features: Insulated

Exterior Information
Hot Tub

Pool Information
Community Pool

Property Green Features
Energy Efficient: Construction

Lot Information
Lot Features: Cul-de-sac
Navigable Water
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $184,600

Dock Information
Dock Type and Features: Floating, Single Slip
Dock/Slip Conveyance: Deeded
# of Boats Power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Dock Type: Floating
Dock Slip Conveyance: Deeded

Above Grade Information
Finished Sq.Ft.: 2,303
Finished Sq.Ft. Source: Estimated

Below Grade Information
Finished Sq.Ft.: 1,738
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $7,855.06
Tax Assessed Value: $742,900
Tax Year: 2017
Tax Annual Amount: $8,211.46

Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2018

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Bottled Gas/Propane
Hot Water: Bottled Gas
Sewer Septic: Grinder Pump, Public Sewer
Cable TV Available
Water Source: Public

Location

Homeowners Association Information
HOA/Condo/Coop Amenities: Common Grounds, Gated Community, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Swimming Pool
HOA Fee: $1,010
HOA Fee Frequency: Annually

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Location Information
Directions: From Wisp, continue on Marsh Hill Rd, then right onto Overlook Pass to top of hill. Turn left onto Wisp Mountain Road, then immediate left into Deep Creek Highlands. First right onto Mountaintop Road and continue straight to the cul-de-sac
Location Type: Other

Waterfrontage Information
Distance To Body Of Water: 4 Blocks to 1 Mile
Water Access
Shared
Water Oriented
Water Body Type: Lake
Water Body Name: DEEP CREEK LAKE

Public facts

Beds: —
Baths: 4.5
Sq. Ft.: 4,041
Stories: 1.5
Lot Size: 0.58 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: —
County: Garrett County
APN: 18 074168

Home facts updated by county records on Jul 17, 2026

Other

Miscellaneous Information
Vacation Rental

Around this home

Schools

Accident Elementary School

Public PreK-5 • Assigned • 7.0mi

6/10

Northern Middle School

Public 6-8 • Assigned • 9.6mi

7/10

Northern Garrett High School

Public 9-12 • Assigned • 9.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 88° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Mc Henry, MD • 21541

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.42M – $1.72M

Sell confidently with a local market expert in Mc Henry. 3 minutes to get started.

Nearby similar homes

$149,000

Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

(301) 387-2000

$2,799,000

3 beds3.5 baths3,355 sq ft

75 Spring Creek Ln, Swanton, MD 21561

(301) 387-2000

$444,700

4 beds3.5 baths1,585 sq ft

333 Sloan Tract Rd, Oakland, MD 21550

(301) 722-4700

$999,999

3 beds2.5 baths2,240 sq ft

127 Paradise Hts, Oakland, MD 21550

(888) 838-9044

$699,999

4 beds2.5 baths1,932 sq ft

36 Greenstone Way, Mc Henry, MD 21541

(301) 387-2000

$588,000

4 beds2.5 baths3,100 sq ft

221 Settlers Pass, Mc Henry, MD 21541

(301) 387-2000

New listings for sale in 21541

NEW 29 HRS AGO

$52,500

1 bed1 bath356 sq ft

290 Marsh Hill Rd Unit 305C, McHenry, MD 21541

(301) 387-2000

NEW 35 HRS AGO

$2,699,000

6 beds5.5 baths6,325 sq ft

2747 Marsh Hill Rd, Mc Henry, MD 21541

(301) 387-4700

$429,900

3 beds2 baths1,536 sq ft

80 N Ridge Rd, Mc Henry, MD 21541

(301) 387-4700

Home values near 646 Mountaintop Rd

Data from public records.

Address	Redfin Estimate
612 Mountaintop Rd, Mc Henry, MD - Beds \| 3.5 Baths \| 4793 Sq. Ft.	$1,153,855
642 Deep Creek Highlands Rd, Mc Henry, MD 7 Beds \| 5.5 Baths \| 4320 Sq. Ft.	$1,583,412

Address	Redfin Estimate
622 Mountaintop Rd, Mc Henry, MD 5 Beds \| 4.5 Baths \| 2093 Sq. Ft.	$1,661,770
614 Deep Creek Highlands Rd, Mc Henry, MD 3 Beds \| 2.5 Baths \| 2204 Sq. Ft.	$910,222

Address	Redfin Estimate
729 Mountaintop Rd, Mc Henry, MD - Beds \| 6.5 Baths \| 7579 Sq. Ft.	$3,242,469
246 Southridge Ter, Mc Henry, MD - Beds \| 4 Baths \| 3516 Sq. Ft.	$822,823

Property information provided by BRIGHT MLS when last listed in 2018. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21541, MD

Sale history for 646 Mountaintop Rd

Tax history for 646 Mountaintop Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21541

Home values near 646 Mountaintop Rd

More real estate resources