OFF MARKET

Off Market Jul 2025 for $625K

$727,845

Est. refi paymentEst. refi $4,009/mo

•

1,440

sq ft

1047 Bowleys Quarters Rd, Middle River, MD 21220

About this home

Rare Waterfront Opportunity with Business Local Zoning in Middle River! Welcome to this unique 4-bedroom, 3-bathroom colonial home on 3.08 acres along scenic Seneca Creek. This diamond in the rough boasts approximately 340 feet of water frontage and Business Local (BL) zoning—a rare combination offering both residential comfort and commercial potential. Enjoy waterfront living with your private pier (8 ft deep, dredged in 2012) and boat ramp, which provide effortless access to the Gunpowder River, Hart-Miller Island, waterfront restaurants, marinas, yacht clubs, fishing, and crabbing. The charming home features a wrap-around porch, a spacious parking pad for 10 vehicles, and a large detached garage that fits two cars, a boat, or commercial vehicles. An attached office adds ideal workspace flexibility. Inside, the main level offers a gourmet kitchen, a living room with beautiful wood floors, two bedrooms, two full bathrooms, and an additional room that can serve as a bedroom or flex space. The upper level includes two more bedrooms, a full bath, and replacement windows for enhanced energy efficiency. Convenient washer-dryer hookups are located on both floors. With BL zoning, permitted uses include retail, personal services, offices, and more, making this the perfect property for living and working from home. Buyers are to verify all zoning and permitted uses with Baltimore County. As-Is sale. Don’t miss this one-of-a-kind waterfront property—schedule your private tour today!

Single-familyProperty Type

1929Year Built

3.08 acresLot Size

$505Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Greg Chamish • Black Dog Realty, LLC

•443-550-1455 (broker)

Bought with Unrepresented Unrepresented • Unrepresented

•844-552-7444 (broker)

•datacorrect@brightmls.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDBC2126600

Redfin Estimate

$727,845

$103K since sold in July 2025$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16% higher than the average sale price ($628K) of 6 comparable homes.

SOLD JAN 29, 2026
$510,000
A
4 beds3.5 baths1,490 sq ft
1200 Seneca Rd, Baltimore, MD 21220
SOLD DEC 19, 2025
$400,000
B
4 beds2 baths1,496 sq ft
1110 Seneca Rd, Middle River, MD 21220
SOLD MAY 29, 2026
$1,350,000
C
3 beds3 baths3,169 sq ft
3500 Galloway Rd, Baltimore, MD 21220
SOLD APR 30, 2026
$600,000
D
4 beds3 baths2,432 sq ft
1507 Shore Rd, Baltimore, MD 21220
SOLD DEC 1, 2025
$330,000
E
3 beds2 baths1,524 sq ft
1224 Burke, Baltimore, MD 21220
SOLD APR 17, 2026
$575,000
F
3 beds1.5 baths2,004 sq ft
3809 Clarks Pt, Baltimore, MD 21220

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Earn from this home

Sell

$193,982

Est. take-home

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Refinance

Est. cash available

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Rent

$2,031/mo

Redfin rental estimate

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Market trends in 21220, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.0%

0.4% MoM

Median sale price

$299K

$13K MoM

Avg. days on market

31d

0 days MoM

Recently sold homes

111

22 MoM

New listings for sale

FOR SALE BY OWNER
$325,000
5 beds1 bath1,092 sq ft
300 Bourque Ave, Middle River, MD 21220
COMING SOON
$475,000
3 beds2.5 baths2,480 sq ft
406 Heritage St, Middle River, MD 21220
(443) 491-9387
FOR SALE BY OWNER
$415,000
3 beds4 baths2,274 sq ft
969 Morgan Run Rd, Middle River, MD 21220
$314,900
3 beds1 bath1,085 sq ft
7410 Gunpowder Rd, Middle River, MD 21220
(443) 632-3000
3D WALKTHROUGH
$575,000
6 beds3 baths2,184 sq ft
174 E Kingston Park Ln, Middle River, MD 21220
(443) 512-0090
$215,000
3 beds2 baths1,294 sq ft
2151 Vailthorn Rd, Middle River, MD 21220
(443) 981-8000
$12,500
2 beds1 bath980 sq ft
3621 Wheelhouse Rd, Middle River, MD 21220
(410) 879-6109
$440,000
3 beds2.5 baths1,760 sq ft
6402 Falconwood St, Baltimore, MD 21220
(443) 632-3000
COMING SOON
$495,000
3 beds2 baths2,400 sq ft
10530 Bird River Rd, Middle River, MD 21220
(410) 563-4040
FOR SALE BY OWNER
$35,000
2 beds2 baths— sq ft
128 Day Coach Cir, Middle River, MD 21220
See all

Provided by Redfin

Sale history for 1047 Bowleys Quarters Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,526 (−31.1%)

$258,500 + $112,000

$370,500

2025

$8,016 (+27.0%)

$258,500 + $112,000

$370,500

2024

$6,310 (+7.7%)

2023

$5,859 (+7.3%)

2022

$5,460 (−12.0%)

$193,700 + $77,000

$270,700

2021

$6,208 (+7.3%)

2020

$5,783 (+5.6%)

2019

$5,477 (−2.6%)

$193,900 + $70,900

$264,800

2018

$5,623 (−11.0%)

$193,900 + $70,900

$264,800

2017

$6,316 (+8.7%)

$282,400 + $53,800

$336,200

2015

$5,808 (−6.7%)

$282,400 + $59,200

$341,600

2014

$6,227 (−17.4%)

2013

$7,534 (−13.5%)

2012

$8,712 (+8.6%)

2011

$8,025

2010

$8,025

2009

$8,031

Tax history for 1047 Bowleys Quarters Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,526 (−31.1%)

$258,500 + $112,000

$370,500

2025

$8,016 (+27.0%)

$258,500 + $112,000

$370,500

2024

$6,310 (+7.7%)

2023

$5,859 (+7.3%)

2022

$5,460 (−12.0%)

$193,700 + $77,000

$270,700

2021

$6,208 (+7.3%)

2020

$5,783 (+5.6%)

2019

$5,477 (−2.6%)

$193,900 + $70,900

$264,800

2018

$5,623 (−11.0%)

$193,900 + $70,900

$264,800

2017

$6,316 (+8.7%)

$282,400 + $53,800

$336,200

2015

$5,808 (−6.7%)

$282,400 + $59,200

$341,600

2014

$6,227 (−17.4%)

2013

$7,534 (−13.5%)

2012

$8,712 (+8.6%)

2011

$8,025

2010

$8,025

2009

$8,031

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.08 Acres

Year renovated

—

Sq. Ft.

1,440

Year built

1929

Style

Single Family Residential

County

Baltimore County

APN

15 2400000418

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

Property details

Parking

Parking Information
Garage Sq. Ft.: 952
# of Detached Garage Spaces: 2
Garage Features: Garage - Front Entry, Additional Storage Area, Oversized
# of Total Garage and Parking Spaces: 12
Has Garage
# of Garage Spaces: 2
Parking Lot - # of Spaces: 10
Off Street, Detached Garage, Driveway, Parking Lot

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Oven/Range - Gas, Built-In Microwave, Water Heater
Flooring Type: Wood, Hardwood, Carpet, Laminated
Interior Features: Tub Shower, Breakfast Area, Carpet, CeilngFan(s), Chair Railings, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Master Bath(s), Recessed Lighting, Wood Floors
Living Area Sq.Ft. Source: Assessor

Room Information
Laundry, Office
Laundry Type: Hookup, Main Floor, Upper Floor

Basement Information
Basement: Yes
Side Entrance, Full

Exterior

Property Information
Total Below Grade Sq. Ft.: 936
Improvement Assessed Value: $112,000
Ownership Interest: Fee Simple
Year Built Source: Assessor
Year Major Reno/Remodel: 2014

Building Information
Construction Materials: Aluminum Siding
Foundation Details: Permanent
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Wrap Around, Deck(s), Porch(es)
Structure Type: Detached
Window Features: Replacement, Double Hung, Sliding
Other Structures: Garage(s), Office/Studio

Exterior Information
Outbuilding(s), Secure Storage, Gutter System, Boat Storage

Lot Information
Lot Features: Cleared, Bulkheaded, Fishing Available, Landscaping, Open, Premium, Rear Yard, Stream/Creek, Not In Development, Road Frontage, Corner, Level
Navigable Water
Has Water View
Water Frontage In Feet: 343

Land Information
Land Assessed Value: $258,500

Dock Information
Dock Type and Features: Material - Treated Lumber, Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 1,440
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 936
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $3,684
Tax Assessed Value: $337,233
Tax Year: 2024
Tax Annual Amount: $3,684

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public

Location

School Information
Elementary School: SENECA
Middle Or Junior School: MIDDLE RIVER
High School: KENWOOD HIGH IB AND SPORTS SCIENCE
School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Carroll Island Road Rto Bowleys Quarters Road.
Location Type: Creek

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
Water Access
Private Dock Site, Boat/Launch Ramp - Private
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: Seneca Creek

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 1,440
Stories: 2.0
Lot Size: 3.08 acres
Style: Single Family Residential
Year Built: 1929
Year Renovated: —
County: Baltimore County
APN: 15 2400000418

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Seneca Elementary School

Public PreK-5 • Assigned • 1.0mi

2/10

Stemmers Run Middle School

Public 6-8 • Assigned • 3.8mi

3/10

Kenwood High School

Public 9-12 • Assigned • 4.1mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

7/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

6/10 Wind Factor

59% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Middle River, MD • 21220

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$692,000 – $838,000

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New listings for sale in 21220

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3D WALKTHROUGH

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Home values near 1047 Bowleys Quarters Rd

Data from public records.

Address	Redfin Estimate
1005 Bowleys Quarters Rd, Middle River, MD - Beds \| 1 Baths \| 1344 Sq. Ft.	$435,451
1011 Bowleys Quarters Rd, Baltimore, MD - Beds \| 2.5 Baths \| 1722 Sq. Ft.	$881,024

Address	Redfin Estimate
1009 Bowleys Quarters Rd, Baltimore, MD - Beds \| 3.5 Baths \| 4752 Sq. Ft.	$1,022,273
1003 Bowleys Quarters Rd, Baltimore, MD 3 Beds \| 1 Baths \| 1270 Sq. Ft.	$419,643

Address	Redfin Estimate
1021 Bowleys Quarters Rd, Middle River, MD - Beds \| 2 Baths \| 1714 Sq. Ft.	$569,619
1017 Bowleys Quarters Rd, Baltimore, MD - Beds \| 1 Baths \| 1280 Sq. Ft.	$509,690

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21220, MD

Sale history for 1047 Bowleys Quarters Rd

Tax history for 1047 Bowleys Quarters Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21220

Home values near 1047 Bowleys Quarters Rd

More real estate resources