OFF MARKET

Off Market Jun 2021 for $387K

$536,109

Est. refi paymentEst. refi $3,000/mo

•

2,200

sq ft

12046 Fingerboard Rd, Monrovia, MD 21770

About this home

Have you ever wanted a well maintained home with land and to be close to shopping and restaurants? If so this home checks the boxes, .92 acres with mature trees, deck, three sheds, hardwood floors, wood burning fireplace in the basement and the basement has a mini split for heating and A/C. The recently updated kitchen has Corian counter tops, white cabinets and neutral back splash while looking out to the back yard. The home has a neutral color palette and windows in every room to let the natural light in. 10 minutes to Rt 270, Urbana, 15 minutes to Frederick and 30 minutes to Rockville.

Single-familyProperty Type

1965Year Built

0.92 acresLot Size

$244Est. Price/Sq.Ft.

5 spacesParking

Listed by Roxanne Whitaker • Keller Williams Keystone Realty

•717-334-4565 (broker)

•wohrum@gmail.com (broker)

Bought with Troyce Gatewood • Keller Williams Realty Centre

•240-309-6000 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDFR281864

Redfin Estimate

$536,109

$149K since sold in June 2021$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.6% higher than the average sale price ($522K) of 6 comparable homes.

SOLD JUL 13, 2026
$502,000
A
3 beds2.5 baths2,062 sq ft
3997 Sugarloaf Ct, Monrovia, MD 21770
SOLD MAY 20, 2026
$502,500
B
3 beds2 baths1,980 sq ft
4299 Wendy Ct, Monrovia, MD 21770
SOLD MAR 12, 2026
$420,000
C
3 beds2 baths1,888 sq ft
11914 Fingerboard Rd, Monrovia, MD 21770
SOLD JUN 9, 2026
$515,000
D
4 beds2.5 baths2,372 sq ft
3905 Sugarloaf Dr, Monrovia, MD 21770
SOLD JUL 2, 2026
$586,000
E
3 beds2.5 baths2,124 sq ft
12555 Quiet Strm, Mount Airy, MD 21771
SOLD AUG 18, 2026
$609,000
F
4 beds3 baths2,338 sq ft
3923 Rosewood Rd, Monrovia, MD 21770

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Earn from this home

Sell

$225,252

Est. take-home

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Refinance

Est. cash available

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Rent

$2,688/mo

Redfin rental estimate

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Market trends in 21770, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.5%

0.2% MoM

Median sale price

$575K

$15K MoM

Avg. days on market

25d

3 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SEP 10, 4:30PM TO 7PM
$799,900
5 beds2.5 baths3,302 sq ft
12307 Hungerford Manor Ct, Monrovia, MD 21770
(301) 882-8710
$839,900
5 beds4 baths3,340 sq ft
4720 Plum Rd, Monrovia, MD 21770
(301) 662-9222
$945,000
5 beds3.5 baths3,574 sq ft
4369 Shamrock Dr, Monrovia, MD 21770
(240) 938-0509
See all

Provided by Redfin

Sale history for 12046 Fingerboard Rd

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$4,354 (+5.3%)

2024

$4,134 (+9.6%)

2023

$3,773 (+5.3%)

$171,200 + $214,800

$386,000

2022

$3,585 (+16.1%)

2021

$3,089 (+3.7%)

2020

$2,980 (+2.8%)

$122,000 + $128,900

$250,900

2019

$2,897 (+2.0%)

2018

$2,839 (+4.5%)

$102,900 + $126,700

$229,600

2017

$2,715 (+7.0%)

2015

$2,538 (−0.4%)

$102,900 + $101,100

$204,000

2014

$2,547 (−15.0%)

2013

$2,996 (+3.1%)

2012

$2,906 (+3.8%)

2011

$2,801

2010

$2,801 (+29.2%)

2009

$2,169

Tax history for 12046 Fingerboard Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,354 (+5.3%)

2024

$4,134 (+9.6%)

2023

$3,773 (+5.3%)

$171,200 + $214,800

$386,000

2022

$3,585 (+16.1%)

2021

$3,089 (+3.7%)

2020

$2,980 (+2.8%)

$122,000 + $128,900

$250,900

2019

$2,897 (+2.0%)

2018

$2,839 (+4.5%)

$102,900 + $126,700

$229,600

2017

$2,715 (+7.0%)

2015

$2,538 (−0.4%)

$102,900 + $101,100

$204,000

2014

$2,547 (−15.0%)

2013

$2,996 (+3.1%)

2012

$2,906 (+3.8%)

2011

$2,801

2010

$2,801 (+29.2%)

2009

$2,169

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.92 Acres

Year renovated

—

Sq. Ft.

1,700

Year built

1965

Style

Single Family Residential

County

Frederick County

APN

09 230041

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Residential District 1

The purpose of the residential density districts is to promote healthful and convenient distribution of population with sufficient densities to maintain a high standard of physical design and community service. Residential density districts will conform to the County Comprehensive Plan and will be located within areas identified for residential development. The districts, as a group, are intended to provide for a variety of dwelling types and densities and to offer housing choices at various economic levels. It is further the intent to establish various densities of residential developments in order to efficiently and effectively provide for necessary public services and facilities. The following residential density districts and maximum densities are hereby established.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Group
Housing-Single unit
Housing-Multiple units

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 5
Driveway - # of Spaces: 5
Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer
Flooring Type: Hardwood, Vinyl, Ceramic Tile, Concrete
Interior Features: CeilngFan(s), Chair Railings, Crown Moldings, Dining Area, Floor Plan - Traditional, Tub Shower, Upgraded Countertops, Wood Floors, Window Treatments
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Basement, Mud Room, Utility Room, Bathroom 1, Bathroom 2, Full Bath
Laundry Type: Basement

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Brick, Fireplace - Glass Doors (N), Wood

Basement Information
Basement: Yes
Other, Connecting Stairway, Heated, Full, Outside Entrance, Walkout Level, Windows, Workshop, Drain, Partially Finished
Basement Footprint Percent: 100.00
Basement Finished Percent: 80.00

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1200
Improvement Assessed Value: $128,900
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Frame, Vinyl Siding, Block
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Roof: Architectural Shingle
Structure Type: Detached
Window Features: Bay/Bow, Double Pane, Screens, Storm
Other Structures: Shed

Exterior Information
Fencing: Chain Link

Lot Information
Lot Features: Landscaping, Rear Yard, Front Yard, SideYard(s), Trees/Wooded
Tidal Water: No

Land Information
Land Assessed Value: $122,000

Above Grade Information
Finished Sq.Ft.: 1,200
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 200
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,000
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $2,857
Tax Assessed Value: $250,900
Tax Year: 2021
Tax Annual Amount: $3,005

Assessments Information
Year Assessed: 2021

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s), Ductless/Mini-Split
Cooling Fuel: Electric
Baseboard - Hot Water
Heating Fuel: Oil
Hot Water: Oil
Sewer Septic: Community Septic Tank, Private Septic Tank
Water Source: Well

Location

School Information
School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: GPS

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,700
Stories: 1.0
Lot Size: 0.92 acres
Style: Single Family Residential
Year Built: 1965
Year Renovated: —
County: Frederick County
APN: 09 230041

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Green Valley Elementary School

Public K-5 • Assigned • 1.2mi

7/10

Windsor Knolls Middle School

Public 6-8 • Assigned • 2.3mi

9/10

Linganore High School

Public 9-12 • Assigned • 6.1mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

4/10 Wind Factor

8% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Monrovia, MD • 21770

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$510,000 – $617,000

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New listings for sale in 21770

OPEN SEP 10, 4:30PM TO 7PM3D WALKTHROUGH

$799,900

5 beds2.5 baths3,302 sq ft

12307 Hungerford Manor Ct, Monrovia, MD 21770

(301) 882-8710

$839,900

5 beds4 baths3,340 sq ft

4720 Plum Rd, Monrovia, MD 21770

(301) 662-9222

$945,000

5 beds3.5 baths3,574 sq ft

4369 Shamrock Dr, Monrovia, MD 21770

(240) 938-0509

Home values near 12046 Fingerboard Rd

Data from public records.

Address	Redfin Estimate
12030 Fingerboard Rd, Monrovia, MD - Beds \| 2.5 Baths \| 1836 Sq. Ft.	$541,111
12014 Fingerboard Rd, Monrovia, MD 3 Beds \| 2 Baths \| 1104 Sq. Ft.	$359,528

Address	Redfin Estimate
12050 Fingerboard Rd, Monrovia, MD - Beds \| 2.5 Baths \| 2392 Sq. Ft.	$655,047
12114 Fingerboard Rd, Monrovia, MD - Beds \| 1.5 Baths \| 1356 Sq. Ft.	$407,326

Address	Redfin Estimate
12026 Fingerboard Rd, Monrovia, MD 4 Beds \| 3 Baths \| 1976 Sq. Ft.	$613,699
12110 Fingerboard Rd, Monrovia, MD 3 Beds \| 2 Baths \| 1116 Sq. Ft.	$492,856

Property information provided by BRIGHT MLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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