Whether you’re looking for a weekend retreat or your forever home, this waterfront property is the lifestyle you are looking for. Every room has been thoughtfully renovated and beautifully redesigned. This spacious home has 3 bedrooms, 2 full bathrooms, a separate dining room with a built in bar area, a living room and a family room with a wood burning fireplace for cozy winter evenings. The eat-in kitchen has been completely renovated with new hardwood countertops, gorgeous tile backsplash, all new fixtures and appliances including a 6 burner gas range. Beautiful waterproof LVP flooring spans the living room, dining room, family room, and bedrooms, where ceramic tile flooring covers the kitchen, laundry room and bath floors for easy, low maintenance living. Both bathrooms have been fully renovated (spring 2021) with new flooring, vanities, toilets, all new fixtures, a new tub and glass shower. No waterfront home is complete without a pier equipped with boat lifts! The one boat lift can accommodate boats up to 22 ft long! The circle drive makes maneuvering a vehicle to and from the pier a breeze. The entire roof and skylight have been replaced (2019) and stainless steel gutter guards were also installed on all the gutters. The sea wall to the left of the dock was replaced (2018) with all new pilings and heavy duty PVC wall and the sea wall to the right of the dock was repaired (2021) with all new boards. At low tide, the water at the end of the dock is approximately 4.5 ft deep and at high tide the water is approximately 5.5 ft deep. Situated on the Neal Sound, you will always have a perfect view with 95’ of waterfront footage. This home has been well maintained and is ready for the new owners to move in and enjoy the rest of their summer kayaking, boating, swimming, or just relaxing after a long day.
Welcome home!! Imagine coming home everyday to relaxation and serenity looking out at your pier and the surrounding area while sitting on your deck. Walk out onto your deck from the kitchen and grasp the beautiful scenery that is at your disposal. Pull up a chair and enjoy your front porch as well. This cozy home has a generous size living area with a fireplace. The eat-in kitchen is spacious with a center island and plenty of natural light. There is a separate laundry room off of the kitchen. There are 3 bedrooms and 2 full baths. The master bedroom is a nice size with a walk in closet. The master bath is full with a soaking tub, separate shower and double vanity. Price has been lowered to reflect work needed. This home is convenient to the marina, restaurants and shopping. Located minutes from Route 301. Please go to the movie camera icon at the top of the listing for the Virtual Tour for a 3D viewing.
Year
Property tax
Land + Additions
Assessment*
2026
$7,041 (+9.0%)
$250,000 + $256,200
$506,200
2025
$6,457 (+10.2%)
$250,000 + $256,200
$506,200
2024
$5,860 (+11.1%)
2023
$5,272 (+0.6%)
2022
$5,240 (+0.4%)
$220,000 + $157,600
$377,600
2021
$5,218 (−2.8%)
$220,000 + $157,600
$377,600
2020
$5,371 (+0.4%)
$220,000 + $157,600
$377,600
2019
$5,347 (+0.8%)
$260,000 + $131,400
$391,400
2018
$5,307 (+0.2%)
2017
$5,296 (+3.2%)
$260,000 + $130,300
$390,300
2016
$5,130 (+1.3%)
2015
$5,062 (+0.2%)
$260,000 + $115,200
$375,200
2014
$5,053 (+7.5%)
2013
$4,701 (−16.3%)
2012
$5,620 (+3.5%)
2011
$5,429
2010
$5,429 (−9.8%)
2009
$6,019
Tax history for 16091 Cobb Island Rd
Year
Property tax
Land + Additions
Assessment*
2026
$7,041 (+9.0%)
$250,000 + $256,200
$506,200
2025
$6,457 (+10.2%)
$250,000 + $256,200
$506,200
2024
$5,860 (+11.1%)
2023
$5,272 (+0.6%)
2022
$5,240 (+0.4%)
$220,000 + $157,600
$377,600
2021
$5,218 (−2.8%)
$220,000 + $157,600
$377,600
2020
$5,371 (+0.4%)
$220,000 + $157,600
$377,600
2019
$5,347 (+0.8%)
$260,000 + $131,400
$391,400
2018
$5,307 (+0.2%)
2017
$5,296 (+3.2%)
$260,000 + $130,300
$390,300
2016
$5,130 (+1.3%)
2015
$5,062 (+0.2%)
$260,000 + $115,200
$375,200
2014
$5,053 (+7.5%)
2013
$4,701 (−16.3%)
2012
$5,620 (+3.5%)
2011
$5,429
2010
$5,429 (−9.8%)
2009
$6,019
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.64 Acres
Year renovated
—
Sq. Ft.
1,716
Year built
1996
Style
Single Family Residential
County
Charles County
APN
05 018919
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 21, 2026.
RV
Village Residential Zone
This zone directs new residential growth into villages by providing low- to medium-density residential development where the pattern of development has previously been established.
Permitted uses
Include but are not limited to:
Agriculture
Religious facility
Housing-Single unit
Housing-Multiple units
Housing-Senior
Fire house
Recreation
Communications tower
Housing-Mobile home park
Property details
Parking
Parking Information
Driveway, Off Street
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Refrigerator, Oven - Single, Microwave, Dishwasher, Washer, Dryer
Living Area Sq.Ft. Source: Assessor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Basement Information
Basement: No
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $256,200
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Vinyl Siding
Foundation Details: Other
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Lot Information
Navigable Water
Water Frontage In Feet: 95
Land Information
Land Assessed Value: $250,000
Above Grade Information
Finished Sq.Ft.: 1,716
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $5,407
Tax Assessed Value: $420,467
Tax Year: 2024
Tax Annual Amount: $5,734
Assessments Information
Year Assessed: 2024
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Private, Well
Location
School Information
Elementary School: DR. THOMAS L. HIGDON
Middle Or Junior School: PICCOWAXEN
High School: LA PLATA
School District Name: CHARLES COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party
Location Information
Outside City Limits
Directions: Please use Google Maps.
Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: River
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,716
Stories: 1.0
Lot Size: 0.64 acres
Style: Single Family Residential
Year Built: 1996
Year Renovated: —
County: Charles County
APN: 05 018919
Home facts updated by county records on Sep 21, 2026
Around this home
Schools
K - 12
Preschool & daycare
Dr. Thomas L. Higdon Elementary School
Public PreK-5 • Assigned • 7.7mi
8/10
Piccowaxen Middle School
Public 6-8 • Assigned • 7.9mi
7/10
La Plata High School
Public 9-12 • Assigned • 19.8mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 107° expected this year, 16 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Newburg, MD • 20664
Average low and high temperatures (°F)
40
27
46
31
62
42
70
51
74
58
85
67
88
72
80
66
78
63
67
51
59
44
46
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 4.8 hours in December, which is comparable to the
U.S. average for solar exposure.
9.6 hrs
4.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$544,000 – $658,000
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