OFF MARKET

Off Market Nov 2020 for $405K

$593,711

Est. refi paymentEst. refi $2,669/mo

•

2,064

sq ft

11 Cumberland Rd, Oakland, MD 21550

About this home

If you are looking for a charming secluded home close to everything Deep Creek Lake has to offer, this is it! This home offers three levels of living space, three bedrooms, one of which is a large master, granite counter tops, cathedral wood celings and an open floorplan. The oversized sliders and the abundance of windows brings the beautiful outside in. The lower level offers a large family room area, which features a bar area and sliders to the outside patio with a hot tub. The exterior of the home offers a large wrap around deck, that is partially covered allowing you to enjoy it year round. Deep Creek Lake and Wisp Ski Resort are also just minutes away.

Single-familyProperty Type

2016Year Built

0.57 acresLot Size

$288Est. Price/Sq.Ft.

Listed by Betsy Spiker Holcomb • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Steve Ritchie • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDGA133570

Redfin Estimate

$593,711

$189K since sold in November 2020$7,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 47.4% lower than the average sale price ($1.13M) of 6 comparable homes.

SOLD AUG 6, 2026
$575,000
A
4 beds3 baths1,645 sq ft
94 Chimney Rock Ln, Mc Henry, MD 21541
SOLD AUG 5, 2026
$860,000
B
3 beds2.5 baths2,912 sq ft
75 Fern Loop Dr, Mc Henry, MD 21541
SOLD JUN 26, 2026
$1,325,000
C
3 beds3 baths1,856 sq ft
1475 Marsh Hill Rd, Mc Henry, MD 21541
SOLD JUL 2, 2026
$2,500,000
D
3 beds3.5 baths2,206 sq ft
755 Rock Lodge Rd, Mc Henry, MD 21541
SOLD JUN 26, 2026
$689,000
E
3 beds3.5 baths2,670 sq ft
276 Sundance Way, Mc Henry, MD 21541
SOLD JUN 24, 2026
$825,000
F
3 beds3 baths3,572 sq ft
88 Gravelly Run Rd, Mc Henry, MD 21541

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Earn from this home

Refinance

Est. cash available

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Rent

$3,505/mo

Redfin rental estimate

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Market trends in 21550, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

$279,000
2 beds1 bath772 sq ft
565 Glendale Rd #316, Oakland, MD 21550
(301) 387-2000
$20,000
2 beds1.5 baths792 sq ft
809 N, Oakland, MD 21550
(410) 488-3124
$699,999
4 beds2.5 baths1,932 sq ft
36 Greenstone Way, Mc Henry, MD 21541
(301) 387-2000
$235,000
2 beds1.5 baths1,152 sq ft
1959 Birchwood Dr, Oakland, MD 21550
(301) 387-4700
$645,000
2 beds2 baths1,520 sq ft
100 San Francisco St, Oakland, MD 21550
(301) 387-2000
$499,000
5 beds3.5 baths3,800 sq ft
607 Pin Oak Cir, Oakland, MD 21550
(301) 387-2000
$639,000
3 beds2.5 baths1,933 sq ft
1529 Paradise Point Rd, Oakland, MD 21550
(301) 387-4700
$229,000
3 beds1.5 baths1,612 sq ft
139 S Oakhall Dr, Oakland, MD 21550
(301) 387-4700
$289,000
4 beds2 baths2,240 sq ft
586 Bray School Rd, Oakland, MD 21550
(301) 259-1119
$296,500
1 bed1 bath600 sq ft
20160 Garett Hwy Unit 105A, Oakland, MD 21550
(301) 387-2000
See all

Provided by Redfin

Sale history for 11 Cumberland Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,867 (+14.6%)

2024

$5,121 (+22.2%)

$51,100 + $464,500

$515,600

2023

$4,190 (+28.6%)

2022

$3,260 (+1.4%)

2021

$3,213 (+9.1%)

$41,100 + $235,400

$276,500

2019

$2,945

$41,400 + $223,200

$264,600

2018

$2,946

$41,400 + $223,200

$264,600

2017

$2,946 (+638.4%)

$41,400 + $223,200

$264,600

2016

$399 (−0.5%)

$36,400

2015

$401

$36,400

2014

$401

$36,400

2013

$401 (+0.9%)

2012

$398 (+0.9%)

2011

$394

2010

$394 (+16.2%)

2009

$339

Tax history for 11 Cumberland Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,867 (+14.6%)

2024

$5,121 (+22.2%)

$51,100 + $464,500

$515,600

2023

$4,190 (+28.6%)

2022

$3,260 (+1.4%)

2021

$3,213 (+9.1%)

$41,100 + $235,400

$276,500

2019

$2,945

$41,400 + $223,200

$264,600

2018

$2,946

$41,400 + $223,200

$264,600

2017

$2,946 (+638.4%)

$41,400 + $223,200

$264,600

2016

$399 (−0.5%)

$36,400

2015

$401

$36,400

2014

$401

$36,400

2013

$401 (+0.9%)

2012

$398 (+0.9%)

2011

$394

2010

$394 (+16.2%)

2009

$339

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

24,829

Year renovated

—

Sq. Ft.

2,064

Year built

2016

Style

Single Family Residential

County

Garrett County

APN

18 035049

Parking Spaces

—

Basement

Yes

Accessible

HOA Dues

$17 /month

Garage

Features

Views

Last updated by owner on Jan 26, 2021.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Gas, Refrigerator, Washer
Door Features: Six Panel, Sliding Glass
Flooring Type: Carpet, Ceramic Tile, Laminated
Interior Features: Carpet, CeilngFan(s), Dining Area, Entry Level Bedroom, Floor Plan - Open, Wet/Dry Bar
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Cathedral Ceilings, Dry Wall, Wood Ceilings, Wood Walls

Room Information
Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Loft
Laundry Type: Lower Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Stone

Basement Information
Basement: Yes
Fully Finished, Heated, Outside Entrance, Walkout Level

Exterior

Property Information
Total Below Grade Sq. Ft.: 912
Improvement Assessed Value: $235,400
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Building Sites: 1
Construction Materials: Cedar
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s)
Roof: Fiberglass
Structure Type: Detached
Window Features: Sliding, Wood Frame

Exterior Information
Hot Tub

Lot Information
Lot Features: Backs to Trees
Tidal Water: No

Land Information
Land Assessed Value: $41,100

Above Grade Information
Finished Sq.Ft.: 1,152
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 912
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $3,090
Tax Assessed Value: $268,567
Tax Year: 2019
Tax Annual Amount: $3,090

Assessments Information
Year Assessed: 2020

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Septic Exists
Cable TV Available
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Snow Removal, Road Maintenance
HOA Fee: $200
HOA Fee Frequency: Annually

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Garrett Highway South to right on Lake Shore Drive, left on Boston Post, left on Gila Trail, left on Sante Fe Trail, right on Cumberland Road, home is at the end on the right.
Road Surface Type: Gravel

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,064
Stories: 1.5
Parking Spaces: —
Basement: Yes
Accessible: No
Lot Size: 0.57 acres
Style: Single Family Residential
Year Built: 2016
Year Renovated: —
County: Garrett County
APN: 18 035049
HOA Dues: $17/month
Garage: No
Features: Views

Home facts updated by owner on Jan 26, 2021

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 7.5mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 8.4mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 89° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$565,000 – $683,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

Nearby similar homes

$149,000

Land— sq ft

16 Woodlands Hill Ct, Oakland, MD 21550

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5 beds4.5 baths3,248 sq ft

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(301) 387-4700

$224,900

1 bed1 bath1,080 sq ft

206 Mayhew Inn Rd, Oakland, MD 21550

(301) 387-4700

$1,199,000

5 beds4.5 baths4,191 sq ft

454 Biltmore Ridge Trl, Mc Henry, MD 21541

(301) 387-4700

$699,999

4 beds2.5 baths1,932 sq ft

36 Greenstone Way, Mc Henry, MD 21541

(301) 387-2000

New listings for sale in 21550

$279,000

2 beds1 bath772 sq ft

565 Glendale Rd #316, Oakland, MD 21550

(301) 387-2000

$20,000

2 beds1.5 baths792 sq ft

809 N, Oakland, MD 21550

(410) 488-3124

$699,999

4 beds2.5 baths1,932 sq ft

36 Greenstone Way, Mc Henry, MD 21541

(301) 387-2000

$235,000

2 beds1.5 baths1,152 sq ft

1959 Birchwood Dr, Oakland, MD 21550

(301) 387-4700

$645,000

2 beds2 baths1,520 sq ft

100 San Francisco St, Oakland, MD 21550

(301) 387-2000

$499,000

5 beds3.5 baths3,800 sq ft

607 Pin Oak Cir, Oakland, MD 21550

(301) 387-2000

$639,000

3 beds2.5 baths1,933 sq ft

1529 Paradise Point Rd, Oakland, MD 21550

(301) 387-4700

$229,000

3 beds1.5 baths1,612 sq ft

139 S Oakhall Dr, Oakland, MD 21550

(301) 387-4700

$289,000

4 beds2 baths2,240 sq ft

586 Bray School Rd, Oakland, MD 21550

(301) 259-1119

Home values near 11 Cumberland Rd

Data from public records.

Address	Redfin Estimate
91 Cumberland Road, Oakland, MD - Beds \| 1 Baths \| 1296 Sq. Ft.	$303,610
72 San Francisco Street, Oakland, MD - Beds \| 1 Baths \| 1075 Sq. Ft.	$279,100

Address	Redfin Estimate
21 Cumberland Road, Oakland, MD 3 Beds \| 3 Baths \| 1204 Sq. Ft.	$581,433
333 Sloan Tract Road, Oakland, MD 4 Beds \| 3.5 Baths \| 1585 Sq. Ft.	$443,330

Address	Redfin Estimate
2684 Lake Shore Drive, Oakland, MD - Beds \| 1 Baths \| 1296 Sq. Ft.	$639,631
236 Sloan Tract Road, Oakland, MD - Beds \| 1 Baths \| 1216 Sq. Ft.	$337,786

Property information provided by BRIGHT MLS when last listed in 2020. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 11 Cumberland Rd

Tax history for 11 Cumberland Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 11 Cumberland Rd

More real estate resources