SOLD OCT 29, 2025

Off market oct 2025 for $485K

$523,368

Est. refi paymentEst. refi $2,659/mo

—

•

3.5 ba

•

1,820

sq ft

118 Roman Ridge Rd Unit 20B, Oakland, MD 21550

About this home

Immaculate extremely well maintained 3-Level Condominium located in the heart of Deep Creek Lake at Roman Ridge Community. 3 BR - 3 1/2 Bath Gorgeous Lake View unit , SOLD turnkey w /furnishings & accessories ready to enjoy with your family. Lake and Mountain views from every room! Central A/C, Propane Forced Air Heating, Gas Fireplace with Mantle add to the comfort of this home. Leased Boat Slip opportunity available at adjoining Lakefront site.

CondoProperty Type

2003Year Built

$288Est. Price/Sq.Ft.

4 spacesParking

Listed by Rich Orr • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Charlotte Savoy • The KW Collective

•443-574-1600 (broker)

•mdaniels@kw.com (broker)

Source:BRIGHT MLS #MDGA2001840

Redfin Estimate

$523,368

$38K since sold in October 2025$14K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 4.6% higher than the average sale price ($500K) of 6 comparable homes.

SOLD MAR 3, 2026
$490,000
A
4 beds4 baths— sq ft
9132 Aspen Dr, Champion, PA 15622
SOLD JUL 23, 2026
$394,000
B
3 beds3.5 baths1,820 sq ft
79 Marsh Hill Rd #5, Mc Henry, MD 21541
SOLD SEP 1, 2026
$398,715
C
4 beds3 baths2,067 sq ft
267 Mosser Rd #1, Mc Henry, MD 21541
SOLD SEP 1, 2026
$565,000
D
4 beds3 baths2,383 sq ft
135 Rock Ridge Ln #13, Oakland, MD 21550
SOLD SEP 10, 2026
$735,000
E
3 beds3 baths1,900 sq ft
130 Timberloft Cir #14, Oakland, MD 21550
SOLD AUG 12, 2026
$420,000
F
4 beds3 baths2,067 sq ft
267 Mosser Rd #10, Mc Henry, MD 21541

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Earn from this home

Refinance

Est. cash available

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Rent

$3,299/mo

Redfin rental estimate

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Market trends in 21550, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.5%

+0.3% MoM

Median sale price

$370K

$5K MoM

Avg. days on market

76d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

$475,000
3 beds3 baths2,912 sq ft
335 Pergin Farm Rd, Oakland, MD 21550
(301) 387-2000
$59,900
3 beds1 bath792 sq ft
74 Parks Rd, Oakland, MD 21550
(855) 450-0442
$269,900
2 beds2 baths1,050 sq ft
1050 Christopher Way, Oakland, MD 21550
(301) 387-2000
$299,000
3 beds2 baths1,344 sq ft
459 Santa Fe Trl, Oakland, MD 21550
(301) 387-2000
$2,250,000
6 beds5.5 baths8,137 sq ft
94 Grand Estates Dr, Mc Henry, MD 21541
(866) 525-3466
$355,000
4 beds2.5 baths1,824 sq ft
723 Kings Ct, Oakland, MD 21550
(301) 387-4700
$909,000
4 beds2.5 baths2,796 sq ft
2296 Lake Shore Dr, Oakland, MD 21550
(301) 387-2000
$295,000
3 beds2 baths1,562 sq ft
228 N 4th St, Oakland, MD 21550
(301) 387-4700
$225,000
— beds0.5 baths720 sq ft
5423 Gorman Rd, Oakland, MD 21550
(301) 387-4700
$349,000
4 beds2 baths4,004 sq ft
2092 Gorman Rd, Oakland, MD 21550
(301) 387-4700
See all

Provided by Redfin

Sale history for 118 Roman Ridge Rd Unit 20B

Date

Event

Price

Public Records

Oct 29, 2025

Sold

$485,000

$266/sq ft

BRIGHT MLS #MDGA2001840

Feb 27, 2022

Sold

$435,000

$239/sq ft

Jan 16, 2022

Listed

—

Jan 16, 2022

Listed

$435,000

$239/sq ft

+38

BRIGHT MLS #1006974806

Jul 21, 2014

Listing Removed

—

Jan 31, 2013

Listed

$359,000

$197/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,113 (+7.6%)

2024

$4,751 (+12.1%)

$75,000 + $323,800

$398,800

2023

$4,238 (+14.0%)

2022

$3,716 (+1.0%)

2021

$3,680 (+1.8%)

$75,000 + $200,700

$275,700

2020

$3,615 (+1.8%)

2019

$3,551 (+5.1%)

2018

$3,378 (−9.1%)

$75,000 + $186,500

$261,500

2017

$3,718 (−0.7%)

$75,000 + $186,500

$261,500

2016

$3,745 (−0.5%)

$75,000 + $189,600

$264,600

2015

$3,762 (−13.4%)

$75,000 + $189,600

$264,600

2014

$4,342 (+18.1%)

$75,000 + $241,500

$316,500

2013

$3,678 (+6.4%)

2012

$3,457 (−10.6%)

2011

$3,866

2010

$3,866 (+8.9%)

2009

$3,548

Tax history for 118 Roman Ridge Rd Unit 20B

Year

Property tax

Land + Additions

Assessment*

2025

$5,113 (+7.6%)

2024

$4,751 (+12.1%)

$75,000 + $323,800

$398,800

2023

$4,238 (+14.0%)

2022

$3,716 (+1.0%)

2021

$3,680 (+1.8%)

$75,000 + $200,700

$275,700

2020

$3,615 (+1.8%)

2019

$3,551 (+5.1%)

2018

$3,378 (−9.1%)

$75,000 + $186,500

$261,500

2017

$3,718 (−0.7%)

$75,000 + $186,500

$261,500

2016

$3,745 (−0.5%)

$75,000 + $189,600

$264,600

2015

$3,762 (−13.4%)

$75,000 + $189,600

$264,600

2014

$4,342 (+18.1%)

$75,000 + $241,500

$316,500

2013

$3,678 (+6.4%)

2012

$3,457 (−10.6%)

2011

$3,866

2010

$3,866 (+8.9%)

2009

$3,548

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Property details

Interior

Basement Information
Basement Sq. Ft: 480
Basement Finish: Finished
Basement Type: Finished

Bathroom Information
# of Full Baths: 3
# of 1/2 Baths: 1

Heating & Cooling
Air Conditioning Type: Split System
Heating Type: Hot Air

Fireplace Information
# of Fireplaces: 1
Fireplace Type: 2 Story Frame
Has Fireplace

Exterior

Exterior Information
Building Style Type: Townhouse
Building Construction Quality: Good
Exterior Wall: Frame
Building Type: Townhouse

Property Information
Subdivision Name: ROMAN RDG CONDOS/TRADERS LNDG
Living Sq. Ft: 1,820
Building Sq. Ft: 1,820
# of Stories: 2
Stories Type: 2 Story With Basement
Legal Description: UNIT 20B PHASE 7 ROMAN RIDGE CONDO AT TRADERS LANDING

Lot Information
# of Buildings: 1
Land Sq. Ft: 43,560
Legal Lot Number: 20B
Acres: 1
State Use Description: RESID CONDO

Utility Information
Sewer Type: Public

Financial

Assessor Information
Assessment Year: 2026
Tax District County: 18

Public facts

Beds: —
Baths: 3.5
Sq. Ft.: 1,820
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 2003
Year Renovated: —
County: Garrett County
APN: 18 056364

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 7.8mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 8.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 20 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$498,000 – $602,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

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New listings for sale in 21550

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4 beds2.5 baths2,796 sq ft

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Home values near 118 Roman Ridge Rd Unit 20B

Data from public records.

Address	Redfin Estimate
180 Roman Ridge Road Unit 18, Oakland, MD 4 Beds \| 4.5 Baths \| 2608 Sq. Ft.	$648,158
104 Roman Ridge Road Unit 21, Oakland, MD 5 Beds \| 4.5 Baths \| 2582 Sq. Ft.	$581,994

Address	Redfin Estimate
182 Roman Ridge Road Unit 19, Oakland, MD 5 Beds \| 5.5 Baths \| 3192 Sq. Ft.	$603,755
120 Roman Ridge Road Unit 20A, Oakland, MD 3 Beds \| 3.5 Baths \| 1722 Sq. Ft.	$495,421

Address	Redfin Estimate
120 Roman Ridge Road Unit 20A, Oakland, MD - Beds \| 3.5 Baths \| 1820 Sq. Ft.	$472,156
180 Roman Ridge Road Unit 0, Oakland, MD 4 Beds \| 4.5 Baths \| 2476 Sq. Ft.	$547,860

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