SOLD AUG 24, 2026

Sold on Aug 2026

$599,000

•

2,582

sq ft

104 Roman Ridge Rd #21, Oakland, MD 21550

Track this home’s value and nearby sales activity

About this home

Waves & Moguls- Mountain living meets lake lifestyle in this beautifully appointed 5-bedroom, 4.5-bath condominium home. Privately nestled on a quiet hillside cul-de-sac, this fully furnished, turn-key retreat offers three levels of thoughtfully designed living space with two stone fireplaces and views of Deep Creek Lake. The spacious floor plan features two private primary suites, generous guest accommodations, a finished walk-out lower level with a recreation room, and a charming crows nest loft. Outdoor living is equally inviting with an expansive upper deck with lake views, a private lower patio, and a hot tub overlooking the surrounding landscape. New roof installed in June of 2026. Whether you're seeking a luxury vacation home, an income-producing investment, or a year-round residence, this exceptional property offers the perfect blend of comfort, style, and convenience just minutes from marinas, dining, shopping, Wisp Resort, and endless four-season recreation.

Single-familyProperty Type

2003Year Built

$232Price/Sq.Ft.

$340/moHOA Dues

Listed by Amy Skipper • Railey Realty, Inc.

•301-387-2000 (broker)

Listed by Kelsey Meyers • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Charlotte Savoy • The KW Collective

•443-574-1600 (broker)

•mdaniels@kw.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDGA2012268

Redfin Estimate

$592,788

$6,212 since sold in August 2026$15K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.4% higher than the average sale price ($514K) of 6 comparable homes.

SOLD AUG 31, 2026
$525,000
A
5 beds4.5 baths3,300 sq ft
178 Winding Trail Ln Unit 5B, Oakland, MD 21550
SOLD SEP 1, 2026
$565,000
B
4 beds3 baths2,383 sq ft
135 Rock Ridge Ln #13, Oakland, MD 21550
SOLD SEP 1, 2026
$398,715
C
4 beds3 baths2,067 sq ft
267 Mosser Rd #1, Mc Henry, MD 21541
SOLD MAY 5, 2026
$509,000
D
4 beds4.5 baths3,192 sq ft
175 Roman Ridge Rd #15, Oakland, MD 21550
SOLD AUG 12, 2026
$420,000
E
4 beds3 baths2,067 sq ft
267 Mosser Rd #10, Mc Henry, MD 21541
SOLD APR 10, 2026
$664,000
F
4 beds3.5 baths2,476 sq ft
1278 Deep Creek Dr Unit C3, Mc Henry, MD 21541

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Market trends in 21550, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

NEW 8 HRS AGO
$199,000
2 beds1.5 baths1,368 sq ft
408 M St, Oakland, MD 21550
(301) 387-2000
NEW 16 HRS AGO
$235,000
2 beds1.5 baths1,152 sq ft
1959 Birchwood Dr, Oakland, MD 21550
(301) 387-4700
$645,000
2 beds2 baths1,520 sq ft
100 San Francisco St, Oakland, MD 21550
(301) 387-2000
$499,000
5 beds3.5 baths3,800 sq ft
607 Pin Oak Cir, Oakland, MD 21550
(301) 387-2000
$639,000
3 beds2.5 baths1,933 sq ft
1529 Paradise Point Rd, Oakland, MD 21550
(301) 387-4700
$540,000
3 beds3.5 baths3,276 sq ft
204 Farm View Ln, Oakland, MD 21550
(301) 698-5005
$229,000
3 beds1.5 baths1,612 sq ft
139 S Oakhall Dr, Oakland, MD 21550
(301) 387-4700
$289,000
4 beds2 baths2,240 sq ft
586 Bray School Rd, Oakland, MD 21550
(301) 259-1119
$296,500
1 bed1 bath600 sq ft
20160 Garett Hwy Unit 105A, Oakland, MD 21550
(301) 387-2000
$74,990
3 beds1 bath1,932 sq ft
102 Roanoke Ave, Oakland, MD 21550
(703) 378-8810
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Rental estimate

Est. $4,075 per month, based on comparable rentals

Sale and tax history for 104 Roman Ridge Rd #21

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDGA2012268

Aug 24, 2026

Sold

$599,000

$232/sq ft

Jul 24, 2026

Contingent

—

Jul 10, 2026

Listed

$605,000

$234/sq ft

Jul 7, 2026

Coming Soon

$605,000

$234/sq ft

BRIGHT MLS #MDGA2007834

Oct 18, 2024

Sold

$550,000

$213/sq ft

Aug 19, 2024

Pending

—

Aug 2, 2024

Listed

$559,900

$217/sq ft

+82

This 5 Bedroom 4.5 Bath condominiumized Town Home is tucked into a private hillside cul-de-sac and features three levels of finished living space, two stone fireplaces, a rec room with a walk-out basement, and breathtaking views of Deep Creek Lake. Sold “turn-key” and fully furnished! Main level primary suite with an additional half bath on the main level. 2nd primary suite upstairs with two more bedrooms and a shared bath. The middle bedroom includes a “Crow’s Nest” style loft that’s a perfect hide-out for kids! The fully finished lower level has its own bed and bath as well. Plenty of outdoor living space as well with a sprawling 2nd story deck and lower level patio with a hot tub. This is the largest style unit at Traders Landing offering the perfect layout for multiple families. An established rental, “Waves N’ Moguls” makes for an excellent vacation rental or private mountain retreat. Traders Landing puts you right in the heart of everything Deep Creek Lake has to offer. Ask about the potential to lease a dock slip. Call today for details!

Public Records

Aug 14, 2020

Sold

$420,000

$163/sq ft

Public Records

Feb 15, 2007

Sold

$507,500

$197/sq ft

MRIS #GA6288357

Jan 17, 2007

Delisted

—

Jan 17, 2007

Listed

$205/sq ft

MRIS #GA6020133

Nov 21, 2006

Delisted

—

Apr 20, 2006

Listed

MRIS #GA4284348

Sep 27, 2002

Delisted

—

Aug 6, 2002

Listed

$139/sq ft

** Price available after signing in.

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Year

Property tax

Land + Additions

Assessment*

2025

$5,690 (+3.7%)

2024

$5,489 (+7.2%)

$75,000 + $368,800

$443,800

2023

$5,123 (+7.8%)

2022

$4,750 (+2.0%)

2021

$4,657 (+2.8%)

$75,000 + $277,400

$352,400

2020

$4,529 (+2.9%)

2019

$4,401 (+5.1%)

2018

$4,187 (−9.1%)

$75,000 + $249,100

$324,100

2017

$4,608 (−0.8%)

$75,000 + $249,100

$324,100

2016

$4,646 (−0.5%)

$75,000 + $253,300

$328,300

2015

$4,668 (−14.6%)

$75,000 + $253,300

$328,300

2014

$5,463 (+18.1%)

$75,000 + $323,200

$398,200

2013

$4,627 (+6.4%)

2012

$4,349 (−10.9%)

2011

$4,879

2010

$4,879 (+20.0%)

2009

$4,067

Public record

Beds

—

Baths

4.5

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

2,582

Year built

2003

Style

Condo/Co-op

County

Garrett County

APN

18 056445

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
Off Street

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 4

Interior Information
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Washer/Dryer Stacked
Furnished
Interior Features: Carpet, CeilngFan(s), Floor Plan - Open
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: High, Vaulted Ceilings, Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Bedroom 1, Loft, Utility Room, Bathroom 1, Bathroom 2, Master Bathroom, Half Bath

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Gas/Propane, Fireplace - Glass Doors, Mantel(s)

Basement Information
Basement: No

Exterior

Property Information
Property Manager Present
Total Below Grade Sq. Ft.: 956
Improvement Assessed Value: $436,200
Ownership Interest: Condominium
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Permanent
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: Number Limit
Roof: Shingle
Structure Type: Detached

Lot Information
Lot Features: Cul-de-sac
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $75,000

Above Grade Information
Finished Sq.Ft.: 1,626
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 956
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $5,024
Tax Assessed Value: $466,267
Tax Year: 2025
Tax Annual Amount: $5,024

Assessments Information
Year Assessed: 2026

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Propane - Owned
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public

Location

Homeowners Association Information
Condo/Coop Fee: $340
Condo/Coop Fee Frequency: Monthly
HOA/Condo/Coop Fee Includes: Road Maintenance, Snow Removal, Trash
HOA/Condo/Coop Amenities: Other

School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: SOUTHERN
High School: SOUTHERN GARRETT
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From 2 Vacation Way, take Rt 219S and turn right onto Jeffrey Lane and then right onto Roman Ridge Rd. Unit is on the right.
Road Responsibility: HOA

Public facts

Beds: —
Baths: 4.5
Sq. Ft.: 2,582
Stories: 2.0
Lot Size: —
Style: Condo/Co-op
Year Built: 2003
Year Renovated: —
County: Garrett County
APN: 18 056445

Home facts updated by county records on Jul 17, 2026

Other

Miscellaneous Information
Vacation Rental

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 7.8mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 8.7mi

6/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

73/ 100

Good sunlight

Sunscore

This home receives average direct sun exposure in Oakland. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

7.2 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$564,000 – $682,000

Sell confidently with a local market expert in Oakland.

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Home values near 104 Roman Ridge Rd #21

Data from public records.

Address	Redfin Estimate
180 Roman Ridge Road Unit 18, Oakland, MD 4 Beds \| 4.5 Baths \| 2608 Sq. Ft.	$651,370
118 Roman Ridge Road Unit 20B, Oakland, MD - Beds \| 3.5 Baths \| 1820 Sq. Ft.	$520,028

Address	Redfin Estimate
182 Roman Ridge Road Unit 19, Oakland, MD 5 Beds \| 5.5 Baths \| 3192 Sq. Ft.	$597,333
180 Roman Ridge Road Unit 000018, Oakland, MD - Beds \| - Baths \| - Sq. Ft.	$637,539

Address	Redfin Estimate
120 Roman Ridge Road Unit 20A, Oakland, MD - Beds \| 3.5 Baths \| 1820 Sq. Ft.	$483,992
120 Roman Ridge Road Unit 20A, Oakland, MD 3 Beds \| 3.5 Baths \| 1722 Sq. Ft.	$496,815

Property information provided by BRIGHT MLS when last listed in 2026. This data may not match . Learn more.

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About this home

Redfin Estimate

Market trends in 21550, MD

Homeowner tools

Sale and tax history for 104 Roman Ridge Rd #21

Public record

Property details

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 104 Roman Ridge Rd #21

More real estate resources