SOLD OCT 22, 2025

Off market oct 2025 for $425K

$590,795

Est. refi paymentEst. refi $2,859/mo

•

2,202

sq ft

12 Roman Ridge Rd Unit 22B, Oakland, MD 21550

About this home

SOLD TURN KEY - FULLY FURNISHED!!! As its vacation rental name describes, "Whispering Waters" provides a glistening open view of Deep Creek Lake from nearly every window! This 3 bedroom, 3 and 1/2 bath townhome is located right in the middle of all of the areas amenities and very close to restaurants, boat rentals, and more! All of the modern conveniences and finishes are included such as central AC, gas-fireplace, wood floors, 3 levels of comfort, expansive deck, easy access and parking, and the list goes on. As a bonus, there are potential yearly boat slips often available on a leased basis right across the street! Contact us today for a private showing!

TownhomeProperty Type

2012Year Built

$268Est. Price/Sq.Ft.

2 spacesParking

Listed by Andrew Eiswert • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Bill Weissgerber • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Larry Smith • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDGA2009504

Redfin Estimate

$590,795

$166K since sold in October 2025$21K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.3% higher than the average sale price ($526K) of 6 comparable homes.

SOLD AUG 24, 2026
$430,000
A
3 beds3.5 baths2,589 sq ft
65 Northlake Dr Unit 2A, Mc Henry, MD 21541
SOLD SEP 10, 2026
$735,000
B
3 beds3 baths1,900 sq ft
130 Timberloft Cir #14, Oakland, MD 21550
SOLD SEP 1, 2026
$565,000
C
4 beds3 baths2,383 sq ft
135 Rock Ridge Ln #13, Oakland, MD 21550
SOLD SEP 25, 2026
$325,000
D
3 beds2 baths1,986 sq ft
1102 Cross Creek Dr, Uniontown, PA 15401
SOLD AUG 14, 2026
$707,500
E
3 beds3 baths1,650 sq ft
12 Arrowhead Ln #12, Oakland, MD 21550
SOLD JUL 23, 2026
$394,000
F
3 beds3.5 baths1,820 sq ft
79 Marsh Hill Rd #5, Mc Henry, MD 21541

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Earn from this home

Refinance

Est. cash available

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Rent

$4,050/mo

Redfin rental estimate

List your home for rent

Market trends in 21550, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

95.4%

0.9% MoM

Median sale price

$365K

$8K MoM

Avg. days on market

74d

2 days MoM

Recently sold homes

8 MoM

New listings for sale

$785,000
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(301) 387-2000
NEW 19 HRS AGO
$2,100,000
5 beds5.5 baths4,074 sq ft
1038 S Blakeslee Rd, Oakland, MD 21550
(301) 387-2000
$229,000
3 beds1 bath1,204 sq ft
210 Seneca Ave, Oakland, MD 21550
(301) 387-4700
COMING SOON
$349,000
4 beds2 baths4,004 sq ft
2092 Gorman Rd, Oakland, MD 21550
(301) 387-4700
$285,000
3 beds1.5 baths1,984 sq ft
216 N 12th St, Oakland, MD 21550
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See all

Provided by Redfin

Sale history for 12 Roman Ridge Rd Unit 22B

Date

Event

Price

BRIGHT MLS #MDGA2009504

Oct 22, 2025

Sold

$425,000

$193/sq ft

Sep 21, 2025

Contingent

—

Jul 7, 2025

Price Changed

$554,900

$252/sq ft

May 12, 2025

Listed

$574,900

$261/sq ft

BRIGHT MLS #MDGA2002458

Apr 29, 2022

Sold

$499,000

$227/sq ft

Mar 24, 2022

Contingent

—

Mar 18, 2022

Listed

$499,000

$227/sq ft

+25

If you are looking for a beautiful townhome with incredible views, this is it. This great home offers three levels of living space, three bedrooms, hardwood floors and a stone propane fireplace. The open floorplan provides plenty of room to host family and friends while being just across the street from Deep Creek Lake and a short drive to Wisp Ski & Golf Resort. The exterior deck is just waiting for you to enjoy the evenings while taking in the picturesque mountain and water views. You can walk to Trader's Coffee Shop, Subway and Brenda's Pizzeria, as well as shopping at High Mountain Sports or Grand Central Furniture. Don't wait long to view this home!

BRIGHT MLS #1003914957

May 23, 2017

Sold

$242,000

$110/sq ft

Mar 8, 2016

Listed

$265,000

$120/sq ft

+18

You like great water views, this is it. You like to be on the water, this is it. You like the winter activities, this is it. This carefree 3 BR, 3.5 BA lake front villa overlooks the widest body of water on the lake. Includes 2 master suites & gas fireplace. Shopping and your morning caf coffee is within easy walking distance. All the seasons amenities are only minutes away. Specially priced too!

Public Records

Apr 15, 2014

Sold

$253,000

$115/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,897 (+14.8%)

$75,000 + $330,000

$405,000

2024

$5,135 (+22.5%)

$75,000 + $385,000

$460,000

2023

$4,192 (+29.6%)

2022

$3,235 (−0.7%)

2021

$3,259

$75,000 + $165,000

$240,000

2020

$3,259 (−15.8%)

$75,000 + $165,000

$240,000

2019

$3,870 (+9.2%)

$75,000 + $165,000

$240,000

2018

$3,544 (−5.5%)

2017

$3,749 (+4.7%)

2016

$3,581 (−0.4%)

$75,000 + $178,000

$253,000

2015

$3,597 (−6.4%)

2014

$3,842 (+15.9%)

$70,000 + $210,000

$280,000

2013

$3,314 (+333.5%)

2012

$764 (+0.9%)

2011

$758

2010

$758 (+111.8%)

2009

$358

Tax history for 12 Roman Ridge Rd Unit 22B

Year

Property tax

Land + Additions

Assessment*

2025

$5,897 (+14.8%)

$75,000 + $330,000

$405,000

2024

$5,135 (+22.5%)

$75,000 + $385,000

$460,000

2023

$4,192 (+29.6%)

2022

$3,235 (−0.7%)

2021

$3,259

$75,000 + $165,000

$240,000

2020

$3,259 (−15.8%)

$75,000 + $165,000

$240,000

2019

$3,870 (+9.2%)

$75,000 + $165,000

$240,000

2018

$3,544 (−5.5%)

2017

$3,749 (+4.7%)

2016

$3,581 (−0.4%)

$75,000 + $178,000

$253,000

2015

$3,597 (−6.4%)

2014

$3,842 (+15.9%)

$70,000 + $210,000

$280,000

2013

$3,314 (+333.5%)

2012

$764 (+0.9%)

2011

$758

2010

$758 (+111.8%)

2009

$358

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

—

Year built

2012

Style

Condo/Co-op

County

Garrett County

APN

18 056135

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 2
Parking Lot - # of Spaces: 2
Lighted Parking, Paved Parking, Private
Parking Lot, Off Street

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 2
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Water Heater, Washer
Flooring Type: Carpet, Ceramic Tile, Hardwood
Interior Features: Dining Area, Floor Plan - Open, CeilngFan(s), Kitchen - Gourmet, Master Bath(s), Recessed Lighting, Sprinkler System, Walk-in Closet(s), Wood Floors
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall

Room Information
Laundry Type: Lower Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Stone

Basement Information
Basement: Yes
Connecting Stairway, Fully Finished

Exterior

Property Information
Total Below Grade Sq. Ft.: 480
Accessibility Features: Other
Improvement Assessed Value: $385,000
Ownership Interest: Condominium
Year Built Source: Assessor

Building Information
Construction Materials: HardiPlank Type
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Architectural Shingle
Structure Type: End of Row/Townhouse

Exterior Information
Extensive Hardscape, Stone Retaining Walls

Lot Information
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $75,000

Above Grade Information
Finished Sq.Ft.: 1,722
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 480
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $4,516
Tax Assessed Value: $460,000
Tax Year: 2024
Tax Annual Amount: $4,516

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Cable
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
200+ Amp Service
Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV, Propane
Water Source: Public

Location

Homeowners Association Information
Condo/Coop Fee: $320
Condo/Coop Fee Frequency: Monthly
HOA/Condo/Coop Fee Includes: Cable TV, Common Area Maintenance, Lawn Maintenance, Management, Road Maintenance, Snow Removal, Trash, Water
HOA/Condo/Coop Amenities: Common Grounds

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Garrett Highway to Jeffrey Lane. Immediate right on Roman Ridge. Property on right overlooking Deep Creek Lake.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 2012
Year Renovated: —
County: Garrett County
APN: 18 056135

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 7.8mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 8.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$562,000 – $680,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

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Home values near 12 Roman Ridge Rd Unit 22B

Data from public records.

Address	Redfin Estimate
14 Roman Ridge Rd Apt 22C, Oakland, MD 3 Beds \| 3.5 Baths \| 1925 Sq. Ft.	$452,639
12 Roman Ridge Rd Apt 22B, Oakland, MD 3 Beds \| 3.5 Baths \| 1925 Sq. Ft.	$483,112

Address	Redfin Estimate
19 Roman Ridge Rd Apt 19, Oakland, MD - Beds \| - Baths \| - Sq. Ft.	$569,843
14 Roman Ridge Rd Apt 22C, Oakland, MD 3 Beds \| 3.5 Baths \| 1925 Sq. Ft.	$505,701

Address	Redfin Estimate
16 Roman Ridge Rd Apt 22D, Oakland, MD 3 Beds \| 3.5 Baths \| 1925 Sq. Ft.	$484,642
10 Roman Ridge Rd, Oakland, MD 3 Beds \| 3.5 Baths \| 1925 Sq. Ft.	$518,163

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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