OFF MARKET

Off Market Feb 2023 for $258K

$355,155

Est. refi paymentEst. refi $1,667/mo

•

1,120

sq ft

3432 Fingerboard Rd, Oakland, MD 21550

About this home

Take a look at this 3BR plus office home just outside of Oakland. Large 1.6 acre lot improved with over 2800 sq. ft. of living area. Main level features hardwood parquet floors in living room and dining area. Large country kitchen with oak cabinets and large pantry for all the extras. Main level bedroom is huge with walk-in closet that measures 12'X6'. Lower level features huge family room, laundry room, and awesome recreation room with wet bar. There are two more bedrooms on the second level with a huge full bath. Also on the second level you have an office/work room. Full length rear deck to enjoy the private back yard. Add to this a shed for storage and paved driveway and you have the perfect home you have been looking for. Shown by appointment only!

Single-familyProperty Type

1987Year Built

1.6 acresLot Size

$317Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Kevin Liller • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Kathy Gibson • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDGA2003964

Redfin Estimate

$355,155

$97K since sold in February 2023$13K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.3% higher than the average sale price ($286K) of 6 comparable homes.

SOLD JUN 16, 2026
$220,000
A
3 beds2 baths1,104 sq ft
53 Bird Ave, Deer Park, MD 21550
SOLD JUL 29, 2026
$280,000
B
3 beds2 baths1,248 sq ft
505 Southern Pines Dr, Oakland, MD 21550
SOLD MAY 20, 2026
$295,000
C
3 beds2.5 baths1,416 sq ft
163 Crestview Dr, Oakland, MD 21550
SOLD JUL 7, 2026
$335,000
D
3 beds3 baths2,288 sq ft
1740 Old Crellin Rd, Oakland, MD 21550
SOLD AUG 20, 2026
$330,000
E
3 beds2 baths1,978 sq ft
520 Palmer Ln, Oakland, MD 21550
SOLD AUG 7, 2026
$255,000
F
3 beds1.5 baths1,148 sq ft
277 Cheeks Ln, Oakland, MD 21550

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Earn from this home

Refinance

Est. cash available

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Rent

$2,839/mo

Redfin rental estimate

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Market trends in 21550, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

96.2%

+1.1% MoM

Median sale price

$372K

$43K MoM

Avg. days on market

72d

1 days MoM

Recently sold homes

10 MoM

New listings for sale

COMING SOON
$296,500
1 bed1 bath600 sq ft
20160 Garett Hwy Unit 105A, Oakland, MD 21550
(301) 387-2000
$74,990
3 beds1 bath1,932 sq ft
102 Roanoke Ave, Oakland, MD 21550
(703) 378-8810
$229,900
2 beds2 baths1,008 sq ft
808 N St, Oakland, MD 21550
(301) 387-4700
$185,000
1 bed1.5 baths1,536 sq ft
619 Hotel Rd, Deer Park, MD 21550
(301) 387-2000
$449,000
3 beds1.5 baths2,160 sq ft
482 Pergin Farm Rd, Oakland, MD 21550
(301) 387-4700
$920,000
3 beds2 baths1,152 sq ft
184 Upper Penn Point Dr, Oakland, MD 21550
(301) 387-2000
$899,900
5 beds6 baths3,160 sq ft
395 Woodlands Hill Ln, Oakland, MD 21550
(301) 387-2000
See all

Provided by Redfin

Sale history for 3432 Fingerboard Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,356 (+0.6%)

$30,900 + $227,500

$258,400

2024

$2,343 (+3.6%)

$28,900 + $237,700

$266,600

2023

$2,261 (+24.3%)

2022

$1,819 (+0.3%)

2021

$1,813 (+0.3%)

$28,600 + $124,600

$153,200

2020

$1,807 (+0.3%)

2019

$1,801 (+5.9%)

2018

$1,700 (+4.1%)

$28,600 + $123,000

$151,600

2017

$1,633 (+9.4%)

$28,600 + $123,000

$151,600

2016

$1,493 (+3.8%)

$28,600 + $123,400

$152,000

2015

$1,438 (+4.1%)

$28,600 + $123,400

$152,000

2014

$1,381 (+5.2%)

$28,600 + $125,000

$153,600

2013

$1,313 (+6.4%)

2012

$1,234 (+6.4%)

2011

$1,160

2010

$1,160 (+11.3%)

2009

$1,043

Tax history for 3432 Fingerboard Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,356 (+0.6%)

$30,900 + $227,500

$258,400

2024

$2,343 (+3.6%)

$28,900 + $237,700

$266,600

2023

$2,261 (+24.3%)

2022

$1,819 (+0.3%)

2021

$1,813 (+0.3%)

$28,600 + $124,600

$153,200

2020

$1,807 (+0.3%)

2019

$1,801 (+5.9%)

2018

$1,700 (+4.1%)

$28,600 + $123,000

$151,600

2017

$1,633 (+9.4%)

$28,600 + $123,000

$151,600

2016

$1,493 (+3.8%)

$28,600 + $123,400

$152,000

2015

$1,438 (+4.1%)

$28,600 + $123,400

$152,000

2014

$1,381 (+5.2%)

$28,600 + $125,000

$153,600

2013

$1,313 (+6.4%)

2012

$1,234 (+6.4%)

2011

$1,160

2010

$1,160 (+11.3%)

2009

$1,043

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1.6 Acres

Year renovated

—

Sq. Ft.

2,060

Year built

1987

Style

Single Family Residential

County

Garrett County

APN

14 008349

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 5
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 3
Asphalt Driveway
Attached Garage, Driveway

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Half) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Half) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer
Flooring Type: Carpet, Vinyl, Wood
Not Furnished
Interior Features: CeilngFan(s), Floor Plan - Traditional, Walk-in Closet(s), Wood Floors
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Office, Recreation Room, Bathroom 1, Bathroom 2
Laundry Type: Lower Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Free Standing, Gas/Propane

Basement Information
Basement: Yes
Fully Finished
Basement Finished Percent: 100.00

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1040
Improvement Assessed Value: $124,600
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Architectural Shingle
Structure Type: Detached
Other Structures: Shed
Building Winterized

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $28,600

Above Grade Information
Finished Sq.Ft.: 1,120
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 1,040
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $1,789
Tax Assessed Value: $153,200
Tax Year: 2022
Tax Annual Amount: $1,789

Assessments Information
Year Assessed: 2022

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cooling Type: Ceiling Fan(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Oil
Hot Water: Electric
Sewer Septic: Septic = # of BR
Propane
Water Source: Well

Location

School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: SOUTHERN MIDDLE
High School: SOUTHERN GARRETT HIGH
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From downtown Oakland, go out Liberty Street which turns into Herrington Manor Road, cross bridge over the Yough River and make left onto Fingerboard Road, proceed to second home on left #3432.
Road Responsibility: City/County
Road Surface Type: Black Top

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 2,060
Stories: 1.0
Lot Size: 1.6 acres
Style: Single Family Residential
Year Built: 1987
Year Renovated: —
County: Garrett County
APN: 14 008349

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Crellin Elementary School

Public K-5 • Assigned • 3.2mi

7/10

Southern Garrett High School

Public 7-12 • Assigned • 2.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 90° expected this year, 18 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$338,000 – $409,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

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New listings for sale in 21550

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(301) 387-2000

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(703) 378-8810

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(301) 387-4700

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Home values near 3432 Fingerboard Rd

Data from public records.

Address	Redfin Estimate
3395 Fingerboard Rd, Oakland, MD 4 Beds \| 2 Baths \| 784 Sq. Ft.	$283,041
3482 Fingerboard Rd, Oakland, MD - Beds \| 1 Baths \| 1023 Sq. Ft.	$133,530

Address	Redfin Estimate
3157 Fingerboard Rd, Oakland, MD - Beds \| 2.5 Baths \| 2334 Sq. Ft.	$296,100
120 River Rock Acres, Oakland, MD - Beds \| 1 Baths \| 3362 Sq. Ft.	$473,008

Address	Redfin Estimate
3443 Fingerboard Rd, Oakland, MD 3 Beds \| 1 Baths \| 1040 Sq. Ft.	$196,683
59 River Hill Rd, Oakland, MD 4 Beds \| 4 Baths \| 3160 Sq. Ft.	$473,256

Property information provided by BRIGHT MLS when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 3432 Fingerboard Rd

Tax history for 3432 Fingerboard Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 3432 Fingerboard Rd

More real estate resources