OFF MARKET

Off market may 2025 for $259K

$295,871

Est. refi paymentEst. refi $1,757/mo

•

960

sq ft

655 Bray School Rd, Oakland, MD 21550

About this home

This cozy 2-bedroom, 1-bath home is full of charm and nestled in a peaceful, wooded setting among the pines. A front deck welcomes you inside to a warm living room with a gas fireplace, perfect for those cool mountain evenings. Just off the living room is a flexible space—ideal for a home office, reading nook, or cozy sitting area. An open spacious kitchen with new stove completes the living area picture. New carpet in the main level bright bedrooms that look out at the pines. A charming bath is just off of the bedrooms. Need more space? The full, unfinished basement doubles the size of the home and is ready for your vision—whether it’s extra living space, a workshop, or storage. There is a pellet stove and new water heater added in 2024 in the basement. New washing machine in 2025. Start your day with morning coffee on the back deck, and unwind in the evening while enjoying the sights and sounds of nature. The large, level yard offers plenty of space for outdoor fun, gardening, or simply relaxing under the trees. Private and serene, yet just minutes from Deep Creek Lake, Swallow Falls, and Wisp Resort, this home offers the perfect blend of quiet retreat and adventure-ready location. An incredible value for the amazing location at only $269,000—this is one you don’t want to miss!

Single-familyProperty Type

1984Year Built

0.92 acresLot Size

$308Est. Price/Sq.Ft.

Listed by Susan Bell • Railey Realty, Inc.

•301-387-2000 (broker)

Bought with Julie Mead • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDGA2009090

Redfin Estimate

$295,871

$37K since sold in May 2025$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.9% lower than the average sale price ($348K) of 6 comparable homes.

SOLD JUL 9, 2026
$880,000
A
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550
SOLD SEP 3, 2026
$30,000
B
3 beds1 bath1,920 sq ft
3482 Oakland Sang Run Rd, Oakland, MD 21550
SOLD AUG 7, 2026
$299,900
C
3 beds1 bath1,008 sq ft
953 Bray School Rd, Oakland, MD 21550
SOLD APR 13, 2026
$255,000
D
3 beds2 baths1,170 sq ft
6485 Oakland Sang Run Rd, Oakland, MD 21550
SOLD MAR 23, 2026
$365,900
E
2 beds1.5 baths960 sq ft
17979 Garrett Hwy, Oakland, MD 21550
SOLD AUG 7, 2026
$255,000
F
3 beds1.5 baths1,148 sq ft
277 Cheeks Ln, Oakland, MD 21550

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Earn from this home

Refinance

Est. cash available

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Rent

$1,699/mo

Redfin rental estimate

List your home for rent

Market trends in 21550, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

95.5%

+0.3% MoM

Median sale price

$370K

$5K MoM

Avg. days on market

76d

3 days MoM

Recently sold homes

6 MoM

New listings for sale

OPEN FRI, 5PM TO 7PM
$189,900
3 beds2.5 baths1,554 sq ft
16 E Pennington St E, Oakland, MD 21550
(443) 574-1600
$699,000
3 beds3 baths1,858 sq ft
17 Green Jacket Ct, McHenry, MD 21541
(301) 387-4700
$475,000
3 beds3 baths2,912 sq ft
335 Pergin Farm Rd, Oakland, MD 21550
(301) 387-2000
$59,900
3 beds1 bath792 sq ft
74 Parks Rd, Oakland, MD 21550
(855) 450-0442
$269,900
2 beds2 baths1,050 sq ft
1050 Christopher Way, Oakland, MD 21550
(301) 387-2000
$299,000
3 beds2 baths1,344 sq ft
459 Santa Fe Trl, Oakland, MD 21550
(301) 387-2000
$2,250,000
6 beds5.5 baths8,137 sq ft
94 Grand Estates Dr, Mc Henry, MD 21541
(866) 525-3466
$355,000
4 beds2.5 baths1,824 sq ft
723 Kings Ct, Oakland, MD 21550
(301) 387-4700
$909,000
4 beds2.5 baths2,796 sq ft
2296 Lake Shore Dr, Oakland, MD 21550
(301) 387-2000
$295,000
3 beds2 baths1,562 sq ft
228 N 4th St, Oakland, MD 21550
(301) 387-4700
See all

Provided by Redfin

Sale history for 655 Bray School Rd

Date

Event

Price

BRIGHT MLS #MDGA2009090

May 14, 2025

Sold

$259,000

$270/sq ft

Apr 9, 2025

Contingent

—

Apr 4, 2025

Listed

$269,000

$280/sq ft

BRIGHT MLS #MDGA2005490

Sep 1, 2023

Sold

$220,000

$229/sq ft

Jul 30, 2023

Contingent

—

Jul 27, 2023

Listed

$220,000

$229/sq ft

Jul 24, 2023

Coming Soon

$220,000

$229/sq ft

+21

Nestled in the trees, minutes from Deep Creek Lake, Swallows Falls, and the town of Oakland, this cozy 2 bedroom, 1 bath home is sure to provide a peaceful oasis for any of its occupants. Enjoy summer evenings outside on the back deck or by the firepit, and cold winters days inside, curled up by the fireplace. This home features hardwood flooring, fresh paint, a new well and well pump (2020), and filtration system (2021). The full unfinished basement lends the possibility for additional living space or storage! This secluded, but conveniently located home won't last long! Stop by the Open House this Thursday, July 27th starting at 4:30pm, or contact us for a private showing.

Public Records

Feb 18, 2020

Sold

$139,500

$145/sq ft

BRIGHT MLS #MDGA131602

Feb 14, 2020

Listing Removed

—

Feb 14, 2020

Sold

$139,500

$145/sq ft

Dec 27, 2019

Contingent

—

Dec 22, 2019

Relisted

—

Nov 24, 2019

Contingent

—

Nov 20, 2019

Listed

$134,500

$140/sq ft

+32

This home has solid cherry cabinets in the kitchen, hardwood floors, a gas fireplace, attractive den/study with french doors, back deck looking into the woods, and a stone firepit with chimney. It's tucked into . 82 wooded acres, only 4 miles from Deep Creek Lake, and -- it comes nicely decorated and fully furnished! Full unfinished basement is yours to finish as you see fit, or use for storage. It's so easy to make this place yours, whether a weekend getaway, or your own starter home. (Home has 3-bedroom septic system, allowing for den to be re-converted to bedroom, or additional bedroom in basement. )

BRIGHT MLS #1007118384

Apr 9, 2015

Listing Removed

—

Oct 8, 2014

Listed

$32,000

$33/sq ft

BRIGHT MLS #1006855204

Aug 1, 2013

Listing Removed

—

Jul 26, 2011

Listed

$98,800

$103/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,531 (+4.2%)

2024

$1,469 (+8.0%)

$33,000 + $99,600

$132,600

2023

$1,360 (+8.7%)

2022

$1,251 (+0.3%)

2021

$1,247 (+0.2%)

$33,000 + $71,500

$104,500

2020

$1,244 (+2.6%)

2019

$1,213 (+5.8%)

2018

$1,146

$30,600 + $70,700

$101,300

2017

$1,146 (+0.5%)

$30,600 + $70,700

$101,300

2016

$1,141 (−0.4%)

$30,600 + $70,700

$101,300

2015

$1,146 (−1.0%)

$30,600 + $70,700

$101,300

2014

$1,157

$30,600 + $71,700

$102,300

2013

$1,157 (+0.9%)

2012

$1,147 (−51.3%)

2011

$2,356

2010

$2,356 (+164.6%)

2009

$890

Tax history for 655 Bray School Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,531 (+4.2%)

2024

$1,469 (+8.0%)

$33,000 + $99,600

$132,600

2023

$1,360 (+8.7%)

2022

$1,251 (+0.3%)

2021

$1,247 (+0.2%)

$33,000 + $71,500

$104,500

2020

$1,244 (+2.6%)

2019

$1,213 (+5.8%)

2018

$1,146

$30,600 + $70,700

$101,300

2017

$1,146 (+0.5%)

$30,600 + $70,700

$101,300

2016

$1,141 (−0.4%)

$30,600 + $70,700

$101,300

2015

$1,146 (−1.0%)

$30,600 + $70,700

$101,300

2014

$1,157

$30,600 + $71,700

$102,300

2013

$1,157 (+0.9%)

2012

$1,147 (−51.3%)

2011

$2,356

2010

$2,356 (+164.6%)

2009

$890

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.92 Acres

Year renovated

—

Sq. Ft.

960

Year built

1984

Style

Single Family Residential

County

Garrett County

APN

14 015655

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 15, 2026.

Property details

Parking

Parking Information
Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full): 1

Interior Information
Appliances: Oven/Range - Electric, Refrigerator, Washer, Dryer
Interior Features: Tub Shower, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Wood Floors, Window Treatments, Stove - Pellet
Living Area Sq.Ft. Source: Assessor

Room Information
Living Room, Dining Room, Bedroom 2, Kitchen, Den, Basement, Bedroom 1, Laundry, Bathroom 1
Laundry Type: Lower Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Gas/Propane, Screen

Basement Information
Basement: Yes
Connecting Stairway, Unfinished

Exterior

Property Information
Total Below Grade Sq. Ft.: 960
Accessibility Features: Other
Improvement Assessed Value: $71,500
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Structure Type: Detached

Exterior Information
Exterior Lighting

Lot Information
Lot Features: Backs to Trees
Tidal Water: No

Land Information
Land Assessed Value: $33,000

Above Grade Information
Finished Sq.Ft.: 960
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 960
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $1,439
Tax Assessed Value: $123,233
Tax Year: 2024
Tax Annual Amount: $1,439

Assessments Information
Year Assessed: 2024

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cooling Type: Window Unit(s)
Other, Baseboard - Electric
Heating Fuel: Electric, Propane - Owned
Hot Water: Electric
Sewer Septic: Septic = # of BR
Cable TV, Cable TV Available
Water Source: Well

Location

School Information
Elementary School: BROADFORD
Middle Or Junior School: SOUTHERN MIDDLE
High School: SOUTHERN GARRETT HIGH
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: 219 to Mayhew Inn. Make left on Bray School Road, stay to the right. House is one mile on the right.
Road Responsibility: Public

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 960
Stories: 1.0
Lot Size: 0.92 acres
Style: Single Family Residential
Year Built: 1984
Year Renovated: —
County: Garrett County
APN: 14 015655

Home facts updated by county records on Oct 15, 2026

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 5.5mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 6.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

7 days above 89° expected this year, 17 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Oakland, MD • 21550

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.5 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.5 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$282,000 – $341,000

Sell confidently with a local market expert in Oakland. 3 minutes to get started.

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New listings for sale in 21550

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$189,900

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16 E Pennington St E, Oakland, MD 21550

(443) 574-1600

$699,000

3 beds3 baths1,858 sq ft

17 Green Jacket Ct, McHenry, MD 21541

(301) 387-4700

$475,000

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335 Pergin Farm Rd, Oakland, MD 21550

(301) 387-2000

$59,900

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74 Parks Rd, Oakland, MD 21550

(855) 450-0442

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459 Santa Fe Trl, Oakland, MD 21550

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Home values near 655 Bray School Rd

Data from public records.

Address	Redfin Estimate
857 Bray School Road, Oakland, MD 3 Beds \| 2 Baths \| 1680 Sq. Ft.	$352,662
751 Bray School Road, Oakland, MD - Beds \| 2 Baths \| 2916 Sq. Ft.	$329,316

Address	Redfin Estimate
451 Bray School Road, Oakland, MD 3 Beds \| 2 Baths \| 1120 Sq. Ft.	$280,859
438 Bray School Road, Oakland, MD - Beds \| 1 Baths \| 2184 Sq. Ft.	$344,695

Address	Redfin Estimate
611 Bray School Road, Oakland, MD - Beds \| 1 Baths \| 1344 Sq. Ft.	$272,966
786 Bray School Road, Oakland, MD - Beds \| 3 Baths \| 3476 Sq. Ft.	$782,953

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21550, MD

Sale history for 655 Bray School Rd

Tax history for 655 Bray School Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21550

Home values near 655 Bray School Rd

More real estate resources