OFF MARKET

Off Market Feb 2015 for $285K

$599,498

Est. refi paymentEst. refi $1,866/mo

•

1,344

sq ft

109 Pine Tree Rd, Ocean City, MD 21842

About this home

This 3-bedroom, 2-bath waterfront home is located in the Montego Bay community in North Ocean City. The location is 2 blocks from the beach and is within easy walking distance to a shopping center, restaurants and the beautiful Northside Park. The home features an open floorplan, cathedral ceilings throughout, central air, a laundry room, a breakfast bar, drywall interior with baseboard & crown moldings and jetted tub in the master bathroom. Outside there is a porch & a sundeck that overlooks the water, a boat dock, 2 custom-built utility sheds and a 2-car parking pad. The bulkhead is vinyl. Community amenities includes 2 pools, 2 tennis courts, 2 shuffleboard courts, a min. golf course, a bayfront boardwalk with fishing & crabbing pier, an 8 acre pond with a walking path & a 5 acre park.

Single-familyProperty Type

2005Year Built

3,600 sq ftLot Size

$446Est. Price/Sq.Ft.

Listed by Mike Grimes • Montego Bay Realty

•410-250-3020 (broker)

•montegobayrealty@aol.com (broker)

Bought with Mike Grimes • Montego Bay Realty

•410-250-3020 (broker)

•montegobayrealty@aol.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #1000540270

Redfin Estimate

$599,498

$314K since sold in February 2015$0 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 21.3% higher than the average sale price ($494K) of 6 comparable homes.

SOLD MAY 29, 2026
$499,000
A
3 beds2 baths1,344 sq ft
13327 Nantucket Rd, Ocean City, MD 21842
SOLD JUN 30, 2026
$585,000
B
3 beds2 baths1,452 sq ft
148 S Ocean Dr, Ocean City, MD 21842
SOLD MAR 20, 2026
$503,000
C
3 beds2 baths1,440 sq ft
13322 Peachtree Rd, Ocean City, MD 21842
SOLD JUL 17, 2026
$559,000
D
3 beds2 baths1,344 sq ft
104 Sea Ln, Ocean City, MD 21842
SOLD AUG 7, 2026
$360,000
E
3 beds2 baths1,248 sq ft
104 Assateague Ct, Ocean City, MD 21842
SOLD APR 17, 2026
$459,000
F
3 beds2 baths1,152 sq ft
125 Clam Shell Rd, Ocean City, MD 21842

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Earn from this home

Refinance

Est. cash available

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Market trends in 21842, MD

Last updated August 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

97.2%

0.1% MoM

Median sale price

$425K

$5K MoM

Avg. days on market

78d

7 days MoM

Recently sold homes

306

11 MoM

New listings for sale

COMING SOON
$499,000
3 beds2 baths1,024 sq ft
9 140th St Unit 4W, Ocean City, MD 21842
(302) 539-9040
NEW 2 HRS AGO
$439,900
2 beds2 baths1,171 sq ft
4500 Coastal Hwy #205, Ocean City, MD 21842
(877) 366-2213
NEW 2 HRS AGO
$349,911
1 bed1.5 baths602 sq ft
203 125th St Unit 292W, Ocean City, MD 21842
(443) 552-7579
EARLY ACCESS
$489,900
3 beds2 baths880 sq ft
9 85th St #5, Ocean City, MD 21842
NEW 4 HRS AGO
$399,900
2 beds2 baths1,080 sq ft
12702 Coastal Hwy #202, Ocean City, MD 21842
(443) 856-2211
COMING SOON
$509,900
2 beds2 baths1,015 sq ft
13100 Coastal Hwy #201002, Ocean City, MD 21842
(410) 723-3600
507 32nd St #23, Ocean City, MD 21842
$375,000
2 beds2.5 baths1,170 sq ft
507 32nd St #23, Ocean City, MD 21842
(410) 845-2555
OPEN SUN, 11AM TO 1PM
$239,900
1 bed1 bath548 sq ft
203 33rd St #102, Ocean City, MD 21842
(410) 524-7700
NEW 8 HRS AGO
$183,900
— beds1 bath377 sq ft
3010 Philadelphia Ave Unit S101, Ocean City, MD 21842
(302) 537-1300
COMING SOON
$560,000
2 beds2 baths1,090 sq ft
11000 Coastal Hwy #1810, Ocean City, MD 21842
(443) 664-2884
See all

Provided by Redfin

Sale history for 109 Pine Tree Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,371 (+13.4%)

$335,000 + $208,800

$543,800

2025

$6,499 (+14.1%)

$335,000 + $208,800

$543,800

2024

$5,695 (+19.1%)

2023

$4,783 (+1.4%)

$232,000 + $108,300

$340,300

2022

$4,717 (+0.9%)

$232,000 + $108,300

$340,300

2021

$4,677 (+1.4%)

2020

$4,610 (−0.7%)

2019

$4,642 (+0.7%)

$232,000 + $94,300

$326,300

2018

$4,609 (−4.2%)

$232,000 + $94,300

$326,300

2017

$4,811

$280,000 + $60,600

$340,600

2016

$4,816 (−2.3%)

2012

$4,928

2011

$4,928 (+49.1%)

2010

$3,306 (−36.8%)

2009

$5,232

Tax history for 109 Pine Tree Rd

Year

Property tax

Land + Additions

Assessment*

2026

$7,371 (+13.4%)

$335,000 + $208,800

$543,800

2025

$6,499 (+14.1%)

$335,000 + $208,800

$543,800

2024

$5,695 (+19.1%)

2023

$4,783 (+1.4%)

$232,000 + $108,300

$340,300

2022

$4,717 (+0.9%)

$232,000 + $108,300

$340,300

2021

$4,677 (+1.4%)

2020

$4,610 (−0.7%)

2019

$4,642 (+0.7%)

$232,000 + $94,300

$326,300

2018

$4,609 (−4.2%)

$232,000 + $94,300

$326,300

2017

$4,811

$280,000 + $60,600

$340,600

2016

$4,816 (−2.3%)

2012

$4,928

2011

$4,928 (+49.1%)

2010

$3,306 (−36.8%)

2009

$5,232

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3,600

Year renovated

2024

Sq. Ft.

1,344

Year built

2005

Style

Single Family Residential

County

Worcester County

APN

10 189624

Parking Spaces

—

Basement

Accessible

HOA Dues

$190 /month

Garage

Features

Views, Waterfront, Pool

Last updated by owner on Feb 16, 2025.

Property details

Parking

Parking Information
Off Street
Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Gas, Refrigerator, Washer/Dryer Stacked
Door Features: Storm
Partially Furnished
Interior Features: Entry Level Bedroom, CeilngFan(s), Crown Moldings, WhirlPool/HotTub, Window Treatments
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Cathedral Ceilings

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen

Basement Information
Basement: No

Exterior

Property Information
Federal Flood Zone
Federal Flood Insurance: Yes
# of Floors In Unit: 1
Ownership Interest: Fee Simple
Year Built Source: Estimated

Building Information
Construction Not Completed
Construction Materials: Frame, Vinyl Siding
Foundation Details: Permanent, Pillar/Post/Pier, Crawl Space
Main Entrance Orientation: Southwest
Other Structures: Above Grade
Outdoor Living Structures: Deck(s), Porch(es)
Roof: Architectural Shingle
Structure Type: Manufactured
Window Features: Insulated, Screens
Other Structures: Storage Barn/Shed

Mobile Home Information
Type: Double Wide

Exterior Information
Other

Pool Information
Community Pool

Lot Information
Lot Features: Bulkheaded, Cleared
Lot Size Dimensions: 40' x 90'
Lot Dimensions Source: Estimated
Navigable Water
Has Water View

Dock Information
Dock Type and Features: Against Bulkhead Only

Above Grade Information
Finished Sq.Ft.: 1,344
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
City/Town Tax: $1,582.49
County Tax: $2,969.69

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Forced Air
Heating Fuel: Natural Gas
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV
Water Sewer Expense: $422
Water Source: Public

Location

Homeowners Association Information
HOA/Condo/Coop Amenities: Other, Pool - Outdoor, Tennis Courts
HOA Fee: $190
HOA Fee Frequency: Annually

School Information
Elementary School: OCEAN CITY
Middle Or Junior School: STEPHEN DECATUR
High School: STEPHEN DECATUR
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent

Location Information
In City Limits
OC Cross Street: 130
Directions: Turn bayside at 130th St. Make a right on Atlantic Blvd. Make a left on Pine Tree. Property is on the left.
Municipality: OCEAN CITY
Road Responsibility: Public

Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: Canal

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,344
Stories: 1.0
Parking Spaces: —
Basement: No
Accessible: No
Lot Size: 3,600 square feet
Style: Single Family Residential
Year Built: 2005
Year Renovated: 2024
County: Worcester County
APN: 10 189624
HOA Dues: $190/month
Garage: No
Features: Views, Waterfront, Pool

Home facts updated by owner on Feb 16, 2025

Around this home

Schools

Ocean City Elementary School

Public PreK-4 • Assigned • 6.8mi

10/10

Stephen Decatur Middle School

Public 7-8 • Assigned • 10.0mi

10/10

Stephen Decatur High School

Public 9-12 • Assigned • 9.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

10/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 100° expected this year, 18 days in 30 years

8/10 Wind Factor

80% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Ocean City, MD • 21842

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Is this your home?

Track this home’s value and nearby sales activity

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New listings for sale in 21842

COMING SOON

$499,000

3 beds2 baths1,024 sq ft

9 140th St Unit 4W, Ocean City, MD 21842

(302) 539-9040

NEW 2 HRS AGO

$439,900

2 beds2 baths1,171 sq ft

4500 Coastal Hwy #205, Ocean City, MD 21842

(877) 366-2213

NEW 2 HRS AGO3D WALKTHROUGH

$349,911

1 bed1.5 baths602 sq ft

203 125th St Unit 292W, Ocean City, MD 21842

(443) 552-7579

EARLY ACCESSCOMPASS COMING SOON

$489,900

3 beds2 baths880 sq ft

9 85th St #5, Ocean City, MD 21842

NEW 4 HRS AGO

$399,900

2 beds2 baths1,080 sq ft

12702 Coastal Hwy #202, Ocean City, MD 21842

(443) 856-2211

COMING SOON

$509,900

2 beds2 baths1,015 sq ft

13100 Coastal Hwy #201002, Ocean City, MD 21842

(410) 723-3600

$375,000

2 beds2.5 baths1,170 sq ft

507 32nd St #23, Ocean City, MD 21842

(410) 845-2555

OPEN SUN, 11AM TO 1PM

$239,900

1 bed1 bath548 sq ft

203 33rd St #102, Ocean City, MD 21842

(410) 524-7700

NEW 8 HRS AGO

$183,900

— beds1 bath377 sq ft

3010 Philadelphia Ave Unit S101, Ocean City, MD 21842

(302) 537-1300

Home values near 109 Pine Tree Rd

Data from public records.

Address	Redfin Estimate
117 Pine Tree Rd, Ocean City, MD 3 Beds \| 3 Baths \| 2190 Sq. Ft.	$915,511
119 Pine Tree Rd, Ocean City, MD - Beds \| 2 Baths \| 1152 Sq. Ft.	$590,521

Address	Redfin Estimate
101 Pine Tree Rd, Ocean City, MD - Beds \| 1.5 Baths \| 1544 Sq. Ft.	$402,021
110 Pine Tree Rd, Ocean City, MD - Beds \| 2 Baths \| 1152 Sq. Ft.	$316,228

Address	Redfin Estimate
107 Pine Tree Rd, Ocean City, MD - Beds \| 1.5 Baths \| 1050 Sq. Ft.	$347,655
111 Pine Tree Rd, Ocean City, MD 3 Beds \| 2 Baths \| 1248 Sq. Ft.	$571,640

Property information provided by BRIGHT MLS when last listed in 2012. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21842, MD

Sale history for 109 Pine Tree Rd

Tax history for 109 Pine Tree Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 21842

Home values near 109 Pine Tree Rd

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