Spectacular 3 bedroom 1 1/2 bathroom Beach home in Montego Bay, !!! Welcome to your own piece of paradise in the heart of Ocean City, Maryland! Nestled in the highly coveted Montego Bay community, this stunning 3-bedroom, 1 1/2-bathroom beach house has undergone a complete renovation in 2025, offering you a luxurious coastal retreat that embodies relaxation and style. Perfect for an investor or family looking for a move in condition property. Then you have the option to pull it off and build a new stick built house. Recent upgrades include - New appliances, New LVP floors in main Living areas, New HVAC, New Paint. Whether you're seeking a serene getaway or a lucrative investment, this property has it all. Step into a world of modern charm as you enter this meticulously updated beach house. With careful attention to detail, the interiors boast sleek finishes, designer fixtures, and an inviting open layout that maximizes space and natural light. Step outside onto your porch or the side patio, where you can savor your morning coffee while listening to seagulls and feeling the ocean breeze on your skin. Situated in the heart of Ocean City, you'll be just moments away from the iconic Ocean City Boardwalk, lively entertainment venues, and a plethora of dining options. Explore local boutiques, try your hand at water sports, or simply sink your toes into the sandy shores of the Atlantic Ocean. Don't miss out on the opportunity to own a completely renovated beach house in Montego Bay, Ocean City, Maryland. Whether you're seeking a personal oasis or a lucrative vacation rental, this property offers the ultimate coastal lifestyle. Home is close to the Beach, Restaurants, Bars and Public Bus System. Community is right next to NorthSide Park with Nature trails, and weekly activites. Great View of 4th of July Fireworks and weekly Sunday Fireworks!! Contact us today to schedule your private tour and experience the allure of beachside living like never before! Remember Montego Bay offers 2 community pools, mini golf, tennis court, pickle ball court, shuffle board, bay boardwalk, bike trails, dog park and more all for $415/year!!
Single-familyProperty Type
1976Year Built
3,600 sq ftLot Size
$273Price/Sq.Ft.
$35/moHOA Dues
Listed by Scott Holdren• Larry Holdren Real Estate Inc
•410-250-2700 (broker)
•ocmdhre@gmail.com (broker)
Bought with Steve Mastbrook• Long & Foster Real Estate, Inc.
Affordable Living at the Beach! This 3 bed 1.5 bath (buildover) home is located in the highly sought after community of Montego Bay in North OC. Conveniently located within walking/biking distance to shopping, dining, bus stop, the beach, and Ocean City's 58 acre Northside Park (home of the 4th of July fireworks)! Community amenities include 2 inground swimming pools, 1 kiddie pool, 2 tennis courts, pickle ball courts, shuffleboard court, 9 hole mini-golf course, 8 acre wildlife sanctuary/park area, a 5 acre pond with a blacktop walking/jogging trail, and a bayfront boardwalk with 3 fishing/crabbing piers. .. all for a low HOA fee of $396.00 a year!! Home is being sold fully furnished.
Year
Property tax
Land + Additions
Assessment*
2026
$3,580 (+17.5%)
$190,000 + $74,100
$264,100
2025
$3,047 (+19.8%)
$190,000 + $74,100
$264,100
2024
$2,543 (+28.1%)
2023
$1,986 (+1.0%)
$110,000 + $31,300
$141,300
2022
$1,965 (+0.5%)
$110,000 + $31,300
$141,300
2021
$1,955 (+1.1%)
2020
$1,934 (+2.3%)
2019
$1,891 (+3.8%)
$110,000 + $26,900
$136,900
2018
$1,822 (+3.2%)
2017
$1,766 (−0.9%)
$110,000 + $15,000
$125,000
2016
$1,781 (−3.8%)
$110,000 + $15,000
$125,000
2015
$1,851 (−0.1%)
$120,000 + $16,900
$136,900
2014
$1,854 (+1.0%)
2013
$1,835 (−16.2%)
2012
$2,191
2011
$2,191 (+49.1%)
2010
$1,470 (−37.8%)
2009
$2,362
Public record
Public record
Zoning
Beds
—
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
3,600 Sq. Ft.
Year renovated
—
Sq. Ft.
1,008
Year built
1976
Style
Mobile/Manufactured Home
County
Worcester County
APN
10 194040
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 21, 2026.
MH
Mobile Home Residential District
The purpose of this district is to provide for well-designed mobile home parks or subdivisions and to establish basic standards which will determine the character of this land use and its effect on surrounding properties.
Interior Features: Carpet, Combination Kitchen/Dining, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Wood Floors
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall, Paneled Walls
Room Information
Laundry Type: Dryer In Unit, Washer In Unit
Basement Information
Basement: No
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Accessibility Features: 2+ Access Exits
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor
Building Information
Building Name: NONE AVAILABLE
Construction Materials: Vinyl Siding, Concrete
Foundation Details: Crawl Space, Pilings, Block
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Porch(es)
Pets Allowed: Yes
Pet Restrictions: Cats OK, Dogs OK
Roof: Architectural Shingle
Structure Type: Manufactured
Window Features: Double Hung, Vinyl Clad
Other Structures: Shed
Mobile Home Information
Type: Single Wide
Exterior Information
Gutter System, Other, Street Lights, Sidewalks
Pool Information
Community Pool Features: Concrete, In Ground
Community Pool
Lot Information
Lot Size Dimensions: 0.00 x 0.00
Lot Dimensions Source: Assessor
Tidal Water: No
Above Grade Information
Finished Sq.Ft.: 1,008
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
City/Town Tax: $987
County Tax: $1,819
Tax Assessed Value: $264,100
Tax Year: 2026
Tax Annual Amount: $3,056
Utilities
Utilities Information
Cooling Type: Other
Cooling Fuel: Electric
Forced Air
Heating Fuel: Natural Gas
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV Available, Electric Available, Natural Gas Available, Water Available, Sewer Available
Water Source: Public
Municipal Trash: Yes
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Pool(s)
HOA/Condo/Coop Amenities: Pool - Outdoor, Shuffleboard, Swimming Pool, Tennis Courts, Other
HOA Fee: $415
HOA Fee Frequency: Annually
School Information
Elementary School: OCEAN CITY
Middle Or Junior School: BERLIN INTERMEDIATE SCHOOL
High School: STEPHEN DECATUR
School District Name: WORCESTER COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
In City Limits
OC Cross Street: 130
Directions: Montego Bay Entrance 130th Street Bayside, Bear left on South Ocean Drive . Stright on South Ocean Drive then turn right on Clam Shell Rd. , Halfway down the road the property will be on your right.
Municipality: Ocean City
Road Responsibility: City/County
Road Surface Type: Black Top
Transportation: Bus Stop less than 1 mile
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,008
Stories: 1.0
Lot Size: 3,600 square feet
Style: Mobile/Manufactured Home
Year Built: 1976
Year Renovated: —
County: Worcester County
APN: 10 194040
Home facts updated by county records on Aug 21, 2026
Around this home
27/100 Car-Dependent59/100 Bikeable
Schools
Places
Transit
Ocean City Elementary School
Public PreK-4 • Assigned • 6.7mi
10/10
Stephen Decatur Middle School
Public 7-8 • Assigned • 9.8mi
10/10
Stephen Decatur High School
Public 9-12 • Assigned • 9.5mi
7/10
Provided by GreatSchools
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 100° expected this year, 18 days in 30 years
8/10 Wind Factor
80% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Ocean City, MD • 21842
Average low and high temperatures (°F)
40
28
43
31
55
41
63
49
69
58
80
67
83
74
79
67
74
67
68
54
59
45
47
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
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Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.