SOLD FEB 20, 2026

Off Market Feb 2026 for $600K

$694,125

Est. refi paymentEst. refi $4,280/mo

•

2,855

sq ft

520 E Chesapeake Beach Rd, Owings, MD 20736

About this home

GREAT NEW PRICE & SELLER OFFERING $10,000 CLOSING HELP with an acceptable offer! Beautiful Hardwood Floors have just been Professionally Refinished & New Carpeting throughout, Plus has been Freshly Painted!!! AWESOME & VERY UNIQUE CONTEMPORARY, SPLIT-LEVEL HOME IN NORTHERN CALVERT * With an Awesome Community Pond right in your own Back Yard where you can go Fishing, Kayaking or just Relax & enjoy the Beautiful Scenery!!! This Beautiful Home is situated on a 3.22 Acre Lot, Surrounded by Trees for Privacy, with the Community Pond in the Back Yard * * Built in 1982 with approximately 2,855 Square Feet of Finished Living Space * * The Main Level features an Entry Way with a Skylight & Vaulted Ceiling * Spacious Living Room with a Fireplace, Hardwood Flooring & Vaulted Ceiling * Cute Kitchen with Oak Cabinets, Center Island, Ceramic Tile Flooring * The Dining Room has Hardwood Flooring & a Patio Door to the Deck off the back of the house * There is a Spacious Family Room off the Kitchen with a Fireplace which has a Wood Stove Insert & Surrounded by Beautiful Tile, Hardwood Floors & Patio Door to the Deck off the back of the house * * Up a few steps there is a Laundry Closet with Washer & Dryer as you go up to the Bedrooms * * Upstairs you have 3 Spacious Bedrooms which includes the Primary Bedroom overlooking the Pond, has Vaulted Ceiling, Walk-in Closet & Primary Bathroom * Hall Bath * * The Lower Level Features a Spacious Rec Room with door to Back Yard Patio * 3rd Bathroom with Ceramic Tile Flooring & a Soaking Tub, Plus a Vanity * 4th Bedroom * The 2 Car Garage is approximately 650 SF * * Very Nice Shed * Partially Fenced in Back Yard * Deck * * This is a very unique home & is a pleasure to show!!! There are Community Covenants but "NO HOA!" It is conveniently located to Washington DC, Annapolis, Andrews Air Force Base, Shopping, Restaurants, Parks, Movie Theater, In-Door Swimming, Gym, Hospital, Chesapeake Beach with Boardwalk, Entertainment, Parks, Chesapeake Beach, Patuxent River & More!!!

Single-familyProperty Type

1982Year Built

3.22 acresLot Size

$243Est. Price/Sq.Ft.

2 car garageParking

Listed by Debra BALDERSON • O'Brien Realty ERA Powered

•410-535-5050 (broker)

•obrienrealty@fivestreet.me (broker)

Bought with Bethany Stalder • KW Metro Center

•703-535-3610 (broker)

•smccullar@kw.com (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDCA2023910

Redfin Estimate

$694,125

$94K since sold in February 2026$3,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.1% higher than the average sale price ($614K) of 6 comparable homes.

SOLD JUL 17, 2026
$535,000
A
4 beds3 baths2,650 sq ft
8531 Solomons Island Rd, Owings, MD 20736
SOLD AUG 14, 2026
$613,000
B
5 beds3 baths2,328 sq ft
1665 Paris Oaks Rd, Owings, MD 20736
SOLD JUL 7, 2026
$675,000
C
4 beds3.5 baths3,072 sq ft
490 W Mount Harmony Rd, Owings, MD 20736
SOLD BY REDFIN APR 10, 2026
$550,000
D
4 beds2.5 baths2,736 sq ft
9733 Old Solomons Island Rd, Owings, MD 20736
SOLD JUN 18, 2026
$678,500
E
4 beds3 baths4,218 sq ft
300 Owings Hill Ct, Owings, MD 20736
SOLD MAY 1, 2026
$631,673
F
3 beds3.5 baths2,850 sq ft
8200 Frances Ln, Owings, MD 20736

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Earn from this home

Sell

$176,197

Est. take-home

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Refinance

Est. cash available

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Rent

$3,117/mo

Redfin rental estimate

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Market trends in 20736, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.3%

0.4% MoM

Median sale price

$675K

$20K MoM

Avg. days on market

37d

4 days MoM

Recently sold homes

7 MoM

New listings for sale

$789,000
3 beds3 baths2,862 sq ft
3045 Chaneyville Rd, Owings, MD 20736
(301) 244-0117
COMING SOON
$479,000
3 beds2 baths2,121 sq ft
8609 Solomons Island Rd, Owings, MD 20736
(410) 263-3400
OPEN SUN, 1PM TO 3PM
$660,000
5 beds3.5 baths3,039 sq ft
990 Caravan Trl, Owings, MD 20736
(301) 304-8444
COMING SOON
$749,000
4 beds3.5 baths2,904 sq ft
6425 Dant Dr, Owings, MD 20736
(703) 378-8810
3D WALKTHROUGH
$569,000
3 beds2.5 baths2,364 sq ft
8065 Tuckers Trl, Owings, MD 20736
(443) 975-7555
$180,000
— beds0.5 baths1,493 sq ft
1650 Skinners Turn Rd, Owings, MD 20736
(703) 224-6000
COMING SOON
$421,000
4 beds2 baths1,404 sq ft
9030 Southern Maryland, Owings, MD 20736
(410) 286-9632
$540,000
3 beds3 baths2,694 sq ft
1112 Saffron Way, Owings, MD 20736
(410) 535-6291
$425,000
3 beds2 baths1,028 sq ft
7910 Mount Harmony Ln, Owings, MD 20736
(410) 535-6291
$750,000
4 beds3.5 baths3,013 sq ft
7730 Lake Shore Dr, Owings, MD 20736
(410) 280-5600
See all

Provided by Redfin

Sale history for 520 E Chesapeake Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,680 (+4.6%)

2024

$5,430 (+14.1%)

$190,400 + $315,400

$505,800

2022

$4,761 (+2.5%)

2021

$4,644 (+2.1%)

$190,400 + $247,500

$437,900

2020

$4,548 (+2.2%)

2019

$4,450 (+0.3%)

2018

$4,437 (−1.3%)

$190,400 + $214,600

$405,000

2017

$4,495 (+4.8%)

$190,400 + $214,600

$405,000

2016

$4,288

$190,400 + $218,700

$409,100

2015

$4,286 (−3.0%)

$190,400 + $218,700

$409,100

2014

$4,418 (+0.8%)

$190,400 + $232,000

$422,400

2012

$4,384 (−3.2%)

2011

$4,527

2010

$4,527 (+24.9%)

2009

$3,623

Tax history for 520 E Chesapeake Beach Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,680 (+4.6%)

2024

$5,430 (+14.1%)

$190,400 + $315,400

$505,800

2022

$4,761 (+2.5%)

2021

$4,644 (+2.1%)

$190,400 + $247,500

$437,900

2020

$4,548 (+2.2%)

2019

$4,450 (+0.3%)

2018

$4,437 (−1.3%)

$190,400 + $214,600

$405,000

2017

$4,495 (+4.8%)

$190,400 + $214,600

$405,000

2016

$4,288

$190,400 + $218,700

$409,100

2015

$4,286 (−3.0%)

$190,400 + $218,700

$409,100

2014

$4,418 (+0.8%)

$190,400 + $232,000

$422,400

2012

$4,384 (−3.2%)

2011

$4,527

2010

$4,527 (+24.9%)

2009

$3,623

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

3.22 Acres

Year renovated

—

Sq. Ft.

2,855

Year built

1982

Style

Single Family Residential

County

Calvert County

APN

03 088871

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

RCD

Rural Community District

The Rural Community District RCD is intended to maintain a mix of farms, forests, and residential uses, retain historic and scenic areas, and protect watersheds, fish, and wildlife. These goals are to be achieved in part through the mandatory clustering of subdivisions on parcels 30 acres or greater in size, with a minimum of 60 percent of the subdivision to be permanently preserved as open space. It is the intent to maintain a low residential density within this district while still allowing for some use of Transferable Development Rights TDRs. To avoid drawing traffic onto rural roads commercial uses are limited.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Public service
Educational/school
Library
Museum / gallery
Golf related
Communications tower
Cemetery

Property details

Parking

Parking Information
Garage Sq. Ft.: 650
# of Attached Garage Spaces: 2
Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Off Site, Driveway, Attached Garage

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Wall, Refrigerator, Washer
Door Features: Sliding Glass, French
Flooring Type: Carpet, Ceramic Tile, Hardwood
Not Furnished
Interior Features: Soaking Tub, Tub Shower, Carpet, CeilngFan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Master Bath(s), Wood Floors, Window Treatments, Walk-in Closet(s), Wood Stove, Skylight(s), Built-Ins
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Vaulted Ceilings, 9'+ Ceilings, Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Recreation Room, Bathroom 2, Bathroom 3, Master Bathroom
Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace - Glass Doors, Insert, Mantel(s), Screen, Wood

Basement Information
Basement: No

Exterior

Property Information
Horse: No
Improvement Assessed Value: $315,400
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Estimated

Building Information
Construction Materials: Wood Siding
Foundation Details: Block
Other Structures: Above Grade
Outdoor Living Structures: Deck(s)
Roof: Asphalt
Structure Type: Detached
Window Features: Skylights, Screens
Other Structures: Shed
Building Not Winterized

Exterior Information
Fencing: Partially

Lot Information
Lot Features: Fishing Available, No Thru Street, Pond, Partly Wooded, Private, Secluded
Navigable Water
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $190,400

Above Grade Information
Finished Sq.Ft.: 2,855
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
Agricultural Tax Due: No
Tax Assessed Value: $505,800
Tax Year: 2025
Tax Annual Amount: $5,868

Assessments Information
Year Assessed: 2025

Utilities

Utilities Information
Central Air
Cooling Type: Heat Pump(s), Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: On Site Septic
Electric Available
Water Source: Well

Location

School Information
Elementary School: WINDY HILL
Middle Or Junior School: WINDY HILL
High School: NORTHERN
School District Name: CALVERT COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: RT 260 TOWARDS CHESAPEAKE BEACH, RIGHT AT MAILBOX 500 ON LEFT, FIRST HOUSE ON RIGHT, SEE OBRIEN REALTY SIGN IN YARD

Waterfrontage Information
Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
Water Access
Water Oriented
Water Body Type: Pond
Water Body Name: POND

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,855
Stories: 2.0
Lot Size: 3.22 acres
Style: Single Family Residential
Year Built: 1982
Year Renovated: —
County: Calvert County
APN: 03 088871

Home facts updated by county records on Jul 18, 2026

Around this home

Schools

Windy Hill Elementary School

Public PreK-5 • Assigned • 1.2mi

7/10

Windy Hill Middle School

Public 6-8 • Assigned • 1.2mi

9/10

Northern High School

Public 9-12 • Assigned • 3.6mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 102° expected this year, 15 days in 30 years

6/10 Wind Factor

62% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Owings, MD • 20736

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 4.7 hours in December, which is comparable to the U.S. average for solar exposure.

9.4 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$660,000 – $799,000

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Home values near 520 E Chesapeake Beach Rd

Data from public records.

Address	Redfin Estimate
523 E Chesapeake Beach Road, Owings, MD 3 Beds \| 2 Baths \| 1800 Sq. Ft.	$607,604
431 E Chesapeake Beach Road, Owings, MD - Beds \| 2 Baths \| 3975 Sq. Ft.	$899,519

Address	Redfin Estimate
510 E Chesapeake Beach Road, Owings, MD - Beds \| 2.5 Baths \| 2822 Sq. Ft.	$636,317
352 E Chesapeake Beach Road, Owings, MD - Beds \| 1 Baths \| 2059 Sq. Ft.	$402,800

Address	Redfin Estimate
500 E Chesapeake Beach Road, Owings, MD 4 Beds \| 3 Baths \| 2763 Sq. Ft.	$631,608
500 Chesapeake Beach Road, Owings, MD 4 Beds \| 3 Baths \| 1560 Sq. Ft.	$588,359

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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