Welcome to Willow Cottage on St. George Island, where timeless coastal charm meets exceptional waterfront living. Perfectly positioned with sweeping views of Island Creek, St. George’s Creek and the St. Mary’s River with 169 feet of waterfront, this custom-designed retreat offers the ideal blend of comfort, craftsmanship, and relaxed elegance. From the moment you arrive, you’ll be captivated by the inviting wraparound porch, charming architecture, and distinctive 3rd level lookout —an ideal place to enjoy panoramic sunrise and sunset views over the water. Inside, walls of windows with custom blinds flood the home with natural light while showcasing breathtaking waterfront vistas from the main living areas. Warm hardwood floors, an open-concept layout, and a beautifully designed kitchen with custom cabinetry, built-in breakfast nook, and water views create an inviting space for everyday living and effortless entertaining. The home has two lovely bedrooms with an additional office / den / 3rd bedroom option and two full bathrooms. Step outside to discover exceptional outdoor living spaces designed to embrace the waterfront lifestyle. An Ipe Hardwood Front Porch and Back Deck with a Custom Pergola provide the perfect settings for outdoor dining and gathering, while the expansive Wrap-Around Screened Porch offers a peaceful retreat to relax and enjoy the breeze. Detached One Car Garage / Shed offers plenty of room for extra storage. The well-manicured lawn leads to a private pier, making boating, fishing, kayaking, paddleboarding, or simply enjoying life on the water part of your everyday routine. Whether you’re searching for a full-time waterfront residence or the perfect weekend escape, Willow Cottage offers a rare opportunity to experience the beauty, tranquility, and lifestyle that only true waterfront living can provide.
The regulations of Rural Preservation Districts are intended to foster agricultural, forestry, mineral resource extraction, and aquacultural uses and protect the land base necessary to support these activities. Low density residential development in this type of district is permitted subject to performance standards that maintain the rural character of the district in recognition of the fact that a full range of public facilities is not provided or planned. The farmer has the right to farm without being restricted by neighboring residential areas. Restricted hours of operation for farm equipment, restricted odor-producing fertilizers, or mandatory noise reductions may not be imposed on farmers in an RPD zoning district. The general intent of the district is to encourage farming without undue burden on the landowner. In accordance with these intentions, the following provisions for the protection of agricultural uses will apply: (1) Any farm use of land is permitted. (2) Operation, at any time, of machinery used in farm production or the primary processing of agricultural products is permitted. (3) Normal agricultural activities and operations in accordance with good husbandry practices, which do not cause bodily injury or directly endanger human health, are permitted and preferred activities, including activities that may produce normal agriculture related noise and odors. (4) The sale of farm products produced on the farm where the sales are made is permitted.
Permitted uses
Include but are not limited to:
Equestrian facility
Greenhouse / nursery
Livestock production
Winery & vineyard
Housing-Single unit
Manufacturing
Bed & breakfast
Agriculture-Cropland
Agriculture-Grove / orchard
Timberland
Sep 10, 2007 • Final
Bldg new construction
Construct a three-story single-family home with a porch and deck.
New construction
Sep 10, 2007 • Final
Single family dwelling detached
Construct a three story residential building.
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Detached Garage Spaces: 1
Garage Features: Additional Storage Area
# of Total Garage and Parking Spaces: 7
Has Garage
# of Garage Spaces: 1
Driveway - # of Spaces: 6
Driveway, Detached Garage
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 1
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 2
Interior Information
Appliances: Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Exhaust Fan, Microwave, Washer, Water Heater, Oven/Range - Gas
Interior Features: Window Treatments
Living Area Sq.Ft. Source: Assessor
Room Information
Living Room, Master Bedroom, Bedroom 2, Kitchen, Family Room, Sun/Florida Room, Laundry, Office
Laundry Type: Upper Floor, Washer In Unit, Dryer In Unit
Basement Information
Basement: No
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $268,800
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: HardiPlank Type
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Screened
Structure Type: Detached
Window Features: Double Pane
Exterior Information
Exterior Lighting, Outbuilding(s)
Lot Information
Lot Features: Adjoins - Open Space, Cul-de-sac, Fishing Available, Level, Private, Rear Yard, Secluded, SideYard(s), Stream/Creek
Navigable Water
Has Water View
Water Frontage In Feet: 169
Land Information
Land Assessed Value: $281,400
Dock Information
Dock Type and Features: Private
Dock/Slip Conveyance: Physical Dock/Slip Conveys
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,698
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $5,184
Tax Assessed Value: $543,467
Tax Year: 2025
Tax Annual Amount: $5,184
Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2026
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
Other
Heating Fuel: Propane - Leased
Hot Water: Propane
Sewer Septic: Public Sewer
Water Source: Well
Location
School Information
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Rt. 5 turn onto Rt. 249 (Piney Point Rd) and go approximately 10 miles to St. George Island. Once you cross over the bridge go approximately 1.5 miles and make a RIGHT onto Thomas Road. Go just under one mile and make a LEFT at 16144 (you will see a sign on the road). Go all the way to the end of the driveway (past several outbuildings) until you hit Island Creek and the home will be on the LEFT.