OFF MARKET

Off market sep 2024 for $484K

$512,372

Est. refi paymentEst. refi $3,262/mo

•

3,044

sq ft

3860 Clay St, Point of Rocks, MD 21777

About this home

A Beautiful home that offers 3 finished levels of living space and about 3,000 square feet. This 5 bedroom, 3 bath charmer is in the heart of Point of Rocks, MD! Refinished hardwood floors and move in ready. Country kitchen has all Stainless Steal appliances, sliding glass door to spacious rear deck and stamped patio, Living Room w/ wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walkout level basement has family room, full bath & laundry room and another Bedroom. The lower has plumbing stubbed out for a second kitchen and could make a nice in-law suite. Large level fenced yard with vegetable garden and large storage shed. Stamped concrete stairs and rear deck and large patio. Enjoy Valley Elementary, Brunswick Middle and High School! Roof replaced in 2021+/- and all electric HVAC. Public water and sewer. NO HOA!!! Walk to C & O canal, MARC train station & park. Just a short ride to the famous Rocky Point Creamery and conveniently sited with access to Rt 15 and 28!!! A wonderful home that offers so much!

Single-familyProperty Type

1993Year Built

0.26 acresLot Size

$168Est. Price/Sq.Ft.

4 spacesParking

Listed by Steve L Powell • RE/MAX Achievers

•301-739-4800 (broker)

Bought with Stacy Hurney • The List Realty

•301-602-3904 (broker)

•meredith@thelistrealty.com (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDFR2051950

Redfin Estimate

$512,372

$27K since sold in September 2024$13K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.1% lower than the average sale price ($703K) of 6 comparable homes.

SOLD SEP 25, 2026
$685,000
A
6 beds5 baths4,478 sq ft
1700 Canal Run Dr, Point of Rocks, MD 21777
SOLD JUL 2, 2026
$617,000
B
4 beds3.5 baths2,820 sq ft
1735 Canal Run Dr, Point of Rocks, MD 21777
SOLD JUN 26, 2026
$650,000
C
5 beds3.5 baths3,023 sq ft
40988 Redwing Song Ln, Lovettsville, VA 20180
SOLD SEP 4, 2026
$814,900
D
5 beds3.5 baths3,586 sq ft
13583 Elysian Dr, Leesburg, VA 20176
SOLD JUL 17, 2026
$775,000
E
4 beds2.5 baths3,202 sq ft
13572 Arcadian Dr, Leesburg, VA 20176
SOLD MAY 4, 2026
$675,000
F
4 beds3.5 baths4,080 sq ft
1707 Canal Run, Point of Rocks, MD 21777

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Earn from this home

Sell

$106,877

Est. take-home

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Refinance

Est. cash available

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Rent

$2,740/mo

Redfin rental estimate

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Market trends in 21777, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

1.6% MoM

Median sale price

$644K

$27K MoM

Avg. days on market

62d

23 days MoM

Recently sold homes

1 MoM

Provided by Redfin

Sale history for 3860 Clay St

Date

Event

Price

BRIGHT MLS #MDFR2051950

Sep 4, 2024

Sold

$484,900

$159/sq ft

Aug 14, 2024

Contingent

—

Aug 6, 2024

Price Changed

$484,900

$159/sq ft

Aug 1, 2024

Price Changed

$499,900

$164/sq ft

Jul 25, 2024

Listed

$509,900

$168/sq ft

BRIGHT MLS #MDFR2039184

Sep 15, 2023

Sold

$480,000

$158/sq ft

Sep 2, 2023

Contingent

—

Aug 27, 2023

Listed

$499,900

$164/sq ft

+47

5 bed 3 bath charmer in the heart of Point of Rocks, MD!. .. Brand new carpet, fresh paint, clean as a whistle and ready to be moved into!! Spacious home with many upgrades. Country kitchen has All SS appliances sliding glass door to spacious rear deck, Living Room w/ wood fireplace, 2 main level BR's & full bath. Upper level 2 bedrooms with a full bath, Bright and roomy walk out at grade basement has family room, full bath & laundry room and another Bedroom. Large Level fenced yard with chicken coop, vegetable garden and large storage shed. Stamped concrete stairs and rear patio off. Enjoy Valley Elementary, Brunswick Middle and High School! Roof in 2021+/- and all electric HVAC. Basement pluming stubbed out for a second kitchen. Public water and sewer. NO HOA!!! Walk to C & O canal, MARC train station & park. Just a short ride to the famous Rocky Point Creamery and conveniently sited with access to Rt 15 and 28!!!

MRIS #FR8032174

Apr 30, 2013

Sold

$275,000

$90/sq ft

Mar 27, 2013

Pending

—

Mar 16, 2013

Listed

$92/sq ft

BRIGHT MLS #1003397342

Apr 30, 2013

Sold

$275,000

$90/sq ft

Mar 27, 2013

Listing Removed

—

Mar 16, 2013

Listed

$279,900

$92/sq ft

Reg sale - No waits or hassles, NO HOA Walk to C & O canal, train station & park! Lovely spacious home w/ many new upgrade in last several years Country kitchen has SGD to deck, Living Room w/ fireplace, 2 main level BR's & full bath. Upper level MBR full bath w/ whirpool tub, (2nd. BR off MBR - great nursery or office) Bright level Walk out LL has family rm, full bath & another BR. Level fenced yard

Public Records

May 28, 1993

Sold

$30,000

$10/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$4,671 (+5.4%)

2025

$4,434 (+17.5%)

2024

$3,774 (+7.9%)

2023

$3,498 (+3.7%)

$83,200 + $221,200

$304,400

2022

$3,372 (+3.0%)

2021

$3,275 (+1.4%)

2020

$3,230 (+3.3%)

$79,000 + $192,900

$271,900

2019

$3,128 (+3.5%)

2018

$3,023 (+6.0%)

$79,000 + $188,900

$267,900

2017

$2,852 (+9.5%)

2015

$2,604 (−0.3%)

$79,000 + $135,700

$214,700

2014

$2,613 (−10.8%)

2013

$2,930 (+0.2%)

2012

$2,923 (+3.8%)

2011

$2,816

2010

$2,816 (+27.1%)

2009

$2,216

Tax history for 3860 Clay St

Year

Property tax

Land + Additions

Assessment*

2026

$4,671 (+5.4%)

2025

$4,434 (+17.5%)

2024

$3,774 (+7.9%)

2023

$3,498 (+3.7%)

$83,200 + $221,200

$304,400

2022

$3,372 (+3.0%)

2021

$3,275 (+1.4%)

2020

$3,230 (+3.3%)

$79,000 + $192,900

$271,900

2019

$3,128 (+3.5%)

2018

$3,023 (+6.0%)

$79,000 + $188,900

$267,900

2017

$2,852 (+9.5%)

2015

$2,604 (−0.3%)

$79,000 + $135,700

$214,700

2014

$2,613 (−10.8%)

2013

$2,930 (+0.2%)

2012

$2,923 (+3.8%)

2011

$2,816

2010

$2,816 (+27.1%)

2009

$2,216

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.26 Acres

Year renovated

—

Sq. Ft.

2,344

Year built

1993

Style

Single Family Residential

County

Frederick County

APN

01 006762

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 24, 2026.

Residential District 3

The purpose of the residential density districts is to promote healthful and convenient distribution of population with sufficient densities to maintain a high standard of physical design and community service. Residential density districts will conform to the County Comprehensive Plan and will be located within areas identified for residential development. The districts, as a group, are intended to provide for a variety of dwelling types and densities and to offer housing choices at various economic levels. It is further the intent to establish various densities of residential developments in order to efficiently and effectively provide for necessary public services and facilities. The following residential density districts and maximum densities are hereby established.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Group
Housing-Single unit
Housing-Multiple units

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 4
Driveway - # of Spaces: 4
Asphalt Driveway
Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 2
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dryer, Disposal, Icemaker, Exhaust Fan, Refrigerator, Stove, Washer, Water Heater
Flooring Type: Wood
Interior Features: Breakfast Area, CeilngFan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Eat-In, Master Bath(s), Wood Floors
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Breakfast Room, Bedroom 1, Laundry, Bathroom 1, Bathroom 2, Bathroom 3
Laundry Type: Has Laundry, Hookup

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: Yes
Daylight, Full, Outside Entrance, Interior Access, Side Entrance, Windows, Walkout Level

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1296
Accessibility Features: Other
Horse: No
Improvement Assessed Value: $221,200
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Advanced Framing
Foundation Details: Block, Concrete Perimeter
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Porch(es), Patio(s)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Architectural Shingle
Structure Type: Detached
Other Structures: Storage Barn/Shed

Exterior Information
Outbuilding(s)
Fencing: Rear

Lot Information
Lot Features: Landscaping, Rear Yard
Tidal Water: No

Land Information
Land Assessed Value: $83,200

Above Grade Information
Finished Sq.Ft.: 1,944
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 196
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,100
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $3,314
Tax Assessed Value: $293,567
Tax Year: 2022
Tax Annual Amount: $3,314

Assessments Information
Year Assessed: 2023

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public

Location

School Information
School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: RT15 to Clay Street

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,344
Stories: 1.5
Lot Size: 0.26 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: —
County: Frederick County
APN: 01 006762

Home facts updated by county records on Sep 24, 2026

Around this home

Schools

Valley Elementary School

Public PreK-5 • Assigned • 5.9mi

7/10

Brunswick Middle School

Public 6-8 • Assigned • 4.7mi

7/10

Brunswick High School

Public 9-12 • Assigned • 5.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 17 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Point of Rocks, MD • 21777

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 3.9 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$487,000 – $590,000

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Home values near 3860 Clay St

Data from public records.

Address	Redfin Estimate
3838 Clay Street #A, Point of Rocks, MD - Beds \| 1 Baths \| 816 Sq. Ft.	$251,231
3864 Clay Street, Point of Rocks, MD - Beds \| 1 Baths \| 1656 Sq. Ft.	$319,486

Address	Redfin Estimate
3852 Clay Street, Point of Rocks, MD - Beds \| 1 Baths \| 972 Sq. Ft.	$250,233
3848 Clay Street, Point of Rocks, MD - Beds \| 1 Baths \| 2112 Sq. Ft.	$325,515

Address	Redfin Estimate
3858 Clay Street, Point of Rocks, MD - Beds \| 3 Baths \| 2520 Sq. Ft.	$499,765
3854 Clay Street, Point of Rocks, MD - Beds \| 1 Baths \| 1332 Sq. Ft.	$265,795

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21777, MD

Sale history for 3860 Clay St

Tax history for 3860 Clay St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 3860 Clay St

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