SOLD BY REDFIN JAN 15, 2026

Off market jan 2026 for $475K

$523,684

Est. refi paymentEst. refi $3,467/mo

•

1,830

sq ft

639 Concerto Ln, Silver Spring, MD 20901

About this home

Welcome to an exceptional opportunity in the heart of Silver Spring — a residence priced under market value that blends comfort, style, and modern convenience. This 3 BR/2.5BA brick front townhome invites buyers into a thoughtfully designed space where natural light, open flow, and elevated finishes come together to offer a lifestyle of ease and sophistication. Inside, discover a spacious floor plan that accommodates both everyday living and effortless entertaining. Light-filled living areas create a welcoming ambiance while adaptable spaces allow for personalization — whether you’re hosting guests or enjoying a quiet evening in. Crisp lines and premium touches throughout elevate the design, while practical elements ensure comfort and functionality. The well-appointed table-space kitchen features ample workspace and cabinetry, as well as stainless appliances, perfect for culinary creativity. Bedrooms provide tranquil retreats, each offering plenty of room for rest and relaxation. Updated finishes and quality fixtures throughout enhance the home’s charm and appeal. The walk-out finished basement also features a cozy, wood-burning fireplace. Step outside to enjoy the large wood deck and private, fenced backyard, as well as the surrounding neighborhood — a vibrant Silver Spring location offering proximity to dining, shopping, transit options, parks, and more. Easy access to major commuter routes means you’re perfectly positioned for both work and recreation. Whether you’re a first-time buyer, growing family, or downsizer seeking low-maintenance living, this property delivers on quality and lifestyle. Ideally located in Silver Spring, this home offers easy access to Downtown Silver Spring’s shopping, dining, entertainment, grocery stores, parks, and trails, along with nearby libraries and community amenities. Commuters will appreciate the quick access to major routes and transit options connecting to DC and throughout Montgomery County. Mortgage savings may be available for buyers of this listing. * NOTE: THIS PROPERTY IS BEING SOLD IN AS-IS CONDITION. *

TownhomeProperty Type

1982Year Built

1,680 sq ftLot Size

$286Est. Price/Sq.Ft.

1 spaceParking

Seller's agent

Bryan Kerrigan Redfin Corp

301-658-6186 (broker)

Bought with Ruth Tedla • DMV Realty, INC.

•703-658-3999 (broker)

•ikonrealty.dmv@gmail.com (broker)

Redfin checked: a few seconds ago

•Source:BRIGHT MLS #MDMC2210740

Redfin Estimate

$523,684

$49K since sold in January 2026$5,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5% higher than the average sale price ($499K) of 6 comparable homes.

SOLD BY REDFIN SEP 2, 2026
$540,000
A
3 beds3 baths2,184 sq ft
632 Concerto Ln, Silver Spring, MD 20901
SOLD JUL 31, 2026
$420,000
B
4 beds2.5 baths1,680 sq ft
418 Legato Ter, Silver Spring, MD 20901
SOLD MAY 29, 2026
$515,000
C
3 beds2.5 baths2,464 sq ft
11323 Baritone Ct, Silver Spring, MD 20901
SOLD SEP 11, 2026
$499,999
D
3 beds3.5 baths1,456 sq ft
11348 Baroque Rd, Silver Spring, MD 20901
SOLD DEC 12, 2025
$553,000
E
3 beds3 baths1,900 sq ft
11425 Oak Leaf Dr, Silver Spring, MD 20901
SOLD BY REDFIN MAY 22, 2026
$465,000
F
3 beds3.5 baths1,997 sq ft
5 Sonata Ct, Silver Spring, MD 20901

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Earn from this home

Sell

$116,540

Est. take-home

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Refinance

Est. cash available

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Rent

$2,523/mo

Redfin rental estimate

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Market trends in 20901, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.9%

0.5% MoM

Median sale price

$615K

$34K MoM

Avg. days on market

41d

6 days MoM

Recently sold homes

11 MoM

New listings for sale

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11452 Oak Leaf Dr, Silver Spring, MD 20901
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OPEN TODAY, 1PM TO 3PM
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3 beds3.5 baths1,808 sq ft
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OPEN TODAY, 1PM TO 4PM
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See all

Provided by Redfin

Sale history for 639 Concerto Ln

Date

Event

Price

BRIGHT MLS #MDMC2210740

Jan 15, 2026

Sold

$475,000

$260/sq ft

Dec 19, 2025

Pending

—

Dec 18, 2025

Listed

$464,900

$254/sq ft

Dec 15, 2025

Coming Soon

$464,900

$254/sq ft

BRIGHT MLS #MDMC2176814

Oct 7, 2025

Listing Removed

—

Sep 11, 2025

Price Changed

$470,000

$257/sq ft

May 9, 2025

Price Changed

$465,000

$254/sq ft

May 1, 2025

Listed

$500,000

$273/sq ft

Public Records

Sep 27, 2006

Sold

$405,000

$221/sq ft

Public Records

Oct 9, 1997

Sold

$148,000

$81/sq ft

Public Records

Mar 22, 1983

Sold

$94,500

$52/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2026

$5,165 (+4.9%)

$184,000 + $224,300

$408,300

2025

$4,925 (+6.3%)

$184,000 + $224,300

$408,300

2024

$4,633 (−9.1%)

2023

$5,096 (+49.4%)

2022

$3,411 (+5.3%)

$184,000 + $169,200

$353,200

2021

$3,240 (+4.7%)

2020

$3,095 (+1.1%)

2019

$3,062 (+0.7%)

$184,000 + $135,900

$319,900

2018

$3,039 (−1.4%)

2017

$3,082 (+3.6%)

$184,000 + $130,200

$314,200

2015

$2,974 (−1.2%)

$160,000 + $116,100

$276,100

2014

$3,011 (+1.6%)

2013

$2,962 (−12.8%)

2012

$3,396 (+4.8%)

2011

$3,241

2010

$3,241 (+18.8%)

2009

$2,727

Tax history for 639 Concerto Ln

Year

Property tax

Land + Additions

Assessment*

2026

$5,165 (+4.9%)

$184,000 + $224,300

$408,300

2025

$4,925 (+6.3%)

$184,000 + $224,300

$408,300

2024

$4,633 (−9.1%)

2023

$5,096 (+49.4%)

2022

$3,411 (+5.3%)

$184,000 + $169,200

$353,200

2021

$3,240 (+4.7%)

2020

$3,095 (+1.1%)

2019

$3,062 (+0.7%)

$184,000 + $135,900

$319,900

2018

$3,039 (−1.4%)

2017

$3,082 (+3.6%)

$184,000 + $130,200

$314,200

2015

$2,974 (−1.2%)

$160,000 + $116,100

$276,100

2014

$3,011 (+1.6%)

2013

$2,962 (−12.8%)

2012

$3,396 (+4.8%)

2011

$3,241

2010

$3,241 (+18.8%)

2009

$2,727

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1,680

Year renovated

—

Sq. Ft.

1,830

Year built

1982

Style

Townhouse

County

Montgomery County

APN

05 02046914

Parking Spaces

Basement

Yes

Accessible

Yes

HOA Dues

$80 /month

Garage

Features

Views

Last updated by owner on Jun 14, 2026.

R-90

Residential - 90 Zone

The intent of the R-90 zone is to provide designated areas of the County for moderate density residential uses. The predominant use is residential in a detached house. A limited number of other building types may be allowed under the optional method of development.

Permitted uses

Include but are not limited to:

Agriculture-Other
Assembly/ meeting place
Housing-Single unit
Housing-Senior
Infrastructure-Other
Public service
Transportation-Other
Park & open space

Property details

Parking

Parking Information
# of Total Garage and Parking Spaces: 1
# of Assigned Spaces: 1
Assigned Parking Space Number(s): Parking Space C7
Parking Lot - # of Spaces: 1
Assigned
Parking Lot

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Stainless Steel Appliances, Built-In Microwave, Refrigerator, Dishwasher, Disposal, Oven - Single, Oven/Range - Gas, Washer, Dryer
Door Features: Six Panel, Sliding Glass
Flooring Type: Luxury Vinyl Plank, Ceramic Tile, Carpet, Concrete, Laminated
Not Furnished
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Recreation Room, Master Bathroom, Full Bath, Half Bath

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Mantel(s)

Basement Information
Basement: Yes
Other, Daylight, Partial, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Windows

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 360
Accessibility Features: Other
# of Floors In Unit: 3
Front Foot Fee Payment Frequency: Annually
Improvement Assessed Value: $224,300
Ownership Interest: Fee Simple
Property Condition: Good
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Other
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s)
Pets Allowed: No
Roof: Asphalt, Shingle
Structure Type: Interior Townhouse/Rowhouse
Window Features: Double Pane
Building Not Winterized

Exterior Information
Fencing: Board, Privacy

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $184,000

Above Grade Information
Unfinished Sq.Ft.: 344
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,470
Finished Sq.Ft. Source: Assessor

Below Grade Information
Finished Sq.Ft.: 360
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $4,489
Tax Assessed Value: $389,933
Tax Year: 2025
Tax Annual Amount: $4,925

Assessments Information
Year Assessed: 2025

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cooling Type: Other
Cooling Fuel: Electric
Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public
Municipal Trash: No

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance
HOA Fee: $80
HOA Fee Frequency: Monthly

School Information
Elementary School: BURNT MILLS
Middle Or Junior School: FRANCIS SCOTT KEY
High School: JAMES HUBERT BLAKE
School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Please use GPS for most up-to-date directions
Entry Floor Number: 2
Location Type: Suburban
Road Responsibility: Private
Road Surface Type: Paved

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,830
Stories: 2.0
Parking Spaces: 1
Basement: Yes
Accessible: Yes
Lot Size: 1,680 square feet
Style: Townhouse
Year Built: 1982
Year Renovated: —
County: Montgomery County
APN: 05 02046914
HOA Dues: $80/month
Garage: No
Features: Views

Home facts updated by owner on Jun 14, 2026

Around this home

Schools

Burnt Mills Elementary School

Public PreK-5 • Assigned • 0.2mi

5/10

Francis Scott Key Middle School

Public 6-8 • Assigned • 1.0mi

5/10

James Hubert Blake High School

Public 9-12 • Assigned • 5.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 103° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Silver Spring, MD • 20901

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$498,000 – $603,000

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Home values near 639 Concerto Ln

Data from public records.

Address	Redfin Estimate
659 Concerto Lane, Silver Spring, MD 4 Beds \| 3.5 Baths \| 1554 Sq. Ft.	$467,758
653 Concerto Lane, Silver Spring, MD 3 Beds \| 2.5 Baths \| 1554 Sq. Ft.	$412,301

Address	Redfin Estimate
657 Concerto Lane, Silver Spring, MD - Beds \| 2.5 Baths \| 1470 Sq. Ft.	$459,416
651 Concerto Lane, Silver Spring, MD - Beds \| 2.5 Baths \| 1850 Sq. Ft.	$523,414

Address	Redfin Estimate
655 Concerto Lane, Silver Spring, MD - Beds \| 2.5 Baths \| 1470 Sq. Ft.	$462,832
647 Concerto Lane, Silver Spring, MD - Beds \| 3 Baths \| 1554 Sq. Ft.	$501,956

Property information provided by BRIGHT MLS when last listed in 2025. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20901, MD

Sale history for 639 Concerto Ln

Tax history for 639 Concerto Ln

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20901

Home values near 639 Concerto Ln

More real estate resources