Adorable 3BR/2BA cottage located in the water access community of Rio Vista. If this house could talk, it would say, "take off your jacket and stay awhile. " The front portion consists of a separate dining room with fresh paint, hardwood floors and large picture window; two guest bedrooms & a renovated full bath. The modified galley kitchen is in the middle and offers tons of cabinet space, double sinks, wine cooler & open conversation into the family room. The family room has built-in shelving, wood burning fireplace, hardwood floors and sliders to the deck. Off the family room, the primary bedroom offers two separate closets and en suite bathroom. An attached one car garage has additional room for bikes/kayaks/storage. The deck has built-in bench seating, great for entertaining & grilling. Mature lush landscaping is a bonus. There is a community dock, waterfront picnic area and annual ice cream social. Seller in process of installing new sump pump.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.68 Acres
Year renovated
—
Sq. Ft.
1,680
Year built
1964
Style
Single Family Residential
County
Talbot County
APN
02 081164
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
TR
Town Residential District
The TR District is characterized by existing moderate-intensity residential uses. This district recognizes existing residential neighborhoods near incorporated towns, and allows compatible infill development while preserving existing natural habitat wherever possible. Public water and sewer service should be provided. Development in this district shall: Maintain and, whenever possible, improve the quality of runoff and groundwater entering the Chesapeake Bay and its tributary streams; Accommodate additional residential development, provided that water quality is not impaired; Conserve and enhance fish, wildlife, and plant habitats to the extent possible and Encourage retrofitting to address existing stormwater management problems.
Permitted uses
Include but are not limited to:
Agriculture
Day care facility
Housing-Group
Housing-Single unit
Infrastructure
Fire house
Police station
Park & open space
Property details
Parking
Parking Information
# of Attached Garage Spaces: 1
Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Master Bathroom, Full Bath
Fireplace Information
Has Fireplace
# of Fireplaces: 2
Wood
Basement Information
Basement: No
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $131,100
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Other Structures: Above Grade, Below Grade
Structure Type: Detached
Other Structures: Shed
Exterior Information
Fencing: Partially
Lot Information
Lot Features: Landscaping
Navigable Water
Tidal Water: No
Land Information
Land Assessed Value: $112,800
Above Grade Information
Finished Sq.Ft.: 1,680
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $1,919
Tax Assessed Value: $256,167
Tax Year: 2020
Tax Annual Amount: $1,919
Assessments Information
Year Assessed: 2020
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Electric, Oil
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public
Location
Homeowners Association Information
HOA Fee: $50
HOA Fee Frequency: Annually
School Information
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: RT 33 to St Michaels, right on Madison Ave just after Graul's Market. Left on Jefferson, right on Cleveland. Follow to end, house on right - sign to be posted
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed
Water Access
Water Oriented
Water Body Type: River
Water Body Name: Miles River
Community Information
# of Community Docks: 1
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,680
Stories: 1.0
Lot Size: 0.68 acres
Style: Single Family Residential
Year Built: 1964
Year Renovated: —
County: Talbot County
APN: 02 081164
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
St. Michaels Elementary School
Public PreK-5 • Assigned • 0.7mi
8/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 0.7mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
4/10 Flood Factor
Estimated 14-22% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 103° expected this year, 16 days in 30 years
6/10 Wind Factor
70% chance of strong winds in next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 7 days in 30 years
Provided by First Street
Historical weather
St Michaels, MD • 21663
Average low and high temperatures (°F)
39
27
43
31
60
43
69
51
74
60
85
69
89
74
83
69
78
65
69
53
58
45
45
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.9 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$520,000 – $629,000
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