SOLD OCT 23, 2025

Off Market Oct 2025 for $540K

$570,859

Est. refi paymentEst. refi $3,477/mo

•

1,617

sq ft

109 Calvert Rd, Stevensville, MD 21666

About this home

Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard—ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home—it’s a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today’s new construction. Why wait for a build—and pay a premium for every extra—when you can enjoy all of these valuable improvements now, in a home that’s ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.

Single-familyProperty Type

1986Year Built

0.35 acresLot Size

$353Est. Price/Sq.Ft.

2 garage spacesParking

Listed by David Dauses • Coldwell Banker Waterman Realty

•410-643-5005 (broker)

•info@watermanrealty.com (broker)

Bought with Wendy Oliver • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDQA2014818

Redfin Estimate

$570,859

$31K since sold in October 2025$2,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 42.6% higher than the average sale price ($400K) of 6 comparable homes.

SOLD JUN 4, 2026
$381,400
A
3 beds2 baths1,400 sq ft
106 Utah Rd, Stevensville, MD 21666
SOLD JUL 16, 2026
$345,000
B
3 beds2 baths1,728 sq ft
317 Virginia Rd, Stevensville, MD 21666
SOLD JUL 13, 2026
$450,000
C
4 beds2 baths1,650 sq ft
116 Kent Point Rd, Stevensville, MD 21666
SOLD MAY 18, 2026
$310,000
D
3 beds2 baths1,344 sq ft
117 Howard Rd, Stevensville, MD 21666
SOLD OCT 3, 2025
$480,000
E
3 beds2 baths1,519 sq ft
123 New Jersey Rd, Stevensville, MD 21666
SOLD MAY 19, 2026
$435,000
F
3 beds1.5 baths1,536 sq ft
220 Pennick Dr, Stevensville, MD 21666

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Earn from this home

Sell

$110,007

Est. take-home

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Refinance

Est. cash available

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Rent

$2,902/mo

Redfin rental estimate

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Market trends in 21666, MD

Last updated August 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

99.2%

0.4% MoM

Median sale price

$559K

$10K MoM

Avg. days on market

53d

5 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$574,900
4 beds3.5 baths2,331 sq ft
118 Amanda Frances Ln, Stevensville, MD 21666
(443) 274-1900
$4,300,000
7 beds8 baths8,548 sq ft
232 Matapex Plantation Ln, Stevensville, MD 21666
(410) 304-2011
COMING SOON
$1,750,000
4 beds2.5 baths2,733 sq ft
712 Bay Dr, Stevensville, MD 21666
(703) 378-8810
$315,000
3 beds1.5 baths1,008 sq ft
303 Charl Ct, Stevensville, MD 21666
(410) 643-2244
3D WALKTHROUGH
$715,000
6 beds3 baths3,184 sq ft
135 Vestfield Rd, Stevensville, MD 21666
(443) 901-2200
$595,000
4 beds4 baths2,471 sq ft
314 Allison Jane Dr Unit H-2, Stevensville, MD 21666
(410) 304-2250
OPEN SAT, 10AM TO 12PM
$349,900
2 beds2.5 baths1,240 sq ft
346 Creekside Commons Ct, Stevensville, MD 21666
(410) 729-7700
$419,000
3 beds2 baths1,344 sq ft
108 Oregon Rd, Stevensville, MD 21666
(410) 260-2800
3D WALKTHROUGH
$685,000
3 beds3 baths2,508 sq ft
259 Topside Dr #166, Stevensville, MD 21666
(703) 378-8810
COMING SOON
$1,025,000
5 beds3 baths3,300 sq ft
201 Mallard Dr, Stevensville, MD 21666
(410) 643-2244
See all

Provided by Redfin

Sale history for 109 Calvert Rd

Date

Event

Price

BRIGHT MLS #MDQA2014818

Oct 23, 2025

Sold

$540,000

$334/sq ft

Sep 16, 2025

Pending

—

Sep 9, 2025

Listed

$537,500

$332/sq ft

Public Records

Nov 2, 2011

Sold

$210,000

$130/sq ft

MRIS #QA7639569

Sep 2, 2011

Pending

—

Jul 1, 2011

Listed

$139/sq ft

BRIGHT MLS #1004493750

Sep 30, 2011

Sold

$210,000

$130/sq ft

Sep 2, 2011

Listing Removed

—

Jul 1, 2011

Listed

$224,900

$139/sq ft

Public Records

Aug 22, 1988

Sold

$80,000

$49/sq ft

** Price available after signing in.

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$3,617 (+5.4%)

$182,500 + $255,900

$438,400

2024

$3,432 (+5.5%)

2023

$3,254 (+1.1%)

$151,000 + $194,400

$345,400

2022

$3,220 (+2.7%)

$151,000 + $194,400

$345,400

2021

$3,136 (+4.5%)

2020

$3,002 (+5.2%)

2019

$2,854 (+5.2%)

$147,000 + $183,200

$330,200

2018

$2,712 (+5.3%)

2017

$2,576 (+6.5%)

$137,000 + $125,300

$262,300

2016

$2,418 (+3.4%)

2015

$2,339

$137,100 + $100,600

$237,700

2014

$2,340

2013

$2,340 (+9.4%)

2012

$2,138 (+10.2%)

2011

$1,940 (+5.3%)

2010

$1,842 (+7.5%)

2009

$1,714

Tax history for 109 Calvert Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,617 (+5.4%)

$182,500 + $255,900

$438,400

2024

$3,432 (+5.5%)

2023

$3,254 (+1.1%)

$151,000 + $194,400

$345,400

2022

$3,220 (+2.7%)

$151,000 + $194,400

$345,400

2021

$3,136 (+4.5%)

2020

$3,002 (+5.2%)

2019

$2,854 (+5.2%)

$147,000 + $183,200

$330,200

2018

$2,712 (+5.3%)

2017

$2,576 (+6.5%)

$137,000 + $125,300

$262,300

2016

$2,418 (+3.4%)

2015

$2,339

$137,100 + $100,600

$237,700

2014

$2,340

2013

$2,340 (+9.4%)

2012

$2,138 (+10.2%)

2011

$1,940 (+5.3%)

2010

$1,842 (+7.5%)

2009

$1,714

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.35 Acres

Year renovated

—

Sq. Ft.

1,617

Year built

1986

Style

Single Family Residential

County

Queen Anne's County

APN

04 094948

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

NC-1

Neighborhood Conservation- 1 District

There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-1: 1-acre average lot size; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.

Permitted uses

Include but are not limited to:

Equestrian facility
Housing-Single unit
Housing-Multiple units
Public service
Recreation
Housing-Mobile home park

Property details

Parking

Parking Information
Garage Sq. Ft.: 1,052
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Built In, Covered Parking, Garage - Front Entry, Garage Door Opener, Inside Access, Oversized
# of Total Garage and Parking Spaces: 6
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 4
Asphalt Driveway
Attached Garage, Driveway, Off Street, On Street

Interior

Bedroom Information
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2

Interior Information
Living Area Sq.Ft. Source: Assessor

Room Information
# of Rooms: 10
Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Workshop, Bathroom 1, Bathroom 2
Laundry Type: Main Floor, Washer In Unit, Dryer In Unit

Basement Information
Basement: No

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Accessibility Features: Other
Horse: No
Improvement Assessed Value: $255,900
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Estimated
Year Major Reno/Remodel: 2002

Building Information
Construction Materials: Combination
Foundation Details: Block, Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Porch(es)
Roof: Architectural Shingle, Asphalt
Structure Type: Detached
Other Structures: Wood/Metal Shed, 2nd Garage

Exterior Information
Flood Lights, Secure Storage, Other
Fencing: Vinyl, Privacy

Property Green Features
Energy Efficient: HVAC

Lot Information
Navigable Water
Tidal Water: No

Land Information
Land Assessed Value: $182,500

Above Grade Information
Finished Sq.Ft.: 1,617
Finished Sq.Ft. Source: Assessor

Below Grade Information
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $3,546
Tax Assessed Value: $407,400
Tax Year: 2025
Tax Annual Amount: $3,546

Utilities

Utilities Information
Broadband
Central Air
Cooling Type: Central A/C, Geothermal
Cooling Fuel: Geothermal, Electric
Central
Heating Fuel: Geo-thermal
Hot Water: Electric, Multi-tank
Sewer Septic: Public Sewer
Cable TV, Propane, Electric Available
Water Source: Private, Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Pier/Dock Maintenance, Recreation Facility
HOA/Condo/Coop Amenities: Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
HOA Fee: $150
HOA Fee Frequency: Annually

School Information
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Route 8 South to right on Kent Point Rd to right on Tower Dr to right on Calvert Rd
Mean Low Water Feet: 2

Waterfrontage Information
Water Access Features: Fishing Allowed
Water Access
Water Oriented
Water Body Type: River
Water Body Name: Chesapeake Bay

Community Information
# of Community Docks: 1

Public facts

Beds: —
Baths: 2.0
Sq. Ft.: 1,617
Stories: 1.0
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 1986
Year Renovated: —
County: Queen Anne's County
APN: 04 094948

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

Matapeake Elementary School

Public PreK-5 • Assigned • 6.2mi

8/10

Matapeake Middle School

Public 6-8 • Assigned • 6.1mi

8/10

Kent Island High School

Public 9-12 • Assigned • 8.5mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

3/10 Flood Factor

Estimated 10-16% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

75% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Stevensville, MD • 21666

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.7 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$543,000 – $657,000

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New listings for sale in 21666

COMING SOON

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Home values near 109 Calvert Rd

Data from public records.

Address	Redfin Estimate
312 Calvert Rd, Stevensville, MD 3 Beds \| 2.5 Baths \| 2432 Sq. Ft.	$795,472
102 Calvert Rd, Stevensville, MD 3 Beds \| 2 Baths \| 2088 Sq. Ft.	$619,733

Address	Redfin Estimate
300 Calvert Rd, Stevensville, MD - Beds \| 2.5 Baths \| 1956 Sq. Ft.	$583,154
304 Calvert Rd, Stevensville, MD 5 Beds \| 3.5 Baths \| 3727 Sq. Ft.	$889,681

Address	Redfin Estimate
202 Calvert Ct, Stevensville, MD 4 Beds \| 2.5 Baths \| 2416 Sq. Ft.	$815,164
203 Calvert Ct, Stevensville, MD - Beds \| 3 Baths \| 4100 Sq. Ft.	$825,848

Property information provided by BRIGHT MLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21666, MD

Sale history for 109 Calvert Rd

Tax history for 109 Calvert Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21666

Home values near 109 Calvert Rd

More real estate resources