* * * NEW PRICE - AND VERY MOTIVATED SELLERS!! * * * This charming rancher is located in the well established and waterfront community of Bay City! It offers 3 large bedrooms, plus a den off the kitchen that could be a 4th bedroom, office, play room, or 2nd living room. 2 full baths. Spacious family room with large windows. Great size kitchen with peninsula, stainless steel appliances, and wonderful size dining space. Slider off the dining area leads to the back deck where you can sit and enjoy nature. Front of the home has a welcoming front porch. Fresh coat of paint through the interior. This is the perfect home to welcome you to the Eastern Shore. Situated minutes to the Chesapeake Bay Bridge, and across from schools and park. Nearby you'll enjoy some of Kent Island's best spots: waterfront restaurants, tiki bar, public beach, shopping, spa, gyms, and more! Bay City has wonderful amenities such as pier, boat ramp, nice pavilion with large fire pit for those fall evenings, kayak storage, and playground (note: equipment should be installed soon). Lots of opportunity to make this YOUR community & HOME!
Single-familyProperty Type
1997Year Built
0.47 acresLot Size
$278Est. Price/Sq.Ft.
Listed by Violeta Aguirre• Long & Foster Real Estate, Inc.
•410-643-2244 (broker)
Bought with Stephanie Smith• Curtis Real Estate Company
JUST REDUCED 19K!!!!!Located on Kent Island, in Bay City(Water privileged community)public water and sewer just minutes to Bay Bridge, shopping, restaurants and schools(Matapeak school district). This 3 b/r (possible 4), 2 full bath, 3 season sunroom with an open floor plan. Handicap ramp for access to home and 32" doors.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.47 Acres
Year renovated
—
Sq. Ft.
1,568
Year built
1997
Style
Single Family Residential
County
Queen Anne's County
APN
04 013891
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 20, 2026.
NC-20
Neighborhood Conservation-20 District
There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.
Permitted uses
Include but are not limited to:
Equestrian facility
Housing-Single unit
Housing-Multiple units
Public service
Recreation
Housing-Mobile home park
Property details
Parking
Parking Information
Driveway
Interior
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Living Area Sq.Ft. Source: Assessor
Room Information
Laundry Type: Has Laundry
Basement Information
Basement: No
Exterior
Property Information
Federal Flood Zone
Property Manager Present
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $135,000
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Construction Materials: Vinyl Siding
Foundation Details: Crawl Space
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Structure Type: Detached
Lot Information
Tidal Water: No
Land Information
Land Assessed Value: $161,500
Above Grade Information
Finished Sq.Ft.: 1,568
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,754
Tax Assessed Value: $291,833
Tax Year: 2022
Tax Annual Amount: $2,754
Assessments Information
Year Assessed: 2022
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public
Location
Homeowners Association Information
HOA Fee: $150
HOA Fee Frequency: Annually
School Information
Elementary School: MATAPEAKE
Middle Or Junior School: MATAPEAKE
High School: KENT ISLAND
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt 8 South, Right on Bay City Rd. , Right on Chesapeake Dr. , Right on McKay follow to 215 McKay on Right side.
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,568
Stories: 1.0
Lot Size: 0.47 acres
Style: Single Family Residential
Year Built: 1997
Year Renovated: —
County: Queen Anne's County
APN: 04 013891
Home facts updated by county records on Oct 20, 2026
Around this home
Schools
Matapeake Elementary School
Public PreK-5 • Assigned • 0.3mi
8/10
Matapeake Middle School
Public 6-8 • Assigned • 0.4mi
8/10
Kent Island High School
Public 9-12 • Assigned • 2.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
6/10 Wind Factor
72% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Stevensville, MD • 21666
Average low and high temperatures (°F)
38
26
42
30
59
42
67
51
73
59
83
68
88
73
80
67
77
64
68
54
58
45
44
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.7 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$415,000 – $503,000
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