Welcome to 320 McKay, where comfort, functionality, and thoughtful updates come together in a desirable Eastern Shore setting. This well-maintained home offers a bright and inviting layout with spacious living areas designed for both everyday living and entertaining. The main living space flows seamlessly into the kitchen and dining area, creating an open and connected feel. The kitchen features ample cabinetry and workspace, making it both practical and welcoming for gathering with family and friends. Generously sized bedrooms provide flexibility for guests, a home office, or additional living space to suit your needs. Step outside to enjoy a private outdoor setting, perfect for relaxing, entertaining, or simply unwinding at the end of the day. Conveniently located near local shopping, dining, and major commuter routes, this home offers easy access to both the Eastern Shore and Western Shore while maintaining the charm of a quieter community. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, 320 McKay presents a wonderful opportunity to own a home that is move-in ready and full of potential.
Single-familyProperty Type
1973Year Built
0.33 acresLot Size
$369Price/Sq.Ft.
$13/moHOA Dues
Listed by Kathy Higginbotham• Samson Properties
•703-378-8810 (broker)
•donnysamson@samsonproperties.net (broker)
Bought with Marti McGinty• Chesapeake Real Estate Associates, LLC
There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.
Interior Features: Attic, Kitchen - Eat-In, Window Treatments, Floor Plan - Open
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall
Room Information
Living Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen
Basement Information
Basement: No
Exterior
Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $115,600
Ownership Interest: Fee Simple
Year Built Source: Assessor
Building Information
Building Name: BAY CITY
Construction Materials: Vinyl Siding
Foundation Details: Block, Crawl Space
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Brick, Deck(s), Porch(es)
Roof: Asphalt
Structure Type: Detached
Window Features: Insulated, Wood Frame
Other Structures: Shed, Run-in Shed
Exterior Information
Flood Lights, Outbuilding(s), Secure Storage
Fencing: Fully, Rear
Lot Information
Lot Features: Partly Wooded
Navigable Water
Tidal Water: No
Land Information
Land Assessed Value: $182,300
Above Grade Information
Finished Sq.Ft.: 1,056
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $2,628
Tax Assessed Value: $297,900
Tax Year: 2025
Tax Annual Amount: $2,628
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Programmable Thermostat
Cooling Fuel: Electric
Central, Heat Pump(s), Programmable Thermostat
Heating Fuel: Central, Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV Available
Water Source: Public
Location
Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance
HOA/Condo/Coop Amenities: Boat Ramp, Common Grounds, Picnic Area
HOA Fee: $150
HOA Fee Frequency: Annually
School Information
Elementary School: MATAPEAKE
Middle Or Junior School: MATAPEAKE
High School: KENT ISLAND
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: From Route 50, South onto Romancoke Rd (Rt. 8), Turn right onto Bay City Rd, Turn right at the 3rd cross street onto Buckingham Dr, Turn right at the 1st cross street onto McKay Rd, 320 McKay is on the left
Mean Low Water Feet: 0
Road Responsibility: Public
Road Surface Type: Black Top, Paved
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Public Beach, Sail, Waterski/Wakeboard
Water Access
Water Oriented
Water Body Type: Bay
Water Body Name: CHESAPEAKE BAY
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: 0.33 acres
Style: Single Family Residential
Year Built: 1973
Year Renovated: —
County: Queen Anne's County
APN: 04 041488
Home facts updated by county records on Jul 17, 2026
Around this home
Schools
Matapeake Elementary School
Public PreK-5 • Assigned • 0.5mi
8/10
Matapeake Middle School
Public 6-8 • Assigned • 0.6mi
8/10
Kent Island High School
Public 9-12 • Assigned • 2.4mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 104° expected this year, 15 days in 30 years
6/10 Wind Factor
70% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Stevensville, MD • 21666
Average low and high temperatures (°F)
38
26
42
30
59
42
67
51
73
59
83
68
88
74
80
67
78
65
68
54
58
45
44
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 26% for direct sun exposure in the zip code. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$413,000 – $500,000
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