Seller Says Sell! Bring Your Best Offer! Act Now! Located in the North Harford school area, this Private 3.65 Acre Retreat offers a Saltwater Pool, Single Level Living, and a peaceful setting just 15 minutes from Bel Air. Tucked away at the end of a private lane serving only four homes, this custom-built ranch with a full brick exterior offers the peace and privacy of country living with everyday convenience. Designed and built with quality and longevity in mind, the home reflects thoughtful craftsmanship, durable construction, and a level of care that is increasingly difficult to find. With over 4,200 total square feet, including nearly 2,900 finished square feet, plus substantial unfinished space, the property offers exceptional versatility for everyday living, storage, hobbies, a workshop, or future expansion. Mature trees, open yard space, and a tranquil wooded backdrop create a setting that feels worlds away. The backyard is designed for making memories, featuring an in-ground saltwater pool with diving board and an expansive 12' x 44' Trex composite deck with plenty of room to relax, entertain, and enjoy the outdoors. Inside, Brazilian cherry hardwood floors, fresh paint, and 9-foot ceilings create a warm and inviting atmosphere throughout the main level. The kitchen features granite countertops, abundant solid wood cabinetry, generous workspace, a dedicated pantry, and a sunny breakfast nook overlooking the backyard. The adjoining family room features an auto start pellet stove, while the separate dining room is ready for holidays, celebrations, and everyday meals. A convenient half bath, separate laundry room with utility sink, and oversized attached 2 car garage add functionality to daily living. The main level includes 3 bedrooms, 2.5 baths, and a dedicated office that can also serve as a 4th bedroom, nursery, guest room, playroom, or additional workspace. The primary suite features a large walk-in closet and an updated bath with a jetted soaking tub, custom glass shower with dual shower heads, terrazzo shower base, double vanity, and separate water closet. Both secondary bedrooms offer large closets, and a full hall bath serves the private bedroom wing. The finished lower level provides flexible space for movie nights, games, crafts, entertaining, fitness, or working from home. A second auto start pellet stove adds warmth, while an oversized full bath and level walkout to the backyard expand the possibilities. The unfinished portion offers abundant storage and outstanding potential for additional finished living space, including a bedroom, guest suite, hobby room, home gym, or workshop. Lovingly maintained by its original owners, the home reflects years of thoughtful care and improvements, including a Trex composite deck in 2021, a new roof in 2022 with transferable 20 year workmanship and 50 year shingle warranties, gutter guards, and a new pool liner, safety cover, and solar cover in 2023. A new pool pump and vacuum were added in 2026. Whether entertaining poolside, enjoying morning coffee on the deck with the hummingbirds, watching a summer storm roll through the trees, or spending a cozy evening by the fire, this is a home designed to be enjoyed in every season. OPEN HOUSE SUNDAY AUGUST 9, 2026 1pm-3pm
Single-familyProperty Type
1998Year Built
3.65 acresLot Size
$266Price/Sq.Ft.
2 car garageParking
Listed by Jen Mendenhall• Cummings & Co. Realtors
•410-823-0033 (broker)
•realtor@cummingsrealtors.com (broker)
Bought with Rebecca Kratzen• Boyle & Kahoe Real Estate
The purpose of this district is to provide for continued farming activities, conserve agricultural land and reaffirm agricultural uses, activities and operations within the agricultural zoned areas. It is the further purpose of this district to maintain, and promote, the rural character of this land as well as promote the continuance and viability of the farming and agricultural uses.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Religious facility
Housing-Single unit
Infrastructure
Fire house
Library
Park & open space
Property details
Parking
Parking Information
Garage Sq. Ft.: 480
# of Attached Garage Spaces: 2
Garage Features: Garage Door Opener, Inside Access, Oversized
Lot Features: Backs to Trees, Trees/Wooded, Landscaping, No Thru Street, Not In Development, Partly Wooded, SideYard(s), Rear Yard, Private, Premium, Front Yard
Tidal Water: No
Land Information
Land Assessed Value: $133,200
Above Grade Information
Finished Sq.Ft.: 2,129
Below Grade Information
Unfinished Sq.Ft.: 1,379
Finished Sq.Ft.: 750
Financial
Tax Information
County Tax: $4,529
Tax Assessed Value: $446,333
Tax Year: 2026
Tax Annual Amount: $4,529
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Underground
Humidifier, Forced Air
Heating Fuel: Propane - Owned
Hot Water: Propane
Sewer Septic: Gravity Sept Fld, Private Septic Tank
Propane, Cable TV
Water Source: Well, Private
Location
School Information
School District Name: HARFORD COUNTY PUBLIC SCHOOLS
Location Information
Outside City Limits
Cross Street: Prospect Rd
Directions: From Belair Rd North, Turn Left N Fountain Green Rd, Right on Prospect Rd, Left onto Bay Rd. This is a private lane with 4 homes. 3723 Bay Rd is straight ahead, the last house at the end of the lane. Welcome Home!