OFF MARKET

Off market feb 2023 for $650K

$721,925

Est. refi paymentEst. refi $3,924/mo

•

2,893

sq ft

484 Bench Rd, Swanton, MD 21561

About this home

4BR/3BA chalet on nearly 1 acre in coveted Sky Valley! Enjoy plenty of natural light and the ambiance of a cabin in the woods. Open living floor plan features a cathedral ceiling, gorgeous stone fireplace and additional loft area. Pride of ownership evident inside and out - very well maintained and attention to detail. Numerous owner upgrades include a whole house generator, newer heat & A/C systems with wifi/app controls, Culligan water filtration, gas stove in lower level living room, updated fixtures & sink, upgraded flooring in great room, replaced refrigerator & stove, alarm system with heat, water, smoke, and carbon monoxide (controlled by panel & app), all new blinds and refreshed gravel driveway. 1 car attached garage, currently setup as storage & game room. Outdoors, enjoy a wrap-around deck and hot tub surrounded by towering mature trees. Impressive retaining wall, spacious driveway and elegant cut-stone wrapped exterior. Walking access to amenities - only a few hundred feet away from Sky Valley common areas (60+ total acres!), .2 miles to the fishing pond & playground and only . 3 mile walk to the lakefront & boat launch area! The neighborhood boasts 3,000' of common lake front with 3 swimming platforms, beach area, canoe racks, boat launch, fishing pond, playground and common trash compactor. Waiting list for dock slip, verify with HOA. Golf cart/ATV/UTV friendly community! Established vacation rental - Camp Will. $108k+ in vacation rental income since starting mid 2019.

Single-familyProperty Type

2004Year Built

0.95 acresLot Size

$250Est. Price/Sq.Ft.

1 car garageParking

Listed by Jay Ferguson • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Nick Fratz-Orr • Railey Realty, Inc.

•301-387-2000 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDGA2004340

Redfin Estimate

$721,925

$72K since sold in February 2023$7,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.6% lower than the average sale price ($845K) of 6 comparable homes.

SOLD JAN 9, 2026
$775,000
A
5 beds3 baths3,016 sq ft
48 Piney Point Dr, Swanton, MD 21561
SOLD AUG 12, 2026
$525,000
B
4 beds3 baths2,688 sq ft
167 Sears Ln, Swanton, MD 21561
SOLD JUL 9, 2026
$880,000
C
4 beds3 baths2,856 sq ft
8 Hidden Cove Ct, Oakland, MD 21550
SOLD MAR 13, 2026
$690,000
D
4 beds3 baths2,536 sq ft
31 Linz Ln, Swanton, MD 21561
SOLD AUG 21, 2026
$1,550,000
E
4 beds3 baths3,278 sq ft
2311 Boy Scout Rd, Oakland, MD 21550
SOLD JUL 10, 2026
$652,000
F
4 beds3.5 baths2,456 sq ft
126 Glen Meadow Rd, Swanton, MD 21561

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Earn from this home

Refinance

Est. cash available

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Rent

$3,745/mo

Redfin rental estimate

List your home for rent

Market trends in 21561, MD

Last updated September 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-List Price

94.7%

0.1% MoM

Median sale price

$612K

$26K MoM

Avg. days on market

58d

4 days MoM

Recently sold homes

1 MoM

New listings for sale

$329,000
4 beds2 baths1,712 sq ft
111 High View Rd, Swanton, MD 21561
(301) 387-4700
$1,100,000
5 beds3 baths5,056 sq ft
430 State Park Rd, Swanton, MD 21561
(301) 387-4700
COMING SOON
$1,230,000
5 beds5 baths3,218 sq ft
64 Pond Ct, Swanton, MD 21561
(301) 387-2000
See all

Provided by Redfin

Sale history for 484 Bench Rd

Date

Event

Price

BRIGHT MLS #MDGA2004340

Feb 24, 2023

Sold

$650,000

$225/sq ft

Jan 19, 2023

Contingent

—

Jan 12, 2023

Listed

$649,900

$225/sq ft

BRIGHT MLS #MDGA128812

Apr 8, 2019

Sold

$395,000

$137/sq ft

Mar 15, 2019

Pending

—

Mar 10, 2019

Listed

$395,000

$137/sq ft

+60

One of the most wonderful and affordable lake access neighborhoods on Deep Creek Lake! This fabulous, light filled chalet has room for all your family and friends. Open living floor plan has a two story cathedral ceiling with a wall of windows to let the outside in! Living area has a beautiful stone fireplace. Step out to a wrap around deck and a large inviting hot tub! Two bright and spacious main level bedrooms and a full bath. The upper level is a large private master bedroom with cathedral ceiling and a bath. A loft area is off the master and can be used for sleeping and an office area. Lower level has a recreation room with a wood stove hookup. Also a spacious bedroom with glass door to the outside and full bath. The neighborhood has 3,000' of beautiful common lake front with 3 swimming platforms, canoe racks, boat slips, jet ski area, fishing pond, playground, and common trash compactor! There is a list for dock slips. Until you get it you can launch your boat at the Sky Valley boat launch. One of the only private launches on Deep Creek Lake. This charming chalet offers everything you will want or need in a Deep Creek Lake Vacation or year around home! Located in Sky Valley East with almost an acre of beautiful wooded seclusion. 1 car attached garage. Call for your preview today!

BRIGHT MLS #1003562214

Jul 21, 2014

Sold

$333,000

$115/sq ft

Jun 11, 2014

Listing Removed

—

Jun 13, 2013

Listed

$369,000

$128/sq ft

Public Records

Sep 19, 2001

Sold

$32,000

$11/sq ft

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Year

Property tax

Land + Additions

Assessment*

2025

$6,757 (+10.6%)

2024

$6,108 (+16.5%)

$109,500 + $484,800

$594,300

2023

$5,245 (+19.7%)

2022

$4,382 (+1.6%)

2021

$4,313 (+1.6%)

$61,100 + $311,500

$372,600

2020

$4,244 (+1.7%)

2019

$4,175 (+8.2%)

2018

$3,860 (+2.1%)

2017

$3,780 (+2.6%)

2016

$3,683 (−9.8%)

2015

$4,085 (−10.1%)

$76,100 + $291,900

$368,000

2014

$4,546

$84,100 + $325,700

$409,800

2013

$4,546 (+0.9%)

2012

$4,505 (−10.0%)

2011

$5,006

2010

$5,006 (+16.3%)

2009

$4,304

Tax history for 484 Bench Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,757 (+10.6%)

2024

$6,108 (+16.5%)

$109,500 + $484,800

$594,300

2023

$5,245 (+19.7%)

2022

$4,382 (+1.6%)

2021

$4,313 (+1.6%)

$61,100 + $311,500

$372,600

2020

$4,244 (+1.7%)

2019

$4,175 (+8.2%)

2018

$3,860 (+2.1%)

2017

$3,780 (+2.6%)

2016

$3,683 (−9.8%)

2015

$4,085 (−10.1%)

$76,100 + $291,900

$368,000

2014

$4,546

$84,100 + $325,700

$409,800

2013

$4,546 (+0.9%)

2012

$4,505 (−10.0%)

2011

$5,006

2010

$5,006 (+16.3%)

2009

$4,304

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.95 Acres

Year renovated

—

Sq. Ft.

2,636

Year built

2004

Style

Single Family Residential

County

Garrett County

APN

18 015439

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Side Entry, Inside Access
# of Total Garage and Parking Spaces: 1
Has Garage
# of Garage Spaces: 1
Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 2
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Partially Furnished
Living Area Sq.Ft. Source: Estimated

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Gas/Propane

Basement Information
Basement: Yes
Full, Fully Finished

Exterior

Property Information
Property Manager Present
Total Below Grade Sq. Ft.: 1414
Improvement Assessed Value: $484,800
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: Cedar, Stone
Foundation Details: Slab
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: Cats OK, Dogs OK
Roof: Architectural Shingle
Structure Type: Detached
Building Not Winterized

Lot Information
Navigable Water
Tidal Water: No

Land Information
Land Assessed Value: $109,500

Dock Information
Dock Type and Features: Single Slip, Sun Deck, Ramp
Dock/Slip Conveyance: Waiting List, Subject to DNR Permit, Association Owned
# of Boats Power: 1
# of Boats Non-power: 1
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 1,736
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 257
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,157
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $4,352
Tax Assessed Value: $446,500
Tax Year: 2023
Tax Annual Amount: $4,352

Assessments Information
Year Assessed: 2023

Rental Information
Total Actual Rent: $24,000

Utilities

Utilities Information
Cable
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
90% Forced Air
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Septic < # of BR, Perc Approved Septic
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Road Maintenance, Snow Removal
HOA/Condo/Coop Amenities: Boat Ramp, Boat Slip, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
HOA Fee: $998
HOA Fee Frequency: Annually

School Information
Elementary School: CALL SCHOOL BOARD
Middle Or Junior School: SOUTHERN MIDDLE
High School: SOUTHERN GARRETT HIGH
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Bittinger Rd (Rt 495) to right on Sky Valley Drive. Right on Bench Rd at community center/pond, #484 on left.
Location Type: Lake
Road Responsibility: Private

Waterfrontage Information
Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
Water Access
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake

Community Information
# of Community Docks: 1

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,636
Stories: 1.5
Lot Size: 0.95 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: —
County: Garrett County
APN: 18 015439

Home facts updated by county records on Jul 17, 2026

Other

Miscellaneous Information
Vacation Rental

Around this home

Schools

Broad Ford Elementary School

Public PreK-6 • Assigned • 8.7mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 9.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

1/10 Heat Factor

6 days above 89° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Swanton, MD • 21561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 2.8 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

2.8 hrs

JuneDecember

Provided by Shadowmap

Is this your home?

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Home values near 484 Bench Rd

Data from public records.

Address	Redfin Estimate
632 Bench Road, Swanton, MD - Beds \| 2 Baths \| 2938 Sq. Ft.	$544,734
518 Bench Road, Swanton, MD 4 Beds \| 3 Baths \| 2800 Sq. Ft.	$630,326

Address	Redfin Estimate
588 Bench Road, Swanton, MD 5 Beds \| 3 Baths \| 3220 Sq. Ft.	$790,166
390 Bench Road, Swanton, MD 4 Beds \| 2.5 Baths \| 2630 Sq. Ft.	$644,214

Address	Redfin Estimate
542 Bench Road, Swanton, MD 3 Beds \| 3.5 Baths \| 1792 Sq. Ft.	$751,001
406 Bench Road, Swanton, MD - Beds \| 2 Baths \| 1296 Sq. Ft.	$502,074

Property information provided by BRIGHT MLS when last listed in 2023. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21561, MD

Sale history for 484 Bench Rd

Tax history for 484 Bench Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Is this your home?

Nearby similar homes

New listings for sale in 21561

Home values near 484 Bench Rd

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