OFF MARKET

Off market sep 2020 for $1.2M

$2,349,336

Est. refi paymentEst. refi $8,805/mo

•

5,468

sq ft

515 Harvey Peninsula Rd, Swanton, MD 21561

About this home

Rare opportunity to own one of Deep Creek Lake's only 9 bedroom homes! This home has had a substantial makeover in 2018/2019 (inside and out) and is poised to be even more of a rental juggernaut. Total square footage near 5,500sf and features wood burning fireplace, screened porch, rec room huge kitchen and a level, grassy lakefront lawn. Main home offers 7BRs 5.5BA, guest home offers 2BR, 2BA, and they can be rented/occupied individually or in conjunction with each other. 100 feet of waterfront in a quiet, no-wake cove and includes a dock slip. Very private setting, yet just a few minutes to state park, shopping & dining. Over-sized 2+ acre lot offers an amazing opportunity to build a pool, garage and/or sport-court - perhaps all 3! The sky is the limit with this unique property! "Three Bears Retreat". $100k in vacation rental income booked so far in 2020 despite the COVID shutdown in spring.

Single-familyProperty Type

2001Year Built

2.07 acresLot Size

$430Est. Price/Sq.Ft.

9 spacesParking

Listed by Jay Ferguson • Taylor-Made Deep Creek Real Estate, LLC

•301-387-4700 (broker)

•terah@deepcreeksales.com (broker)

Bought with Jon Bell • Railey Realty, Inc.

•301-387-2900 (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDGA131540

Redfin Estimate

$2,349,336

$1.1M since sold in September 2020$6,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 74.8% higher than the average sale price ($1.34M) of 6 comparable homes.

SOLD JUL 24, 2026
$1,880,000
A
6 beds6 baths6,697 sq ft
282 Lakefront Links Dr, Swanton, MD 21561
SOLD SEP 2, 2026
$890,000
B
5 beds3.5 baths2,926 sq ft
304 Waterfront Greens Dr, Swanton, MD 21561
SOLD SEP 18, 2026
$2,175,000
C
4 beds5 baths4,500 sq ft
42 Red Oak Way, Swanton, MD 21561
SOLD JUN 26, 2026
$1,325,000
D
6 beds7 baths4,402 sq ft
195 Waterfront Greens Dr, Swanton, MD 21561
SOLD OCT 9, 2026
$695,000
E
5 beds4 baths3,480 sq ft
18 Mountainside Ct, Oakland, MD 21550
SOLD MAY 29, 2026
$1,100,000
F
5 beds3.5 baths4,230 sq ft
56 Vista Ct, Swanton, MD 21561

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Earn from this home

Refinance

Est. cash available

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Rent

$4,290/mo

Redfin rental estimate

List your home for rent

Market trends in 21561, MD

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

92.5%

2.3% MoM

Median sale price

$652K

$40K MoM

Avg. days on market

85d

27 days MoM

Recently sold homes

3 MoM

New listings for sale

3D WALKTHROUGH
$3,299,900
5 beds6 baths6,398 sq ft
75 Lakefront Links Dr, Swanton, MD 21561
(301) 387-2000
See all

Provided by Redfin

Sale history for 515 Harvey Peninsula Rd

Date

Event

Price

BRIGHT MLS #MDGA131540

Sep 9, 2020

Sold

$1,225,000

$224/sq ft

Jul 30, 2020

Contingent

—

Jun 30, 2020

Relisted

—

Jun 30, 2020

Price Changed

$1,299,000

$238/sq ft

Feb 5, 2020

Listing Removed

—

Oct 12, 2019

Listed

$1,365,000

$250/sq ft

BRIGHT MLS #1003700300

Oct 31, 2018

Sold

$950,000

$174/sq ft

Oct 3, 2018

Contingent

—

Sep 12, 2018

Listed

$989,000

$181/sq ft

+38

Public Records

Jun 10, 2005

Sold

$970,000

$177/sq ft

Public Records

Sep 19, 2002

Sold

$739,900

$135/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$23,842 (+17.2%)

2024

$20,336 (+74.5%)

$428,000 + $1,589,100

$2,017,100

2022

$11,654 (+5.3%)

2021

$11,067 (+6.5%)

$247,900 + $685,900

$933,800

2020

$10,387 (+7.0%)

2019

$9,707 (+5.5%)

2018

$9,197 (+0.8%)

$207,900 + $563,700

$771,600

2017

$9,120 (−0.8%)

$207,900 + $563,700

$771,600

2016

$9,194 (−0.5%)

$207,900 + $573,500

$781,400

2015

$9,236 (−20.8%)

$207,900 + $573,500

$781,400

2014

$11,664 (+0.9%)

$288,000 + $707,200

$995,200

2013

$11,564 (+6.4%)

2012

$10,869 (−1.4%)

2011

$11,023

2010

$11,023 (+24.3%)

2009

$8,867

Tax history for 515 Harvey Peninsula Rd

Year

Property tax

Land + Additions

Assessment*

2025

$23,842 (+17.2%)

2024

$20,336 (+74.5%)

$428,000 + $1,589,100

$2,017,100

2022

$11,654 (+5.3%)

2021

$11,067 (+6.5%)

$247,900 + $685,900

$933,800

2020

$10,387 (+7.0%)

2019

$9,707 (+5.5%)

2018

$9,197 (+0.8%)

$207,900 + $563,700

$771,600

2017

$9,120 (−0.8%)

$207,900 + $563,700

$771,600

2016

$9,194 (−0.5%)

$207,900 + $573,500

$781,400

2015

$9,236 (−20.8%)

$207,900 + $573,500

$781,400

2014

$11,664 (+0.9%)

$288,000 + $707,200

$995,200

2013

$11,564 (+6.4%)

2012

$10,869 (−1.4%)

2011

$11,023

2010

$11,023 (+24.3%)

2009

$8,867

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

7.5

Stories

Lot width

—

Lot depth

—

Lot size

90,271

Year renovated

2021

Sq. Ft.

5,468

Year built

2001

Style

Single Family Residential

County

Garrett County

APN

18 068931

Parking Spaces

Basement

Yes

Accessible

Yes

HOA Dues

—

Garage

Features

Views, Green, Waterfront

Last updated by owner on Jun 16, 2021.

Property details

Parking

Parking Information
Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 2
# of Bedrooms On 1st Lower Level: 4

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 3
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 2
# of Bathrooms (Full) On All Upper Levels: 3
# of Bathrooms (Full) On All Lower Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 7

Interior Information
Appliances: Built-In Microwave, Washer, Dryer, Dishwasher, Refrigerator, Stove
Furnished
Interior Features: Combination Dining/Living, CeilngFan(s)
Living Area Sq.Ft. Source: Assessor

Fireplace Information
Has Fireplace
# of Fireplaces: 3
Gas/Propane, Wood

Basement Information
Basement: Yes
Connecting Stairway, Fully Finished, Outside Entrance, Walkout Level

Exterior

Property Information
Not Federal Flood Zone
Property Manager Present
Total Below Grade Sq. Ft.: 1848
Accessibility Features: Other
Improvement Assessed Value: $685,900
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Year Major Reno/Remodel: 2018

Building Information
Construction Materials: Log Siding
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: Cats OK, Dogs OK
Roof: Shingle
Structure Type: Detached

Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 100
Tidal Water: No

Land Information
Land Assessed Value: $247,900

Dock Information
Dock Type and Features: Single Slip
Dock/Slip Conveyance: Assigned, Exclusive Use, Subject to DNR Permit
# of Boats Power: 1
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 3,668
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 48
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,800
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $9,012
Tax Assessed Value: $825,667
Tax Year: 2020
Tax Annual Amount: $9,629

Assessments Information
Year Assessed: 2020

Lease Information
Lease Considered: No

Rental Information
Total Actual Rent: $90,000

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
90% Forced Air, Forced Air, Other
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well
Municipal Trash: No

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Pier/Dock Maintenance, Road Maintenance
Other Fees: $1,000
Other Fees Frequency: Annually

School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Garrett Hwy to Glendale Rd, right on North Glade, right on Harvey Peninsula Rd. #515 on left.
Road Responsibility: Private

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Swimming Allowed
Water Access
Shared
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake

Public facts

Beds: 9
Baths: 7.5
Sq. Ft.: 5,468
Stories: 1.5
Parking Spaces: 9
Basement: Yes
Accessible: Yes
Lot Size: 2.07 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: 2021
County: Garrett County
APN: 18 068931
HOA Dues: —
Garage: No
Features: Views, Green, Waterfront

Home facts updated by owner on Jun 16, 2021

Other

Miscellaneous Information
Vacation Rental

Around this home

Schools

K - 12
Preschool & daycare

Broad Ford Elementary School

Public PreK-6 • Assigned • 8.7mi

3/10

Southern Garrett High School

Public 7-12 • Assigned • 9.7mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 89° expected this year, 19 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Swanton, MD • 21561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 7.6 hours in June and 2.7 hours in December, placing it below the U.S. average for solar exposure.

7.6 hrs

2.7 hrs

JuneDecember

Provided by Shadowmap

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Home values near 515 Harvey Peninsula Rd

Data from public records.

Address	Redfin Estimate
535 Harvey Peninsula Rd, Swanton, MD - Beds \| 5.5 Baths \| 4100 Sq. Ft.	$1,705,212
595 Harvey Peninsula Rd, Swanton, MD 2 Beds \| - Baths \| 576 Sq. Ft.	$373,776
350 Clark Lohr Rd, Swanton, MD - Beds \| 3.5 Baths \| 2700 Sq. Ft.	$1,254,977
324 Clark Lohr Rd, Swanton, MD - Beds \| 3 Baths \| 1950 Sq. Ft.	$1,091,032
601 Harveys Peninsula Rd, Swanton, MD 4 Beds \| 2.5 Baths \| 1804 Sq. Ft.	$1,297,307

Address	Redfin Estimate
539 Harvey Peninsula Rd, Swanton, MD 4 Beds \| 3.5 Baths \| 2016 Sq. Ft.	$1,242,900
563 Harvey Peninsula Rd, Swanton, MD - Beds \| 1 Baths \| 861 Sq. Ft.	$307,995
378 Clark Lohr Rd, Swanton, MD 4 Beds \| 3.5 Baths \| 3288 Sq. Ft.	$1,262,222
448 Clark Lohr Rd, Swanton, MD 5 Beds \| 4.5 Baths \| 3770 Sq. Ft.	$1,970,292
615 Harveys Peninsula Rd, Swanton, MD - Beds \| 1 Baths \| 1248 Sq. Ft.	$333,748

Address	Redfin Estimate
589 Harvey Peninsula Rd, Swanton, MD 3 Beds \| 2 Baths \| 1063 Sq. Ft.	$382,973
511 Harvey Peninsula Rd, Swanton, MD 4 Beds \| 3 Baths \| 2744 Sq. Ft.	$859,895
422 Clark Lohr Rd, Swanton, MD 5 Beds \| 4 Baths \| 3968 Sq. Ft.	$1,635,804
609 Harveys Peninsula Rd, Swanton, MD 3 Beds \| 3 Baths \| 1344 Sq. Ft.	$985,104

Property information provided by BRIGHT MLS when last listed in 2019. This data may not show owner updates. Learn more.

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