5BR, 3.5BA waterfront with Type A dock on a must-see piece of lakefront property, just steps from DCL state park and the Discovery Center! This renovated lake house is the perfect mesh of 'Old Deep Creek' and contemporary style & finishes. Ultra-private 92 feet of frontage, coupled with your own personal lagoon (in a no wake zone) - a truly unique waterfront experience. This property really makes you feel a sense of seclusion and tranquility few other lots can offer. The amazing outdoor area includes an expansive deck with lake & dock views, as well as a gazebo and true lakeside fire-pit. Accessibility to the water is a breeze via a mostly flat, grassy lawn area. The house also offers a bright & airy covered rear patio - perfect for outside dining or relaxing on a rainy day. Inside, enjoy wood floors & accent walls, 2 master suites, multiple living areas, wet-bar, 2 gas fireplaces + wood stove and central AC. House is currently permitted as an existing vacation rental, Bears Dream, but limited by the owner to just a few weeks/months each year. Very well-maintained, owner pride evident throughout. Sold mostly furnished, including physical dock + jet ski floats.
Single-familyProperty Type
1989Year Built
0.3 acresLot Size
$936Est. Price/Sq.Ft.
Listed by Jay Ferguson• Taylor-Made Deep Creek Real Estate, LLC
Full, Heated, Improved, Interior Access, Outside Entrance, Other
Exterior
Property Information
Not Federal Flood Zone
Property Manager Present
Total Below Grade Sq. Ft.: 0
Improvement Assessed Value: $169,100
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Year Major Reno/Remodel: 2015
Building Information
Construction Materials: Wood Siding
Foundation Details: Block, Slab, Other
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Patio(s)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Metal
Structure Type: Detached
Lot Information
Navigable Water
Has Water View
Water Frontage In Feet: 92
Tidal Water: No
Land Information
Land Assessed Value: $339,000
Dock Information
Dock Type and Features: Floating, Private, Type A, Multiple Slip
Dock/Slip Conveyance: Physical Dock/Slip Conveys, Subject to DNR Permit
# of Boats Power: 2
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 2,162
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $5,851
Tax Assessed Value: $504,533
Tax Year: 2020
Tax Annual Amount: $6,302
Assessments Information
Year Assessed: 2021
Lease Information
Lease Considered: No
Rental Information
Total Actual Rent: $28,000
Utilities
Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Forced Air, Heat Pump(s)
Heating Fuel: Propane - Leased
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well
Location
School Information
Elementary School: CALL SCHOOL BOARD
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Garrett Hwy to Glendale Rd, drive across Glendale bridge then left on State Park Rd. Immediate right BEFORE crossing the state park bridge.
Location Type: Lake
Road Responsibility: City/County
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access
Water Access
Park, Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake
Public facts
Beds: —
Baths: 6.5
Sq. Ft.: 4,782
Stories: 2.0
Lot Size: 0.3 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Garrett County
APN: 18 008467
Home facts updated by county records on Jul 17, 2026
Other
Miscellaneous Information
Vacation Rental
Around this home
Schools
Broad Ford Elementary School
Public PreK-6 • Assigned • 7.9mi
3/10
Southern Garrett High School
Public 7-12 • Assigned • 8.8mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 89° expected this year, 18 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Swanton, MD • 21561
Average low and high temperatures (°F)
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56
34
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44
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81
65
76
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71
55
62
44
49
35
38
25
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Sun exposure
In this area, properties receive around 7.6 hours in
June and 2.7 hours in December, placing it below the
U.S. average for solar exposure.