Experience exceptional lakefront living with 100 feet of pristine shoreline and breathtaking lake views from nearly every room. This stunning waterfront home is designed to maximize its incredible setting, offering a level lakefront lot which boasts a firepit, making an ideal place to enjoy family and friends. Wake up to sparkling water views, relax on spacious outdoor living areas, and enjoy direct access to the lake from your private Type A dock. Whether you're seeking a year-round residence or the perfect waterfront retreat, this property delivers an unparalleled lakeside lifestyle in a truly spectacular setting.
Single-familyProperty Type
1974Year Built
0.57 acresLot Size
$995Price/Sq.Ft.
2 car garageParking
Listed by Betsy Spiker Holcomb• Taylor-Made Deep Creek Real Estate, LLC
Est. $2,718 per month, based on comparable rentals
Sale and tax history for 85 Windy Cove Rd
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDGA2012160
Sep 10, 2026
Sold
$1,500,000
$995/sq ft
Aug 12, 2026
Contingent
—
Jun 17, 2026
Listed
$1,649,000
$1,094/sq ft
BRIGHT MLS #MDGA2009482
Sep 19, 2025
Sold
$1,499,990
$995/sq ft
Aug 30, 2025
Contingent
—
Jul 29, 2025
Price Changed
$1,539,000
$1,021/sq ft
May 15, 2025
Listed
$1,579,000
$1,047/sq ft
+58
Premium lakefront in a Premium Location! If you are looking for prime lake-frontage this is a must see. Located on a peaceful cove with level lakefront, a private Type A boat dock, and expansive lake views, the 4 bedroom 2 bath cottage with detached 2-car garage offers a convenient location, expansive views from almost every room and great water depth. Newly renovated bathrooms, bedrooms, and recreation areas. Situated in the heart of Deep Creek Lake, this property is truly close to everything: 1 mile to Deep Creek Lake State Park, 2 miles to Deep Creeks best restaurants, 2.5 miles to Garrett Cinemas and Arrowhead Market, 3.7 miles to marinas, 8 miles to Wisp Resort, easy access by water to the Deep Creek Yacht Club, 6 miles to Thousand Acres Golf Club and about 10 miles to Lodestone Golf Course and attractions like Swallow Falls and Herrington Manor State Parks. The property also offers easy access to I-68 and Corridor H. The location on the lake is ideal for all outdoor activities, including Boating, Sailing, Kayaking, Water Skiing, Tubing, and Surfing. The property comes with a Type A dock which allows 2 power boats and a third vessel like a WaveRunner or sailboat. This charming cottage includes a main level primary suite, an updated kitchen with granite counters and stainless steel appliances, large spaces for entertainment, 2 full bathrooms, a separate dining room, central A/C, public sewer (avoiding the construction restrictions imposed by septic systems), and 100 feet of level lake frontage. The coveted southern exposure offers all day sun to the dock, yard, firepit, and lakeside deck. Two-car garage. Level outdoor parking area ideal for all weather conditions. Large building envelope for expansion of existing cottage or future rebuild. Minimal restrictions. No HOA fees. Holds a TVRU rental license for 4 bedrooms, 12-person occupancy. Properties with this location, accessibility, level lake frontage, and capacity for expansion afforded by public sewer are a rare find. Schedule your appointment today!
Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Laundry, Loft
Laundry Type: Main Floor
Basement Information
Basement: Yes
Connecting Stairway
Exterior
Property Information
Total Below Grade Sq. Ft.: 384
Improvement Assessed Value: $615,200
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Building Information
Construction Materials: Frame
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s)
Roof: Shingle
Structure Type: Detached
Lot Information
Lot Features: Landscaping, Level
Navigable Water
Has Water View
Water Frontage In Feet: 100
Land Information
Land Assessed Value: $497,600
Dock Information
Dock Type and Features: Type A
Dock/Slip Conveyance: Subject to DNR Permit
# of Boats Power: 2
# of Boats Non-power: 1
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 1,508
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft.: 384
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $8,456
Tax Assessed Value: $868,933
Tax Year: 2025
Tax Annual Amount: $8,456
Assessments Information
Year Assessed: 2026
Utilities
Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well
Location
School Information
School District Name: GARRETT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Garrett Highway South to left on Glendale Road, right on Beckmans Peninsula, right on Windy Cove, home is on the left.
Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Lake
Water Body Name: Deep Creek Lake
Public facts
Beds: —
Baths: 2.5
Sq. Ft.: 1,508
Stories: 1.0
Lot Size: 0.57 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: Garrett County
APN: 18 007037
Home facts updated by county records on Oct 15, 2026
Around this home
Schools
Broad Ford Elementary School
Public PreK-6 • Assigned • 7.5mi
3/10
Southern Garrett High School
Public 7-12 • Assigned • 8.5mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 89° expected this year, 18 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Swanton, MD • 21561
Average low and high temperatures (°F)
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72
54
62
44
49
35
38
25
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Sun exposure
89/ 100
Very good sunlight
Sunscore
This home ranks in the top 16% for direct sun exposure in Swanton. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.