Experience exceptional lakefront living with 100 feet of pristine shoreline and breathtaking lake views from nearly every room. This stunning waterfront home is designed to maximize its incredible setting, offering a level lakefront lot which boasts a firepit, making an ideal place to enjoy family and friends. Wake up to sparkling water views, relax on spacious outdoor living areas, and enjoy direct access to the lake from your private Type A dock. Whether you're seeking a year-round residence or the perfect waterfront retreat, this property delivers an unparalleled lakeside lifestyle in a truly spectacular setting.
Single-familyProperty Type
1974Year Built
0.57 acresLot Size
$1,094Price/Sq.Ft.
2 car garageParking
Listed by Betsy Spiker Holcomb• Taylor-Made Deep Creek Real Estate, LLC
Premium lakefront in a Premium Location! If you are looking for prime lake-frontage this is a must see. Located on a peaceful cove with level lakefront, a private Type A boat dock, and expansive lake views, the 4 bedroom 2 bath cottage with detached 2-car garage offers a convenient location, expansive views from almost every room and great water depth. Newly renovated bathrooms, bedrooms, and recreation areas. Situated in the heart of Deep Creek Lake, this property is truly close to everything: 1 mile to Deep Creek Lake State Park, 2 miles to Deep Creeks best restaurants, 2.5 miles to Garrett Cinemas and Arrowhead Market, 3.7 miles to marinas, 8 miles to Wisp Resort, easy access by water to the Deep Creek Yacht Club, 6 miles to Thousand Acres Golf Club and about 10 miles to Lodestone Golf Course and attractions like Swallow Falls and Herrington Manor State Parks. The property also offers easy access to I-68 and Corridor H. The location on the lake is ideal for all outdoor activities, including Boating, Sailing, Kayaking, Water Skiing, Tubing, and Surfing. The property comes with a Type A dock which allows 2 power boats and a third vessel like a WaveRunner or sailboat. This charming cottage includes a main level primary suite, an updated kitchen with granite counters and stainless steel appliances, large spaces for entertainment, 2 full bathrooms, a separate dining room, central A/C, public sewer (avoiding the construction restrictions imposed by septic systems), and 100 feet of level lake frontage. The coveted southern exposure offers all day sun to the dock, yard, firepit, and lakeside deck. Two-car garage. Level outdoor parking area ideal for all weather conditions. Large building envelope for expansion of existing cottage or future rebuild. Minimal restrictions. No HOA fees. Holds a TVRU rental license for 4 bedrooms, 12-person occupancy. Properties with this location, accessibility, level lake frontage, and capacity for expansion afforded by public sewer are a rare find. Schedule your appointment today!
BRIGHT MLS #MDGA2007692
Dec 3, 2024
Listing Removed
—
Sep 11, 2024
Price Changed
$1,525,000
$1,011/sq ft
Jul 15, 2024
Listed
$1,579,000
$1,047/sq ft
BRIGHT MLS #MDGA2007086
May 15, 2024
Listing Removed
—
Apr 19, 2024
Listed
$1,649,000
$1,094/sq ft
Apr 18, 2024
Coming Soon
*
BRIGHT MLS #MDGA2005824
Oct 20, 2023
Sold
$1,407,750
$934/sq ft
Sep 9, 2023
Pending
—
Sep 8, 2023
Listed
$1,249,000
$828/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$8,830 (+6.8%)
2024
$8,270 (+25.9%)
$433,000 + $314,000
$747,000
2022
$6,569 (−0.3%)
2021
$6,586 (+0.5%)
$376,800 + $149,600
$526,400
2020
$6,551 (+0.5%)
2019
$6,515 (+5.5%)
2018
$6,173 (+0.8%)
$376,800 + $141,100
$517,900
2017
$6,121
$376,800 + $141,100
$517,900
2016
$6,120 (−0.5%)
$376,800 + $143,400
$520,200
2015
$6,148 (−22.0%)
$376,800 + $143,400
$520,200
2014
$7,884 (+0.9%)
$521,800 + $150,900
$672,700
2013
$7,817 (+6.4%)
2012
$7,347 (+0.1%)
2011
$7,337
2010
$7,337 (+6.4%)
2009
$6,893
Public record
Beds
—
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
0.57 Acres
Year renovated
—
Finished Sq. Ft.
1,508
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,508
Year built
1974
Style
Single Family Residential
County
Garrett County
APN
18 007037
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 89° expected this year, 18 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Swanton, MD • 21561
Average low and high temperatures (°F)
29
16
37
22
56
34
63
44
65
48
76
59
81
65
74
58
71
55
62
44
49
35
38
25
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
This home ranks in the top 15% for direct sun exposure in Swanton. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.4 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 85 Windy Cove Rd
$1,557,113
$92K under list price of $1.65M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $960K to $2.4M.