For sale

$210,000

Est. $1,373/mo —

•

1,378

sq ft

12632 Creagerstown Rd, Thurmont, MD 21788

About this home

Auction to take place October 30. REO property. A rare opportunity to create something truly special on a beautiful 1.9-acre setting with sweeping pastoral views. Nestled beyond a line of mature trees, this property offers a serene, private backdrop that feels miles away while remaining conveniently close to major commuter routes. Possible manufactured home. Buyer to verify. The existing home features a spacious footprint with an open layout and generously sized bedrooms, providing a starting point for renovation or the perfect canvas for a complete reimagination. An oversized detached garage adds exceptional flexibility—ideal for storage, a workshop, or future creative use. Whether you’re looking to restore, rebuild, or design your dream home from the ground up, the potential here is undeniable. Enjoy the best of both worlds: peaceful country surroundings with easy access to everyday conveniences. Please note: The first 30 days of the listing are reserved for owner-occupant purchasers. Owner-occupant offers will be reviewed after seven days on the market.

Single-familyProperty Type

1959Year Built

1.9 acresLot Size

$152Price/Sq.Ft.

3 car garageParking

Listed by Georgette Calomeris • L. P. Calomeris Realty

•301-698-1958 (broker)

•georgette@calomeris.com (broker)

Listed by Laura Stang • L. P. Calomeris Realty

•301-698-1958 (broker)

•georgette@calomeris.com (broker)

Listing updated: Nov 3, 2026 at 10:13pm

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDFR2079764

Payment calculator

$1,373 per month

Principal and interest$1,132

Property taxes

$190

HOA dues

Home insurance

$51

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (7)

OPEN SAT, 10AM TO 12PM
$224,900
3 beds2 baths1,249 sq ft
116 N Altamont Ave N #116, Thurmont, MD 21788
$235 HOA • 2 parking spots • Built 2002
(301) 698-5005
OPEN SAT, 12PM TO 2PM3D WALKTHROUGH
$265,000
2 beds2 baths1,058 sq ft
2404 Dominion Dr Unit 3D, Frederick, MD 21702
$355 HOA • Parking • Community pool
(301) 298-1001
OPEN SAT, 12PM TO 2PM
$659,000
4 beds3.5 baths3,778 sq ft
133 Greenwich Dr, Walkersville, MD 21793
0.25 acre lot • 2 garage spots • Built 2007
(703) 938-4200
OPEN SAT, 12PM TO 2PM
$524,900
4 beds2.5 baths2,450 sq ft
9390 Highlander Blvd, Walkersville, MD 21793
0.25 acre lot • 2 garage spots • Built 1978
(240) 575-5462
OPEN SAT, 1PM TO 3PM
$589,900
3 beds2 baths1,576 sq ft
2587 Lamplighter Dr, Frederick, MD 21702
5,993 sq ft lot • 2 garage spots • Community pool
(301) 882-8710
OPEN SUN, 1PM TO 3PM
$399,900
3 beds2 baths1,108 sq ft
1609 Norwich Dr, Frederick, MD 21701
8,310 sq ft lot • Garage • Built 1987
(301) 662-0155
OPEN NOV 19, 3PM TO 4PM
$475,000
4 beds1.5 baths2,184 sq ft
8438 Edgewood Church Rd, Frederick, MD 21702
11.25 acre lot • 2 garage spots • Built 1900
(301) 739-3733

Around this home

Schools

K - 12
Preschool & daycare

Thurmont Primary School

Public PreK-2 • Assigned • 2.6mi

Thurmont Middle School

Public 6-8 • Assigned • 3.5mi

5/10

Catoctin High School

Public 9-12 • Assigned • 4.6mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

12632 Creagerstown Rd · $210,000

DAYS ON MARKET

The average home goes pending in 39 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median list price in this area is $566,147. (170% higher than this home)

PRICE DROP

25% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Interior features
Open floor plan with combined kitchen and dining area
Paneled walls

Bedrooms
Two bedrooms on the main level

Bathrooms
One full bathroom on the main level

Kitchen
Kitchen integrated with dining area

Laundry & utility
No basement

Heating & cooling
Electric baseboard heating
Electric hot water

Sale and tax history for 12632 Creagerstown Rd

Sale History
Tax History

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Year

Property tax

Land + Additions

Assessment*

2026

$2,561 (+5.6%)

$80,500 + $118,800

$199,300

2025

$2,427 (+5.9%)

$80,500 + $118,800

$199,300

2024

$2,292 (+10.5%)

2023

$2,075 (+1.1%)

2022

$2,052 (+0.3%)

$80,500 + $85,400

$165,900

2021

$2,047 (+2.0%)

2020

$2,007 (+4.1%)

2019

$1,929 (+3.4%)

$80,500 + $79,600

$160,100

2018

$1,866 (+5.3%)

2017

$1,772 (−2.0%)

$80,500 + $59,300

$139,800

2015

$1,807 (+0.7%)

$84,500 + $57,100

$141,600

2014

$1,794 (+7.7%)

2013

$1,666 (+1.0%)

2012

$1,650 (+4.7%)

2011

$1,576

2010

$1,576 (+35.2%)

2009

$1,166

Public record

Public record
Zoning

Beds

—

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

1.9 Acres

Year renovated

—

Finished Sq. Ft.

1,378

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,378

Year built

1959

Style

Single Family Residential

County

Frederick County

APN

04 156994

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Residential District 1

The purpose of the residential density districts is to promote healthful and convenient distribution of population with sufficient densities to maintain a high standard of physical design and community service. Residential density districts will conform to the County Comprehensive Plan and will be located within areas identified for residential development. The districts, as a group, are intended to provide for a variety of dwelling types and densities and to offer housing choices at various economic levels. It is further the intent to establish various densities of residential developments in order to efficiently and effectively provide for necessary public services and facilities. The following residential density districts and maximum densities are hereby established.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Group
Housing-Single unit
Housing-Multiple units

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

4/10 Wind Factor

8% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Thurmont, MD • 21788

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

84/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Thurmont. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.9 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12632 Creagerstown Rd

$204,453

$5,547 under list price of $210K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $205K to $398K.

SOLD AUG 17, 2026
$270,000 Last sold price
2 beds1 bath852 sq ft
13035-D Brice Rd, Thurmont, MD 21788
$165/sq ft
smaller lot
3 years older
SOLD OCT 15, 2026
$210,000 Last sold price
2 beds1 bath1,152 sq ft
12349 Layman Rd, Thurmont, MD 21788
$30/sq ft
larger lot
25 years newer
SOLD OCT 30, 2026
$397,500 Last sold price
3 beds2 baths1,200 sq ft
16 Summit Ave, Thurmont, MD 21788
$179/sq ft
smaller lot
3 years older
SOLD APR 20, 2026
$205,000 Last sold price
3 beds1.5 baths968 sq ft
706 E Main St, Thurmont, MD 21788
$60/sq ft
smaller lot
basement
SOLD MAR 13, 2026
$310,000 Last sold price
3 beds1 bath1,120 sq ft
9320 Rocky Ridge Rd, Rocky Ridge, MD 21778
$125/sq ft
smaller lot
14 years older
SOLD SEP 14, 2026
$335,000 Last sold price
3 beds2 baths1,160 sq ft
23 Hammaker St, Thurmont, MD 21788
$137/sq ft
smaller lot
27 years newer

Rental earnings

Est. $2,176 per month, based on comparable rentals

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(240) 240-6581

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New listings for sale in 21788

OPEN SAT, 10AM TO 12PM

$224,900

3 beds2 baths1,249 sq ft

116 N Altamont Ave N #116, Thurmont, MD 21788

$235 HOA • 2 parking spots • Built 2002

(301) 698-5005

$327,500

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14 Catoctin Highlands Cir, Thurmont, MD 21788

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3 beds2 baths1,249 sq ft

184 N Altamont Ave, Thurmont, MD 21788

Private oasis • Brand new kitchen • Stylish backsplash

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3 beds1.5 baths2,264 sq ft

6819-A Red Bird Ln, Thurmont, MD 21788

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32 Lombard St, Thurmont, MD 21788

Corner lot • Brand new roof • Designer kitchen

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110 Stull Ct, Thurmont, MD 21788

Mountain views • Fenced backyard • $45 HOA

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3 beds1.5 baths1,224 sq ft

10602 Bethel Rd, Frederick, MD 21702

Mature trees • Refreshed kitchen • Main-level laundry

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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