SOLD OCT 7, 2026

Sold on oct 2026

$525,000

•

2,544

sq ft

2861 Ridge Rd, Waldorf, MD 20603

Track this home’s value and nearby sales activity

About this home

PRICE IMPROVEMENT — NOW $525,000! Welcome to 2861 Ridge Road, offering 5 bedrooms, 3 full baths, a 2-car garage, nearly half an acre, and your own private in-ground pool! FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $10,000 closing-cost credit! This spacious home offers room to live, work, entertain and grow. The versatile layout includes generous living spaces and a finished lower level—ideal for guests, a home office, recreation space or multigenerational living. Step outside and enjoy your own backyard retreat! The in-ground pool is filled and ready to enjoy, with plenty of additional yard space for entertaining, cookouts and outdoor living. Situated on approximately 0.46 acres, this property offers the space and privacy buyers are looking for while remaining convenient to shopping, dining, commuter routes and everyday amenities. 5 Bedrooms | 3 Full Baths | 2-Car Garage | In-Ground Pool | Nearly ½ Acre At the new price of $525,000, plus a $5,000 seller credit and potential 2.85% FHA loan assumption, this is an opportunity worth seeing. Schedule your private showing today!

Single-familyProperty Type

1985Year Built

0.46 acresLot Size

$206Price/Sq.Ft.

$17/moHOA Dues

2 garage spacesParking

Listed by Kesha Catlin • KC Realty Group

•202-313-2590 (broker)

•info.kcrealtygroup@gmail.com (broker)

Bought with Michael Crawford • Michaels Realty, Inc.

•301-306-1777 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDCH2056090

Redfin Estimate

$526,107

$1,107 since sold in October 2026$27K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.4% higher than the average sale price ($495K) of 6 comparable homes.

SOLD SEP 10, 2026
$515,000
A
4 beds3 baths2,296 sq ft
8540 Abell Way, Waldorf, MD 20603
SOLD JUL 30, 2026
$518,000
B
4 beds3 baths2,624 sq ft
3140 Apple Creek Ln, Waldorf, MD 20603
SOLD SEP 14, 2026
$435,000
C
4 beds3 baths2,422 sq ft
8709 Valley Dr, Waldorf, MD 20603
SOLD JUL 2, 2026
$500,000
D
4 beds2.5 baths2,183 sq ft
8520 Abell Way, Waldorf, MD 20603
SOLD APR 8, 2026
$474,000
E
5 beds3 baths2,044 sq ft
2580 Laurel Branch Dr, Waldorf, MD 20603
SOLD MAY 12, 2026
$525,000
F
5 beds2.5 baths2,128 sq ft
8600 Valley Dr, Waldorf, MD 20603

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Market trends in 20603, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.6%

0.2% MoM

Median sale price

$465K

$10K MoM

Avg. days on market

43d

1 days MoM

Recently sold homes

108

17 MoM

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3D WALKTHROUGH
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3D WALKTHROUGH
$679,999
4 beds3.5 baths4,162 sq ft
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See all

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Rental estimate

Est. $3,029 per month, based on comparable rentals

Sale and tax history for 2861 Ridge Rd

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDCH2056090

Oct 7, 2026

Sold

$525,000

$206/sq ft

Aug 24, 2026

Contingent

—

Aug 6, 2026

Price Changed

$525,000

$206/sq ft

Aug 6, 2026

Relisted

—

Jul 26, 2026

Contingent

—

Jun 19, 2026

Listed

$540,000

$212/sq ft

Jun 9, 2026

Coming Soon

$540,000

$212/sq ft

MRIS #CH9510866

Jan 29, 2016

Sold

$348,500

$137/sq ft

Nov 28, 2015

Pending

—

Nov 1, 2015

Listed

$137/sq ft

+25

BRIGHT MLS #1000461989

Jan 29, 2016

Listing Removed

—

Jan 28, 2016

Sold

$348,500

$137/sq ft

Nov 1, 2015

Listed

$348,500

$137/sq ft

+25

Split With Personality! Looking for home that has it all? This one fits the bill! From the charming patio off famrm to the deck overlooking an inground pool! There is a room for everyone! Main level offers 3 bdrms/2 baths/llivrm/dinrm/large kitchen * Lower level offers large famrm w/ FP/bath/4th bdrm/5th bdrm + sitting rm(au par suite) & laundry rm * Original owner * Beautifully maintained! A must see!

Public Records

Apr 19, 1985

Sold

$109,975

$43/sq ft

Public Records

Feb 8, 1985

Sold

$45,500

$18/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$6,824 (+1.6%)

2025

$6,719 (+10.1%)

2024

$6,105 (+11.3%)

$120,200 + $360,100

$480,300

2023

$5,485 (+13.3%)

2022

$4,839 (+2.1%)

2021

$4,741 (+2.0%)

$110,100 + $237,000

$347,100

2020

$4,646 (+2.0%)

2019

$4,556 (+6.9%)

2018

$4,262 (+6.5%)

2017

$4,002 (+7.8%)

2016

$3,713

$90,200 + $182,400

$272,600

2015

$3,711 (−6.2%)

$90,200 + $182,400

$272,600

2014

$3,954 (+7.7%)

$97,700 + $194,000

$291,700

2013

$3,672 (+4.5%)

2012

$3,513 (−9.6%)

2011

$3,886

2010

$3,886 (+17.2%)

2009

$3,315

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

—

Sq. Ft.

2,544

Year built

1985

Style

Single Family Residential

County

Charles County

APN

06 128491

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 27, 2026.

WCD

Watershead Conservation District

To implement the direction and intent of the Comprehensive Plan with regards to protection of the Mattawoman Creek Stream Valley and the headwaters of the Port Tobacco River and to protect the watershed area's natural resources for its long-term value to the community, the ecological, aesthetic and scenic values and its recreation and economic value as a sustainable resource.; To further protect the Resource Protection Zone and limit forest fragmentation.; To allow for the transfer of development rights in appropriate locations.; To limit sprawl development and protect water resources and Tier II streams and wildlife habitat and implement the total maximum daily load (pollutant restrictions).; To guide development away from vulnerable natural hazards, including flooding, storm surge, and shore erosion.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Housing-Senior
Processing
Fire house
Recreation
Communications tower
Veterinary clinic
Housing-Mobile home park

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 6
Has Garage
# of Garage Spaces: 2
Driveway - # of Spaces: 4
Asphalt Driveway
Attached Garage, Driveway

Interior

Bedroom Information
# of Bedrooms On Main Level: 3
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Interior Features: Attic, Bathroom - Jetted Tub, Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, CeilngFan(s), Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Master Bath(s), Walk-in Closet(s), Window Treatments, Wood Floors
Living Area Sq.Ft. Source: Assessor

Room Information
# of Rooms: 11
Living Room, Dining Room, Kitchen, Family Room, Laundry, Recreation Room
Laundry Type: Basement, Dryer In Unit, Has Laundry, Washer In Unit

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Wood

Basement Information
Basement: Yes
Daylight, Full, Fully Finished, Garage Access, Heated, Improved, Interior Access, Rear Entrance, Walkout Level, Windows

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1200
Improvement Assessed Value: $381,000
Ownership Interest: Fee Simple
Year Built Source: Estimated

Building Information
Construction Materials: Brick, Vinyl Siding
Foundation Details: Block
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Structure Type: Detached
Other Structures: Shed

Exterior Information
Fencing: Fully, Wood

Pool Information
Personal Pool
Concrete, In Ground

Lot Information
Tidal Water: No

Land Information
Land Assessed Value: $120,200

Above Grade Information
Finished Sq.Ft.: 1,344
Finished Sq.Ft. Source: Assessor

Below Grade Information
Finished Sq.Ft.: 1,200
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
County Tax: $6,177
Tax Assessed Value: $487,267
Tax Year: 2026
Tax Annual Amount: $6,504

Assessments Information
Year Assessed: 2026

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Public

Location

Homeowners Association Information
HOA Fee: $200
HOA Fee Frequency: Annually

School Information
School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Location Information
Outside City Limits
Directions: GPS

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,544
Stories: 1.0
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1985
Year Renovated: —
County: Charles County
APN: 06 128491

Home facts updated by county records on Oct 27, 2026

Around this home

Schools

William A. Diggs Elementary School

Public PreK-5 • Assigned • 0.9mi

4/10

Theodore G. Davis Middle School

Public 6-8 • Assigned • 1.3mi

7/10

North Point High School

Public 9-12 • Assigned • 1.3mi

7/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

5/10 Wind Factor

25% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waldorf, MD • 20603

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 16% for direct sun exposure in Waldorf. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$500,000 – $606,000

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Home values near 2861 Ridge Rd

Data from public records.

Address	Redfin Estimate
2848 Ridge Rd, Waldorf, MD 4 Beds \| 3 Baths \| 1994 Sq. Ft.	$475,858
2860 Ridge Rd, Waldorf, MD 4 Beds \| 2.5 Baths \| 2463 Sq. Ft.	$567,103

Address	Redfin Estimate
2844 Ridge Rd, Waldorf, MD - Beds \| 2 Baths \| 2464 Sq. Ft.	$433,660
2864 Ridge Rd, Waldorf, MD - Beds \| 2 Baths \| 1800 Sq. Ft.	$434,182

Address	Redfin Estimate
2869 Ridge Rd, Waldorf, MD - Beds \| 2 Baths \| 1800 Sq. Ft.	$414,632
2852 Ridge Rd, Waldorf, MD - Beds \| 2 Baths \| 1988 Sq. Ft.	$428,720

Property information provided by BRIGHT MLS when last listed in 2026. This data may not match . Learn more.

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2861 Ridge Rd, Waldorf, MD 20603

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About this home

Redfin Estimate

Market trends in 20603, MD

Homeowner tools

Sale and tax history for 2861 Ridge Rd

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20603

Home values near 2861 Ridge Rd

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