UNDER CONTRACT

Contingent

$525,000

Est. $3,346/mo —

•

2,544

sq ft

2861 Ridge Rd, Waldorf, MD 20603

About this home

PRICE IMPROVEMENT — NOW $525,000! Welcome to 2861 Ridge Road, offering 5 bedrooms, 3 full baths, a 2-car garage, nearly half an acre, and your own private in-ground pool! FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $10,000 closing-cost credit! This spacious home offers room to live, work, entertain and grow. The versatile layout includes generous living spaces and a finished lower level—ideal for guests, a home office, recreation space or multigenerational living. Step outside and enjoy your own backyard retreat! The in-ground pool is filled and ready to enjoy, with plenty of additional yard space for entertaining, cookouts and outdoor living. Situated on approximately 0.46 acres, this property offers the space and privacy buyers are looking for while remaining convenient to shopping, dining, commuter routes and everyday amenities. 5 Bedrooms | 3 Full Baths | 2-Car Garage | In-Ground Pool | Nearly ½ Acre At the new price of $525,000, plus a $5,000 seller credit and potential 2.85% FHA loan assumption, this is an opportunity worth seeing. Schedule your private showing today!

Single-familyProperty Type

1985Year Built

0.46 acresLot Size

$206Price/Sq.Ft.

$17/moHOA Dues

2 garage spacesParking

Listed by Kesha Catlin • KC Realty Group

•202-313-2590 (broker)

•info.kcrealtygroup@gmail.com (broker)

Listing updated: Aug 24, 2026 at 11:01am

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDCH2056090

Payment calculator

$3,346 per month

Principal and interest$2,620

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 10AM TO 4PM
$796,145
4 beds4.5 baths4,637 sq ft
10428 Halmstad Dr, Waldorf, MD 20603
(571) 999-7039
OPEN TODAY, 11AM TO 4PM
$744,000
4 beds3.5 baths3,794 sq ft
10446 Varberg Ct, Waldorf, MD 20601
(571) 999-7039
OPEN TODAY, 11AM TO 4PM
$753,170
4 beds3.5 baths3,794 sq ft
10424 Halmstad Dr, Waldorf, MD 20601
(571) 999-7039
REDFIN OPEN THU, 2PM TO 4PM
$649,000
5 beds2.5 baths2,556 sq ft
1313 Leicester Dr, La Plata, MD 20646
OPEN SUN, 11AM TO 4PM
$772,960
5 beds4.5 baths4,349 sq ft
10404 Halmstad Dr, Waldorf, MD 20603
(571) 999-7039
OPEN SUN, 1PM TO 4PM
$1,290,000
5 beds4.5 baths7,801 sq ft
9219 Fort Foote Rd, Fort Washington, MD 20744
(703) 535-3610
REDFIN OPEN SEP 5, 12PM TO 2PM3D WALKTHROUGH
$629,900
5 beds3.5 baths3,840 sq ft
5271 Blue Crab Ln, Waldorf, MD 20602
REDFIN OPEN SEP 7, 12PM TO 2PM3D & VIDEO TOUR
$989,900
5 beds4 baths5,838 sq ft
208 Morgans Ridge Ct, La Plata, MD 20646
OPEN SEP 30, 11AM TO 4PM
$755,035
4 beds4.5 baths4,349 sq ft
10450 Varberg Ct, Waldorf, MD 20603
(571) 999-7039
OPEN SEP 30, 11AM TO 4PM
$870,465
4 beds4.5 baths4,637 sq ft
10454 Vanberg, Waldorf, MD 20603
(571) 999-7039

Around this home

Schools

K - 12
Preschool & daycare

William A. Diggs Elementary School

Public PreK-5 • Assigned • 0.9mi

5/10

Theodore G. Davis Middle School

Public 6-8 • Assigned • 1.3mi

6/10

North Point High School

Public 9-12 • Assigned • 1.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

2861 Ridge Rd · $525,000

Strong offer

$526K and above

75% chance or better to win

Why $526K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 43 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Attic
Jetted tub in bathroom
Tub and separate walk-in shower
Breakfast area
Dining area
Traditional floor plan
Country-style, eat-in kitchen with table space
Master bathroom
Walk-in closets
Window treatments
Wood floors
Ceiling fans

Bedrooms
Three bedrooms on the main level
Two bedrooms on the first lower level

Bathrooms
Two full bathrooms on the main level
One full bathroom on the first lower level
Three full bathrooms total

Kitchen
Dishwasher
Disposal
Icemaker
Electric oven/range
Refrigerator
Stainless steel appliances

Laundry & utility
Washer and dryer in unit
Laundry in the basement
Has laundry
Water heater

Flooring
Carpet
Wood floors

Heating & cooling
Heat pumps
Electric heating fuel
Central air conditioning
Electric cooling

Sale and tax history for 2861 Ridge Rd

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDCH2056090

Aug 24, 2026

Contingent

—

Aug 6, 2026

Price Changed

$525,000

$206/sq ft

Aug 6, 2026

Relisted

—

Jul 26, 2026

Contingent

—

Jun 19, 2026

Listed

$540,000

$212/sq ft

Jun 9, 2026

Coming Soon

$540,000

$212/sq ft

MRIS #CH9510866

Jan 29, 2016

Sold

$348,500

$137/sq ft

Nov 28, 2015

Pending

—

Nov 1, 2015

Listed

$137/sq ft

+25

BRIGHT MLS #1000461989

Jan 29, 2016

Listing Removed

—

Jan 28, 2016

Sold

$348,500

$137/sq ft

Nov 1, 2015

Listed

$348,500

$137/sq ft

+25

Split With Personality! Looking for home that has it all? This one fits the bill! From the charming patio off famrm to the deck overlooking an inground pool! There is a room for everyone! Main level offers 3 bdrms/2 baths/llivrm/dinrm/large kitchen * Lower level offers large famrm w/ FP/bath/4th bdrm/5th bdrm + sitting rm(au par suite) & laundry rm * Original owner * Beautifully maintained! A must see!

MRIS #CH6501085

Dec 1, 2008

Delisted

—

Nov 30, 2008

Relisted

—

Nov 30, 2008

Delisted

—

Jul 24, 2008

Price Changed

Aug 8, 2007

Listed

Public Records

Apr 19, 1985

Sold

$109,975

$43/sq ft

Public Records

Feb 8, 1985

Sold

$45,500

$18/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$6,719 (+10.1%)

2024

$6,105 (+11.3%)

$120,200 + $360,100

$480,300

2023

$5,485 (+13.3%)

2022

$4,839 (+2.1%)

2021

$4,741 (+2.0%)

$110,100 + $237,000

$347,100

2020

$4,646 (+2.0%)

2019

$4,556 (+6.9%)

2018

$4,262 (+6.5%)

2017

$4,002 (+7.8%)

2016

$3,713

$90,200 + $182,400

$272,600

2015

$3,711 (−6.2%)

$90,200 + $182,400

$272,600

2014

$3,954 (+7.7%)

$97,700 + $194,000

$291,700

2013

$3,672 (+4.5%)

2012

$3,513 (−9.6%)

2011

$3,886

2010

$3,886 (+17.2%)

2009

$3,315

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

—

Finished Sq. Ft.

2,544

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,544

Year built

1985

Style

Single Family Residential

County

Charles County

APN

06 128491

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

WCD

Watershead Conservation District

To implement the direction and intent of the Comprehensive Plan with regards to protection of the Mattawoman Creek Stream Valley and the headwaters of the Port Tobacco River and to protect the watershed area's natural resources for its long-term value to the community, the ecological, aesthetic and scenic values and its recreation and economic value as a sustainable resource.; To further protect the Resource Protection Zone and limit forest fragmentation.; To allow for the transfer of development rights in appropriate locations.; To limit sprawl development and protect water resources and Tier II streams and wildlife habitat and implement the total maximum daily load (pollutant restrictions).; To guide development away from vulnerable natural hazards, including flooding, storm surge, and shore erosion.

Permitted uses

Include but are not limited to:

Agriculture
Religious facility
Housing-Single unit
Housing-Senior
Processing
Fire house
Recreation
Communications tower
Veterinary clinic
Housing-Mobile home park

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 103° expected this year, 16 days in 30 years

5/10 Wind Factor

25% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waldorf, MD • 20603

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2861 Ridge Rd

$524,750

$250 under list price of $525K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $460K to $600K.

SOLD JUL 30, 2026
$518,000 Last sold price
4 beds3 baths2,624 sq ft
3140 Apple Creek Ln, Waldorf, MD 20603
$9/sq ft
SOLD JUN 10, 2026
$530,000 Last sold price
4 beds3.5 baths2,526 sq ft
223 Manning Rd E, Accokeek, MD 20607
$4/sq ft
larger lot
2 years older
SOLD BY REDFIN APR 17, 2026
$470,000 Last sold price
4 beds2.5 baths2,116 sq ft
8653 Valley Dr, Waldorf, MD 20603
$16/sq ft
larger lot
no basement
SOLD BY REDFIN JUL 31, 2026
$478,000 Last sold price
4 beds3 baths2,044 sq ft
8721 Valley Dr, Waldorf, MD 20603
$28/sq ft
larger lot
5 years older
SOLD JUN 17, 2026
$600,000 Last sold price
5 beds3.5 baths3,724 sq ft
3433 Linden Grove Dr, Waldorf, MD 20603
$45/sq ft
smaller lot
28 years newer
SOLD APR 6, 2026
$460,000 Last sold price
4 beds2.5 baths1,920 sq ft
8555 Ridge Ct, Waldorf, MD 20603
$34/sq ft
larger lot
1 year older

Rental earnings

Est. $2,982 per month, based on comparable rentals

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(443) 429-1124

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COMING SOON

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 2861 Ridge Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2861 Ridge Rd

This home may not be allowing tours right now

Nearby similar homes

New listings for sale in 20603

More real estate resources