Now under contract & sorry for the last minute cancellation of the Open House. WATERFRONT CHARM! This home was built by Peninsula Construction with care in 2001 for the original and only owners! It boasts an open floor plan with hardwood floors throughout except the carpeted 3 bedrooms. The water views are captivating of Cummings Creek from the open floor plan of the home but you will also enjoy the waterside screened porch with amazing views of the the quiet Creek! Currently a 3 bedroom, 2 bath home all on the first floor, if you need something larger, the second floor is ready for expansion which is plumbed and already has an exercise room ready for you to stay in shape! The barn/shed is being being sold as is but is great for a workshop or your hobbies. The landscaping is beautiful and although there is no pool, there is plenty of room to add one! The boating enthusiast will love the Bailey dock with 3 ft MLW plus a 7 ' mooring! Come take a look! You won't be disappointed!
Single-familyProperty Type
2001Year Built
2.55 acresLot Size
$620Est. Price/Sq.Ft.
2 car garageParking
Listed by Leslie Stevenson• Shore Living Real Estate
•888-822-7573 (broker)
•info@shorelivingrealestate.com (broker)
Bought with Richard P. Covell• Meredith Fine Properties
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Earn from this home
Sell
$98,002
Est. take-home
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Refinance
$0
Est. cash available
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Rent
$2,744/mo
Redfin rental estimate
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Market trends in 21676, MD
Last updated August 2026
Sale-to-List Price
97.2%
3.0% MoM
Median sale price
$938K
$737K MoM
Avg. days on market
87d
18 days MoM
Recently sold homes
2
0 MoM
Provided by Redfin
Sale history for 8698 Cummings Rd
Date
Event
Price
BRIGHT MLS #MDTA2011092
Nov 5, 2025
Sold
$1,195,000
$669/sq ft
Sep 22, 2025
Pending
—
Sep 5, 2025
Contingent
—
Aug 20, 2025
Price Changed
$1,195,000
$669/sq ft
Jun 25, 2025
Listed
$1,295,000
$725/sq ft
Jun 18, 2025
Coming Soon
$1,295,000
$725/sq ft
MRIS #TA6390382
Jun 28, 2007
Delisted
—
Apr 28, 2007
Listed
*
Year
Property tax
Land + Additions
Assessment*
2026
$5,773 (+80.8%)
2025
$3,192 (+1.9%)
2024
$3,132 (+5.7%)
$271,600 + $298,700
$570,300
2023
$2,962 (+7.7%)
2022
$2,749 (+2.2%)
2021
$2,689 (+3.2%)
$271,600 + $238,800
$510,400
2020
$2,607
2019
$2,605 (+3.1%)
2018
$2,527 (+4.6%)
$272,200 + $233,700
$505,900
2017
$2,417 (+5.9%)
$272,200 + $233,700
$505,900
2015
$2,283 (−2.5%)
$302,200 + $207,600
$509,800
2014
$2,342 (+2.9%)
$412,700 + $191,600
$604,300
2013
$2,277 (+7.8%)
2012
$2,112 (+0.3%)
2011
$2,105 (+3.2%)
2010
$2,039 (+1.8%)
2009
$2,003
Tax history for 8698 Cummings Rd
Year
Property tax
Land + Additions
Assessment*
2026
$5,773 (+80.8%)
2025
$3,192 (+1.9%)
2024
$3,132 (+5.7%)
$271,600 + $298,700
$570,300
2023
$2,962 (+7.7%)
2022
$2,749 (+2.2%)
2021
$2,689 (+3.2%)
$271,600 + $238,800
$510,400
2020
$2,607
2019
$2,605 (+3.1%)
2018
$2,527 (+4.6%)
$272,200 + $233,700
$505,900
2017
$2,417 (+5.9%)
$272,200 + $233,700
$505,900
2015
$2,283 (−2.5%)
$302,200 + $207,600
$509,800
2014
$2,342 (+2.9%)
$412,700 + $191,600
$604,300
2013
$2,277 (+7.8%)
2012
$2,112 (+0.3%)
2011
$2,105 (+3.2%)
2010
$2,039 (+1.8%)
2009
$2,003
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
2.55 Acres
Year renovated
—
Sq. Ft.
1,785
Year built
2001
Style
Single Family Residential
County
Talbot County
APN
05 194571
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 26, 2026.
RC
Resource Conservation District
The RC District is characterized by natural environments (wetlands, forests, or abandoned fields) and resource development activities (agriculture, forestry, fisheries, or aquaculture). This district conserves the irreplaceable agricultural, forested, and natural environmental character of the County. Agricultural activities shall be preserved, encouraged and protected. Development activities are to be in the form of large lots or clustered lots outside of habitat protection areas, without public water or sewer service. Development in this district shall: Maintain and, wherever possible, improve the quality of runoff and groundwater entering the Chesapeake Bay and its tributary streams; Conserve and protect agricultural lands and uses; Protect environmentally sensitive lands and Preserve rural character through conservation of open space and agricultural lands.
Permitted uses
Include but are not limited to:
Agriculture
Greenhouse / nursery
Livestock production
Day care facility
Housing-Group
Housing-Single unit
Infrastructure
Fire house
Police station
Communications tower
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Side Entry
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Crushed Stone
Off Street, Attached Garage, Driveway
Interior
Virtual Tour
Bedroom Information
# of Bedrooms On Main Level: 3
Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full): 2
Interior Information
Appliances: Dishwasher, Dryer, Range Hood, Stove, Washer, Water Conditioner - Owned, Microwave
Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Septic Exists
Propane, Phone Connected
Water Source: Well
Location
School Information
School District Name: TALBOT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt 33 from Easton through St Michaels - left on Pot Pie Road, stay straight until you reach Cummings Road ( =right before the Post Office), turn right and the property will be on the right. Sign posted,
Mean Low Water Feet: 3
Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: Creek
Water Body Name: CUMMINGS CREEK
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 1,785
Stories: 1.0
Lot Size: 2.55 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: —
County: Talbot County
APN: 05 194571
Home facts updated by county records on Aug 26, 2026
Around this home
Schools
Tilghman Elementary School
Public PreK-5 • Assigned • 5.8mi
2/10
St. Michaels Middle/High School
Public 6-12 • Assigned • 4.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
8/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
9/10 Heat Factor
7 days above 104° expected this year, 16 days in 30 years
6/10 Wind Factor
72% chance of strong winds in next 30 years
5/10 Air Factor
7 unhealthy days expected this year, 9 days in 30 years
Provided by First Street
Historical weather
Wittman, MD • 21676
Average low and high temperatures (°F)
39
27
42
31
59
43
68
52
74
60
85
70
89
75
81
68
78
65
69
54
58
45
45
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.3 hours in
June and 4.9 hours in December, which is comparable to the
U.S. average for solar exposure.
9.3 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.05M – $1.27M
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